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Bitcoin and Web3 Wallet Firm Ledger Brings 'Crypto Life' Visa Card to U.S. Users

Bitcoin and Web3 Wallet Firm Ledger Brings 'Crypto Life' Visa Card to U.S. Users

Yahoo29-05-2025
Cryptocurrency hardware wallet firm Ledger has launched its Crypto Life (CL) Visa card in the U.S., offering users 1% cashback in bitcoin (BTC) or USDC on purchases and the ability to directly deposit paychecks into the on-chain card account via bank transfer.
Ledger's CL Visa card is facilitated by fiat-to-on-chain card enabler Baanx, which also provides self-custody crypto cards for the likes of MetaMask, Tools for Humanity and most recently wallet firm Exodus.
Big card networks Mastercard and Visa are aligning themselves with the self-custodial crypto world and the rapid growth in areas like stablecoin payments. Data on CL card usage shows household purchases dominated crypto card usage at 63% of total transactions, with entertainment and fashion categories showing the strongest growth.
Jean-Francois Rochet, EVP of Consumer Services at Ledger, said the collaboration brings the CL card to millions of users in the U.S. with attractive cashback features for bitcoin holders. 'Living the crypto life means having ownership, access and real world utility over your digital assets,' he said in a statement.
'The CL Card, designed for Ledger, is a step toward mainstream, non-custodial crypto payments—right in your pocket', said Simon Jones, Chief Commercial Officer of Baanx.
The CL Card will be available in the U.S. (excluding New York and Vermont) on June 30, 2025.
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Bitcoin Price Tests Support and Resistance – HashJ Launches Execution-Focused Daily Participation Contracts for BTC
Bitcoin Price Tests Support and Resistance – HashJ Launches Execution-Focused Daily Participation Contracts for BTC

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Bitcoin Price Tests Support and Resistance – HashJ Launches Execution-Focused Daily Participation Contracts for BTC

London, United Kingdom, Aug. 01, 2025 (GLOBE NEWSWIRE) — MGPD Finance Limited, doing business as HashJ, today announced the official release of a new short-term participation contract focused on Bitcoin (BTC), designed for users navigating a market at a technical crossroads. The launch follows a period of directional indecision in the BTC market, as traders assess whether recent price action marks a consolidation phase or the early stage of a sustained move. At the time of publication, Bitcoin is trading near key round-number resistance levels following a sharp intraday rebound. Despite this recovery, overall trading volume remains subdued, and technical signals point to a market approaching a decision threshold. Analysts suggest that a sustained increase in volume could signal a renewed upward breakout, while a breach of the lower support range may introduce renewed volatility. HashJ's new daily participation contracts aim to provide execution-focused strategies for users seeking consistent returns amid market uncertainty. These BTC-linked contracts offer fixed-term structures with simplified access, enabling users to engage in market-linked reward cycles without the need for continuous manual adjustments. Market Structure & Momentum The current structure shows Bitcoin recovering from a 'deep V' formation and now trading in a narrow