How South Florida is answering the affordable housing crisis
South Florida faces a stubborn affordability gap as new high-end apartment complexes like Soleste Hollywood Blvd and the redeveloped Hollywood Bread Building rise across the region.
While projects such as University Station in Hollywood and the mixed-used towers planned in Miami's Health District aim to add affordable and workforce units, demand still far outpaces supply, with many renters spending over 30% of their income on housing.
Community efforts, like PACT's fight for eviction diversion programs in Miami-Dade and the redevelopment of Liberty Square, show that advocates are pushing for more comprehensive solutions and protections for vulnerable tenants.
Take a look at what's happening.
Soleste Hollywood Blvd at 2001 Hollywood Blvd is pictured hovering among existing buildings on Sunday, Sept. 15, 2024, in Hollywood, Florida, as the city shores up its housing needs with development in its downtown area in an attempt to address the city's affordable housing needs. By Carl Juste
NO. 1: EVEN AS HOLLYWOOD BUILDS MORE APARTMENTS DOWNTOWN, AFFORDABILITY REMAINS A CONCERN
A look at what is coming and why it might not be enough to ease housing pressure | Published October 5, 2024 | Read Full Story by rhabersham@miamiherald.comRaisa Habersham
An aerial view of Jackson Medical Towers, at 1500 NW 12th Avenue in Miami, Florida on Jan. 2, 2025. The Public Health Trust of Jackson Health System has approved a deal with Related Urban to demolish two existing towers, known as Jackson Medical Towers, and construct affordable workforce housing and an extended stay hotel.
NO. 2: CAN THESE TOWERS HELP AN AFFORDABLE HOUSING CRISIS IN MIAMI? TAKE A LOOK AT THE PLANS
The complex includes hundreds of rentals and a hotel. | Published January 10, 2025 | Read Full Story by Michelle Marchante Rebecca San Juan
Attendees listen to Mayor Daniella Levine Cava make a pledge to the community during the PACT Nehemiah Action Assembly on Monday, April 7, 2025, at Sweet Home Missionary Baptist Church in Cutler Bay, Fla. By Alie Skowronski
NO. 3: 'RENT IS TOO DAMN HIGH.' INTERFAITH GROUP DEMANDS ACTION FROM MIAMI-DADE LEADERS
One of Miami-Dade's most politically engaged interfaith groups held their annual assembly to press elected leaders to make housing more affordable and reducing evictions in Miami-Dade County. | Published April 9, 2025 | Read Full Story by Lauren Costantino
Condos line the Intracoastal Waterway in Sunny Isles Beach. By MATIAS J. OCNER
NO. 4: HOW TO FIND IF YOUR FLORIDA CONDO IS ON SECRET BLACKLIST BLOCKING MORTGAGE LOANS
Fannie Mae, a federally chartered company that helps determine who qualifies for home mortgages, maintains a confidential database of condo buildings that it won't back for loans, typically because of maintenance, insurance or financial issues.The number of South Florida condos on the list has more than doubled since 2023, according to figures complied by a law firm that obtained the database from a source. | Published April 4, 2025 | Read Full Story by Andres Viglucci
Minnie Davis, 74, expresses her delight in having a larger stove for Thanksgiving dinner since moving into her one-bedroom apartment at Serenity of Liberty Square. Serenity of Liberty Square hosted a ribbon-cutting ceremony to mark the opening of phase four in a nine-phase redevelopment project that replaced the old Liberty Square pubic housing. By Carl Juste
NO. 5: THE LATEST PHASE OF THE NEWLY REDEVELOPED LIBERTY SQUARE IS MOVE-IN READY
Families at old Liberty Square move into new Miami apartment complex | Published April 10, 2025 | Read Full Story by Raisa Habersham
The summary above was drafted with the help of AI tools and edited by journalists in our News division. All stories listed were reported, written and edited by McClatchy journalists.
