
Childcare Show to return after success in Wrexham college
The event was organised by childcare assessor Lauren Lawrence, a former nursery manager with more than a decade of experience.
Ms Lawrence said: "The event was filled with an incredible atmosphere that truly inspired our students.
"We took great joy in celebrating their achievements together.
"This experience has instilled in us a genuine optimism for future Childcare Shows, and we look forward to deepening the partnerships we've established."
The show also served as a platform to promote the college's facilities and courses, with more than 30 organisations and businesses in attendance, alongside up to 100 students, their families, charities, and industry stakeholders.
Visitors included students from Level 2 and 3 cohorts of the Children's Care, Play and Learning qualification.
Exhibitors and partners included the NHS, Forest School, Wrexham Family Information Service, quality assessors, and private nurseries.
Ms Lawrence believes collaboration is key to making childcare a more appealing career choice for young people.
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She said: "There are so many options out there, but traditionally this hasn't been seen as a viable long-term career, a perception we want to change.
"We are already being asked to make this an annual celebration and after the success of our first event we definitely plan to do so."
For more information on childcare programmes, visit the Coleg Cambria website.
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Daily Mail
19 minutes ago
- Daily Mail
Private equity barons extracting millions from our dentists
Private equity sharks are cashing in on the crisis in NHS dentistry with debt-fuelled firms taking big bites out of the sector – including one advised by a former Health Secretary. The latest entrant is Bridgepoint, which previously owned care home operator Care UK, and has spent a reported £800 million buying a majority stake in MyDentist. MyDentist, which runs more than 500 practices, has a 5 per cent share of the UK market and is the biggest chain providing NHS services. Bridgepoint's advisors include former Labour Health Secretary Alan Milburn, recently appointed lead non-executive director at the Department of Health and Social Care. The UK-based firm's chief executive Raoul Hughes could earn a bonus of more than £2.5 million this year on top of his £850,000 salary, up from £1.6 million last year. Fears have been raised about the impact on patient care of chains – most owned by profit-hungry, private equity – now running 12 per cent of practices, and even whether they will attempt to 'hold the Government to ransom' for payments. Already, the cost of a basic filling at one leading private equity-owned chain is three and a half times the amount charged by an NHS dentist. There is concern the sector could end up in the same position as care homes and veterinary services, where prices have soared amid private equity domination. Fatal extraction: There is concern the dental sector could end up in the same position as care homes and veterinary services The Centre for Health and the Public Interest think-tank published research in May showing £1.5 billion is taken out of the care home sector each year in returns to shareholders and investors. Meanwhile, a paper in the British Medical Journal said ownership by big business pushed up prices and had 'mixed to harmful impacts' on patient care. Separately, the Competition and Markets Authority is conducting an ongoing investigation into pricing at veterinary practices, 60 per cent of which are now controlled by big chains, several of which are private equity-owned. Health Secretary Wes Streeting has pledged urgent reform of dentistry as the number of people to have seen an NHS practitioner in the past two years fell to just 40 per cent. Some areas of Britain have been deemed 'dental deserts' with no NHS dentists for miles and a severe lack of capacity even at private clinics. It comes amid a shortage of dentists wanting to take on health service work due to a disastrous contract imposed almost two decades ago by New Labour. The journal Healthcare Business International has described UK dentistry as 'ripe for consolidation with single and dual practices still dominant'. It predicts there is 'room for growth' by big firms. Other private equity-backed chains are Portman Dentex and Rodericks – whose ownership by firms with links to the tax havens of Luxembourg and the Cayman Islands respectively has sparked unease among senior MPs and campaigners. Dennis Reed, of older people's rights group, Silver Voices, said he feared the 'extinction of NHS dentistry', adding: 'In private residential homes prices are astronomical because they are owned by these large groups, hedge funds and private equity companies, which are driving up costs. I would hate for dentistry to go the same way. 'If they take over, private prices will go up and they will hold the Government to ransom for NHS dentistry too, demanding more and more money.' Labour MP Clive Betts, deputy chairman of the Public Accounts Committee, called the arrival of private equity chains 'extremely worrying'. He said: 'The best way to stop them is to get the NHS dental contract sorted out so dentists get a fair return and patients can get an available service.' In a report published in April, the committee warned there was 'no future' for NHS dentistry without 'fundamental reform'. In June, delegates at the UK's largest gathering of dentists called for an 'urgent assessment' of the 'growing dominance' of private equity firms. The Local Dental Committees' conference in Newcastle passed a motion saying: 'We believe that the interests of private equity providers are rarely aligned with this profession, and there is an urgent need for an assessment of the risk associated with their growing dominance of private and NHS care.' Insiders said there was concern that other private equity bidders for MyDentist had included TDR Capital, which has been accused of loading firms with debt, and Cinven, which was fined three times for price fixing on NHS drugs. Dentists are also concerned that 'efficiency savings' typically sought by private equity groups risk 'a clear and present danger to the delivery of ongoing care'. Dr John Puntis, a retired consultant paediatrician and co-chair of Keep Our NHS Public, said: 'Since the disastrous dental contract under New Labour, many dentists found practices financially unviable, opening up a vacuum increasingly filled by private companies. 