Intelligent Protection Management to Present at Centri Capital Conference
JERICHO, NEW YORK / ACCESS Newswire / April 14, 2025 / Intelligent Protection Management Corp. ('IPM,' the 'Company,' 'we,' 'our' or 'us') (Nasdaq:IPM), a managed technology solutions provider focused on cybersecurity and cloud infrastructure, today announced their attendance and participation at the Centri Capital Conference at the Nasdaq Marketsite in New York City, New York on Tuesday, April 22, 2025
The conference will feature presentations from public and private companies across a variety of industry sectors. Jason Katz, Chairman and CEO of IPM, is scheduled to present at 10:00am ET and will be available for one-on-one meetings on Tuesday, April 22, to discuss IPM's managed technology solutions focused on cybersecurity and cloud infrastructure.
For those interested in attending, please visit:
https://www.meetmax.com/sched/event_113161/conference_register.html
ABOUT INTELLIGENT MANAGEMENT PROTECTION CORP. (Nasdaq: IPM)
Intelligent Management Protection Corp. ('IPM') is a managed technology solutions provider focused on cybersecurity and cloud infrastructure. IPM provides dedicated server hosting, cloud hosting, data storage, managed security, backup and disaster recovery, and other related services, including consulting and implementing technology solutions for enterprise and commercial clients across the United States. Our other products include ManyCam. The Company has an over 20-year history of technology innovation and holds 8 patents. For more information, please visit:
To be added to our news distribution list, please visit: http://www.ipm.com/investor-alerts/.
FORWARD-LOOKING STATEMENTS:
This press release contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. These forward-looking statements involve known and unknown risks, uncertainties and other factors that may cause the Company's actual results, performance or achievements to be materially different from any future results, performance or achievements anticipated in such statements. Such forward-looking statements include, but are not limited to, statements concerning such things as the Company's plans, objectives, strategies, expectations, intentions and other statements that are not statements of historical fact, and may be identified by words such as 'aim,' 'anticipates,' 'believes,' 'building,' 'continue,' 'could,' 'drive,' 'estimates,' 'expects,' 'extent,' 'focus,' 'forecasts,' 'goal,' 'guidance,' 'intends,' 'may,' 'might,' 'outlook,' 'plan,' 'position,' 'probable,' 'progressing,' 'projects,' 'prudent,' 'seeks,' 'should,' 'steady,' 'target,' 'view,' 'will' or 'would' or the negative of these words and phrases or similar words or phrases. The following factors, among others, could cause actual results to differ materially from those set forth in the forward-looking statements: general business and economic conditions globally; industry trends; competition; changes in government and other regulation; changes in political and economic stability; disruptions in business operations due to reorganization activities; interest rate and currency fluctuations; the inability of the Company to realize successfully any anticipated synergy benefits of its acquisition of Newtek Technology Solutions, Inc.; the inability of the Company to integrate successfully the operations of Newtek Technology Solutions, Inc.; fluctuations and volatility in the Company's stock price; the ability of the Company to successfully execute strategic plans; the ability of the Company to maintain customer and partner relationships; and the timing and market acceptance of new service offerings. More detailed information about the Company and the risk factors that may affect the realization of forward-looking statements is set forth in the Company's filings with the Securities and Exchange Commission ('SEC'), including the Company's most recent Annual Report on Form 10-K and Quarterly Reports on Form 10-Q. Investors and security holders are urged to read these documents free of charge on the SEC's website at www.sec.gov.
All forward-looking statements speak only as of the date on which they are made. The Company undertakes no obligation to update any forward-looking statement or statements to reflect events or circumstances after the date on which such statement was made, except to the extent required by applicable securities laws.
Investor Contacts:
[email protected]
ClearThink
[email protected]
917-658-7878
SOURCE: Intelligent Protection Management Corp.