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Geek Wire
23-06-2025
- Geek Wire
Seattle to deploy AI to speed up housing and small business permit process
New apartments rise near the Space Needle in Seattle. Mayor Bruce Harrell's office wants to remove barriers and inefficiencies that slow such construction, especially for affordable housing. (GeekWire File Photo / Kurt Schlosser) Seattle Mayor Bruce Harrell issued an executive order on Monday intended to speed the permitting process for housing and small businesses in the city — and artificial intelligence will play a part in aiding permit applicants and city staff who review it all. The Permitting and Customer Trust (PACT) Team is a new citywide initiative aimed at addressing Seattle's housing shortage and affordability crisis by cutting red tape, reducing delays, and delivering clear, consistent guidance. PACT also addresses the 'high startup costs, long timelines, and unclear requirements that can hinder small business growth,' according to the order. The mayor's office says the AI pilot program, which falls under the city's Responsible Artificial Intelligence policy, could cut housing review cycles by 50% or more. Seattle's Innovation and Performance team is partnering with the Seattle Department of Construction & Inspections and Seattle IT. A pilot AI program began in April, and public roll-out of the technology is expected in 2026. According to Harrell's order, AI is expected to improve the permitting process in several ways: Identifying unclear processes or overly complex regulations for future simplification. Pre-screening applications for completeness and compliance, helping applicants fix issues before formal review. Reducing back-and-forth between applicants and reviewers by resolving common errors early. Assisting in onboarding new reviewers with AI-guided training on frequently misunderstood rules. The city is working with Boston- and Chicago-based CivCheck, which was founded in 2023 and is currently working with about 10 jurisdictions across North America. 'The way that it works is the applicant has the ability to go into CivCheck, upload their plans, and then essentially work with the AI to improve the quality of their permit documents,' said Dheekshita Kumar, co-founder and CEO of the company. The tool flags missing information, code-compliance issues, and anything else that's relevant for a particular project scope, so the applicant can resolve those issues up front before they submit to the city. 'The idea is that the applicant is able to essentially hand the city a permit-ready application in the very first submission,' Kumar added. In a Department of Construction & Inspections job posting for a PACT manager, SDCI says it reviews land use and construction-related permits, 'annually approving more than 53,000 permits and performing approximately 240,000 on-site inspections.' 'Over the last decade, we have seen the days to issue a permit pretty much triple,' said Leah Trivoli, director of Innovation and Performance with the city. 'Clarity of requirements, code and regulation complexity, and navigating the city services and processes were really the top three issues.' The mayor's office cited a 2023 Seattle City Auditor report that identified deficiencies in the city's permitting processes, with a survey finding that the majority of applicants struggled to identify the appropriate point of contact for assistance. 'Permitting should be a pathway — not a barrier — to building homes, starting businesses, and investing in our city's future,' Harrell said in a statement. 'With this executive order, we're improving how the city does business and ensuring residents get clear answers and timely support, so they can turn their plans into reality more quickly and help our communities grow and thrive.' Seattle joins other state and city governments that are increasingly turning to AI to automate some permitting processes and improve wait times. Los Angeles and Austin, Texas, are using Australia-based Archistar to help expedite permit reviews. Computer vision, machine learning and automated rulesets can instantly check designs against local zoning and building codes, according to Industry Dive. The city of Honolulu is using CivCheck's AI to scan building plans and make sure they're code-compliant, and it will use technology developed by Vancouver-based Clariti to further guide owners through the permitting process, according to Government Technology. Kumar said a case study from the Honolulu pilot showed a 70% reduction in permit review times, from 60-90 minutes for a plan reviewer to get through an application to under 15 minutes. The mayor's office stressed that 'AI will assist applicants and staff but will not replace human expertise.' And Trivoli said that she hopes AI will help balance how the city offers staff support. 'I think the tech is going to fix like 80% of the issues out there, and then there's a 20% human-related need that we want to get more resources to do,' Trivoli said. 'That's the way I tend to think about the use of technology and fulfilling our mission as public servants.' But the use of the tech does come as more tech companies signal how some types of AI are being prioritized. Amazon CEO Andy Jassy said last week that the tech giant's corporate workforce will shrink in the coming years as generative AI takes hold. His memo to employees comes amid growing fears that AI will replace white-collar jobs — including software engineering roles. In addition to the AI pilot program, the PACT initiative is designed to feature clear and consistent permit reviews, inspection, and enforcement. The city will also enhance service quality across departments and communication methods, increasing support speed, consistency, accessibility, and transparency. Harrell has made his 'Downtown Activation Plan' a central part of his time in office, with the goal of helping the city's urban core bounce back from the pandemic. The mayor's order on Monday linked permitting inefficiencies to some of downtown's struggles: 'Persistently high commercial vacancy rates continue to affect both Seattle's Downtown and neighborhood business districts, reducing foot traffic and weakening economic activity.' PACT will help the city work with small businesses to streamline permitting, reducing barriers to storefront improvements and more. Under Harrell's order, the PACT Team must establish a process by the end of 2025 to ensure permits are issued after no more than two review cycles when basic safety and zoning standards are met, according to the mayor's office. Harrell was among those named to an Artificial Intelligence Safety and Security Board organized by the Department of Homeland Security last year. 'Seattle is a technology hub, and Mayor Harrell has embraced strategic, phased adoption of AI to help the city deliver on its goals,' said Kate Jacobs, a communications advisor in Harrell's office.

