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Olympic medallist Manu Bhaker misses podium in 10m pistol final at national selection trials
Dehradun: Suruchi Inder Singh continued her remarkable form this season by winning the women's 10m pistol event while Olympian Saurabh Chaudhary took the top spot in the men's event on the final day of the National Selection Trials, here Monday.
Both Suruchi and Saurabh also topped their respective qualification rounds with high scores of 588 and 587 respectively in Group A at the Trishul Shooting Range.
Suruchi dominated the finals from the start and finished with a score of 244.3, which was 3.1 more than Anjali Shekhawat who finished in second.
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The experienced Rahi Sarnobat secured another podium finish with a score of 221.6.
Olympians Manu Bhaker and Esha Singh finished in fourth and fifth places respectively with scores of 202.5 and 179.6.
'There's really no big secret to how I shoot. I don't look at the clock or think about how fast I'm going, I just keep shooting until it's done. The rhythm takes over, and everything flows naturally, and that's probably what helps me stay focused,' said Suruchi after her win.
In the men's final, Saurabh secured the top spot with a score of 245.7, 0.4 ahead of Subhash Sihag who finished with a score of 245.3.
Aditya Malra took the third spot with a score of 223.5. Samrat Rana finished in fourth while Ujjawal Malik, Ajay Kumar Ambawat, Amit Sharma and Rajan Tomar were the other finalists.

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Indian Express
4 hours ago
- Indian Express
Suruchi, the Phogat who shoots: Rise and rise of India's latest teenage shooting sensation
As thick clouds of smoke, permeating from the Jhajjar power plant on the outskirts of the city, appear from a distance, the retreat from city life to the countryside takes place almost jarringly quickly. Wide highway roads make way for narrow, makeshift lanes and townships for large pockets of barren land. Where proper roads end and GPS navigation draws a blank. Locations need to be found the old-fashioned way, rolling down windows and relying on the kindness of strangers. The streets are deserted. And village elders head indoors to beat the scorching heat, and for a game of cards and hookah. It is here, in this quintessentially Haryana village, Sasroli, that the latest sensation in Indian shooting, Suruchi Phogat, began her journey. Only 19, she has been a standout performer both at home, and globally. At her very first ISSF World Cup, in Buenos Aires, she won gold in the women's 10m pistol event. She followed it up at the next two, in Lima and Munich, to make it three titles on the trot. In Lima, she pipped Manu Bhaker, double-medallist at the 2024 Paris Olympics, to the top step of the podium. Domestically, too, she's been turning heads, winning the National Championships, National Games gold and topping the selection trials earlier this week. Jetsetting international sporting champion she may be, but Suruchi feels most at ease in Sasroli. 'Whenever I have to take a flight, I wish that I could just close my eyes and reach where I need to go. Flying is not fun for me,' she quips. 'It's nice to be back home.' Her recent achievements underline positive trends for shooting. It has made sure that, just like in the previous three Olympic cycles, another promising teenage shooter has emerged. The fact that it is not an anomaly – that the latest world-beater comes in a category where India already has an incumbent Olympic medallist – speaks to the robust systems and deep domestic pool India has in this discipline. *** It may take a village to raise a medal-winner but, in this case, it was the painstaking efforts of one family. Suruchi's father, Inder Singh, had dabbled in wrestling and cross-country running during his time as a havildar in the army. He had been driven to push his children into sports. Initially, he was inspired by his neighbour – someone he described 'like a brother' – wrestler Virender Singh, who won gold at the 2005 Deaflympics and whose life inspired the acclaimed 2014 documentary, 'Goonga Pehelwan'. But an early injury, which saw Suruchi break her collarbone, made the family rethink their choice of sport. And once Inder gathered more awareness about sports shooting, he was convinced. 'We took her to the local akhada for training in wrestling. Everyone around wanted that to be the sport she pursued seriously. If she was not going to do that, I wanted her to compete in an individual sport, but one that is totally fair in competition,' Inder said. Inder eventually found the right place for Suruchi's early training. The catch was that the academy was in Bhiwani, better known as the nursery for Haryana's burgeoning boxers, being the hometown of Olympic bronze-medallist Vijender Sing But the enthusiastic coach, Suresh Singh, and the good facility at the Guru Dronacharya Shooting Academy convinced Inder to make the daily journey of around 60 km, taking Suruchi along in a train from the nearby Jharli railway station to Bhiwani. 