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NASHVILLE, Tenn.--(BUSINESS WIRE)--FB Financial Corporation (the 'Company') (NYSE: FBK), parent company of FirstBank, reported net income of $2.9 million, or $0.06 per diluted common share, for the second quarter of 2025, compared to $0.84 in the previous quarter and $0.85 in the second quarter of last year. Adjusted net income* was $40.8 million, or $0.88 per diluted common share, compared to $0.85 in the previous quarter and $0.84 in the second quarter of last year. The Company reported adjusted pre-tax, pre-provision net revenue* of $58.6 million for the second quarter of 2025, reflecting increases of 12.5% and 12.0% from $52.1 million and $52.4 million in the previous quarter and second quarter of last year, respectively. The Company ended the second quarter of 2025 with loans held for investment ('HFI') of $9.87 billion compared to $9.77 billion at the end of the previous quarter, a 4.22% annualized increase, and $9.31 billion at the end of the second quarter of last year, a 6.07% increase. Deposits were $11.40 billion as of June 30, 2025, compared to $11.20 billion as of March 31, 2025, a 7.21% annualized increase, and $10.47 billion as of June 30, 2024, an 8.94% increase. Net interest margin ('NIM') was 3.68% for the second quarter of 2025, compared to 3.55% in the prior quarter and 3.57% in the second quarter of 2024. The Company elected to sell $266.5 million of available-for-sale debt securities in June resulting in a $60.5 million GAAP loss which has been adjusted from earnings in the Company's computations of adjusted results and performance measures for the second quarter. The Company ended the quarter with book value per common share of $35.17 and tangible book value per common share* of $29.78. President and Chief Executive Officer, Christopher T. Holmes stated, 'The Company delivered solid operating results in the second quarter with growth in both loans and customer deposits, a healthy net interest margin and managed expense growth, along with strong capital and liquidity positions. Additionally, we repositioned our balance sheet by selling low-yielding securities which will further enhance both our liquidity and margin moving forward. With the momentum of the quarter, the impact of the balance sheet enhancements and the July 1st closing of the Southern States Bancshares, Inc. ('Southern States') merger, we are well-positioned for the second half of the year.' Annualized Balance Sheet Highlights Investment securities, at fair value $ 1,337,565 $ 1,580,720 $ 1,482,379 (61.7 )% (9.77 )% Loans held for sale 144,212 172,770 106,875 (66.3 )% 34.9 % Loans HFI 9,874,282 9,771,536 9,309,553 4.22 % 6.07 % Allowance for credit losses on loans HFI (148,948 ) (150,531 ) (155,055 ) (4.22 )% (3.94 )% Total assets 13,354,238 13,136,449 12,535,169 6.65 % 6.53 % Interest-bearing deposits (non-brokered) 8,692,848 8,623,636 8,130,704 3.22 % 6.91 % Brokered deposits 518,719 414,428 150,113 100.9 % 245.6 % Noninterest-bearing deposits 2,191,903 2,163,934 2,187,185 5.18 % 0.22 % Total deposits 11,403,470 11,201,998 10,468,002 7.21 % 8.94 % Borrowings 164,485 168,944 360,944 (10.6 )% (54.4 )% Allowance for credit losses on unfunded commitments 12,932 6,493 5,984 397.8 % 116.1 % Total common shareholders' equity 1,611,130 1,601,962 1,500,502 2.30 % 7.37 % Book value per common share $ 35.17 $ 34.44 $ 32.17 8.50 % 9.33 % Tangible book value per common share* $ 29.78 $ 29.12 $ 26.82 9.09 % 11.0 % Total common shareholders' equity to total assets 12.1 % 12.2 % 12.0 % Tangible common equity to tangible assets* 10.4 % 10.5 % 10.2 % *Non-GAAP financial measure; A reconciliation of non-GAAP measures to the most directly comparable GAAP measure is included in the Company's Second Quarter 2025 Financial Supplement. Expand Three Months Ended (dollars in thousands, except share data) Jun 2025 Mar 2025 Jun 2024 Statement of Income Highlights Net interest income $ 111,415 $ 107,641 $ 102,615 NIM 3.68 % 3.55 % 3.57 % Noninterest (loss) income $ (34,552 ) $ 23,032 $ 25,608 (Loss) gain from securities, net $ (60,549 ) $ 16 $ — Gain (loss) on sales or write-downs of premises and equipment, other real estate owned and other assets, net $ 236 $ (625 ) $ (281 ) Total revenue $ 76,863 $ 130,673 $ 128,223 Noninterest expense $ 81,261 $ 79,549 $ 75,093 Early retirement and severance costs $ — $ — $ 1,015 Merger and integration costs $ 2,734 $ 401 $ — Efficiency ratio 105.7 % 60.9 % 58.6 % Core efficiency ratio* 56.9 % 59.9 % 58.3 % Pre-tax, pre-provision net revenue $ (4,398 ) $ 51,124 $ 53,130 Adjusted pre-tax, pre-provision net revenue* $ 58,649 $ 52,134 $ 52,369 Provisions for credit losses $ 5,337 $ 2,292 $ 2,224 Net charge-offs ratio 0.02 % 0.14 % 0.02 % Net income applicable to FB Financial Corporation $ 2,909 $ 39,361 $ 39,979 Diluted earnings per common share $ 0.06 $ 0.84 $ 0.85 Effective tax rate (a) 130.0 % 19.4 % 21.4 % Adjusted net income* $ 40,821 $ 40,108 $ 39,424 Adjusted diluted earnings per common share* $ 0.88 $ 0.85 $ 0.84 Weighted average number of shares outstanding - fully diluted 46,179,090 47,024,211 46,845,143 Returns on average: Return on average total assets ('ROAA') 0.09 % 1.21 % 1.30 % Adjusted* 1.26 % 1.23 % 1.28 % Return on average shareholders' equity 0.74 % 10.1 % 10.9 % Return on average tangible common equity ('ROATCE')* 0.87 % 11.9 % 13.1 % Adjusted* 12.4 % 12.3 % 13.1 % *Non-GAAP financial measure; A reconciliation of non-GAAP measures to the most directly comparable GAAP measure is included in the Company's Second Quarter 2025 Financial Supplement. 