Bajaj Finance Q1 Results: Net Profit Jumps 21.8% To Rs 4,765.3 Crore, Revenue Up 21.3%
Bajaj Finance Q1 Results: Its revenue from operations increases 21.3 per cent to Rs 19,523.88 crore, compared with Rs 16,100.05 crore in the year-ago period.
Bajaj Finance Q1 Results.
Bajaj Finance Q1 Results: Non-banking financial company (NBFC) Bajaj Finance on Thursday reported a 21.81 per cent year-on-year (YoY) jump in its consolidated net profit to Rs 4,765.29 crore for the first quarter ended June 30, 2025. Its revenue from operations during April-June 2025 increased 21.3 per cent to Rs 19,523.88 crore, compared with Rs 16,100.05 crore in the year-ago period.
Its net profit had stood at Rs 3,911.98 crore in the corresponding quarter last year.
Bajaj Finance's net interest income (NII) in Q1FY26 jumped 22 per cent to Rs 10,227 crore, against Rs 8,365 crore a year ago.
The company's pre-provisioning operating profit rose 22 per cent to Rs 8,487 crore from Rs 6,947 crore YoY.
Its consolidated assets under management (AUM) grew 25 per cent to Rs 4,41,450 crore as of June 30, 2025, compared with Rs 3,54,192 crore a year ago. Its AUM grew Rs 24,789 crore in Q1FY26.
The NBFC's gross NPA and net NPA saw an increase.
Bajaj Finance's non-performing assets (NPA) stood at 1.03 per cent as of June 30, 2025, higher than the 0.86 per cent recorded a year ago. Its net NPA stood at 0.50 per cent, up from 0.38 per cent a year ago.
Bajaj Finance's loan losses and provisions increased 26 per cent to Rs 2,120 crore during the quarter, from Rs 1,685 crore YoY.
The number of new loans booked grew 23 per cent YoY to 1.35 crore by the end of Q1FY26 from 1.1 crore by the end of Q1FY25. Customer franchise rose by 21 per cent YoY to 10.65 crore as of 30 June 2025, compared to 8.81 crore as of 30 June 2024. Customer franchise grew by 46.9 lakh in Q1FY26.
Number of new loans booked in Q1FY26 was 13.49 million as against 10.97 million in Q1 FY25, a growth of 23 percent, said the company.
Customer franchise stood at 106.51 million as of June 30, 2025, compared to 88.11 million as of June 30, 2024, a growth of 21 percent. Customer franchise grew by 4.69 million in Q1FY26.
Ahead of the results, shares of Bajaj Finance on Thursday declined by 1.2% to Rs 956.5 apiece on the BSE.
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July 24, 2025, 17:05 IST
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