How to build wealth at 16% per year? This founder shares a 'steady' example of Indian govt's 87x growth
In 2004:
In 2025:STT: ₹50,000 croreStamp duty: ₹8,000 crore Capital gains: ₹20,000 crore
Total: ₹78,000 croreThis increase in revenue translates to a compound annual growth rate (CAGR) of 15.7%, Shrivastava noted.'Wealth is built silently. Indian government is a prime example,' he wrote.
Shrivastava used this comparison to highlight how retail investors may be missing out on smarter strategies.'Retail investors poured money like crazy into Mutual Funds. But, 95% of Mutual Funds in the same period have underperformed these returns,' he said.He cautioned that many investors are being steered toward mutual funds as the default option, without questioning their actual performance. 'Of course, you are being convinced that Mutual Funds are the best,' he added. Retail participation in Indian markets has surged in recent years, with millions opening demat accounts and increasing investments in mutual funds, especially through systematic investment plans (SIPs). However, concerns about returns, transparency, and fee structures persist among financial experts. Shrivastava's remarks add to ongoing conversations around how retail investors should assess long-term returns, fees, and the narratives promoted by financial institutions.
(Disclaimer: This article is based on a user-generated post on LinkdIn for informational purposes. ET.com has not independently verified the claims made in the post and does not vouch for their accuracy. The views expressed are those of the individual and do not necessarily reflect the views of ET.com. Reader discretion is advised.)
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