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These forward-looking statements include, without limitation, statements regarding the Company's future plans, results, strategies, and expectations, including expectations around changing economic markets and statements regarding the merger of Southern States Bancshares, Inc. ('Southern States') with the Company (the 'Merger') and expectations with regard to the benefits of the Merger. These statements can generally be identified by the use of the words and phrases 'may,' 'will,' 'should,' 'could,' 'would,' 'goal,' 'plan,' 'potential,' 'estimate,' 'project,' 'believe,' 'intend,' 'anticipate,' 'expect,' 'target,' 'aim,' 'predict,' 'continue,' 'seek,' and other variations of such words and phrases and similar expressions. These forward-looking statements are not historical facts, and are based upon management's current expectations, estimates, and projections, many of which, by their nature, are inherently uncertain and beyond the Company's control. The inclusion of these forward-looking statements should not be regarded as a representation by the Company or any other person that such expectations, estimates, and projections will be achieved. Accordingly, the Company cautions shareholders and investors that any such forward-looking statements are not guarantees of future performance and are subject to risks, assumptions, and uncertainties that are difficult to predict. Actual results may prove to be materially different from the results expressed or implied by the forward-looking statements. 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Further information regarding the Company and factors which could affect the forward-looking statements contained herein can be found in the Company's Annual Report on Form 10-K for the fiscal year ended December 31, 2024, and in any of the Company's subsequent filings with the SEC. Many of these factors are beyond the Company's ability to control or predict. If one or more events related to these or other risks or uncertainties materialize, or if the underlying assumptions prove to be incorrect, actual results may differ materially from the forward-looking statements. Accordingly, shareholders and investors should not place undue reliance on any such forward-looking statements. Any forward-looking statement speaks only as of the date of this Earnings Release, and the Company undertakes no obligation to publicly update or review any forward-looking statement, whether as a result of new information, future developments or otherwise, except as required by law. 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Each of these non-GAAP metrics excludes certain income and expense items that the Company's management considers to be non-core/adjusted in nature. The Company refers to these non-GAAP measures as adjusted (or core) measures. Also, the Company presents tangible assets, tangible common equity, tangible book value per common share, tangible common equity to tangible assets, return on average tangible common equity, and adjusted return on average tangible common equity. Each of these non-GAAP metrics excludes the impact of goodwill and other intangibles. The Company's management uses these non-GAAP financial measures in their analysis of the Company's performance, financial condition and the efficiency of its operations as management believes such measures facilitate period-to-period comparisons and provide meaningful indications of its operating performance as they eliminate both gains and charges that management views as non-recurring or not indicative of operating performance. Management believes that these non-GAAP financial measures provide a greater understanding of ongoing operations and enhance comparability of results with prior periods as well as demonstrate the effects of significant non-core gains and charges in the current and prior periods. The Company's management also believes that investors find these non-GAAP financial measures useful as they assist investors in understanding the Company's underlying operating performance and in the analysis of ongoing operating trends. In addition, because intangible assets such as goodwill and the other items excluded each vary extensively from company to company, the Company believes that the presentation of this information allows investors to more easily compare the Company's results to the results of other companies. However, the non-GAAP financial measures discussed herein should not be considered in isolation or as a substitute for the most directly comparable or other financial measures calculated in accordance with GAAP. Moreover, the manner in which the Company calculates the non-GAAP financial measures discussed herein may differ from that of other companies reporting measures with similar names. Investors should understand how such other banking organizations calculate their financial measures with names similar to the non-GAAP financial measures the Company has discussed herein when comparing such non-GAAP financial measures. A reconciliation of these measures to the most directly comparable GAAP financial measures is included in the Company's Second Quarter 2025 Financial Supplement, which is available at . 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Expand (FBK - ER)
