Brits urged to follow one simple step 'as soon as you book' holiday
Martin Lewis ' MSE has warned Brits planning their summer getaways or 2026 breaks to take this crucial step "as soon as you book." Any UK household that ignores this advice risks losing thousands of pounds. The guidance is to secure travel insurance immediately after booking, as this leads to the most competitive rates and guarantees protection against unexpected events whilst overseas.
The Money Saving Expert website said: "Booked but not got travel insurance yet? Do it now! Martin's been yelling 'get travel insurance ASAB' (As Soon As you Book) for years. Yet still too many excitedly book their holiday, then leave insurance till the last minute.
"That's a mistake - half the cover's value is protecting you before you go, in case something stops you going. So if you've booked and not got cover, do it right now!"
Travel insurance is crucial whenever you're booking a holiday because it protects against unexpected events that can occur before the flight date, such as medical emergencies, illnesses, missed flights and even the theft of your belongings, including your passport, reports Birmingham Live.
Martin explained: "Every year, a few people contact me after something awful, such as a cancer diagnosis that needs chemo, but the airline or hotel won't refund them (they don't have to). I tell them: 'That's what insurance is for, speak to your insurer.'".
"But if they haven't got it yet, no matter how horrid the circumstances, there's nothing that can be done. Don't be that person."
MSE added: "If you'll go abroad at least twice a year, even just for weekends, annual cover usually works out cheapest. It covers virtually all trips away, though often has a duration limit of a max 30 days per trip (you can oft pay more to extend this)."
"The exact price depends on age and circumstances, so we give the four cheapest options - check at least a couple. For those who just want to cover one trip (or may need specialist cover for it), enter the dates you're travelling, even if months ahead, and you'll be covered for cancellation from the moment you pay."
If you're planning to book a trip anytime soon, think carefully and consider adding insurance to cover you before getting to the payment window. If you've already purchased your tickets, don't worry, most airlines will allow you to add insurance after booking. It's better to be safe than sorry - especially when travelling!
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