Want SIP success? Do this every month, says stock market expert
advertisementHe mentioned that while SIP calculators do a fine job of showing projections, they don't account for emotions, self-doubt, or the unpredictability of life.Further, mention said, 'Every advisor shares this chart at some point.' How a small monthly investment, done consistently over 30 years, could help you retire rich. What they don't show is what happens in between. Life doesn't move in straight lines like SIP charts. In the real world, people face sudden job losses or unexpected health problems, etc. Sometimes, markets crash and wipe out months of gains, or investors feel disheartened when Rs 500 becomes just Rs 610 after a year.
Mehan said that these moments are when most people quit.'That's where most investors give up not because SIPs don't work but because patience is harder than maths,' he wrote.advertisementThe real journey of wealth-building through SIPs is not about picking the right mutual fund or chasing high returns. It's about the quiet decision you make every single month, to stay invested. As Mehan rightly puts it, 'It's not the Rs 10,000 SIP that builds wealth. It's 360 decisions, one every month, to continue it, especially when you don't feel like it.'When markets are uncertain, it's common for individuals to consider halting their SIPs. Yet, history shows that those who continue investing consistently, even during tough times, often achieve better financial outcomes. They allow their investments, and their discipline, to compound over time.Mehan further mentioned, 'Because the 14% CAGR doesn't come from markets. It comes from behaviour within markets.' In other words, how you act during ups and downs matters more than what the market does.He concluded by saying, 'And returns compound on paper. But real wealth compounds in patience.'- EndsMust Watch
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Sanju Verma is an Economist, National Spokesperson for BJP, and Bestselling Author of 'The Modi Gambit'. Views expressed in the above piece are personal and solely those of the author. They do not necessarily reflect News18's views. tags : digital india Narendra Modi view comments Location : New Delhi, India, India First Published: July 11, 2025, 16:02 IST News opinion Opinion | Digital India: PM Modi's Giant Leap Of Faith Disclaimer: Comments reflect users' views, not News18's. Please keep discussions respectful and constructive. Abusive, defamatory, or illegal comments will be removed. News18 may disable any comment at its discretion. By posting, you agree to our Terms of Use and Privacy Policy.
Time of India
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