'Meanwhile, more dental deserts have been created where people can no longer find an NHS dentist. 'Reports of 'do it yourself' dentistry have become increasingly common, and cases of oral cancer have also risen as routine dental checks on the NHS have fallen. 'Private dentistry is beyond the means of many, with poor oral health strongly associated with low income and deprivation. What is needed is a commitment from Government to bring dentistry back into the NHS, adequate funding, and a new contract for NHS dentists that is financially fair and focused on prevention. Were this to happen, the growth of private equity firms would shrink greatly and oral health would improve.' In May, the British Dental Association warned MPs that NHS dentistry faced an 'existential threat'. In a paper presented to Parliament, it said while the number of qualified dentists was at a record high, there were 'only enough dentistry commissioned for half the population'. It said: 'We are seeing a return of scenes that belong in the Victorian era, with new polling from Ipsos indicating that of those unable to secure an NHS dental appointment a quarter resort to DIY dentistry, with almost 1 in 5 seeking help abroad.' Chairman Eddie Crouch said: 'As we see more churn in the financing of these big chains it is more important than ever that the interests of patients remain at the forefront of care rather than a quick return on investment, whether in NHS or private provision.' MyDentist, previously owned by Palamon Capital Partners, last year saw turnover rise £39 million to £573 million and its profit before interest and tax rise 14 per cent from £73 million to £84 million. The company's debt rose from £328 million to £362 million, with interest payments eating into its profits, which fell from £16 million to £6 million. Though MyDentist's accounts boast of attracting 22.5 per cent more NHS patients, the amount of NHS work fell in monetary value from £313 million to £301 million between 2023 and 2024. Profit growth mostly came from a boom in private treatment, which grew from £221 million to £272 million. Alan Milburn is paid for corporate advice via his consultancy firm AM Strategy, with he and his family having received dividends of more than £5 million between 2017 and 2023, according to Companies House records. The most recent accounts for the 12 months to March last year showed the company's assets had grown from £5.3 million to £6.2 million. As well as Bridgepoint, the former New Labour politician has been a longstanding advisor to consultancy PwC's health practice, confectionery giant Mars and US healthcare firm Centene Corporation. An MP until 2010, he received £25,000 a year to sit on the board of Lloyds Pharmacy, and £20,000 a year on the advisory board of PepsiCo UK, according to the register of members' interests. After My Dentist, the second biggest chain – all of which offer NHS treatments – is Bupa, with 389 practices. Last year, the firm's overall pre-tax profits soared 72 per cent from £564 million to £972 million. The company is due to announce its latest half-yearly results on Thursday. Next is Portman Dentex, with 384 practices. It is owned by Belgian-based Core Equity Holdings, which has a linked firm in the Cayman Islands. Its accounts for the year to September 2024 show turnover up 37 per cent from £436 million to £597 million, driven largely by a growth in private treatment from £310 million to £438 million. NHS turnover grew from £81 million to £97 million. Portman Dentex's profit before interest and tax rose from £53million to £91 million. But borrowings rose from £778 million to £883 million, and the firm – which is eyeing a 'pipeline of future acquisitions' – made an overall loss of £82 million in 2023 and £72 million in 2024. Smaller rival Rodericks, owned by London-based private equity firm CapVest, which has offices in Luxembourg, ran 165 practices last year and boasted of a 'focus on delivering NHS contracts and increased private dental treatments'. Its most recent accounts show turnover up £3 million to £82 million in the year to March 2023. The arrival of big business followed New Labour's controversial 2006 dental contract. While dentists were previously reimbursed for individual treatments, the payment system changed so fees were offered for 'units of dental activity' covering types of work. Critics say the move meant individual dentists were left underpaid, receiving a standardised fee for both simple and more complex treatments, prompting an exodus from the NHS. Big chains were attracted because they could provide large volumes of work. Health Secretary Wes Streeting has promised to reform the dental contract. At present, there is no regulatory structure or form of risk assessment for corporate entities buying into dentistry – other than competition rules. A Department of Health and Social Care spokesperson said: 'We inherited a broken NHS dental system and have already begun fixing it – rolling out 700,000 urgent appointments – and our ten-year health plan will fix the foundations of NHS dentistry. 'Reforms to the dental contract will prioritise those with urgent and complex needs, with new measures for those with extreme tooth decay and gum disease. 'We are also committed to ensuring NHS-trained dentists stay in the system for at least the minimum period and all dentists – NHS or private – are registered and regulated by the General Dental Council to ensure patient safety.'


