Americans can snag a $600 bonus from major bank, just follow these 3 easy steps before August
If you're looking for ways to earn free cash or boost your savings, there's good news for banking customers in select U.S. states. Huntington Bank is currently offering a limited-time cash bonus of up to $600 for new customers who open a qualifying checking account. This promotional deal has generated significant buzz among consumers searching for bank bonuses, free money offers, and financial incentives in 2025.
How the Huntington bank bonus works for new checking customers?
The Huntington Bank promotion offers two levels of cash bonuses depending on which checking account you open and how much money you deposit:
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$400 Bonus
– For customers who open a
Perks Checking
account.
$600 Bonus
– For customers who choose the higher-tier
Platinum Perks Checking
account.
Both offers come with specific conditions and timelines that must be met in order to qualify.
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But if you're interested, you'll need to act quickly —
the deadline to apply is August 15, 2025.
Eligibility rules: Who can claim this free cash deal
To qualify for either of the bonus offers, you must meet several important eligibility criteria:
Live Events
You must be a new personal checking customer. This means you cannot have had a personal checking account with Huntington in the last 12 months, and you must not have received any previous Huntington checking bonus within the past 24 months.
You need to live in one of the following states where Huntington operates:
Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, North Carolina, Ohio, Pennsylvania, South Carolina, West Virginia, or Wisconsin.
You must apply for the bonus offer
by August 15, 2025
, using the correct promotional code when opening your account.
How to earn the $400 checking account bonus with perks checking?
The $400 reward is tied to the Perks Checking account, which is Huntington's standard personal checking option. Here's what you need to do:
Open a
Perks Checking account
using a
valid promotional code
(available on Huntington's website or promotional emails).
Make
at least $500 in qualifying direct deposits
within
90 days
of opening the account.
Qualifying deposits include paycheck direct deposits or government benefit payments via ACH; peer-to-peer transfers or Zelle payments do not count.
Keep the account
open for at least 90 days
.
Once all requirements are fulfilled, Huntington will deposit the $400 bonus within 14 days.
This offer is great for people who want a simple, entry-level account with minimal financial commitment.
How to unlock the $600 bonus with platinum perks checking?
For customers who can deposit more money, the Platinum Perks Checking account gives access to the maximum bonus of $600. Here's how it works:
Open a
Platinum Perks Checking
account using a Huntington promo code before
August 15, 2025
.
Deposit
at least $25,000 in new money
(funds that are not already with Huntington) into the account within
90 days
.
Maintain the account for
at least 90 days
.
After the requirements are met, you'll receive the
$600 bonus within 14 days
.
Although this version of the offer requires a higher deposit, it's ideal for those who have savings or incoming funds they can park in a checking account temporarily.
Why this offer is trending with consumers looking for financial relief?
In 2025, many Americans are actively seeking ways to maximize income, earn bank sign-up bonuses, and build emergency savings without taking on more risk. This Huntington promotion stands out because:
The
cash bonus is substantial
— up to $600 just for opening and funding a bank account.
There's
no monthly spending requirement
to qualify for the bonus.
The time frame is reasonable, with
90 days to meet the requirements
.
The offer is from a
reputable, FDIC-insured bank
with a strong regional presence.
With inflation still impacting household budgets, opportunities like this provide a simple way to earn extra cash — no loans, credit checks, or product purchases required.
Before you sign up, make sure you understand the terms and potential drawbacks:
New money rule
: For the $600 offer, funds must be 'new' to Huntington, meaning they can't be transferred from an existing Huntington account.
Qualifying direct deposits
: Must be made via ACH. Payments through Venmo, Cash App, or similar platforms won't count.
Account closure penalty
: If you close your account before the 90-day minimum, you will forfeit the bonus.
Tax implications
: Bonuses are considered income, so you'll receive a
1099-INT
form and may owe taxes on the amount.
How to sign up and claim your bonus before august 15?
Here's a simple step-by-step process to follow if you want to grab this Huntington checking bonus:
Visit the official Huntington Bank bonus page.
Choose either
Perks Checking
or
Platinum Perks Checking
based on how much you plan to deposit.
Click 'Apply Now' and
enter the promo code
when prompted.
Fund the account with the required
qualifying direct deposits or deposits of new money
.
Keep the account open for at least
90 days
.
Wait for your
bonus to be deposited within 14 days
after you meet the terms.
What customers are saying about the Huntington bonus offer?
Many online reviews from current and past Huntington customers suggest that the bonus process is straightforward if you follow all the rules. People appreciate the fast payout timeline and the clear terms listed on the Huntington website. However, some note that customer service is crucial if you have questions, especially regarding what counts as a qualifying deposit.
Is this bank promotion right for you? Here's a quick decision guide:
This bonus may be a great fit for you if:
You live in one of the 12 eligible states.
You don't currently have a Huntington account.
You're able to make qualifying direct deposits or transfer at least $25,000 in new funds.
You're okay with keeping your account open for at least three months.
However, if you've already received a similar offer from Huntington in the past two years, or if you don't meet the deposit conditions, you won't be eligible.
On the Huntington $600 free cash deal:
Huntington Bank's $400 and $600 checking bonuses are among the best bank promotions in 2025 for customers who meet the requirements. It's an easy way to earn free cash by simply opening an account and funding it with deposits you may already receive.
With the August 15 deadline approaching, now is the time to evaluate your eligibility and act quickly. Whether you're building an emergency fund, trying to offset inflation, or just looking for smart banking rewards, this offer provides real value with minimal risk.
FAQs:
Q: How can I get the $600 Huntington Bank bonus in 2025?
A: Just open a Platinum Perks Checking account, deposit $25,000, and keep it for 90 days.
Q: What is the last date to apply for the Huntington Bank bonus offer?
A: You must apply by August 15, 2025, to qualify for the free cash bonus.
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