NMDOJ launches website for New Mexicans to report federal program disruptions
New Mexico health experts warn against buying kids baby ducks or chicks for Easter
The NMDOJ will track these issues and report them to the public through the site.
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USA Today
an hour ago
- USA Today
Worried about Social Security cuts? 3 things to do now if you're already retired
For years, there have been rumors that Social Security is on the brink of bankruptcy. Thankfully, things aren't quite that dire. Social Security cannot go broke and run out of money because it's primarily funded by payroll taxes. This means that as long as people continue to work and pay into the program, Social Security can continue to pay benefits in some shape or form. However, the latest report by the Social Security Trustees makes it abundantly clear that benefit cuts may soon be on the table. In the coming years, Social Security won't collect enough payroll tax revenue to keep up with its financial obligations due to a shrinking workforce. It can tap its trust funds to keep up with benefits, but once those funds are depleted, Social Security may have to implement cuts. And with the program's combined trust funds set to run out of money in 2034, the time to accept the possibility of benefit cuts — and plan for them — is now. If you're still working, that means boosting contributions to your 401(k) or IRA so you have more personal savings to rely on for retirement. But if you're already retired, you'll need to take a different approach. Here are a few things to do now to cope with potential Social Security cuts. 1. Assess your spending, and try to reduce your expenses You may think you're living a pretty frugal lifestyle already if you get most of your retirement income from Social Security. But if you take a close look at your spending, you may find that there are small but meaningful opportunities to cut back on expenses and bank a little savings. That could mean more carefully reviewing your Medicare options each year to find a lower-cost plan. Or, it could mean canceling a few services or subscriptions you don't use as much as you once did. It could help to set up an actual budget so you're aware of how you spend every retirement dollar that comes in. 2. See if you can get some type of job — even if it's not a traditional one If you've been out of the labor force for a while, going back to work might seem daunting. And depending on your health and physical condition, it may be difficult to take a traditional job, even if it's only part-time. Since Social Security cuts aren't happening tomorrow, you have some time to explore your options. Maybe there's a part-time job you can do that isn't too physically demanding and puts a little money in your pocket. Or maybe you'll have success in the gig economy. It pays to see what's out there if you're worried that a reduction in your Social Security checks will leave you unable to pay your bills. 3. Look into downsizing and converting home equity to income If you don't have much in the way of retirement savings, your home might be your most valuable financial asset at this stage of life. Downsizing and pocketing the equity could make it possible to withstand a hit to your Social Security. Imagine your home is paid off in full and worth $300,000. If you're able to find a replacement home that's smaller for $200,000, that's $100,000 of equity you can walk away with, minus the costs associated with selling a home. It could be enough to provide you with a cushion so you're able to cope with reduced Social Security benefits. Plus, if you downsize into a smaller home, you might pay less in the form of property taxes, insurance, maintenance and utilities. That, too, could help you manage a reduction to your Social Security checks. It's not a given that Social Security will be cutting benefits once its trust funds run out of money. Lawmakers have some options they can explore to prevent that unwanted scenario. But it's important to brace for Social Security cuts regardless, and to immediately start taking steps to conserve funds in case your monthly checks shrink down the line. The Motley Fool has a disclosure policy. The Motley Fool is a USA TODAY content partner offering financial news, analysis and commentary designed to help people take control of their financial lives. Its content is produced independently of USA TODAY. The $23,760 Social Security bonus most retirees completely overlook Offer from the Motley Fool: If you're like most Americans, you're a few years (or more) behind on your retirement savings. But a handful of little-known "Social Security secrets"could help ensure a boost in your retirement income. One easy trick could pay you as much as $23,760 more... each year! Once you learn how to maximize your Social Security benefits, we think you could retire confidently with the peace of mind we're all after. JoinStock Advisorto learn more about these strategies. View the "Social Security secrets" »
Eater
2 hours ago
- Eater
Have a ‘Golden Girls' Cheesecake Moment at This New Ferry Building Shop
is the associate editor for the Northern California and Pacific Northwest region writing about restaurant and bar trends, coffee and cafes, and pop-ups. A Pacific Northwest-raised chef's cheesecake outfit is headed to San Francisco's waterfront. Nash Bakes has taken over the former Palmvy Hot Dogs kiosk inside the Ferry Building. Owner Jared Nash baked at Northern California restaurants, including now-closed Julia's Kitchen and Orson. He's been grinding on the Peninsula since fall 2023, popping up at the San Carlos Farmers Market and Robert's Market on Woodside Road. The Nash Bakes kiosk will be open seven days a week, 10:30 a.m. to 6:30 p.m., following suit with the push into evening service at the Ferry Building. The operation looks a lot like the Ocean Malasada outpost that debuted in July 2024, bringing Hawaiian treats to a corner near Gott's Roadside. Unlike Ocean Malasada, Nash Bakes serves a surprisingly wide array of cheesecake varieties. There are classics, including raspberry swirl and salted caramel, six-inch pies going for $30. There's a gluten-free vanilla bean, too, and a lemon poppyseed