'The father-daughter duo were away every day for six to seven hours,' Suruchi's mother, Sudesh, says. She was the one who had to hold the fort at home, raising her younger son, Nishant, and working on their fields in Sasroli. 'But we would do it again if we had to,' she adds. *** About 15 km away from Sasroli is the village of Goria, on the outskirts of Jhajjar that borders the city from the other end of town. Goria is the hometown of Manu Bhaker, who became the first Indian female shooter to win an Olympic medal last year — and the first Indian to win two medals in one Olympics. That two of India's best young shooters grew up about half an hour away from each other, competed in the same category, and even trained under the same coach in their early years, is not an uncommon twist of fate. Haryana, for decades, has been a conveyor belt of world-class athletes across sports. It's an amalgamation of many things — hefty incentives, state government policies and a genuine sporting culture where every village has a Virender Singh who inspired a Suruchi. Despite the robust culture, shooting's rise in Haryana is a relatively new trend, especially considering that the entire region does not have a single state-sponsored shooting range. 'The growth has happened thanks to private ranges,' Suresh Singh, Suruchi's coach who worked with a teenage Manu, says. 'As an ex-Armyman, I opened this range several years ago. Back then there were a few like me, who invested money in facilities and offered training. With time, many of the local shooters did not go on to become international-level athletes, so they opened academies. Today, quite a few are open all over the state.' Suresh says the traits that attracted Inder to shooting are the same that motivate many of the other parents he interacts with, which is why the sport is picking up in the state. But without a government-run range, there is unlikely to be much involvement of shooters at the school level, which will keep much of Haryana's sports-inclined youth away from the big costs involved in this increasingly technical discipline. 'If a kid is expected to travel to Delhi or Dehradun for competitions, and has to afford an academy or build private ranges, naturally, not many will take up this game,' he says. *** Recently, ahead of her third successive World Cup in Munich last month, Suruchi sent a message to her coach back home. He believes it indicates exactly what explains her quick rise as one of India's top shooting stars. 'She told me she had seen one girl hit 99. She responded that she will not score less than 98. When I tried to tell her not to put so much pressure on herself, she said that anything less than 98 would not be acceptable to her,' Suresh says, adding that while technique can be taught and focus can be instilled, this level-headedness and self-belief cannot. Having worked with both Suruchi and Manu, the coach has often been asked to talk about their similarities. But he insists that there are very few. 'Manu is a total sportsperson. She took up all kinds of sports in school and her mentality is that of a competitive athlete. You can tell by the way she works on her fitness,' he says. But Suruchi, he says, has just taken to shooting naturally. There is very little else that distracts or attracts her. 'Maybe, since she is new to it all, that competitive and athletic side of her will come out soon. But at the moment, she just enjoys her game. The hours she spends at the range are a result of all the discipline her parents have put in her. But she does not see it as being hard work. She enjoys it,' the coach adds. She confirms her coach's perception of her, as a straight shooter in more ways than one when she is asked about competing with and being compared to Manu, failing to go into fawning praise or showing a lack of respect. 'I have always just found it easier not to care who I am competing against, whether it is at practice, national or international. I am now going to the national (trials) and the only thing I have in mind is meeting my own target. I have played in Dehradun before so I'm even more sure of what I need to do,' she said a few days before travelling to the Uttarakhand capital and topping the trial. *** Every time Suruchi returns from an international competition, the entire family travels from Sasroli to New Delhi to welcome her back. That includes her younger brother, Nishant, who has begun accompanying her to the range and has designs to become a shooter himself. Her mother says it became a happy ritual recently. 'We are just happy when she returns,' she says in front of the makeshift practice range, with paper targets, that her father made for her during the COVID lockdown. 'We have invested everything we have in her. Not just money. But we don't want her to feel like anything changes because of that, she likes to come home because things are the same here as they were when she was growing up.' When asked how they manage to create that environment, her mother comes up with an amusing example: 'We ask her to milk the cows!'