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VisionWave Holdings Inc. to Commence Trading on Nasdaq Under Ticker 'VWAV' VisionWave Technologies Inc. and Bannix Acquisition Corp. Have Closed the Business Combination on July 14, 2025 VisionWave Holdings Inc. Shares of Common Stock and Warrants Will Begin Trading on Nasdaq on July 15, 2025, Under Ticker Symbols 'VWAV' and 'VWAVW,' Respectively WILMINGTON, Del., July 14, 2025 (GLOBE NEWSWIRE) -- VisionWave Technologies Inc. ('VisionWave Technologies'), a defense development company focused on integrating advanced artificial intelligence and autonomous solutions across air, ground, and sea domains ranging from high-resolution radars and advanced vision systems to radio frequency sensing technologies seeking to redefine operational efficiency and precision for military and homeland security applications worldwide, today announced the successful completion of its business combination (the 'Business Combination') with Bannix Acquisition Corp. (Nasdaq: BNIX) ('BNIX'), a special purpose acquisition company, resulting in each of VisionWave Technologies and BNIX becoming a wholly-owned subsidiary of VisionWave Holdings Inc. ('VisionWave Holdings' or the 'Combined Company'). On July 15, 2025, VisionWave Holdings shares of common stock will commence trading on the Nasdaq Global Market under the trading symbol 'VWAV' and its warrants will trade on under the trading symbol 'VWAVW.' 'Completing the Business Combination and having our shares listed on the Nasdaq Global Market is a significant achievement for the VisionWave team, and we are grateful to our employees and partners who have supported us on this journey as we begin our next chapter as we seek to develop new and cutting technologies in the defense sector,' said Douglas Davis, Executive Chairman of VisionWave Holdings. 'We believe this milestone will provide us with the tools to develop our technology and implement our business plan. We are excited to continue to seek building value for all stakeholders.' 'This is a defining moment for VisionWave,' said Noam Kenig, Chief Executive Officer of VisionWave Holdings. 'As we enter the public markets, our focus is on accelerating innovation in defense-grade AI systems, pursuing strategic global partnerships, and delivering on contracts that will shape the next generation of military technologies. I'm honored to lead the company into this exciting new chapter.' Advisors Fleming PLLC served as legal counsel to BNIX. Law Office of Robert M. Yaspan served as legal counsel to VisionWave Technologies. RBSM LLP served as the Auditor to VisionWave Holdings. Donohoe Advisory Associate, LLC served as Listing Advisor to VisionWave Holdings. Marula Capital Group a registered FINRA advisor provided the Fairness Opinion to the Business Combination. I-Bankers Securities, Inc., the underwriter in the original IPO. About VisionWave Holdings Inc. VisionWave Holdings Inc. is at the forefront of revolutionizing defense capabilities by integrating advanced artificial intelligence (AI) and autonomous solutions across air, ground, and sea domains. Its state-of-the-art innovations— ranging from high-resolution radars and advanced vision systems to radio frequency (RF) sensing technologies are seeking to redefine operational efficiency and precision for military and homeland security applications worldwide. From tactical ground vehicles to precision weapon control systems, VisionWave leads the development of reliable, high-performance technologies that transform defense strategies and deliver superior results, even in the most challenging environments. With headquarters in the U.S. and strategic partnerships in Canada and the United Arab Emigrants, VisionWave is uniquely positioned to serve global markets, offering cutting-edge defense solutions that address the evolving needs of security forces across the world. For more corporate and product information, please visit our website About Bannix Acquisition Corp. Bannix Acquisition Corp. is a blank check company, also commonly referred to as a Special Purpose Acquisition Company, or SPAC, formed for the purpose of effecting a merger, share exchange, asset acquisition, share purchase, reorganization or similar business combination with one or more businesses or entities. Forward-Looking Statements This press release includes 'forward-looking statements' within the meaning of the 'safe harbor' provisions of the United States Private Securities Litigation Reform Act of 1995. Forward-looking statements may be identified by the use of words such as 'estimate,' 'plan,' 'project,' 'forecast,' 'intend,' 