cheesecake, both a bit outside the general belt for the treat. Further in the outer rim of flavors might be the salmon lox, a caper-dill cheesecake atop a toasted bagel crust with the salmon, capers, and pickled onion flowering from the center like a fishy bouquet. His pastry chef background is no joke. Nash grew up outside of Portland, Oregon, and worked in commercial bakeries at grocers, including Fred Meyer. Then came culinary school, which led to an internship at the Hyatt in Lake Tahoe. That stint led to eight years crisscrossing the lake's food scene. He worked as pastry chef under San Francisco pastry wiz Nicole Plue at Napa's Julia's Kitchen. Then he was a pastry chef at Orson, then under Arnold Eric Wong, the executive chef of E&O Trading Company. If that wasn't enough, he worked under celebrity chef Elizabeth Faulkner, to boot. Mulberry cheesecake from Nash Bakes. Nash Bakes Reflecting that cheffed-up background, Nash serves plenty of seasonal options squarely in the fine dining realm: light purple mulberry cheesecakes when the fruit is ripe in the summer, a margarita cheesecake on a pretzel crust for Cinco de Mayo, a malted Easter egg for the eponymous event. At the kiosk, he'll be headed back to the basics until he's got his sea legs. The launch menu is simple: vanilla, chocolate, cookies and cream, lemon poppy, raspberry swirl, passionfruit, black sesame, and the salmon lox. Some of those seasonal cheesecakes and one-offs — peanut butter and mint chip, for instance — will come down the road. Nash opens his kiosk on Wednesday, July 23; the goal right now is to open quietly and make sure things are moving slowly, then he'll announce a grand opening on social media. Historically, he works out of commissary kitchens, which he says can be almost turnkey with the green light from city officials. All that said, he's not sure what the future of Nash Bakes looks like. The Peninsula farmers' markets have treated him well. This Ferry Building opportunity just came out of the sky, one of the partners there spotted him and invited him to check out the location. A year from now, he'd love to be opening new storefronts or selling at even more farmers markets. 'This is an opportunity for me to get things moving on a regular basis,' Nash says. 'Let's give it a year or two and see where it goes, let the Ferry Building lead me a bit.' Nash Bakes (1 Ferry Building, Kiosk five) debuts on Wednesday, July 23, and will be open seven days a week from 10:30 a.m. to 6:30 p.m. Eater SF All your essential food and restaurant intel delivered to you Email (required) Sign Up By submitting your email, you agree to our Terms and Privacy Notice . This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
Business Upturn
7 hours ago
- Business Upturn
Allsup Employment Services Honors ADA 35th Anniversary By Empowering People With Disabilities To Return To Work
By GlobeNewswire Published on July 22, 2025, 22:18 IST Belleville, Illinois, July 22, 2025 (GLOBE NEWSWIRE) — In recognition of the 35th anniversary of the Americans with Disabilities Act (ADA), Allsup Employment Services (AES) is highlighting the importance of improving workforce participation among people with disabilities. As a Social-Security authorized Employment Network, AES supports the Social Security Administration's (SSA) Ticket To Work Program, a voluntary program that helps individuals explore employment while maintaining vital Social Security Disability Insurance (SSDI) protections. The ADA, enacted July 26, 1990, prohibits discrimination based on disability and ensures equal access to public life, including employment. Today, an estimated 44.7 million Americans—13.6% of the population—live with a disability, according to the U.S. Census Bureau. Progress has been made, yet workers with disabilities continue to face significant barriers to employment. Companies that actively hire and support people with disabilities see significant advantages—generating more than one-and-half times more revenue, more than two-and-a-half times more net income, and twice the profit of their peers, according to an Accenture report. These findings underscore the value of workforce participation for people with disabilities and the need for practical support to make employment possible. AES is committed to bridging this gap by providing expert vocational guidance to help individuals set work goals, understand their benefits and return to the workforce with confidence. 'Our vocational experts help individuals move toward work while protecting important benefits during the transition,' said Diane Winiarski, director of AES. 'We meet each person where they are, providing personalized guidance based on their needs, and offer clear information so they can make informed decisions about their employment journey.' AES is an SSA-authorized Employment Network (EN) that provides no-cost, personalized services through the Ticket To Work Program. These services include career planning, job readiness support, guidance on SSDI rules and work incentives, and long-term assistance for employment success. Learn more about the ADA's anniversary from the ADA National Network and its ADA Anniversary Toolkit, available at The toolkit offers educational materials and community resources. For more information about returning to work with SSDI benefits and free help from Allsup Employment Services, call 866-540-5105 or visit . ABOUT ALLSUP EMPLOYMENT SERVICES Allsup Employment Services (AES), a subsidiary of Allsup, provides free nationwide assistance to Social Security disability beneficiaries returning to work through Social Security's Ticket to Work Program. AES is a Social Security-authorized Employment Network (EN) whose professionals help beneficiaries protect their Social Security Disability Insurance (SSDI) benefits while they attempt a return to work. Learn more at and @AllsupESWork. Attachment Diane Winiarski, Director of Allsup Employment Services Disclaimer: The above press release comes to you under an arrangement with GlobeNewswire. Business Upturn takes no editorial responsibility for the same. Ahmedabad Plane Crash GlobeNewswire provides press release distribution services globally, with substantial operations in North America and Europe.
