BENTLEY HOME STORE OPENS IN XI'AN
The store, spanning over 250 square meters on a single ground floor, embraces the use of natural materials and a palette of dark tones. Walls clad in Pietra d'Avola create a solid and organic aesthetic that exudes stability and prestige. The Volcanic Ash tint, a sophisticated deep shade, adds warmth and modernity, harmonizing beautifully with the stone surfaces and decorative elements. Light wallpapers from the Bentley Home collection elegantly adorn
selected walls, introducing brightness and a sense of freshness to the environment. Grey resin floors enhance the sense of continuity and minimalism, highlighting the elegance of the furniture and accessories on display. Within the store, visitors will discover a curated selection of Bentley Home's most iconic
designs, including the Bayton sofa and armchairs, the Thames coffee tables, the Camden dining table, and the Ramsey sofa and chairs. Each piece reflects Bentley Home's commitment to exceptional craftsmanship, timeless elegance, and an innovative approach that seamlessly
blends comfort with the brand's distinctive aesthetic inspired by the world of automotive excellence.
The store is now open to the public.
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Associated Press
15 hours ago
- Associated Press
EQIQ Backs Iraqi-American Veteran Banker to Revolutionize Iraq's Banking Services
EQIQ announces a $3 million investment as a apart of a broader $15 m round in a digital bank for Iraq led by Iraqi-American veteran banker Hussain Qaragholi 'This is Iraq's leapfrog moment. With EQIQ's backing, we are building more than a bank; we are building the rails for digital finance across Iraq and beyond.'— Hussain Qaragholi ABU DHABI, ABU DHABI, UNITED ARAB EMIRATES, July 2, 2025 / / -- EQIQ, a venture capital fund and venture builder led by founding partners with a track record of investing over $500 million in technology ventures and generating returns exceeding 3.3x, has announced a $3 million anchor investment in a next-generation digital bank led by Iraqi-American banker Hussain Qaragholi. The investment is part of a broader $15 million funding round to support the bank's launch and early-stage growth. The digital bank venture aims to transform Iraq's banking landscape by introducing a fully digital, AI-driven platform designed to increase financial inclusion and deliver customer-centric, scalable services to one of the MENA region's most underserved markets. Iraq, currently the fourth-largest economy in the region, offers significant untapped potential in digital finance. The initiative is led by Hussain Qaragholi, a veteran finance executive and founder of Phoenix Finance Partners. Over a two-decade career, Qaragholi held senior roles at Merrill Lynch, Citigroup, and most recently at Deutsche Bank, where he served as Managing Director in London. His expertise spans corporate banking, capital markets, and fintech. Qaragholi played a pivotal role in Iraq's $22 billion debt restructuring, earning the IFR Award for Global and EMEA Restructuring Deal of the Year, and executed $4.7 billion in sovereign bond offerings for Iraq. He also advised on Abu Dhabi's sovereign capital markets strategy, including the Mubadala-IPIC merger, and consulted for the International Finance Corporation (IFC). More recently, he has led fintech lending and blockchain initiatives with early-stage startups across Europe. Hussain currently serves on the RAND Corporation's Global and Emerging Risks Board. He holds two master's degrees from Georgetown University: an MBA and an MA in Contemporary Arab Studies, as well as fintech certifications from Oxford University's Saïd Business School. 'Hussain's deep global financial expertise, combined with his strong connection to Iraq's economic landscape, positions him uniquely to lead Iraq into a new era of digital banking,' said Mohamed Al-Hakim, Founding Partner at EQIQ. 'This isn't just about launching a bank, it's about laying the digital foundation for Iraq's future economy.' EQIQ's investment is part of its broader strategy to digitalize Iraq's economy into a unified trifecta encompassing fintech, logistics, and e-commerce. The new digital bank venture will serve as a cornerstone of this vision, offering seamless, tech-enabled financial services tailored for Iraq's evolving market. The team is actively engaging with technology partners, regulators, and investors to deliver a next-generation banking experience tailored for Iraq and beyond. 'This is Iraq's leapfrog moment,' said Hussain Qaragholi. 'With EQIQ's backing, we are building more than a bank; we are building the rails for digital finance across Iraq and beyond.' About EQIQ EQIQ is a venture capital fund headquartered in Abu Dhabi Global Market (ADGM), United Arab Emirates. Founded by serial entrepreneurs who have invested over $500 million in technology startups across the world, EQIQ operates as a venture fund and venture builder that invests in both greenfield and brownfield opportunities across e-commerce, logistics, and fintech in Iraq. Having secured its first close in 2023, the fund has deployed more than half of its initial capital commitments of $15 million in a portfolio of 5 high-growth tech startups. EQIQ Limited is an Authorised Person regulated by the Financial Services Regulatory Authority (FSRA) of Abu Dhabi Global Market (ADGM). This Marketing Material is intended solely for Professional Clients and must not be relied upon by any other Person. It is provided for information and marketing purposes only and does not constitute investment advice or an offer to invest in any fund or financial product. For further information: For inquiries: [email protected] Safwa Salim EQIQ [email protected] Visit us on social media: LinkedIn Legal Disclaimer: EIN Presswire provides this news content 'as is' without warranty of any kind. We do not accept any responsibility or liability for the accuracy, content, images, videos, licenses, completeness, legality, or reliability of the information contained in this article. If you have any complaints or copyright issues related to this article, kindly contact the author above.
