Yes Bank shares slip after mixed Q1FY26 operational update
. was in the spotlight on Friday after the private sector lender released its operational update for the quarter that ended June 30, 2025, under SEBI's fair disclosure norms. Shares of the private sector lender slipped marginally by 0.9% to an intraday low of Rs 19.97 apiece on the BSE.
While the bank reported a quarter-on-quarter (QoQ) decline in loans, total deposits, and CASA deposits, the year-on-year (YoY) figures showed moderate growth, suggesting the bank is still building on last year's base despite near-term challenges.
Key Business Metrics:
Loans & Advances came in at Rs 2,41,355 crore, showing a 2.0% decline QoQ from Rs 2,46,188 crore, but a 5.1% rise YoY from Rs 2,29,565 crore.
Total Deposits dropped 3.0% QoQ to Rs 2,75,921 crore, down from Rs 2,84,525 crore in the March 2025 quarter. However, this was 4.1% higher YoY, indicating steady deposit base expansion over the past year.
CASA (Current and Savings Account) Deposits slipped by 7.3% QoQ to Rs 90,347 crore, but rose 10.8% YoY, reflecting improved customer engagement on a yearly basis.
The CASA Ratio, a key measure of low-cost deposits, declined to 32.7% from 34.3% QoQ. Still, it remains higher than the 30.8% recorded a year ago.
Other Operational Ratios:
Credit-to-Deposit Ratio increased slightly to 87.5% from 86.5% QoQ, suggesting higher credit utilization.
Liquidity Coverage Ratio (LCR), a measure of short-term liquidity strength, improved to 135.7%, up from 125.0% in the March quarter, indicating a more robust liquidity position.
Stock Price Update:
As of 12:05 pm on July 4, 2025,
YES Bank shares
were trading at Rs 20.04, down 0.55% from the previous close of Rs 20.28. The bank's current market capitalisation stands at approximately Rs 63,115.83 crore. Over the past 52 weeks, the stock has touched a high of Rs 27.44 and a low of Rs 16.02, reflecting its range-bound movement amid evolving market conditions.
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