Metro
14 hours ago
- Metro
What I Own: I sluethed on Rightmove to get a £36,000 discount on my Bristol home
Welcome back to What I Own – Metro's property series where we speak to homeowners about getting on the ladder. When Orima Kamalu, 36, and her husband first moved into their Bristol three-bed, they started on a high. The pair managed to secure their property for £629,000 – which was £36,000 less than the asking price. How did they do it? Simply by doing some detective work on Rightmove, and taking the risk. Now, they've just marked one year in their new home, which creative Orima has certainly put a colourful stamp on. Here's what Orima had to say about her property journey… You can access completely fee-free mortgage advice with London & Country (L&C) Mortgages, a partner of Metro. Customers benefit from: – Award winning service from the UK's leading mortgage broker – Expert advisors on hand 7 days a week – Access to 1000s of mortgage deals from across the market Unlike many mortgage brokers, L&C won't charge you a fee for their advice. Find out how much you could borrow online Mortgage service provided by London & Country Mortgages (L&C), which is authorised and regulated by the Financial Conduct Authority (registered number: 143002). The FCA does not regulate most Buy to Let mortgages. Your home or property may be repossessed if you do not keep up repayments on your mortgage. I'm a consultant psychiatrist in the NHS, and my hobbies include DIY, arts and crafts, and watching far too much TV. My husband and I were studying, working and renting in London until 2019, when we moved back to Bristol, my hometown, to be closer to my mum. We have a three-year-old son and a seven-year-old cocker spaniel. Our property is in Westbury-On-Trym, just north of Bristol. It's known for being quite a traditional 'village' and less trendy than other parts of the city, but we love it. My favourite thing is how close we are to so many beautiful outdoor spaces, such as Blaise Estate, Baddocks Woods and The Downs. I'm also obsessed with FED, a delightful local café which recently opened a new branch. That said, the local high street has clearly suffered in recent years, with lots of long-standing independent stores closing. We hope that our community will continue to support the retailers we love. June 2024. Our property was listed for £665,000 and we purchased it for £629,000. Around £127,000. Our mortgage is £2,400 per month. Our bills come to approximately £1,200, including gas, electricity, water, broadband, and council tax. This is our second home, so we used the net proceeds from the sale of our first home as a deposit for this property. We bought our first property in 2021 for £395,000 with a 10% deposit, which came from savings gradually built over several years. We sold it for £463,000. Being NHS workers during COVID, we were lucky that we were still employed during this time, so we could continue saving. We also benefited from the stamp duty hiatus. Orima was keen to channel her creativity into her new house, with bold colour choices and chic furnishings. Now, the standout feature is the ceiling in her three-year-old's bedroom: hand-painted fluffy white clouds on a bright blue sky. The quirky choice got her son's seal of approval, and it even got her norminated for a Best Showstopping Home Feature in the Home Awards. Celebrating talent across 20 categories, including interiors, gardens, furniture innovation and home accessories, the awards highlight the best in the home renovations game. We were probably saving for our initial deposit since we both left university, but in earnest for about two years since moving to Bristol in 2019. The most complex part of securing a mortgage for uswas figuring out how to 'port' our existing mortgage debt from the first property to the second. A ported mortgage is what happens when you buy a new home and you want to take your existing mortgage rate with you. It's usually used when you have a deal that you want to keep, and while you'll still need to apply for a new mortgage, your current rate will still apply if you're successful in 'porting' it. If you want to borrow more than the value of your previous home, you can apply for additional borrowing. This will mean you'll end up with two elements to your mortgage, one part being the ported rate and the second being to cover the extra borrowing (usually on a different rate). Again, our broker oversaw the whole process with ease and clarity, so we were very fortunate that this went smoothly. We have a two-part mortgage with HSBC. Part 1: (ported mortgage) 3.29% fixed until 2027, 30-year term. Part 2: (new/additional mortgage) 4.38% fixed until 2029, 30-year term. We crunched some numbers with our mortgage advisor to determine what we could actually afford, and this kicked off our house search. I saw this property come on the