Fraudsters Have the Edge, but Financial Institutions Are Fighting Back: New DataVisor Report Unveils 2025's Top Threats and Strategic Priorities
The report underscores a significant shift in the fraud landscape, with 75% of surveyed institutions acknowledging that bad actors are leveraging generative AI more effectively than legitimate organizations. From deepfakes to synthetic identities, criminals are exploiting emerging technologies faster than defenders can respond.
'AI has become a double-edged sword in fraud prevention,' said Yinglian Xie, CEO and Co-founder of DataVisor. 'Fraudsters are innovating without regulation or legacy constraints, while organizations are still working to scale AI defensively. The institutions that move first—building AI governance, linking systems, and reducing manual effort—will define the new standard for fraud resilience.'
' The 2025 Fraud and AML Executive Report ' draws on insights from banks, fintechs, credit unions, and digital platforms to map the evolving risk landscape. The findings are stark.
One of the most compelling findings is the surge in first-party fraud, now ranked the second-greatest challenge by 68.8% of decision-makers. The surge reflects a growing trend where legitimate account holders engage in deceptive practices, such as falsely disputing charges or claiming lost deliveries. As economic pressures rise and liability shifts from consumer to bank, the distinction between customer and criminal is blurring, necessitating more advanced detection methods.
"Identity alone is no longer a sufficient line of defense," the report notes. "When the fraudster is the legitimate account holder, detection requires going beyond verification—toward behavior monitoring, transactional intelligence, and adaptive risk models."
Compounding the issue, siloed operations and legacy infrastructure continue to slow down even the most sophisticated institutions. 75% cited system fragmentation as a top AML challenge, while 56% named false positives as the leading pain point in fraud operations. Yet there is growing momentum for convergence. Adoption of a unified FRAML (Fraud + AML) strategy is rising, with nearly 40% of organizations already implementing or planning integration within two years.
The report also underscores that institutions no longer need to choose between customer experience and security. With AI-powered real-time decisioning, more organizations are aiming to reduce losses and friction. 'You can't afford to choose anymore,' said Xie. 'The best fraud prevention today is invisible to the customer.'
As Xie emphasized, 'This is not just a technology race—it's an organizational shift. The winners will be those who stop treating fraud as a backend risk and start embedding it into every layer of customer acquisition, onboarding, and transaction flow.'
The 2025 Executive Report is available now at www.datavisor.com.
DataVisor is the leading AI-powered fraud and risk management platform, empowering financial institutions to detect and prevent modern fraud attacks in real time. Trusted by Fortune 500 companies and digital disruptors alike, DataVisor unifies fraud, AML, and risk operations into a single decisioning hub, safeguarding the entire customer lifecycle.
Hashtags
Try Our AI Features
Explore what Daily8 AI can do for you:
Comments
No comments yet...
Related Articles
Business Wire
34 minutes ago
- Business Wire
HDFC Bank Limited Form 20-F for the Year Ended March 31, 2025 Available Online
NEW YORK--(BUSINESS WIRE)--HDFC Bank Limited (NYSE : HDB) filed its Form 20-F for the year ended March 31, 2025 on July 14, 2025. Filings made by HDFC Bank Limited with SEC are available from the SEC's EDGAR database via the direct link to its website located under "About Us/Investor-relations/SEC Filings" on HDFC Bank's website, or via Shareholders/Members of the Bank may also write to Mr. Ajay Agarwal, Company Secretary & Group Head – Secretarial & Group Oversight, HDFC Bank Limited, 4 th Floor, HDFC House, H T Parekh Marg, Churchgate, Mumbai 400 020, India, requesting a hard copy of the completed audited financial statements free of charge.