'will,' 'expect,' 'anticipate,' 'believe,' 'seek,' 'target' or other similar expressions that predict or indicate future events or trends or that are not statements of historical matters. These forward-looking statements also include, but are not limited to, statements regarding projections, estimates and forecasts of revenue and other financial and performance metrics, projections of market opportunity and expectations, the estimated implied enterprise value of the Combined Company, VisionWave Holdings' ability to scale and grow its business, the advantages and expected growth of the Combined Company, the Combined Company's ability to source and retain talent, and the cash position of the Combined Company following closing of the Business Combination, as applicable. These statements are based on various assumptions, whether or not identified in this press release, and on the current expectations of BNIX's and VisionWave Technologies' management and are not predictions of actual performance. These statements involve risks, uncertainties and other factors that may cause actual results, levels of activity, performance, or achievements to be materially different from those expressed or implied by these forward-looking statements. Although each of BNIX, VisionWave Technologies and VisionWave Holdings believes that it has a reasonable basis for each forward-looking statement contained in this press release, each of BNIX, VisionWave Technologies and VisionWave Holdings cautions you that these statements are based on a combination of facts and factors currently known and projections of the future, which are inherently uncertain. In addition, there are risks and uncertainties described in the definitive proxy statement/prospectus mailed to BNIX stockholders, and filed by the Combined Company with the SEC and other documents filed by the Combined Company or BNIX from time to time with the SEC. These filings may identify and address other important risks and uncertainties that could cause actual events and results to differ materially from those contained in the forward-looking statements. BNIX, VisionWave Technologies and VisionWave Holdings cannot assure you that the forward-looking statements in this press release will prove to be accurate. These forward-looking statements are subject to a number of risks and uncertainties, including, among others, the ability to recognize the anticipated benefits of the Business Combination, costs related to the Business Combination, the risk that the Business Combination disrupts current plans and operations as a result of the announcement and consummation of the Business Combination, the outcome of any potential litigation, government or regulatory proceedings, and other risks and uncertainties, including those to be included under the heading 'Risk Factors' in the definitive proxy statement/prospectus mailed to BNIX stockholders, and those included under the heading 'Risk Factors' in the annual report on Form 10-K for the fiscal year ended December 31, 2024, of BNIX and in its subsequent quarterly reports on Form 10-Q and other filings with the SEC. There may be additional risks that BNIX, VisionWave Technologies and VisionWave Holdings presently do not know or that the parties currently believe are immaterial that could also cause actual results to differ from those contained in the forward-looking statements. In light of the significant uncertainties in these forward-looking statements, nothing in this press release should be regarded as a representation by any person that the forward-looking statements set forth herein will be achieved or that any of the contemplated results of such forward-looking statements will be achieved. The forward-looking statements in this press release represent the views of BNIX, VisionWave Technologies and VisionWave Holdings as of the date of this press release. Subsequent events and developments may cause those views to change. However, while BNIX, VisionWave Technologies and VisionWave Holdings may update these forward-looking statements in the future, there is no current intention to do so, except to the extent required by applicable law. You should, therefore, not rely on these forward-looking statements as representing the views of BNIX, VisionWave Technologies and VisionWave Holdings as of any date subsequent to the date of this press release. Except as may be required by law, BNIX, VisionWave Technologies and VisionWave Holdings do not undertake any duty to update these forward-looking statements. VisionWave Holdings Investor Relations: Douglas Davis, Executive Chairman of the Board(302) in retrieving data Sign in to access your portfolio Error in retrieving data Error in retrieving data Error in retrieving data Error in retrieving data
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Elong Power Receives Nasdaq Notification of Non-Compliance With Listing Rule 5250(c)(1)