range. While resistance at round-number levels remains intact, the support zone formed by two recent pullbacks has shown resilience. Market observers note that the price is 'queued at the gate,' awaiting a clear trigger — either a breakout with volume or a breakdown past key support. The sideways action, while frustrating for short-term traders, may be a sign of momentum accumulation. Key Technical Takeaways Trend: The daily chart maintains a steady upward slope, with higher lows still respected. Support and Resistance: Watch for follow-through near recent highs and previous rejection zones. The lower boundary is supported by two prior rebounds. Volume Confirmation: Sustained volume growth above resistance could signal a new leg higher. A break below support, however, could trigger a wave of deleveraging. Execution Strategies: Wait for Confirmation : Engage only after the price clears major resistance levels with volume. : Engage only after the price clears major resistance levels with volume. Phased Allocation : Enter incrementally at support zones, increasing exposure only if levels hold. : Enter incrementally at support zones, increasing exposure only if levels hold. Cashflow Buffering: Use daily returns as a cushion during uncertainty or as capital for scaling positions. Expert Insights on Bitcoin Market Dynamics Michael Saylor (Strategy / formerly MicroStrategy) – Michael Saylor's firm, Strategy, recently surpassed 500,000 BTC in holdings, executing aggressive purchases even during recent market pullbacks. This reflects a firm confidence in long-term Bitcoin demand amidst institutional ETF inflows driving scarcity. – Michael Saylor's firm, Strategy, recently surpassed 500,000 BTC in holdings, executing aggressive purchases even during recent market pullbacks. This reflects a firm confidence in long-term Bitcoin demand amidst institutional ETF inflows driving scarcity. Cathie Wood (CEO, ARK Invest) – Cathie Wood has characterized Bitcoin's sideways trading in recent months as 'extremely healthy,' suggesting it aligns with early institutional adoption trends. She notes the Bitcoin‑to‑gold outperformance curve supports a bullish risk‑on framework for the asset class. Cathie Wood has characterized Bitcoin's sideways trading in recent months as 'extremely healthy,' suggesting it aligns with early institutional adoption trends. She notes the Bitcoin‑to‑gold outperformance curve supports a bullish risk‑on framework for the asset class. Peter Schiff (Euro Pacific Capital) – While less enthusiastic, economic commentators like Peter Schiff have cautioned about macro pressures—especially high interest rates and dollar strength—that could threaten Bitcoin if key support levels are breached. Historical analogs in tightening cycles suggest potential for sharp corrections if momentum fades Navigating Uncertainty with Participation Discipline The recent trading pattern is akin to a convoy stalled at a toll gate. If volume picks up (i.e., the gate lifts), price may accelerate. If not, further congestion or pullbacks are likely. In such situations, execution — not prediction — becomes the differentiator. 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1 Top Cryptocurrency That Can Overtake Ethereum by 2028, According to Standard Chartered Analyst Geoff Kendrick
1 Top Cryptocurrency That Can Overtake Ethereum by 2028, According to Standard Chartered Analyst Geoff Kendrick