India Gazette
a day ago
- India Gazette
Top shooters back in India reckoning post Dehradun Rifle/Pistol trials
New Delhi [India], July 2 (ANI): Olympians Anjum Moudgil (also world championship silver medalist) and Saurabh Chaudhary and world championship bronze medalist Mehuli Ghosh, are back in reckoning for team India spots after the conclusion of the National Selection Trials 3 and 4 for Rifle and Pistol shooters, at the Trishul Shooting Range in Dehradun. The National Rifle Association of India (NRAI) has released the full domestic rankings list for Group A (eligible for India selection) shooters on their website, after the final match was played out on Monday (June 30, 2025), as per a press release from the National Rifle Association of India (NRAI). Double Olympian Anjum, one of India's finest woman rifle shooters ever, missed out on the first half of the international season comprising three World Cup stages, but is back in reckoning in women's 50m rifle 3 positions (3P), having displaced fellow Paris Olympian Shriyanka Sadangi in the top three. World record holder Sift Kaur Samra remains the top-ranked 3P women's shooter in India with an average of 593.38, followed by Ashi Chouksey (592.25) and Anjum (591.68). Sriyanka (589.90), Mehuli (588.58), and Surabhi Bharadwaj Rapole (588.08) complete the top six of this highly competitive field. Former Asian Games and Youth Olympics champion Saurabh Chaudhary is back as India number one in the men's 10m air pistol with a top-ranked average of 583.93, followed by Aditya Malra (582.75) and Anmol Jain (582.33). Amit Sharma (582), Nishant Rawat (582), and Samrat Rana (581.45) took fourth, fifth and sixth ranks respectively. Among the rifle shooters, Asian Championship 2024 gold medalist Mehuli Ghosh returns to the No. 1 spot in the domestic rankings of 10m Air Rifle Women with an average of 633.65, followed closely by Elavenil Valarivan (633.28) and Ananya Naidu (632.83). Rising names Arya Rajesh Borse (632.25), Ramita (632.05), and Sonam Uttam Maskar (631.60) also feature in the top six rankings. In the 10m Air Pistol Women, Suruchi continues to dominate the national circuit. With an average score of 588.25, she sits firmly at the top, enjoying a nearly 10-point lead over her nearest competitor, Palak (578.38). Paris Olympic double bronze medalist Manu Bhaker and Surbhi Rao both average 578, with Surbhi taking fourth due to a lower drop score. Rhythm Sangwan (577.88) and Esha Singh (577.83) follow closely at fifth and sixth, respectively. World number two Manu, who skipped T3 and T4 rounds, continues to lead the 25m Sports Pistol Women India rankings with an average score of 588.65. Simranpreet Kaur Brar (583.75), Esha Singh (583.50), Rahi Sarnobat (582.28), Abhidnya Patil (580.43), and Divya T.S. (580.38) round up the top six. Anish Bhanwala, fresh off wins in Trials 3 and 4, holds on to the number one spot in 25m Rapid Fire Pistol Men with an average of 581.25. He is followed by Neeraj Kumar (578.75) and Adarsh Singh (578.55). The next three spots are held by Bhavesh Shekhawat (576.63), Pradeep Singh Shekhawat (576.30), and Mandeep Singh (576.00). In 10m Air Rifle Men (ARM), reigning Asian champion Rudrankksh Patil sits on top of the ranking with an average score of 633.98, just 0.58 ahead of Arjun Babuta (633.40). Kiran Jadhav with average score of 632.35 tops Umamahesh Maddineni by 0.12 to take the third rank. Divyansh Singh Panwar (632) and Niraj Kumar (631.75 complete the high-performing top six in ARM after Selection Trials 3&4 for Group 'A' shooters. Veteran Chain Singh retains the top spot in 3P event for men with an average score of 592.63, Olympian Akhil Sheoran, with an average score of 591.3,5 is just 0.02 ahead of third place Aishwary Pratap Singh. Niraj Kumar (591.25), Paris Olympic Bronze medalist Swapnil Kushale (589.15), and Army Marksmanship Unit's Babu Singh (587.05) complete the top six. In shotgun, 2024 Asian Championships gold medalist Ganemat Sekhon leads the Skeet Women rankings with an average of 116.33, followed by Raiza Dhillon (116.00) and Maheshwari Chauhan (115.00). Yashasvi Rathore (112.67), Parinaaz Dhaliwal (111.33), and Darshna Rathore (109.67) complete the top six. Abhay Singh Sekhon stands at the top in Skeet Men with an average of 121.33, maintaining a consistent performance. He is followed closely by Bhavtegh Singh Gill (119.33), Olympian Anantjeet Singh Naruka (119.00), Parampal Singh Guron (118.00), and Mairaj Ahmad Khan (118.00), who are tied in the fourth and fifth ranks respectively. Sukhbir Singh Harika (117.33) is sixth. Neeru from Madhya Pradesh dominates the Trap Women rankings with an average of 117.00, trailing by Aashima Ahlawat (116.00) and Preeti Rajak (114.00). Manisha Keer (113.67), Pragati Dubey (113.33), and Kirti Gupta (112.67) complete the top six. In Trap Men, Olympian Lakshay Sheoran leads the chart with a stellar average of 121.33, followed by Kynan Chenai (120.33) and Bhowneesh Mendiratta (120.00). R. Prithviraj Tondaiman is ranked fourth (119.00), while Arjun (118.67) and Zoravar Singh Sandhu (118.00) secure the fifth and sixth ranks. (ANI)

Economic Times
2 days ago
- Economic Times
Wealth - edition 30-Jun-2025 to 6-july-2025
iStock Financially planning for your child's sports career is vastly different from planning for other needs of your child, be it higher education or more. Hence, this should not be approached in a conventional way. Traditional Indian wisdom and lore have never quite celebrated the virtues of sport as a career, allowing it to languish in the shadow of academic pursuits. The new India, however, is starting to wonder as a young brigade of sporting icons—Neeraj Chopra (athletics), Manu Bhaker (shooting), Lakshya Sen (badminton), D. Gukesh (chess)—is making a place for itself in the societal psyche, the stodgy Indian parent has found other reasons to warm up to this career option for one, parents' improved earning and saving ability means that they can provide a financial cushion to the child wanting to explore it as a career path without relying on it as a source of livelihood. Even if the child is unable to scale sporting stardom, they can fund his education to gain lateral entry into a vast array of aligned career options, be it sports management, science and analytics, psychology or coaching, which can also be prestigious and financially rewarding. Financial wherewithal also means they can secure the best facilities and training to ensure the child can compete with the top players in the world. Ajit Menon did just that by sending his son to Madrid, Spain, for football training in 2022. 'Once I realised his seriousness and passion for what he wanted to do, I wanted to pull out all stops to make it possible for him,' says Menon, who is the CEO of PGIM India Mutual Fund. His son, Aymaan, joined the Aquinas American School in Madrid when he was just 15 years old because it had a school program run by one of the top professional football clubs, Getafe CF. A big pull for parents is also the improved financial earnings in terms of prize money and corporate sponsorships for sports other than cricket. Add to it the government nudge, such as the Khelo India initiative, which offers improved infrastructure, training and opportunities, and there is a better chance for kids to compete at the global scale and turn it into a financially viable profession. AYMAANMENON, 18 yrsMumbai/Madrid (Spain) Parents: Ajit & Alinaa, both 54 yrs CAREER GOAL Return to India and play in Indian Super League (football). CAREER TIMELINE 2014Started playing at 8 years. 2014-21 Local football leagues. 2021 Attended 10-day Advanced Real Madrid football camp in Spain. 2022 Joined school in Madrid tied up with Getafe CF (football academy). 2025 Started undergrad at Universidad Europea + professional football club. EXPENSE TIMELINE 2022-2024Rs.30 lakh a year (schooling + Getafe club in Madrid). 2025 onwards Rs.30-35 lakh a year (graduation + football clubs in Madrid). FINANCIAL PLANNING Goal estimate in 2015 Rs.75 lakh Revised estimate in 2025 Rs.1.25 crore Current corpus: 75% of the goal funded. Invested in: Currently mutual funds. Despite this optimistic scenario and emergence of the new sporting ecosystem, there are several financial challenges and risks that plague this career option. 