Beijing, China, July 14, 2025 (GLOBE NEWSWIRE) -- Elong Power Holding Limited ('Elong Power' or the 'Company') (Nasdaq: ELPW), a provider of high power battery technologies for commercial and specialty alternative energy vehicles and energy storage systems, today announced that it had received a notice from the Listing Qualifications Department of The Nasdaq Stock Market LLC ('Nasdaq') stating that, because it had not yet filed its Form 20-F for the fiscal year ended December 31, 2024 (the 'Form 20-F'), it no longer complied with Nasdaq Listing Rule 5250(c)(1) (the 'Rule'), which requires that listed companies timely file all required periodic financial reports with the Securities and Exchange Commission (the "SEC"). The Company has 60 calendar days from receipt of the notice to submit to Nasdaq a plan to regain compliance with the Rule. If Nasdaq accepts the Company's plan, then Nasdaq may grant the Company an exception of up to 180 calendar days from the Form 20-F's due date, or until October 17, 2025. If Nasdaq does not accept the Company's plan, then the Company will have the opportunity to appeal that decision to a Nasdaq Hearings Panel. The Company is working diligently on the Form 20-F and intends to file it within the time period specified above. The notice has no effect at this time on the listing of the Company's Ordinary Shares, which will continue to trade uninterrupted under the symbol 'ELPW'. However, if the Company fails to regain compliance with the Rule, the Company's common stock will be subject to delisting from Nasdaq. About Elong Power Elong Power Holding Limited, a Cayman Islands exempted company, is committed to the research and development, manufacturing, sales and service of high-power lithium-ion batteries for electric vehicles and construction machinery, as well as large-capacity, long-cycle lithium-ion batteries for energy storage systems. Elong Power is led by Ms. Xiaodan Liu, Elong Power's Chairwoman and CEO. Elong Power has a comprehensive product and technology system that includes battery cells, modules, system integration, and battery management system development, based on high-power lithium-ion batteries and battery system products for long-cycle energy storage devices. Elong Power offers advanced energy applications and full life cycle services. Its product portfolio includes products utilizing lithium manganese oxide and lithium iron phosphate, among others, to meet the needs of high-power applications and energy storage applications in various scenarios. Forward-looking Statements This press release may contain 'forward-looking statements' within the meaning of Section 27A of the Securities Act of 1933 and Section 21E of the Securities Exchange Act of 1934, including statements regarding the benefits of the transaction, the anticipated timing of the transaction, the products offered by Elong Power and the markets in which it operates, and Elong Power's projected future results. These forward-looking statements generally are identified by the words 'believe,' 'project,' 'expect,' 'anticipate,' 'estimate,' 'intend,' 'strategy,' 'future,' 'opportunity,' 'plan,' 'may,' 'should,' 'will,' 'would,' 'will be,' 'will continue,' 'will likely result,' and similar expressions. Forward-looking statements are predictions, projections and other statements about future events that are based on current expectations and assumptions and, as a result, are subject to risks and uncertainties. Many factors could cause actual future events to differ materially from the forward-looking statements in this document, including, but not limited to: the ability of Elong Power to maintain the listing of its securities on Nasdaq; the fact that the price of Elong Power's securities may be volatile due to a variety of factors, including changes in the competitive and highly regulated industries in which Elong Power operates; variations in performance across competitors; changes in laws and regulations affecting Elong Power's business and changes in its capital structure; the ability to implement business plans, meet forecasts and other expectations; its need for substantial additional funds; the parties' dependence on third-party suppliers; risks relating to the results of research and development activities, market and other conditions; its ability to attract, integrate, and retain key personnel; risks related to its growth strategy; risks related to patent and intellectual property matters; and the ability to obtain, perform under and maintain financing and strategic agreements and relationships. Accordingly, these forward-looking statements do not constitute guarantees of future performance, and you are cautioned not to place undue reliance on these forward-looking statements. Risks regarding Elong Power's business are described in detail in Elong Power's SEC filings which are available on the SEC's website at including in Elong Power's Shell Company Report on Form 20-F and Elong Power's subsequent filings with the SEC. These forward-looking statements speak only as of the date hereof, and Elong Power expressly disclaims any obligation or undertaking to release publicly any updates or revisions to any forward-looking statements contained herein to reflect any change in our expectations or any changes in events, conditions, or circumstances on which any such statement is based, except as required by law. 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