market in September 2023 and immediately fell in love with it, even though it was quite out of our budget. I loved the location, the size and the potential to be refurbished without much need for anything structural. I did a bit of research on the property itself and found the buying history on Rightmove, which showed what the current owners had bought it for, versus the price it was actually listed for at the time. They offered below asking, so we took a chance and did the same. It was actually the same amount below asking that the current owners had bought for, which I think was part of the reason they didn't dismiss it. We were also the only potential buyers, which helped. We were so lucky it was accepted. Before we moved in, I had used a home visualiser app, which virtually redecorates the entire house, so I had a clear vision of how I wanted it to look in time. I get a lot of inspiration from Instagram home accounts. I'm drawn to homes which combine traditional features (like panelling and coving) with bold but earthy colours, prints and statement pieces like funky lighting. Sort of like a 'muted maximalism'. My favourite room is probably the kitchen, as even though I detest cooking, it's the transformation I'm most proud of. The kitchen was very different before, with white gloss units, turquoise walls, and a black floor and counter. It took quite a bit of figuring out and learning new skills but now I love the Victorian dresser and the drinks cabinet we sourced from Facebook marketplace, and I'm proud of our DIY tiling. We were keen to ensure that anywhere we bought had a reasonably-sized garden (a must with a dog), off-street parking and a downstairs toilet. In future, I'll be adding the following to the list: utility room and a garage (we lost one in the move, and it's such a wrench storage-wise). Yes and no. We do have more than enough space however, we've just started making enquiries about expanding the property with a small extension at the back, which we would use as an office and gym space. It would free up an extra bedroom in case we have a second child. The DIY renovations are endless and constantly ongoing. We had solar panels installed recently, which has been a really great addition in terms of bills and sustainability in general. We will likely do some landscaping of the front of the property and the rear garden to make them more enjoyable outdoor spaces. Fortunately (touch wood) nothing major so far. The odd thing is plumbing and heating, but we've been lucky not to need any big issues addressed. We count ourselves as extremely privileged to have been able to take this step, and I think fellow homeowners would do well to remember that. More Trending It's also been a big exercise in patience, as for a quite straightforward purchases, it took a surprisingly long time to get to completion. We think we'll probably stay here for at least 10 years or so, as the location suits our little family very well. View More » In the longer term, I think our desire for more space and privacy may take us further out of Bristol, but we shall see. Do you have a story to share? Get in touch by emailing MetroLifestyleTeam@ MORE: London's 'quaint' borough is the cheapest to rent at £1,485 — but it might not be for long MORE: 'Fantastic' market town named the UK's cheapest for first-time buyers MORE: My husband paid our entire £45,250 house deposit — it makes me so uncomfortable


Scotsman
16 hours ago
- Scotsman
Rachel Reeves: John Swinney SNP independence push playing from 'same tired old playbook'
Sign up to our Politics newsletter Sign up Thank you for signing up! Did you know with a Digital Subscription to The Scotsman, you can get unlimited access to the website including our premium content, as well as benefiting from fewer ads, loyalty rewards and much more. Learn More Sorry, there seem to be some issues. Please try again later. Submitting... Chancellor Rachel Reeves has blasted John Swinney's latest independence push as playing from 'the same old playbook'. The chancellor also criticised the SNP's tax policy and appeared to suggest the UK Government will not make further pushes to lower US tariffs on Scotch whisky. Advertisement Hide Ad Advertisement Hide Ad Ms Reeves made the comments during a visit to RAF Lossiemouth on Friday, where she highlighted the UK Government's recent investments in defence and clean energy. Chancellor Rachel Reeves | Jane Barlow/Press Association This comes after the First Minister defended his strategy of a majority of SNP MSPs elected at the 2026 Scottish Parliament election as a mandate for a second independence referendum. Speaking to The Scotsman on the RAF Lossiemouth airfield, Ms Reeves said: 'It's just the same old playbook from the SNP. 