Yahoo
an hour ago
- Yahoo
Latest Mouser Series Navigates the Balance of AI and Human Expertise in Engineering
DALLAS & FORT WORTH, Texas, July 15, 2025--(BUSINESS WIRE)--Mouser Electronics, Inc., the authorized global distributor with the newest electronic components and industrial automation products, today released its latest installment of the Empowering Innovation Together (EIT) technology series, AI-powered engineering. This installment explores the balancing act of utilizing the capabilities of Artificial Intelligence (AI) with human expertise. AI-powered tools are now enabling engineers to streamline complex design processes with unprecedented precision. By offloading time-consuming analysis and surfacing design insights faster, AI allows engineers to focus on what they do best: solving high-level challenges, pushing technical boundaries, and crafting sophisticated solutions. As generative intelligence and predictive modeling become more advanced, the synergy between human insight and machine intelligence is redefining how engineering problems are approached and how quickly innovations can reach the market. With proper utilization, engineers can push boundaries, innovate more freely, and ultimately deliver more robust and sophisticated solutions. This human-centric approach to AI integration ensures that technology becomes a trusted collaborator. Engineers remain at the heart of every breakthrough, equipped with the tools to move faster, think bigger, and innovate with greater confidence than ever before. In The Tech Between Us podcast, host Raymond Yin, Mouser Director of Technical Content, is joined by Nemanja Jokanovic, Head of Sales at SnapMagic, to examine the evolution of engineering tools with recent AI integration and how it has impacted the future of design. The In Between The Tech podcast features Nirman Dave, CEO at Zams, as he discusses key factors in determining the quality of AI platforms, the benefits of low-code/no-code programs, and how AI-based tools can be used to enhance designs. "AI is revolutionizing the engineering workflow, enabling us to achieve unprecedented levels of accuracy and efficiency," said Yin. "The future lies in creating harmony between human ingenuity and the capabilities provided by AI-powered tools. This installment examines how engineers can master that collaboration to pioneer innovations the world has yet to imagine." In addition to the podcast, the EIT series includes an in-depth video, technical articles, and topic-related infographics, as well as subscriber-exclusive content, diving into how engineers can build a symbiotic relationship between their knowledge and intelligently powered tools. By exploring this relationship with AI, the series provides engineering professionals with the knowledge to develop a new wave of innovative solutions. Established in 2015, Mouser's Empowering Innovation Together program is one of the electronic component industry's most recognized educational programs. To learn more, visit and follow Mouser on Facebook, LinkedIn, X and YouTube. For more Mouser news and our latest new product introductions, visit As a global authorized distributor, Mouser offers the widest selection of the newest semiconductors, electronic components and industrial automation products. Mouser's customers can expect 100% certified, genuine products that are fully traceable from each of its manufacturer partners. To help speed customers' designs, Mouser's website hosts an extensive library of technical resources, including a Technical Resource Center, along with product data sheets, supplier-specific reference designs, application notes, technical design information, engineering tools and other helpful information. Engineers can stay abreast of today's exciting product, technology and application news through Mouser's complimentary e-newsletter. Mouser's email news and reference subscriptions are customizable to the unique and changing project needs of customers and subscribers. No other distributor gives engineers this much customization and control over the information they receive. Learn about emerging technologies, product trends and more by signing up today at About Mouser Electronics Mouser Electronics is an authorized semiconductor and electronic component distributor focused on New Product Introductions from its leading manufacturer partners. Serving the global electronic design engineer and buyer community, the global distributor's website, is available in multiple languages and currencies and features more than 6.8 million products from over 1,200 manufacturer brands. Mouser offers 28 support locations worldwide to provide best-in-class customer service in local language, currency and time zone. The distributor ships to over 650,000 customers in 223 countries/territories from its 1 million-square-foot, state-of-the-art distribution facilities in the Dallas, Texas, metro area. For more information, visit Trademarks Mouser and Mouser Electronics are registered trademarks of Mouser Electronics, Inc. All other products, logos, and company names mentioned herein may be trademarks of their respective owners. View source version on Contacts For further information, contact:Kevin Hess, Mouser ElectronicsSenior Vice President of Marketing+1 (817) For press inquiries, contact:Kelly DeGarmo, Mouser ElectronicsManager, Corporate Communications and Media Relations+1 (817)
