Energize Builders Celebrates Historic Federal Ruling Allowing Bitcoin Holdings for U.S. Mortgages
Los Angeles Construction Pioneer Who Accepted Crypto for Decade Says New FHFA Directive Validates Industry Innovation
LOS ANGELES, CA - June 26, 2025 - Alik Konovalenko, founder and CEO of Energize Builders, today applauded the Federal Housing Finance Agency's (FHFA) groundbreaking directive ordering Fannie Mae and Freddie Mac to consider cryptocurrency holdings as assets in mortgage loan assessments. The ruling, announced Wednesday by FHFA Director William Pulte, represents a watershed moment for the construction and real estate industries.
"This federal recognition of cryptocurrency as a legitimate asset for mortgage qualification is exactly what our industry has been working toward," said Konovalenko, whose Los Angeles-based construction company has been accepting Bitcoin and other cryptocurrencies for home renovations and new construction projects for over a decade. "We've seen firsthand how crypto holders have been shut out of traditional homeownership opportunities simply because lenders couldn't properly evaluate their digital wealth."
Energize Builders, a family-owned boutique design and remodeling company serving Los Angeles, Orange, and Ventura counties, began accepting cryptocurrency payments in 2015, making it one of the first construction companies in Southern California to embrace digital assets. Over the past ten years, the company has completed more than 200 projects funded partially or entirely through cryptocurrency transactions, ranging from luxury home renovations to ground-up custom builds.
Breaking Down Barriers to Homeownership
The FHFA directive specifically instructs mortgage giants to develop proposals for considering cryptocurrency assets "without conversion of said cryptocurrency to U.S. dollars," addressing a major pain point for crypto investors who previously had to liquidate their holdings to qualify for traditional mortgages.
"We've had clients with substantial Bitcoin portfolios who were forced to sell their digital assets at inopportune times just to show liquid capital for mortgage applications," Konovalenko explained. "This new policy preserves their investment strategies while enabling them to access homeownership – it's a win-win for financial innovation and housing accessibility."
The directive aligns with President Trump's stated vision to make the United States "the crypto capital of the world" and requires that only cryptocurrencies "stored on U.S.-regulated centralized exchanges subject to all applicable laws" be considered in mortgage assessments.
Industry Validation After Years of Innovation
Konovalenko's early adoption of cryptocurrency payments positioned Energize Builders at the forefront of a financial revolution that is now receiving federal recognition. The company's crypto-accepting business model has attracted tech entrepreneurs, early Bitcoin adopters, and forward-thinking investors throughout the greater Los Angeles area.
"Ten years ago, people thought we were crazy for accepting Bitcoin for construction projects," Konovalenko reflected. "Today, the federal government is recognizing what we've known all along – cryptocurrency represents real wealth and should be treated as such in major financial decisions like home purchases."
The construction industry has been particularly impacted by housing affordability challenges, with high interest rates and strict lending criteria limiting access to homeownership. Industry experts suggest that including cryptocurrency holdings in mortgage assessments could expand the pool of qualified borrowers and stimulate housing market activity.
Looking Forward
As Fannie Mae and Freddie Mac develop their implementation proposals over the coming months, Konovalenko anticipates increased demand for crypto-friendly construction and renovation services. Energize Builders is already expanding its cryptocurrency payment infrastructure to accommodate additional digital assets and streamline the transaction process for clients.
"This federal directive validates not just our business approach, but the broader principle that innovation should enhance opportunity, not restrict it," Konovalenko concluded. "We're excited to continue leading this evolution in how Americans finance their dream homes."
About Energize Builders
Founded by Alik Konovalenko, Energize Builders is a family-owned boutique design and construction company based in Los Angeles. For over 20 years, the company has specialized in residential remodeling, custom home construction, and innovative project financing solutions. Energize Builders serves clients throughout Los Angeles County, Orange County, and Ventura County, with a commitment to exceptional craftsmanship and forward-thinking business practices.
For more information about Energize Builders and cryptocurrency payment options, visit www.energizebuilders.com.
Media Contact
Company Name: Energize Builders Inc
Contact Person: Alik Konovalenko
Email: Send Email
Phone: +1 310-963-1567
Address: 13910 Fiji Way Ste 270, Marina del Rey
City: Los Angeles
State: CA 90292
Country: United States
Website: https://www.energizebuilders.com/
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