'Pursuing a sports career in India involves high risk with no guaranteed returns. Performance risk is significant; despite talent, few reach elite levels. Injuries can abruptly end careers, and the financial burden of coaching, travel and gear is steep and front-loaded,' says Naveen Gogia, Founder & Managing Director, Creed Capital. Ignorance about training expenses, lack of financial preparedness, and need for a back-up plan are among the primary hurdles that parents of sporting aspirants typically deal with. In the cover story this week, we shall try to explain how to overcome these and other shortcomings that are endemic to this career a child wants to pursue a sports career, the immediate concern for parents is financing the journey so that he can avail of the best training. While the initial costs at the recreational level of play are low and manageable, the sudden jump in expenses when he transitions to professional training comes as a Kolkata-based tennis aspirant, Krishnav Jhunjhunwala, 15, first picked up a tennis racket at 6-7 years, the cost was barely Rs.5,000-6,000 a month, including his coaching fee and gear expenses. After initiating professional training at 10-11 years, the expenses shot up nearly 10 times to Rs.50,000-60,000 a month. 'The coaching fee itself has gone up from Rs.3,000 to Rs.15,000, while the beginner rackets that cost Rs.4,000-6,000 have been upgraded and are much more expensive,' says Ashish, Krishnav's father. Krishnav, meanwhile, is making progress; he has won the All India Tennis Association's (AITA) tournament in Sonepat and reached the semi-finals in of the sport, most kids start playing at around 6-7 years, at which point the costs are nominal at Rs.5,000-6,000 a month because it only comprises club or academy fee (Rs.2,000-5,000 a month) and basic equipment or clothes. Within 3-4 years, the child's talent or dedication are clearly visible, and if the parents introduce professional coaching, the prices surge, as do the cost professional coaching fee, parents need to shell out on physical (gym training) and mental fitness (psychologist), advanced equipment and gear, diet and nutrition, as well as match fees for tournaments, which require frequent travel by the kid and parent.'At professional level for, say, badminton, it can cost anywhere between Rs.9-15 lakh per annum because a domestic tournament will cost Rs.50,000-60,000 a week and even as a beginner you will play 5-6 tournaments a year,' says Supriya Devgun, Founder of Badminton Gurukul, an academy co-founded with badminton legend Pullela Gopichand, that aims to bring affordable training to young aspirants.'Before reaching the elite bracket, players typically incur substantial travel and accommodation expenses throughout the year to participate in international level chess tournaments which are necessary to gain ratings,' says Sandeep Singhal, Managing Partner, WestBridge Capital, and Cofounder, WestBridge Anand Chess Academy, the brainchild of chess whiz Viswanathan Anand and Viswan, mom to 18-year-old Omkar Vinod—Kerala's No.1 squash player and currently ranked 18 in India—has tried to bring down the travel costs to Rs.15,000-20,000 per tournament. 'We either try to stay with relatives or he travels alone to cut down the expenses,' says the Bengaluru-based startup owner, who took upon herself the task of navigating his sporting career after her husband's demise in Warrier, meanwhile, has estimated a cost of Rs.25 lakh a year from this year onwards as his 16-year-old son, Jaitirth, the South Zone No.1 golf player, readies to shift gears. 'He is playing the junior national circuit and is aiming to turn pro in four years' time. Last year, he played 10 tournaments and this number is going to double now,' says the Bengaluru-based father who was an NRI for 14 years and returned to India only in 16 yrs Bengaluru Parents: Ranjit & Aparna, 53 & 50 yrs CAREER GOALBecome a professional golfer. CAREER TIMELINE 2015Started playing at 6 years in Lagos, Nigeria. Jan 2024 Started competitive golf. 2024 Ranked No. 1 in South Zone 2025 Playing junior national circuit. Aims to turn pro in four years. EXPENSE TIMELINE Current expenseRs.13 lakh a year (coaching, equipment, travel, nutrition, tournament