
UAE Golden Visa: How Indians can now get lifetime residency without investment
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Under this system, eligible individuals can secure permanent residency by paying a one-time fee of AED 1,00,000 (approximately Rs 23.3 lakh).
What is the Golden Visa?
The UAE Golden Visa is a long-term residence visa allowing foreign nationals to live, work, or study in the UAE.
Key benefits include:
A multiple-entry entry visa for six months to initiate the process
A renewable residency visa valid for 5 or 10 years
No requirement for a local sponsor
Freedom to stay outside the UAE for more than six months without losing residency
Ability to sponsor family members of any age
Unlimited domestic staff sponsorship
Family members can remain in the UAE even after the visa holder's death
What's new for Indians?
Previously, Indian citizens could access the Golden Visa primarily through property investments of AED 2 million (₹4.66 crore) or large business investments. Under the new nomination-based system, applicants can now be approved without investing, based on:
Professional background
Societal contributions
Potential value to UAE's cultural, trade, scientific, finance or startup sectors
This pilot phase is currently available to applicants from India and Bangladesh, with over 5,000 Indian applications expected in the first three months.
Also read:
Key features of the new nomination model:
No property or business investment required
Eligibility based on professional background, societal contributions, or value to UAE's culture, trade, science, startups, or finance sectors
AED 1,00,000 one-time fee
Lifetime residency
Visa holders can bring family, employ staff, and run businesses
Nomination vetting includes checks for money laundering, criminal history, and social media activity
How to apply?
Applications are being handled by Rayad Group, in partnership with VFS and One Vasco centres across India and Bangladesh. Applicants can also apply through the group's online portal or call centre.
Rayad Kamal Ayub, Managing Director of Rayad Group, called it a "golden opportunity for Indians." He added that applicants will undergo anti-money laundering, criminal background, and social media checks, but the final decision rests with UAE authorities.
Approved individuals receive permanent residency, can bring family, employ staff, and pursue business or professional work. Unlike earlier investment-linked visas, the nomination-based Golden Visa does not expire, even if assets are sold.
Applications can be filed through:
ICP website or ICP mobile app
For Dubai: General Directorate of Residency and Foreigners Affairs
The 'One Touch' Golden Visa service simplifies the entire process of visa application, identity documentation, renewals, and status changes—conveniently bundled into a single step.
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This new initiative reflects the UAE's growing strategic and economic ties with India, particularly after the Comprehensive Economic Partnership Agreement (CEPA) signed in 2022. The nomination-based model is expected to extend to other CEPA countries like China in future phases.
Traditional Golden Visa options still apply
Alongside the nomination model, the traditional investment and merit-based routes for Golden Visas remain active. These include:
1. Investors
AED 2 million investment in a UAE-accredited fund
AED 250,000 annual tax payment to the UAE government
10-year visa
Must own capital outright and provide proof of medical insurance
2. Real Estate Investors
AED 2 million minimum property value
Loans allowed only from approved banks
5-year visa
3. Entrepreneurs
Must own a technical or innovation-based business worth at least AED 500,000
5-year visa
Letters required from auditor, local authority, and incubator
4. Specialised Talents
Eligible applicants (10-year visa) include:
Doctors, scientists, artists, executives, athletes, engineers
Must present approvals or degrees and meet salary or experience criteria
5. Outstanding Students
High school toppers (min. 95%) get a 5-year visa
University students with high GPAs from top-rated institutions get a 10-year visa
6. Humanitarian Workers
Must have five years' experience or awards in humanitarian service
Or fund aid worth AED 2 million
7. Frontline Heroes

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