New UAE insurance briefing introduces the case for full-cover vehicle policies
As the UAE's roads become busier and weather-related risks more frequent, industry experts are observing a shift in consumer preference toward all-inclusive policies that cover not just third-party damage but also personal vehicle loss or repairs due to accidents, theft, vandalism, or natural disasters.
The announcement emphasises how comprehensive motor insurance is gaining relevance among both individual car owners and fleet operators in the country. Compared to third-party plans, which are only designed to compensate affected third parties, comprehensive policies also cover the insured's own vehicle, making them a more practical solution for long-term road safety and financial security.
"Comprehensive coverage is no longer seen as optional. It's increasingly viewed as a smart investment, especially in regions where unpredictable road conditions and high repair costs are common," said a company spokesperson involved in the release of the overview.
With insurance providers offering optional add-ons such as roadside assistance, personal accident cover, and regional extensions, policyholders now have more control over tailoring their plans to suit their lifestyle. Additionally, optional natural disaster riders are becoming more sought-after following seasonal flash floods and rain-related incidents across the Emirates.
This overview aims to raise awareness among UAE residents about the practical benefits of enhanced motor insurance - helping drivers make more informed decisions and reduce financial vulnerability.
For motorists navigating the UAE's fast-moving roads, comprehensive car insurance is no longer just a choice - it's a safeguard for the future.
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