fees, fitness, mental coaching) 2025 onwards (estimated) Rs.25 lakh a year FINANCIAL PLANNING Goal estimate in 2015Rs.4-5 crore Current corpus Rs.6 crore (for education & golf for 3-5 years) Invested in: Real estate, stocks, mutual funds, fixed deposits, insurance plans, gold. How much does training cost at different stages? Figures are indicative and may vary as per sport and talent. In elite stage, costs are cut if the child gets reward money, sponsors or endorsements. If child is also studying as a back-up plan, it may require an additional Rs.10-20 lakh at 17-18 professional coaching fee can range from Rs.10,000-30,000 a month, depending on the child's talent and the academy or coach's experience, equipment cost varies according to the sport. 'Golf or shooting would be 3-4 times more expensive because the equipment and training costs are higher, with a single golf class costing around Rs.2,000,' says Devgun. For 3-4 times a week, it could add up to Rs.30,000 a month only in coaching fee for professional coaching in cricket can also be Rs.2,000-3,000 an hour and the total cost could go up to Rs.40,000-50,000 a month. 'Cricket, like golf, is a rich man's sport now and needs money if one is serious about turning professional,' says Farhad Daruwala, Founder of Rising Star Cricket Academy in Mumbai, that trains under-privileged kids.'Critically, inflation of sports equipment tends to be much higher than general inflation and imported items are more expensive. This means a 10% general inflation could translate to 15-20% for sports gear,' says Atul Shinghal, Founder & CEO, Scripbox. So a tennis racket can easily come for Rs.20,000 today, while the cost of shooting equipment or golf clubs can run into lakhs. 'Swimming costumes at competitive level can cost Rs.35,000-40,000 and can be worn only 8-9 times,' says Jhunjhunwala, whose daughter had earlier reached national school level championships in while money is needed at this stage, there are few or virtually no sponsors till the time the kid reaches the elite stage and gains recognition or wins tournaments. 'Nobody wants to invest in a non-achiever; only known talents fit the bill. While CSR funds, scholarships and sponsorships are offered to the top talent, it is actually needed by the upcoming talent. If costs are to be brought down, the answer is to integrate sports with education,' suggests government does provide funds to the Sports Authority of India (SAI) and the National Sports Development Fund (NSDF) for various initiatives and schemes, and some non-banking financial corporations like Avanse Financial Services offer loans as well, but bank loans are not easy to come by. 'The parents of India's Saina Nehwal, former world number one badminton player, famously took loans for her early badminton career, as individual sports are largely self-funded by parents until elite success,' agrees the child progresses and begins to win tournaments and get ranked at the domestic or international level, the costs surge even further. 'At the elite level, training remains the most significant area of investment, including personalised coaching, access to top-tier trainers, game preparation support, and advanced analytical tools. Travel is another major expense given the international nature of toplevel chess tournaments,' says WestBridge's international tournaments easily costing Rs.2-3 lakh per tour, including air fare and accommodation, the overall cost of training can jump to Rs.20-30 lakh a year. This involves advanced, personalised and intensified coaching, more rigorous physical and mental fitness and physio, and a rise in the number of tournaments to participate good news is that at this stage, some income and financial support start to come in in the form of prize money from wins, sponsorships, CSR funds (corporate social responsibility funds), scholarships, or even public sector jobs. This brings down the costs and eases the financial burden. This is the reason Viswan is planning to start looking for a sponsor from next year as Vinod's all-India ranking has shot up from 235 in 2023 to 18 now, and the reason Jhunjhunwala is looking for colleges that offer scholarships for tennis training for Devgun's assertion that a back-up plan takes away from the focus of reaching top levels, most parents prefer to reach for the safety net of education while allowing their kids to pursue sports. 