Miami Herald
23-06-2025
- Miami Herald
How residents are responding to the high cost of housing in South Florida
South Florida How residents are responding to the high cost of housing in South Florida This collection of stories explores how South Florida residents react to surging housing costs through community actions and personal decisions. Articles highlight Miami-Dade County's interfaith group, which demands action from leaders to combat high rent and prevent evictions. Another story discusses how HOA fees contribute to the financial pressures faced by homeowners. An opinion piece suggests some residents choose to leave Miami for places with lower insurance and home prices. It also notes that wealthier newcomers increase living costs for everyone. Read the stories below. Home buyers should review fees for homeowners and condominium association fees to see if the amenities are worth it, including pool, gym, clubhouse. NO. 1: ARE FEES FOR CONDO AND HOMEOWNER ASSOCIATIONS WORTH IT? ASK YOURSELF THESE QUESTIONS What buyers should know about the expense. | Published January 28, 2025 | Read Full Story by LEW SICHELMAN A mover pushes a box into a waiting moving van for a family leaving New York and relocating to another state, on Manhattan's Upper East Side, New York, NY, August 31, 2020. The mover said the demand was so high that he and three other moving companies were packing people's personal effects out of the same building. (Anthony Behar/Sipa USA) NO. 2: WITH INSURANCE AND HOME PRICES SO HIGH, SOME ARE FINDING A WAY OUT — OF MIAMI | OPINION Why the Chamber of Commerce says, 'We are seeing wealth migrate in – while portions of the workforce migrate out.' | Opinion | Published March 10, 2025 | Read Full Story by the Miami Herald Editorial Board Attendees listen to Mayor Daniella Levine Cava make a pledge to the community during the PACT Nehemiah Action Assembly on Monday, April 7, 2025, at Sweet Home Missionary Baptist Church in Cutler Bay, Fla. By Alie Skowronski NO. 3: 'RENT IS TOO DAMN HIGH.' INTERFAITH GROUP DEMANDS ACTION FROM MIAMI-DADE LEADERS One of Miami-Dade's most politically engaged interfaith groups held their annual assembly to press elected leaders to make housing more affordable and reducing evictions in Miami-Dade County. | Published April 9, 2025 | Read Full Story by Lauren Costantino The summary above was drafted with the help of AI tools and edited by journalists in our News division. All stories listed were reported, written and edited by McClatchy journalists.

Miami Herald
20-06-2025
- Miami Herald
It can be expensive to live in South Florida. Here are some of the issues
South Florida It can be expensive to live in South Florida. Here are some of the issues This collection of stories focuses on Miami's struggles with high housing costs. The first article highlights the financial strain on Miami residents, with rising rents reaching unprecedented levels, surpassing even cities like New York and Los Angeles. It tells the story of a single mother whose rent dramatically increased, leaving little room in her budget. A second story discusses the burden of homeowner association fees, noting that a significant number of properties in Miami are subject to these additional costs. In addition, the interfaith group demanding action on high rent prices from Miami-Dade leaders underscores the county's significant affordability challenges, pushing for eviction diversion programs. Read the stories below. Stephania Germain, 24, who is on a Section 8 housing voucher, poses inside her apartment that she lives in with her daughter on Thursday, Oct. 3, 2024, in Miami. Germain was raised in foster care and is doing the best she can for herself and her baby. She says that even with the voucher, with recent increases it makes paying rent tough. 'It just keeps going up and I don't get a break to save, and I need new baby clothes, ya know they grow out of them so fast,' said Germain. By Alie Skowronski NO. 1: MIAMIANS ARE THE MOST RENT-BURDENED PEOPLE IN AMERICA — AND THEY'RE STRESSED ABOUT IT New Census Bureau data shows that Miamians spend a larger chunk of their incomes on housing than residents in all other major American cities. | Published October 8, 2024 | Read Full Story by Max Klaver Home buyers should review fees for homeowners and condominium association fees to see if the amenities are worth it, including pool, gym, clubhouse. NO. 2: ARE FEES FOR CONDO AND HOMEOWNER ASSOCIATIONS WORTH IT? ASK YOURSELF THESE QUESTIONS What buyers should know about the expense. | Published January 28, 2025 | Read Full Story by LEW SICHELMAN Attendees listen to Mayor Daniella Levine Cava make a pledge to the community during the PACT Nehemiah Action Assembly on Monday, April 7, 2025, at Sweet Home Missionary Baptist Church in Cutler Bay, Fla. By Alie Skowronski NO. 3: 'RENT IS TOO DAMN HIGH.' INTERFAITH GROUP DEMANDS ACTION FROM MIAMI-DADE LEADERS One of Miami-Dade's most politically engaged interfaith groups held their annual assembly to press elected leaders to make housing more affordable and reducing evictions in Miami-Dade County. | Published April 9, 2025 | Read Full Story by Lauren Costantino The summary above was drafted with the help of AI tools and edited by journalists in our News division. All stories listed were reported, written and edited by McClatchy journalists.