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Kharif to get crop insurance under PMFBY

Kharif to get crop insurance under PMFBY

Hans India08-07-2025
Puttaparthi: The government has announced implementation of Pradhan Mantri Fasal Bima Yojana (PMFBY) for Kharif 2025 season in Sri Sathya Sai district. Under the scheme, crops insured based on yield include red gram, paddy, maize, castor, and finger millets. Agricultural Insurance Company of India has been selected to implement this scheme.
Additionally, under the new weather-based crop insurance scheme (WBCIS), crops like cotton, groundnut, pomegranate, sweet lime, and tomato are covered, with IFFCO-Tokio General Insurance Company handling the implementation.
Farmers should enroll and pay the premium to avail insurance benefits. Premiums can be paid either at the time of taking crop loan through banks (where the premium is deducted) or by direct enrollment via National Crop Insurance Portal or Mee Seva centers. Farmers not interested in availing insurance can also opt out by submitting a declaration.
The premium rates per acre for various crops are as follows: Red gram – Rs 102, paddy – Rs 200, maize – Rs 165, castor & finger millets – Rs 100, cotton – Rs 1,900, groundnut – Rs 640, pomegranate – Rs 3,750, sweet lime – Rs 2,750 and tomato – Rs 1,600.
District Collector TS Chetan has urged all the farmers to enroll in the crop insurance schemes to safeguard against potential crop losses due to adverse conditions. He released posters to promote awareness about the scheme and its benefits.
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Govt extends deadline for Kharif crop insurance
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Lucknow: The state govt has extended the last date for getting crop insurance for all the notified Kharif crops till Aug 14 for non-loanee farmers and Aug 30 for loanee farmers. Earlier, July 31 was the deadline. The insurance premium for all Kharif crops is 2% paid by the farmers, and the remaining amount is paid by the central/state govt. The agriculture department has appealed to the farmers to benefit from the scheme by getting their notified crops insured by the due date extended in the interest of farmers for crop insurance. According to a state govt spokesperson, farmers need to keep all the information/documents related to Aadhaar, farmer ID, field and crop. Aadhaar card, Khatauni, bank passbook, and details of the crop (which is to be insured) are the necessary documents for farmers to get crop insurance. Crop insurance can also be done by self-registering at a bank, common service centre, or portal Likewise, the Pradhan Mantri Fasal Bima Yojana is operated to compensate the farmers in case of pest and disease outbreak, drought, flood, storm, hailstorm, as well as unsuccessful sowing, etc. It protects farmers from crop damage. Its main objective is to keep the income of farmers stable.

PM Fasal Bima Yojana: Last Chance! Update Aadhaar By Tonight Or Miss Out On….; Know Deadline, Process & Eligibility
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photoDetails english 2939589 Updated:Jul 31, 2025, 05:36 PM IST Last Day Alert! Aadhaar Update Deadline Ends Today 1 / 7 Today, July 31, is the final chance for farmers to update their Aadhaar under the Pradhan Mantri Fasal Bima Yojana (PMFBY) for the 2025 Kharif season. The government has made it clear that Aadhaar verification is a must to get any compensation for crop loss. Even if the premium has already been paid, farmers won't be eligible unless eKYC is completed before midnight. Premium Deducted? You're Still Not Safe Without eKYC 2 / 7 Many farmers have noticed that the insurance premium has already been deducted from their bank accounts. But paying the premium is not enough. Without Aadhaar eKYC on the PMFBY portal, your insurance will be considered invalid. Banks and insurance companies have clarified that claims will be rejected unless Aadhaar is verified—no exceptions. Aadhaar eKYC Must Be Done Today 3 / 7 If you haven't updated your Aadhaar yet, act now. Visit your nearest bank, insurance company office, or Common Service Centre (CSC) immediately to complete the eKYC process. Without this verification, claims for any crop loss due to floods, droughts, hailstorms, or pests will be dismissed—even if all premiums were paid on time. issed Crop Change Deadline? It Closed On July 29 4 / 7 Farmers had until July 29 to change their insured crop under PMFBY for the Kharif season. If you missed this window, no changes can be made now. The provision was especially helpful for those who altered their sowing due to unpredictable monsoon or price shifts. Going forward, crop claims will be accepted only for the crop registered before July 29. What PMFBY Offers to Farmers 5 / 7 The Pradhan Mantri Fasal Bima Yojana, launched in 2016, aims to support farmers financially when natural calamities strike. With low premium rates—2 per cent for Kharif, 1.5 per cent for Rabi, and 5 per cent for commercial crops—the scheme offers wide coverage. It ensures that a bad crop season doesn't become a financial disaster for farmers. Full Premium Waiver in Hill and North-East States 6 / 7 For farmers in Jammu & Kashmir, Himachal Pradesh, and northeastern states, the scheme is even more beneficial. The government pays 100 per cent of the premium here, meaning farmers pay nothing from their pocket. This step ensures that those in remote or high-risk areas also get crop insurance without any financial burden. How to Apply & Complete Verification Today 7 / 7 If you've not yet registered or completed eKYC, visit right away. Click on 'Farmer Corner' and then 'Guest Farmer' to register using your crop, personal, and bank details. Alternatively, visit a nearby CSC or agri-office for offline application. Remember, today is the last day to do this—don't miss the deadline. (Images credit: Gemini AI)

15,000 farmers in Cuttack stare at crop loss without insurance as portal fails to list new revenue villages
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CUTTACK: Even though the last date to register for crop insurance under PM Fasal Bima Yojana (PMFBY) is scheduled to end on Thursday, farmers of newly-formed revenue villages in Cuttack district have not been able to get their names registered, thanks to the alleged apathy of the revenue officials in uploading the names of the said villages on the portal. Last year too, farmers of these villages had faced the same issue. 'Two years have passed but the revenue officials have not yet uploaded names of the gram panchayats and revenue villages on the portal. With the last date for crop insurance registration being July 31 (Thursday), we have been running from pillar to post to sort the issue but to no avail,' said farmers of Patasura village in Katikata GP under Nischintakoili block. They alleged that they had earlier taken the matter to the additional district magistrate (ADM-Revenue) Dibyalochan Mohanta but the latter said the tehsildars concerned had already been asked to sort the problem by contacting the National Informatics Centre (NIC). 'We also apprised the Nischintakoili tehsildar Damayanti Sahoo of our plight but she has only been giving false assurances of solving it. We undertook kharif cultivation by incurring huge expenditure. If in any case, our crops get damaged due to natural calamities, who will be held responsible?' they questioned. Farmers alleged that though their villages had been accorded revenue village status over three years back, they are yet to avail new record of rights (RoR) as a result of which they are facing many problems. This is not an isolated case of Patasura village alone. If sources are to be believed, a minimum of 15,000 farmers across 20 villages under 15 tehsils are yet to get their names registered. Efforts to elicit response from ADM Mohanta and Nischintakoili tehsildar Damayanti Sahoo proved futile.

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