'Without early financial planning and a strong Plan B, the journey can become financially and emotionally draining,' says Sumit Duseja, Co-founder and CEO, Truemind Capital and Sebi-registered investment adviser: 'There is a very low chance to be a successful sportsperson in India. Hence, a Plan B should always be in place as a fall-back option that supports the child in case success is not achieved as desired.''One needs to have a back-up plan because there is no guarantee in sports. I have given Vinod a time limit of five years to prove himself. He, too, isn't yet sure whether he wants to be a professional squash player or go in an allied field like sports science,' says Viswan. 'Krishnav is excelling in studies, scoring 97.8% in his ICSE class 10 exams last year. As long as he says his studies will not be affected, I'll do everything he wants to do in tennis. Besides, what will he do after 10 years given the short career span? If he doesn't reach the top level, he will opt for engineering in data science or AI,' says JHUNJHUNWALA,15 yrs,Kolkata Parents: Ashish & Nidhi, 48 & 46 yrs CAREER GOALProfessional tennis player/engineering. CAREER TIMELINE 2016-17Started playing at 6-7 years. 2020 Professional training and coaching. 2024 Won AITA tournament in Sonepat. Reached AITA semifinals in Kolkata. 2025 West Bengal U-16 ranked No. 5, U-18 ranked No. 7. EXPENSE TIMELINE Initial expenseRs.50,000-60,000 a year Current expense Rs.3-4 lakh a year (coaching, equipment, travel, nutrition, travel, tournament fees, fitness) FINANCIAL PLANNING Goal estimate in 2015Rs.15-20 lakh Current corpus Rs.20-25 lakh Invested in: Kisan Vikas Patra, with varying maturities for liquidity; stocks and mutual funds. NAVEEN GOGIAFOUNDER & MANAGING DIRECTOR, CREED CAPITAL Note:'Pursuing a sports career in India involves high risk, with no guaranteed returns. The financial burden is also steep and front-loaded.' Education vs sports:Why financial strategy differs It's also the reason Menon is spending Rs.30-35 lakh a year, combining Aymaan's football training with his graduation in sports science from one of the top European universities in Spain, Universidad Europea. Warrier too has kept `6 crore corpus for Jaitirth for the next 3-5 years, either for education or golf. He also insists on a four-year degree course, and possibly post-graduation as well. 'If he doesn't reach the required heights, he can get into sports psychology or sports management. The four years will also give him the time to prove himself in golf,' he says.'From 18-21, the child either turns pro or pursues college sports abroad, and international education may require Rs.25-50 lakh. By 22-30, the focus shifts to career transition. Successful athletes need long-term planning and passive income strategies; others may use a pre-built Plan B fund to pivot to alternate careers,' says planning for a sports career is different from that for education goals for various reasons (see Education vs sports). For one, large sums of money can be required at an early age and staggered across a longer period. The higher risk, uncertainty and shorter career spans also call for a unique multi-pronged approach.'Higher education can be a preplanned activity, with the knowledge of approximate cost structure and when the funds will be required. Sports is a skill-based career and one is not aware of the level of competence the child will achieve. These are unknowns for which you have to plan a higher budget, and the plan needs to evolve with skill development,' says Dinesh Rohira, Founder & CEO, requires phased, proactive planning that balances long-term growth, short-term liquidity, and flexibility,' says Gogia. So you need to plan for short-, medium- and longterm expenses in varying instruments. 'It also needs to be slightly open-ended and a secondary budget should also be planned for triggers and sudden changes,' says VINOD18 yrs Bengaluru Parent: Sandhya Viswan, 49 yrs CAREER GOALProfessional squash player or aligned field in sports. CAREER TIMELINE 2016Started at 9 years, played tournaments. 