House with 'country cottage' feel for sale on edge of Cockermouth
The property, listed for offers over £300,000, is described as providing "the feel of a homely country cottage" while being less than half a mile from the town centre.
According to the listing, the house is positioned with a field to the front and a farm behind, giving a rural feel despite its proximity to amenities in the area.
The lounge includes a working fire and underfloor heating (Image: Zoopla) Downstairs, the house includes a lounge with a working fire, a separate dining room, and a modern kitchen with an island.
The ground floor is fitted with underfloor heating throughout, which the listing says "feels snug whatever the weather."
Upstairs, there are four double bedrooms.
Modern kitchen layout featuring an island and underfloor heating, overlooking the front of the property (Image: Zoopla) The main bedroom features an ensuite, and a tiled family bathroom serves the remaining bedrooms.
The listing states there is "room for everyone," whether for family or guests.
A south-facing garden is located at the front of the property, while a yard at the back provides access to a garage and parking for two or three cars.
Separate dining area located off the main living space, with underfloor heating continuing throughout (Image: Zoopla) The property is described as being a "10 minute walk past the cricket club and over the Gote Bridge to the town centre shops," making it possible to leave the car at home.
The listing highlights the blend of countryside calm and town convenience, noting the proximity to the cricket club and James Walker & Co factory.
According to the listing, the property combines "field views, a cosy fire and garden space" with access to Cockermouth's amenities.
Interested parties are urged to call Mark Buchanan Property Group on 01900 378574.
Hashtags

Try Our AI Features
Explore what Daily8 AI can do for you:
Comments
No comments yet...
Related Articles
Yahoo
12 minutes ago
- Yahoo
Here's what needs to happen for the Lloyds share price to reach £1
2025 has been a fantastic year so far for the Lloyds (LSE:LLOY) share price. The leading British banking stock has seen its valuation climb by almost 40% since the start of the year, reaching its highest point since 2015. But could it continue to climb to £1 for the first time since 2008? Let's explore. Investigating Lloyds' performance There are a variety of factors driving Lloyds shares upward right now. But arguably the most significant is the higher interest rate environment bolstering the bank's lending margins. Lloyds isn't the only financial institution benefiting from this favourable environment, with shares like Barclays and NatWest also surging to impressive heights. With the Bank of England cutting interest rates, this gravy train won't last forever. But looking at the bank's structural hedge portfolio, its elevated profitability could continue for a little while longer even in a falling interest rate environment. That's because these structural hedges effectively allow Lloyds to lock in a fixed interest rate for a prespecified duration through complex floating-to-fixed cash flow conversion derivatives. As more money is flowing to the bottom line, management has been busy executing an enormous £1.7bn share buyback programme as well as hiking dividends. So, with that in mind, it's not surprising to see the Lloyds share price outperform across the first half of the year. But what will it take for shares to climb even higher? The journey to £1 A big driver of the Lloyds share price is its ties to the British economy. As a huge business and mortgage lender, the bank is sensitive to shifts in UK GDP growth. Sadly, for the most part, economic expansion in Britain has been sluggish for most of the last 15 years. And while there was hope of a potential turnaround in 2025, such performance has so far proven to be quite elusive. For Lloyds shares to continue climbing to £1, the economic landscape would likely need to improve. Similarly, some clarity in the regulatory landscape would likely go a long way to boosting investor sentiment. That is, of course, if the Court ruling regarding motor finance reselling goes in Lloyds' favour, or if it doesn't, the fallout doesn't exceed the £1.15bn the bank has set aside to cover claims. These are obviously out of management's control. But the leadership team can still strive to achieve higher margins through improving operational efficiency. The bottom line All things considered, I think the odds of Lloyds reaching a £1 share price again are pretty good in the long term, providing that economic conditions steadily improve over time and no new spanners are thrown into the works. Having said that, this price target is reliant on a combination of positive catalysts that may not materialise in 2025. In other words, it could be several years before this threshold is met – a conclusion that institutional analysts have seemingly also reached, given the average 12-month share price target is currently only 80p. Nevertheless, for long-term investors seeking exposure to the British banking sector, investigating Lloyds further could be worthwhile. The post Here's what needs to happen for the Lloyds share price to reach £1 appeared first on The Motley Fool UK. More reading 5 Stocks For Trying To Build Wealth After 50 One Top Growth Stock from the Motley Fool Zaven Boyrazian has no position in any of the shares mentioned. The Motley Fool UK has recommended Lloyds Banking Group Plc. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. Motley Fool UK 2025 Sign in to access your portfolio
Yahoo
12 minutes ago
- Yahoo
Here's how investing £10,000 a year can lead to annual passive income of £67,000
Wouldn't it be lovely to have a large passive income stream one day? It certainly sounds appealing to me. But how to get there, realistically? In stock market investing, there are arguably two classic paths. One is growth investing, and the other is dividend reinvesting. Here, I want to take a closer look at each approach to explore how £10,000 invested each year – roughly £833 a month — can lead to annual passive income of £67,000. Growth now, income later This strategy is probably the most intuitive, as it centres around investing in stocks that have the potential to go up many times in value. For example, a company's stock price eventually might go from £1 to £10. In this scenario, an investor would turn £833 into £8,333, without lifting a finger. A growth company usually reinvests all available cash back into the business to scale it. The risk is that it may never reach consistent profitability. In a worst-case scenario, it may even go bust. Some red flags include rapidly slowing growth, ballooning losses, and a weakening balance sheet, including rising debt or dwindling cash reserves (or both). However, a less obvious risk is overpaying for a stock. Take AI software firm Palantir Technologies, for example, which is exhibiting no signs of weakness. In Q1, revenue jumped 39% year on year to $884m, while it had cash and