Business Wire
an hour ago
- Business Wire
Latest Mouser Series Navigates the Balance of AI and Human Expertise in Engineering
DALLAS & FORT WORTH, Texas--(BUSINESS WIRE)-- Mouser Electronics, Inc., the authorized global distributor with the newest electronic components and industrial automation products, today released its latest installment of the Empowering Innovation Together (EIT) technology series, AI-powered engineering. This installment explores the balancing act of utilizing the capabilities of Artificial Intelligence (AI) with human expertise. AI-powered tools are now enabling engineers to streamline complex design processes with unprecedented precision. Explore how AI-powered tools reshape the engineering workflow by streamlining design and improving collaboration — accelerating innovation from concept to production. By offloading time-consuming analysis and surfacing design insights faster, AI allows engineers to focus on what they do best: solving high-level challenges, pushing technical boundaries, and crafting sophisticated solutions. As generative intelligence and predictive modeling become more advanced, the synergy between human insight and machine intelligence is redefining how engineering problems are approached and how quickly innovations can reach the market. With proper utilization, engineers can push boundaries, innovate more freely, and ultimately deliver more robust and sophisticated solutions. This human-centric approach to AI integration ensures that technology becomes a trusted collaborator. Engineers remain at the heart of every breakthrough, equipped with the tools to move faster, think bigger, and innovate with greater confidence than ever before. In The Tech Between Us podcast, host Raymond Yin, Mouser Director of Technical Content, is joined by Nemanja Jokanovic, Head of Sales at SnapMagic, to examine the evolution of engineering tools with recent AI integration and how it has impacted the future of design. The In Between The Tech podcast features Nirman Dave, CEO at Zams, as he discusses key factors in determining the quality of AI platforms, the benefits of low-code/no-code programs, and how AI-based tools can be used to enhance designs. "AI is revolutionizing the engineering workflow, enabling us to achieve unprecedented levels of accuracy and efficiency," said Yin. "The future lies in creating harmony between human ingenuity and the capabilities provided by AI-powered tools. This installment examines how engineers can master that collaboration to pioneer innovations the world has yet to imagine." In addition to the podcast, the EIT series includes an in-depth video, technical articles, and topic-related infographics, as well as subscriber-exclusive content, diving into how engineers can build a symbiotic relationship between their knowledge and intelligently powered tools. By exploring this relationship with AI, the series provides engineering professionals with the knowledge to develop a new wave of innovative solutions. Established in 2015, Mouser's Empowering Innovation Together program is one of the electronic component industry's most recognized educational programs. To learn more, visit and follow Mouser on Facebook, LinkedIn, X and YouTube. For more Mouser news and our latest new product introductions, visit As a global authorized distributor, Mouser offers the widest selection of the newest semiconductors, electronic components and industrial automation products. Mouser's customers can expect 100% certified, genuine products that are fully traceable from each of its manufacturer partners. To help speed customers' designs, Mouser's website hosts an extensive library of technical resources, including a Technical Resource Center, along with product data sheets, supplier-specific reference designs, application notes, technical design information, engineering tools and other helpful information. Engineers can stay abreast of today's exciting product, technology and application news through Mouser's complimentary e-newsletter. Mouser's email news and reference subscriptions are customizable to the unique and changing project needs of customers and subscribers. No other distributor gives engineers this much customization and control over the information they receive. Learn about emerging technologies, product trends and more by signing up today at About Mouser Electronics Mouser Electronics is an authorized semiconductor and electronic component distributor focused on New Product Introductions from its leading manufacturer partners. Serving the global electronic design engineer and buyer community, the global distributor's website, is available in multiple languages and currencies and features more than 6.8 million products from over 1,200 manufacturer brands. Mouser offers 28 support locations worldwide to provide best-in-class customer service in local language, currency and time zone. The distributor ships to over 650,000 customers in 223 countries/territories from its 1 million-square-foot, state-of-the-art distribution facilities in the Dallas, Texas, metro area. For more information, visit Trademarks Mouser and Mouser Electronics are registered trademarks of Mouser Electronics, Inc. All other products, logos, and company names mentioned herein may be trademarks of their respective owners.