2018 Ranked No. 1 in Kerala. 2023 Started professional training and being ranked in U-19 category. 2025 Has been Kerala No. 1 since 2018 & all-India No. 18 in U-19. EXPENSE TIMELINE Initial expenseRs.50,000 a year Current expense Rs.4-5 lakh a year (coaching, equipment, travel, nutrition, tournament fees, fitness) FINANCIAL PLANNING Goal estimate in 2012Rs.25 lakh Current corpus Rs.50 lakh (includes other brother's Rs.25 lakh who doesn't need it) Invested in: Traditional insurance plans. 'In the first phase (5-10 years), moderate but consistent investment in basic coaching and equipment is needed; second phase (11-16 years) calls for high, rapidly increasing costs for advanced coaching, tournaments, nutrition and physio; the third phase of elite training (17-21 years) sees peak expenditure for national/international tournaments, professional academies and sports psychologists; and finally, after 21 years, there is potential income generation or investment for an alternative education/career path,' says a first step, start SIPs in equity funds (large, flexi, or multi cap) at the earliest in order to build a large corpus for the long term, which can be used for higher expenses or Plan B needs. You can also invest in the PPF for tax-free payouts and safety.'For this core corpus, I invested nearly 50% in real estate, and the remaining in multiple assets, including stocks, mutual funds, insurance and gold,' says Warrier. 'It's extremely important to hire a financial planner and have a written plan for this goal. I invested in multiple assets, but am currently relying primarily on mutual funds,' says Menon. For medium-term requirements (3-7 year horizon), start SIPs in balanced advantage funds or fixed deposits of varying maturities that can be broken without incurring penalties as and when the need arises. 'I invested in a large number of Post Office Kisan Vikas Patra with small sums and varying maturities for both my children's sports expenses in the second phase,' says Jhunjhunwala. Next, keep an operational buffer for short-term (1-3 year horizon) expenses like equipment and gear purchase or domestic tournaments, investing in liquid, arbitrage or ultra short-duration funds, or even sweep-in fixed deposits. SUPRIYA DEVGUNFOUNDER & MD, BADMINTON GURUKUL Note:'While CSR funds, scholarships and sponsorships are offered to the top talent, it's actually needed by the upcoming talent.' Given the high risk of injury, it is also crucial to have Rs.50 lakh-1 crore medical and personal accident insurance.'If earnings begin, consider setting up a trust or HUF for tax-efficient structuring. In the career phase (after 21 years), preserve wealth with a diversified mix of equity, debt, and REITs, and create passive income through annuities or systematic withdrawals. Throughout, avoid over-locking your capital; in sports, flexibility is just as important as performance,' says Gogia.'It's also important to review the plan on a regular basis, in six months or one year, depending on the career progress of the child,' advises Rohira. Long-term investment For core corpusStart saving for the child's goal, be it sport or education, at birth. This will help build a large corpus for expensive, professional training if he chooses a sport. Or, if the sports career doesn't work out, it can be used for education in aligned fields later. Where to invest Large-cap, multi-cap or flexi-cap equity mutual funds; PPF. Medium-term investment For professional trainingIn the second phase of his training between 11 and 16 years, expenses will suddenly spiral as he moves from casual to professional training and large sums will be needed for coaching, equipment and tours for tournaments. Where to invest Balanced advantage and equity savings funds, or medium-term fixed deposits for staggered withdrawals. Short-term investment For operational expenses You will need some funds throughout his sporting journey for equipment and gear, fitness, travel and coaching fees. Where to invest Liquid or ultra short-duration funds, or sweep-in fixed deposits.