Yahoo
3 days ago
- Yahoo
Will AI ‘completely rewire' loyalty programs?
This story was originally published on CX Dive. To receive daily news and insights, subscribe to our free daily CX Dive newsletter. A growing number of brands are using AI to improve customer experience with loyalty programs and streamlined operations. These brands are using the technology to offer more personalized experiences and automate highly repetitive, manual processes. The technology is a game-changer, particularly for customer analytics. Loyalty program leaders have been able to segment customer data for years, allowing them to target offers to specific groups, said Patricia Camden, EY Americas loyalty leader. 'But with those segments, you're still just talking to a broad, generalized group that you've put into a bucket.' AI, on the other hand, takes it a step further. The technology enables brands to target offers to specific individuals by helping them understand 'what each human values' instead of 'pushing the same reward to everyone' or those within a particular segment, Camden said. AI also allows loyalty programs to actively shape consumer behavior and habits while deepening a brand's relationship with a customer, Camden said. 'It really allows the brand to tailor the rewards, messaging, offers and experiences to individual preferences and behaviors in real time,' Camden said. 'That's probably the most powerful thing about AI and how it can improve loyalty.' A fast casual restaurant, for example, could send a customer unique offers for new items to help 'unlock a secret reward' designed for that customer or provide them additional points for their loyalty, Camden said. 'It's really loyalty gamified but in a way that feels personal, not gimmicky,' Camden said. Those changes have the potential to disrupt existing customer relationships and establish new ones. 'Loyalty will become less about what a brand wants to push and more about how consumers want to engage,' Camden said. 'AI is going to completely rewire the role loyalty plays in the customer experience.' AI can help loyalty program leaders stretch their limited resources by helping create content for hyperpersonalized offers and optimizing campaign spend. 'It really saves marketing teams time and budget,' Camden said. Instead of assigning staff such tasks as exchanging and reconciling transactions between program partners or providing individual customer preferences to hotels and retailers, AI can manage such tedious tasks, said Brendan Boerbaitz, senior manager at Deloitte Consulting. AI can also improve predictive analytics. One EY client, for example, uses its loyalty program to ensure that customers renew their relationship with the brand each year and now uses AI to identify and target offers to customers who are likely to churn, Camden said. More and more loyalty programs are using AI for fraud detection, too. Unlike humans, AI can quickly 'connect dots at scale' to ensure points and benefits are issued correctly, said John Pedini, principal analyst at Forrester. 'It can help flag unusual patterns before they become expensive problems,' Camden said. However, before integrating AI into their customer loyalty programs, brands must 'develop use cases that provide clear and measurable value,' including personalization, segmentation, variant testing and low- or no-code campaign development, Pedini said. It's best to focus on applications of AI that take an existing process and make it better, more efficient or cheaper, Pedini said. Starbucks, for instance, uses its proprietary AI platform dubbed Deep Brew 'to drive automation, operational efficiency and loyalty engagement by identifying and incentivizing specific members with personalized offers and rewards,' Pedini said. But not all use cases need AI. Forcing AI on business problems that could be solved via more conventional, lower-cost solutions is a 'big pitfall,' Boerbaitz said. When deciding whether to implement AI, Boerbaitz urges brands to consider the following questions: If AI were stripped from the document, would it be clear what problem is being solved? Do I truly understand the specifics of the problem we're solving down to the level of the user? Is this problem underserved by other tools and techniques? AI adoption is a 'team sport' that requires cooperation to avoid redundant work and conflicting initiatives, and build data sets, tools and models for multiple applications, Boerbaitz said. 'It takes engineering, architecture, strategy, change management, data and loyalty teams all coming together to make AI programs in loyalty successful,' Boerbaitz said. It's also important not to rush the process. Brands should avoid launching an AI model too soon because the technology depends on high-quality data to deliver on its promises. Launching a model with outdated or incomplete data could lower accuracy and create 'more issues than it solves,' Pedini said. 'The worst thing you can do is have incomplete data sets,' Camden said. 'If the AI makes assumptions based on what it knows, you can end up sending something that is not appropriate or not what the client expects to see.' That can take away the 'emotional element' of loyalty programs, Camden said. 'If a brand lets AI take the wheel without real human guardrails, the customer experience could start to feel impersonal, off base and overcurated,' Camden said. Loyalty program managers should ensure their data is comprehensive, including all channels and touch points, and properly labeled, Pedini said. Sound data governance of policies, standards and procedures is also vital to ensuring privacy, preventing bias and complying with regulations, Pedini said. It's also essential for humans to be involved in loyalty programs because first-party data can help businesses improve their product strategy, brand positioning and service design. However, that won't happen 'if the machines take over,' Camden said. 'AI should not be used to replace our thinking.'
