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Time of India
14 minutes ago
- Time of India
Stem cell transplant: Insurance company told to reimburse Rs 4 lakh to liver cirrhosis patient
Surat: The consumer commission in Valsad has ordered an insurance company to pay a Rs four lakh claim for stem cell therapy administered to a liver cirrhosis patient, stating that it was a life-saving treatment. The company rejected the claim citing the policy clause, which did not cover stem cell therapy except in certain conditions. However, the Valsad Consumer Disputes Redressal Commission (CDRC) ruled that the insurer misinterpreted the clause to avoid payment. According to details, the Valsad resident was employed as a mutual fund advisor at a private asset management company. He purchased a group health insurance policy covering him and his family for a sum of Rs four lakh for a year starting September 7, 2022. The policyholder was admitted to a private hospital in Ahmedabad for stem cell treatment on May 19, 2023, and underwent a stem cell transplant for liver cirrhosis. On August 18, 2023, the company rejected the claim under clause 28, which states that stem cell therapy surgery is allowed only in haemopoietic stem cells for bone marrow transplant in haematological conditions. The policyholder approached the consumer commission on November 20, 2023. During the hearing, the company's advocate argued that the exclusion clause clearly stated that such treatment claims were ineligible under the policy terms, and the application should be rejected. Conversely, the complainant's advocate contended that the insurer misinterpreted the clause in rejecting the claim. The complainant received treatment as an indoor patient as directed by the doctor, and the letter regarding the treatment was submitted to the insurance company on September 13, 2023. The letter stated: 'Diabetes and liver cirrhosis were treated with stem cell therapy for his serious health condition, and diabetic condition occurred after corona. .. Reports indicate liver cirrhosis." However, the company did not accept the letter. After considering the arguments and documents, the commission observed: "The specific exclusions (28) mention – treatment for alopecia, baldness, wigs or toupees and all related treatments." However, the transplant was done to save his life, the commission noted. The forum also noted that the insurance firm failed to provide any expert opinion on the complainant's treatment. "Reviewing the documents, it appears that the firm wrongfully rejected the claim to avoid payment." Consequently, the commission ordered the firm to pay Rs 4 lakhs with 8% interest from January 2023 and Rs 3,000 for harassment.


Time of India
15 minutes ago
- Time of India
State Cong chief to skip Thackerays' rally today
Mumbai: After NCP (SP) chief Sharad Pawar , state Congress chief Harshawardhan Sakpal has said that he will not attend the Thackeray cousins' "victory rally" on Saturday which has been organised to celebrate the state's cancellation of its govt resolutions on introducing Hindi as a third language from Class 1 in state schools. Congress functionaries said Sakpal did not receive any formal invitation, so he will not attend. Sharad Pawar had said on Thursday that he would not participate in the rally due to his previously scheduled programmes. With both Pawar and Sakpal not attending, key Maha Vikas Aghadi (MVA) partners will be missing from the rally, although other netas from NCP (SP) and Congress are likely to be present. Sena (UBT) MLA Aaditya Thackeray on Friday said that people must not wait for invitations and should come to the rally to "celebrate" the scrapping of the govt resolutions. "There are no formal invitations. All those who are Marathi and Maharashtra lovers, from any party, must come. This was a victory of Marathi unity against Hindi imposition on school students," he said. You Can Also Check: Mumbai AQI | Weather in Mumbai | Bank Holidays in Mumbai | Public Holidays in Mumbai Apart from Sena (UBT) chief Uddhav Thackeray and MNS chief Raj Thackeray, two other cousins, Aaditya Thackeray and MNS's Amit Thackeray, will also be seen together at the rally. Sena (UBT) functionaries said that only heads of parties will be allowed on the dais and will speak at the rally.

Time of India
15 minutes ago
- Time of India
Harry Brook press conference: On Yashasvi Jaiswal DRS controversy, India bowling, getting out on 99
Putin CREATES History: Russia Becomes First Country To Recognise Afghanistan's Taliban Govt Russia has become the first country to officially recognise the Taliban-led government in Afghanistan, accepting its appointed ambassador and shifting decades of policy. The Kremlin describes the move as a step toward productive bilateral cooperation, while Taliban leaders hail it as a bold and precedent-setting decision. As the US maintains sanctions and frozen assets, Russia is taking a pragmatic approach, strengthening economic and counterterrorism ties with the regime that once opposed it during the Soviet-Afghan war. This decision is likely to influence regional diplomacy and reshape geopolitical dynamics in Central Asia.#Russia #Taliban #Afghanistan #Moscow #IslamicEmirate#Diplomacy #GlobalPolitics #FlagRaising #Geopolitics #EmbassyNews#Recognition #InternationalRelations #Kremlin #ShahadaFlag #WorldNews 11.9K views | 15 hours ago