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Forgive me, for I have sinned: I didn't shop around for car insurance

Forgive me, for I have sinned: I didn't shop around for car insurance

Times07-05-2025
Thankfully, my 2007 Vauxhall Astra is rather cheaper to insure than this one
ALAMY
This is blasphemy for a personal finance journalist, but I no longer think shopping around for car insurance is always worth it.
After years of rising prices, I was dreading renewing the cover for my 2007 Vauxhall Astra in April. The average fully comprehensive car insurance jumped from £416 a year in the first three months of 2022 to £621 at the end of 2024, according to the Association of British Insurers.
But when I opened the renewal email from my insurer Hastings, it didn't contain a nasty shock, but a pleasant surprise.
It quoted me an annual cost of £352 — down from £516 last year. The saving was large enough that I wasn't that fussed about shopping around, but nonetheless I did the
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