equivalents of $5.4bn. Anyone who invested in Palantir at the start of 2023 would have made a 2,300% return! Unfortunately, after this blistering rise, the stock is trading at 123 times sales. That's insanely expensive. If growth slows without warning, the pullback could be painful. Reinvesting dividends The second approach involves buying quality dividend stocks and reinvesting income back into more shares. This would rapidly fuel the compounding process. Legal & General (LSE: LGEN) is one such stock I do this with. The FTSE 100 firm specialises in insurance and pensions, managing over £1trn of assets. The share price growth has been steady rather than spectacular (up just 13% in five years). But the main attraction is that Legal & General has a great track record of dividend growth. Due to this combination of modest share price growth and growing payouts, the dividend yield is very high. Based on 2025 forecasts, the forecast yield is a mouth-watering 8.5%. Of course, dividends are never set in stone. Legal & General is heavily exposed to the UK economy, so if something went badly wrong, the firm's profits — and therefore dividend growth — might come under pressure. But given the company's strong balance sheet, I'm hopeful that I'll be receiving — and reinvesting — dividends long into the future. Passive income Let's assume an investor achieved a 10% average return on £10,000 a year. In this case, the portfolio would grow to around £1,028,134 after 25 years (excluding any platform fees). If the dividend investor was already receiving a steady 6.5% yield, they could switch off the reinvestment tap and start enjoying almost £67,000 in annual passive income. At this point, the growth investor could sell down growth holdings and move into dividend stocks. Assuming these collectively yielded 6.5%, the result would be the same, while maintaining the £1m portfolio. Both strategies can work brilliantly. The keys to success are regular investing and a patient, long-term mindset. The post Here's how investing £10,000 a year can lead to annual passive income of £67,000 appeared first on The Motley Fool UK. More reading 5 Stocks For Trying To Build Wealth After 50 One Top Growth Stock from the Motley Fool Ben McPoland has positions in Legal & General Group Plc. The Motley Fool UK has no position in any of the shares mentioned. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. Motley Fool UK 2025 Error in retrieving data Sign in to access your portfolio Error in retrieving data Error in retrieving data Error in retrieving data Error in retrieving data
Yahoo
12 minutes ago
- Yahoo
If a 30-year-old puts £500 a month into a Stocks and Shares ISA, they could have £2.3m at retirement!
Investing in a Stocks and Shares ISA is arguably the most effective way to build wealth in Britain. And starting early allows young investors to maximise the rewards. In fact, a 30-year-old investor planning to retire at the age of 67 could become a multi-millionaire with just £500 a month. Here's how. Retiring with £2.3m in the bank The average return generated from the stock market varies depending on what investments are made. But here in the UK, that return's typically sat between 8% for large-caps and 10% for small-caps annually over the last 30 years. For someone who's just turned 30 and has no savings, securing that upper rate of return with a £500 monthly investment will grow to £2.3m when compounded over 37 years. And for those earning enough to maximise their annual ISA allowance (£1,667 a month), their retirement wealth could be a staggering £7.8m! And unlike when using a Self-Invested Personal Pension (SIPP), that money can be withdrawn all at once with zero taxes to pay. Of course, in practice, consistently earning a 10% annual return isn't easy. In fact, even when relying on an index fund, some years will be far better than others. And similarly, over a 37-year time span, chances are an investment portfolio will go through multiple corrections and crashes that could leave investors with less money than expected come retirement. Nevertheless, even earning half of this amount still leaves someone with over £1m in the bank – more than enough to live comfortably by today's standard. Please note that tax treatment depends on the individual circumstances of each client and may be subject to change in future. The content in this article is provided for information purposes only. It is not intended to be, neither does it constitute, any form of tax advice. Readers are responsible for carrying out their own due diligence and for obtaining professional advice before making any investment decisions. Earning a 10% return with small-caps Investing in small-cap stocks opens the door to superior returns. But the small size of these businesses can also make them far more volatile and sensitive to external disruptions. In other words, aiming for a 10% return with this class of equities is a riskier endeavour compared to investing in boring FTSE 100 companies. Nevertheless, there is a wide range of promising opportunities to capitalise on right now. One stock that might have the potential to outperform in the long run is dotDigital Group (LSE:DOTD). The digital marketing platform allows small- and medium-sized businesses to automate their marketing campaigns and use artificial intelligence (AI) predictive analytics to maximise engagement. It's a tool that's proving particularly popular among e-commerce stores, resulting in the average revenue per customer quadrupling over the last decade. Unfavourable product mix with SMS contracts has resulted in margin compression. However, with management refocusing the mix toward maximising profitability, margins are expected to start recovering in 2025. And with the fundamentals now catching up to its previously lofty valuation, the stock's recent flat performance may soon improve. What could go wrong? Seeing new and existing customers spend more money each year is an encouraging sign. As is the group's impressive free cash flow generation, something that's rare for a small-cap stock. However, that doesn't make it a guaranteed winner. Despite my bullish stance, there are still some notable risks and challenges to consider. The digital advertising market is highly competitive with a lot of rivals sitting on big cash war chests. And so far, the group's progress regarding its expansion into international markets like Japan have been underwhelming. Nevertheless, if dotDigital can overcome these hurdles, the investment returns could be a further-research candidate as it may prove helpful in growing a Stocks and Shares ISA towards millionaire territory. The post If a 30-year-old puts £500 a month into a Stocks and Shares ISA, they could have £2.3m at retirement! appeared first on The Motley Fool UK. More reading 5 Stocks For Trying To Build Wealth After 50 One Top Growth Stock from the Motley Fool Zaven Boyrazian has positions in Dotdigital Group Plc. The Motley Fool UK has recommended Dotdigital Group Plc. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. Motley Fool UK 2025