Yahoo

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1 Top Cryptocurrency That Can Overtake Ethereum by 2028, According to Standard Chartered Analyst Geoff Kendrick

Key Points Ethereum is viewed by many as the main blockchain for smart contracts and decentralized applications. Ethereum is also a network being used to tap into the potential of cryptocurrencies in the traditional payments industry. The two largest stablecoin companies issue their tokens on Ethereum's network, but will it be enough to stave off the competition? 10 stocks we like better than XRP › Since the crypto sector sprang to life right around the depths of the Great Recession, Bitcoin (CRYPTO: BTC) and Ethereum (CRYPTO: ETH) have always operated as the one and two seeds -- Batman and Robin if you will. Bitcoin is the original cryptocurrency viewed as the bellwether of the industry. In recent years, many have begun to view Bitcoin and its finite 21 million tokens as a form of digital gold that can hedge inflation and serve as safe asset amid geopolitical uncertainty and the U.S. government's mounting debt situation. Ethereum, on the other hand, is viewed as the network that is the epicenter of smart contracts and decentralized applications. While Bitcoin's dominance doesn't look to be going anywhere, with a $2.3 trillion market cap, Standard Chartered analyst Geoff Kendrick thinks Ethereum could be vulnerable, with one top cryptocurrency set to flip Ethereum by 2028. The crypto story of the year Ethereum and Bitcoin have had strong years, particularly Bitcoin, which seems to become more ingrained in the mainstream financial world every day. But neither can come close to the year that XRP (CRYPTO: XRP) is having, up roughly 400% during the past year (as of July 31). Donald Trump's presidential election win back in November triggered a series of positive events for XRP, notably a change in leadership at the Securities and Exchange Commission (SEC). Once the Trump administration took office, the SEC quickly began settling or dropping major lawsuits including one against Ripple, the company behind XRP, which had been an overhang on the token for several years. Now, Kendrick thinks the run for XRP may have only just begun and that it's even possible that XRP overtakes Ethereum by 2028. As of this writing, Ethereum had a $460 billion market cap, while XRP had a $186 billion market cap. Kendrick's argument is built on the belief that XRP and Ripple will gain wider institutional adoption and begin to take share of cross-border payments market. Earlier this year, Ripple paid $1.25 billion to acquire the prime broker Hidden Road. Hidden Road offers institutional traders a wide range of services including clearing, prime brokerage, and funding for foreign exchange (FX), digital assets, derivatives, swaps, and fixed income. Ripple sees this as a way to continue to bridge the gap between institutional investors, digital assets, and payments. Earlier this year, Ripple Chief Executive Officer Brad Garlinghouse called out SWIFT's high cross-border transaction error rates, ranging from 6% to 11%. SWIFT, or the Society for Worldwide Interbank Financial Telecommunication, is used by banks all over the world to send payment instructions to one another, largely for the purpose of cross-border payments. Garlinghouse said he thinks Ripple and XRP could free up as much as $10 trillion in transfers through its near instant-settlement capabilities. The XRP network currently is capable of processing 1,500 transactions per second. Additionally, Garlinghouse believes XRP has the potential to take 14% of SWIFT's volume by 2030. Kendrick has a $5.50 price target on XRP by the end of this year, then $8 by 2026, and $12.50 by 2028. A $12.50 price would propel XRP's market cap to about $740 billion. XRP recently traded at about $3.10. Can XRP overtake Ethereum? Given the volatility in cryptocurrencies, I would always recommend that investors take crypto price targets with a grain of salt. Nobody can say for certain what will happen. However, cryptocurrencies with strong technical networks and use cases probably are the ones that will experience the most price appreciation. I find XRP and Ripple to be an intriguing story, and cross-border payments definitely seems to be a key area ripe for disruption by cryptocurrencies. While Ethereum is quite different from XRP, many stablecoins including the two largest U.S.-dollar backed stablecoins are issued on Ethereum's network, so it stands to benefit as well from increasing stabelcoin use. Although it's hard to say one way or another, I find it unlikely that XRP will overtake Ethereum in just a few years, primarily because Ethereum should benefit from cryptocurrencies and stablecoins taking payments volume. Ultimately, I find both Ethereum and XRP to be interesting cryptocurrencies with strong networks, so I do think investors can buy both. However, XRP has been more volatile, so I've been advising a smaller, more speculative position for now. Do the experts think XRP is a buy right now? The Motley Fool's expert analyst team, drawing on years of investing experience and deep analysis of thousands of stocks, leverages our proprietary Moneyball AI investing database to uncover top opportunities. They've just revealed their to buy now — did XRP make the list? When our Stock Advisor analyst team has a stock recommendation, it can pay to listen. After all, Stock Advisor's total average return is up 1,049% vs. just 182% for the S&P — that is beating the market by 867.25%!* Imagine if you were a Stock Advisor member when Netflix made this list on December 17, 2004... if you invested $1,000 at the time of our recommendation, you'd have $638,629!* Or when Nvidia made this list on April 15, 2005... if you invested $1,000 at the time of our recommendation, you'd have $1,098,838!* The 10 stocks that made the cut could produce monster returns in the coming years. Don't miss out on the latest top 10 list, available when you join Stock Advisor. See the 10 stocks » *Stock Advisor returns as of July 29, 2025 Bram Berkowitz has positions in Bitcoin, Ethereum, and XRP. The Motley Fool has positions in and recommends Bitcoin, Ethereum, and XRP. The Motley Fool recommends Standard Chartered Plc. The Motley Fool has a disclosure policy. 1 Top Cryptocurrency That Can Overtake Ethereum by 2028, According to Standard Chartered Analyst Geoff Kendrick was originally published by The Motley Fool Sign in to access your portfolio

1 Top Cryptocurrency That Can Overtake Ethereum by 2028, According to Standard Chartered Analyst Geoff Kendrick
1 Top Cryptocurrency That Can Overtake Ethereum by 2028, According to Standard Chartered Analyst Geoff Kendrick