'They want to talk about the past and the referendum of a decade ago, and we want to move forward and seize the huge opportunities. Advertisement Hide Ad Advertisement Hide Ad 'I'd rather hear John Swinney talking about how he's going to back jobs in Scotland, how he is going to reduce NHS waiting lists in Scotland, how he is going to improve school and college standards in Scotland - but it's' the same tired old SNP. 'They've only got one playbook, and that's independence. 'I think ordinary people and businesses here in Scotland want to hear what the parties are going to do about reducing NHS waiting lists and seizing the opportunities for growth here in Scotland, and that's what I'm focused on.' First Minister John Swinney | Jane Barlow/Press Association She also criticised the SNP's tax policy, and promised that Scottish Labour leader Anas Sarwar would reform the tax system if they win next year's election. Advertisement Hide Ad Advertisement Hide Ad The different tax rates between Scotland and England mean anyone earning more than £28,850 pays more tax north of the border than they would elsewhere. Ms Reeves said: 'What the SNP do is tax people on ordinary salaries more than they'd be taxed if they were in England. 'I know that Anas Sarwar, the Scottish Labour leader, says that if we win the next Holyrood elections, we would reform the tax system because in Scotland people are paying more but getting less, and whilst NHS waiting lists are falling in England and Wales, they are still on the rise in Scotland. 'Despite the record settlement that we gave the Scottish Government, they are taxing more and providing worse services.' Advertisement Hide Ad Advertisement Hide Ad Ms Reeves's visit to RAF Lossiemouth comes just days after the Moray military base played host to US President Donald Trump. During his visit to Scotland, the president met with both the First Minister and Ms Reeve's boss Prime Minister Sir Keir Starmer. During his meeting with the president at Trump International in Aberdeenshire, Mr Swinney made the case for lowering tariffs on Scotch whisky exports to the US. Currently whisky exports face a 10 per cent tariff in the US, costing the industry £4 million a week. Advertisement Hide Ad Advertisement Hide Ad After his meeting, Mr Swinney said there was a 'willingness' from Mr Trump to look at the issue. US President Donald Trump at Trump International earlier in the week. | Press Association During Mr Trump's visit, Mr Sarwar suggested the Prime Minister agreed with the call to exempt Scotch whisky from the 10 per cent tariffs. However, when pressed on the issue the chancellor appeared to suggest she was not willing to make any more pitches to the US Government on whisky tariffs. Ms Reeves said: 'We've got the best trade deal of any country in the world from the US. Advertisement Hide Ad Advertisement Hide Ad 'We were the first country to get a trade deal, and the announcements around tariffs on other countries around the world, whether that's on the EU or others, are substantially higher. 'So we're in a better position than anyone else in the world, and if you look for example at the trade deal we got with India last week, it sees a halving of tariffs on whisky. 'India is the fastest growing market in the world for Scotch whisky - that is really exciting.' A spokesperson for the Scotch Whisky Association said: "We welcomed Scotch whisky tariffs being raised with President Trump earlier this week. Advertisement Hide Ad Advertisement Hide Ad 'We're encouraged that the 10 per cent tariff on Scotch whisky in our biggest market – which is costing our industry more than £4m a week in lost exports – remains high on the agenda. 'Given the importance of the Scotch whisky industry to the UK economy, and communities all over Scotland, there is no time for complacency. "We welcomed the India free trade agreement, which will open opportunities for our industry in the longer term, but returning to zero tariff trade with the US would give much needed relief now. 'Our industry is facing significant headwinds both at home and in our markets around the world, impacting our ability to invest. High levels of excise duty here at home are hitting businesses hard and it's vital the chancellor listen to those concerns at the upcoming budget, recognising the wider impact of global and domestic turbulence, and supporting Scotch whisky in its home market." Advertisement Hide Ad Advertisement Hide Ad A Scottish Government spokesperson said: 'The First Minister made the case for tariff exemptions for our world class whisky sector directly with President Trump this week and - at the invitation of the president - intends to make further representations to him on this matter. 'We hope the 10 per cent tariff can be reduced or removed for all relevant products, including whisky, and we will continue to work with the UK Government to ensure all Scotland's interests are represented as the UK-US economic prosperity deal is completed and built upon.