Traveller denied insurance over mental health conditions
Research by Which? reveals that declaring certain medical conditions can inflate travel insurance premiums by over 1,000 per cent.
A study comparing quotes from 12 insurers found that premiums for a traveller with bipolar and a personality disorder increased by an average of 715 per cent, and in one case by 1,159 per cent – from £38.48 to £484.52.
Only two out of seven standard insurers were willing to provide the traveller with cover. All five of the companies specialising in cover for people with pre-existing medical conditions did offer to provide cover.
Which? advises travelers to compare quotes from various providers, including specialists for pre-existing conditions, as prices vary significantly.
While declaring medical conditions impacts the cost of insurance, failing to do so could invalidate the policy and lead to substantial medical bills.
The medical condition that can send travel insurance premiums soaring by more than 1,000%
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