Associated Press
3 days ago
- Associated Press
New Report Finds 56% of Private Equity Domains Vulnerable to Spoofing
Updated Atumcell Analysis Reveals Modest Progress — and Mounting Cloud-Driven Risks 'Email is now the primary attack surface. Attackers no longer need to break into infrastructure. They phish for credentials, exploit email weaknesses, and move through cloud environments undetected.'— David Williams, Atumcell CEO BOSTON, MA, UNITED STATES, June 30, 2025 / / -- Six months after revealing widespread domain spoofing vulnerabilities among private equity (PE) firms, cybersecurity firm Atumcell has released an updated report showing that most firms remain exposed — and the risks are growing. The study, titled Still Spoofable, finds that 56% of PE firm and portfolio company domains are spoofable, a slight increase from 55% in November 2024. The report evaluates 179 mid-market PE firms and their 2845 portfolio companies for adoption of SPF, DKIM, and DMARC, the email authentication protocols that protect organizations from being impersonated in phishing attacks. 'Email is now the primary attack surface,' said David Williams, CEO of Atumcell. 'Attackers no longer need to break into infrastructure. They phish for credentials, exploit email weaknesses, and use that access to move through cloud environments largely undetected.' One Firm Gets It Right. Most Still Don't For the first time in Atumcell's analysis, a single firm achieved a perfect score, demonstrating complete implementation of spoofing protections across its domain ecosystem. The next closest firm left over 20% of its domains vulnerable, highlighting the gap between best practice and the industry norm. Other notable changes include five new firms entering the top 20 ranking, with one firm climbing 85 spots. However, the overall picture remains bleak: several previously top-ranked firms lost ground, and the majority of domains remain vulnerable to impersonation. Spoofing Now Enables Cloud Breaches The report warns that spoofing is no longer just a phishing risk. It's often the first step in cloud compromise. As PE firms rely more on cloud-based tools for communication, file sharing, and portfolio management, a single spoofed email can lead to credential theft, unauthorized access, and significant data exposure. Cloud service providers charge extra for security logging and alerting, and many mid-market firms forego those features, leaving massive blind spots when attackers gain access. The report includes actionable recommendations for PE firms and portfolio companies: 1. Check any domain for spoofability using Atumcell's free tool 2. Enforce DMARC policies to block unauthorized use of domains 3. Monitor domain configurations regularly 4. Test for spoofing in penetration tests and phishing simulations 5. Invest in cloud logging and visibility tools The full report, Still Spoofable: Insecure Domains Leave PE Firms Exposed to Modern Cyberattacks, is available at About Atumcell Atumcell ( provides a cybersecurity operating system tailored to private equity firms and their portfolio companies. With innovative tools and a strategic, attacker-focused approach, Atumcell helps clients reduce risk, mature security posture, and meet insurability standards. David E Williams Atumcell Inc +1 617-671-8810 email us here Legal Disclaimer: EIN Presswire provides this news content 'as is' without warranty of any kind. We do not accept any responsibility or liability for the accuracy, content, images, videos, licenses, completeness, legality, or reliability of the information contained in this article. If you have any complaints or copyright issues related to this article, kindly contact the author above.
