The call of country Australia: why the regions are king this season
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The Advertiser
5 hours ago
- The Advertiser
Overseas travellers are paying an extra $80 when they don't have to
Picture: Shutterstock Use a card with no international fees Set up your PIN before you leave for your holiday Don't withdraw money at airport currency exchange kiosks Pay in the local currency Foreign transaction fees are surely the bane of every overseas traveller's existence. You often forget about them until you have to pay for something - or worse, until you get home and see your credit card bill. Subscribe now for unlimited access. or signup to continue reading All articles from our website The digital version of Today's Paper All other in your area I experienced this on a recent trip to Europe, but more on that later. New research from shows almost 60 per cent of Australian travellers paid foreign transaction fees on their most recent overseas holiday, costing them $80 on average. A third of those were slugged with charges of $100 or more. says foreign transaction fees - charges banks apply when you use your card overseas or make a purchase in a foreign currency - typically range from 1 per cent to 3 per cent of the transaction amount. These charges can quickly add up. If you spend $5000 overseas, a 3 per cent foreign transaction fee adds up to $150 in unnecessary charges. Saving on international fees puts more money in your pocket for seeing the sights. Picture: Shutterstock finance expert, Sean Callery, says these fees are one of the most overlooked travel expenses and one of the easiest to avoid if you're willing to shop around. "Most people look for savings on flights, accommodation and travel insurance - but forget about international transaction fees," he says. There are plenty of credit cards and debit cards on the market that don't charge international transaction fees. Some allow you to see your balance and spending in both local currency and AUD, as well as the conversion rate, so you can control your spending. But there are other ways you can avoid hefty bank fees, too. Here are Explore and top tips to avoid those pesky fees. Use a card with no international fees Australians can pick from more than 30 debit and credit cards that charge no foreign transaction fees, Mr Callery said. Switch before you travel and save up to 3 per cent on every purchase or ATM withdrawal you make overseas or online in a foreign currency. Don't forget to set up your PIN Before my Europe trip, I obtained a travel money card. But once overseas, I realised I could only tap and pay up to a maximum of AU$100 and once over this cap, I had to punch in my PIN. The problem was, I hadn't set up my PIN before leaving Australia, so I used my other card for larger payments and ended up being slugged with the very fees I was trying to avoid. Make sure you set up your PIN before you travel. Avoid overseas ATMs with extra fees Mr Callery advises sticking to partner banks or major networks when withdrawing cash abroad. Some ATMs also charge their own fees on top of what your bank may add, so it's a good idea to check with your bank about fee-free global ATM partners or daily withdrawal charges. "Avoid withdrawing cash using a credit card as high cash advance rates and fees typically apply," he says Always pay in the local currency There are instances overseas when you might be asked whether you want to pay in Australian dollars or the local currency. Always choose the local currency, Mr Callery says. Picture: Shutterstock If you pick AUD, the merchant's payment system handles the conversion using its own exchange rate, which will trigger dynamic currency conversion, and this often adds hidden fees, he says. Avoid currency exchange kiosks at airports "Airport currency counters have some of the worst exchange rates and fees," Mr Callery says. "If you need cash, withdraw a small amount from a reputable ATM abroad using a debit card or use a prepaid travel card." Words by Sarah Falson Sarah is ACM's travel producer. She believes regional travel is just as fun (if not better) than staying in the big cities and loves any travel experience to do with nature, animals and food!.My all-time favourite destination is ... Cornwall. From the giant seagulls to the blustery beaches, Cornish pasties and fishing villages, it stirs something romantic and seafaring in me. Next on my bucket list is … Mongolia. I want to go somewhere really unique that feels totally foreign and challenges my way of life. My top travel tip is … Don't plan too much. Walk the streets and let it happen. And make sure you check out what's within a few blocks of your hotel - sometimes the best local food is found that way.
Sydney Morning Herald
10 hours ago
- Sydney Morning Herald
Set your expectations low and arrive early at this airport
The airport Ninoy Aquino International Airport (MNL), the main gateway to the Philippines. The flight QF98 from Manila to Brisbane (BNE). The arrival My Qantas flight takes off at 2.45am. That might seem like a gate slot sent straight from Hades, but in Manila, it's a godsend. The Philippines capital has a well-deserved reputation for having some of the worst traffic congestion in the world. I've been staying at Shangri-La The Fort in the Bonifacio Global City, an eight-kilometre car ride to Ninoy Aquino International Airport. Leaving the hotel around midnight means Manila's traffic, though still busy, doesn't turn a short journey into an epic crawl. The look For a country with cultural connection to colour, flowers and lush leafiness, the grey upon grey of the airport is unforgivable – except perhaps on the grounds that a new mega-airport is being built for Manila, set to open before 2030. Still, 50 million people passed through these terminals in 2024. And more Australians are using it – my Qantas flight is a new service and Cebu Pacific is ramping up its Sydney-Manila runs. Both airlines use Terminal 3, which became fully operational in 2008, four years behind schedule. It's by all accounts much more efficient and better designed than the older terminals, and new private ownership by the giant conglomerate San Miguel Corporation (yes, they also make beer) is seeing ongoing improvements.
The Age
10 hours ago
- The Age
Set your expectations low and arrive early at this airport
The airport Ninoy Aquino International Airport (MNL), the main gateway to the Philippines. The flight QF98 from Manila to Brisbane (BNE). The arrival My Qantas flight takes off at 2.45am. That might seem like a gate slot sent straight from Hades, but in Manila, it's a godsend. The Philippines capital has a well-deserved reputation for having some of the worst traffic congestion in the world. I've been staying at Shangri-La The Fort in the Bonifacio Global City, an eight-kilometre car ride to Ninoy Aquino International Airport. Leaving the hotel around midnight means Manila's traffic, though still busy, doesn't turn a short journey into an epic crawl. The look For a country with cultural connection to colour, flowers and lush leafiness, the grey upon grey of the airport is unforgivable – except perhaps on the grounds that a new mega-airport is being built for Manila, set to open before 2030. Still, 50 million people passed through these terminals in 2024. And more Australians are using it – my Qantas flight is a new service and Cebu Pacific is ramping up its Sydney-Manila runs. Both airlines use Terminal 3, which became fully operational in 2008, four years behind schedule. It's by all accounts much more efficient and better designed than the older terminals, and new private ownership by the giant conglomerate San Miguel Corporation (yes, they also make beer) is seeing ongoing improvements.