Yahoo

time7 hours ago

  • Yahoo

1 Top Cryptocurrency That Can Overtake Ethereum by 2028, According to Standard Chartered Analyst Geoff Kendrick

Key Points Ethereum is viewed by many as the main blockchain for smart contracts and decentralized applications. Ethereum is also a network being used to tap into the potential of cryptocurrencies in the traditional payments industry. The two largest stablecoin companies issue their tokens on Ethereum's network, but will it be enough to stave off the competition? 10 stocks we like better than XRP › Since the crypto sector sprang to life right around the depths of the Great Recession, Bitcoin (CRYPTO: BTC) and Ethereum (CRYPTO: ETH) have always operated as the one and two seeds -- Batman and Robin if you will. Bitcoin is the original cryptocurrency viewed as the bellwether of the industry. In recent years, many have begun to view Bitcoin and its finite 21 million tokens as a form of digital gold that can hedge inflation and serve as safe asset amid geopolitical uncertainty and the U.S. government's mounting debt situation. Ethereum, on the other hand, is viewed as the network that is the epicenter of smart contracts and decentralized applications. While Bitcoin's dominance doesn't look to be going anywhere, with a $2.3 trillion market cap, Standard Chartered analyst Geoff Kendrick thinks Ethereum could be vulnerable, with one top cryptocurrency set to flip Ethereum by 2028. The crypto story of the year Ethereum and Bitcoin have had strong years, particularly Bitcoin, which seems to become more ingrained in the mainstream financial world every day. But neither can come close to the year that XRP (CRYPTO: XRP) is having, up roughly 400% during the past year (as of July 31). Donald Trump's presidential election win back in November triggered a series of positive events for XRP, notably a change in leadership at the Securities and Exchange Commission (SEC). Once the Trump administration took office, the SEC quickly began settling or dropping major lawsuits including one against Ripple, the company behind XRP, which had been an overhang on the token for several years. Now, Kendrick thinks the run for XRP may have only just begun and that it's even possible that XRP overtakes Ethereum by 2028. As of this writing, Ethereum had a $460 billion market cap, while XRP had a $186 billion market cap. Kendrick's argument is built on the belief that XRP and Ripple will gain wider institutional adoption and begin to take share of cross-border payments market. Earlier this year, Ripple paid $1.25 billion to acquire the prime broker Hidden Road. Hidden Road offers institutional traders a wide range of services including clearing, prime brokerage, and funding for foreign exchange (FX), digital assets, derivatives, swaps, and fixed income. Ripple sees this as a way to continue to bridge the gap between institutional investors, digital assets, and payments. Earlier this year, Ripple Chief Executive Officer Brad Garlinghouse called out SWIFT's high cross-border transaction error rates, ranging from 6% to 11%. SWIFT, or the Society for Worldwide Interbank Financial Telecommunication, is used by banks all over the world to send payment instructions to one another, largely for the purpose of cross-border payments. Garlinghouse said he thinks Ripple and XRP could free up as much as $10 trillion in transfers through its near instant-settlement capabilities. The XRP network currently is capable of processing 1,500 transactions per second. Additionally, Garlinghouse believes XRP has the potential to take 14% of SWIFT's volume by 2030. Kendrick has a $5.50 price target on XRP by the end of this year, then $8 by 2026, and $12.50 by 2028. A $12.50 price would propel XRP's market cap to about $740 billion. XRP recently traded at about $3.10. Can XRP overtake Ethereum? Given the volatility in cryptocurrencies, I would always recommend that investors take crypto price targets with a grain of salt. Nobody can say for certain what will happen. However, cryptocurrencies with strong technical networks and use cases probably are the ones that will experience the most price appreciation. I find XRP and Ripple to be an intriguing story, and cross-border payments definitely seems to be a key area ripe for disruption by cryptocurrencies. While Ethereum is quite different from XRP, many stablecoins including the two largest U.S.-dollar backed stablecoins are issued on Ethereum's network, so it stands to benefit as well from increasing stabelcoin use. Although it's hard to say one way or another, I find it unlikely that XRP will overtake Ethereum in just a few years, primarily because Ethereum should benefit from cryptocurrencies and stablecoins taking payments volume. Ultimately, I find both Ethereum and XRP to be interesting cryptocurrencies with strong networks, so I do think investors can buy both. However, XRP has been more volatile, so I've been advising a smaller, more speculative position for now. Do the experts think XRP is a buy right now? The Motley Fool's expert analyst team, drawing on years of investing experience and deep analysis of thousands of stocks, leverages our proprietary Moneyball AI investing database to uncover top opportunities. They've just revealed their to buy now — did XRP make the list? When our Stock Advisor analyst team has a stock recommendation, it can pay to listen. After all, Stock Advisor's total average return is up 1,049% vs. just 182% for the S&P — that is beating the market by 867.25%!* Imagine if you were a Stock Advisor member when Netflix made this list on December 17, 2004... if you invested $1,000 at the time of our recommendation, you'd have $638,629!* Or when Nvidia made this list on April 15, 2005... if you invested $1,000 at the time of our recommendation, you'd have $1,098,838!* The 10 stocks that made the cut could produce monster returns in the coming years. Don't miss out on the latest top 10 list, available when you join Stock Advisor. See the 10 stocks » *Stock Advisor returns as of July 29, 2025 Bram Berkowitz has positions in Bitcoin, Ethereum, and XRP. The Motley Fool has positions in and recommends Bitcoin, Ethereum, and XRP. The Motley Fool recommends Standard Chartered Plc. The Motley Fool has a disclosure policy. 1 Top Cryptocurrency That Can Overtake Ethereum by 2028, According to Standard Chartered Analyst Geoff Kendrick was originally published by The Motley Fool Sign in to access your portfolio

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