Revamped Chase Sapphire Reserve: New Benefits And 100k Point Bonus

Forbes

6 days ago

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A few things in life are certain: death, taxes and issuers changing your favorite credit cards. Chase is keeping the tradition alive with a full revamp of its beloved Chase Sapphire Reserve® . With a flood of new perks and a steep annual fee hike, for better or worse, the refreshed Sapphire Reserve has arrived. What's Changing With the Chase Sapphire Reserve? $300 annual dining credit . Get primetime reservations at Sapphire Reserve Exclusive Tables, a curated selection of restaurants bookable on OpenTable. Awarded biannually, get up to $150 in statement credits from January through June and again from July through December.
. Get primetime reservations at Sapphire Reserve Exclusive Tables, a curated selection of restaurants bookable on OpenTable. Awarded biannually, get up to $150 in statement credits from January through June and again from July through December. Complimentary IHG One Rewards Platinum Elite Status. You'll enjoy complimentary upgrades, a points boost, reward night discounts and late checkout (some status perks are subject to availability).
You'll enjoy complimentary upgrades, a points boost, reward night discounts and late checkout (some status perks are subject to availability). $250 annual value for Apple subscriptions. Get complimentary subscriptions to Apple TV+ and Apple Music, worth up to $250.
Get complimentary subscriptions to Apple TV+ and Apple Music, worth up to $250. $300 annual StubHub and viagogo credit. Get up to $300, awarded biannually, in StubHub and viagogo statement credits to use on concert and event tickets.
Get up to $300, awarded biannually, in StubHub and viagogo statement credits to use on concert and event tickets. $120 in annual Lyft in-app credits. Cardholders get up to $10 monthly, plus 5X total points on eligible Lyft rides through September 30, 2027.
Cardholders get up to $10 monthly, plus 5X total points on eligible Lyft rides through September 30, 2027. DoorDash benefits. Get a 12-month complimentary DashPass membership with DoorDash delivery service when you activate by December 31, 2027. This perk comes with $0 delivery fees and lower service fees. Plus, get up to $25 in monthly promos with a $5 monthly restaurant promo and two $10 nonrestaurant DoorDash promos through December 31, 2027.
Get a 12-month complimentary DashPass membership with DoorDash delivery service when you activate by December 31, 2027. This perk comes with $0 delivery fees and lower service fees. Plus, get up to $25 in monthly promos with a $5 monthly restaurant promo and two $10 nonrestaurant DoorDash promos through December 31, 2027. $120 Peloton subscription statement credits. Get up to 10X points on eligible Peloton equipment and accessory purchases and up to $120 in annual statement credits toward Peloton memberships.
If you are a big spender, you can unlock even more benefits when you spend $75,000 in a calendar year: IHG One Rewards Diamond Elite Status . IHG One Rewards' highest tier status. It includes the same benefits as Platinum Elite but also gives you priority Diamond support and 100% bonus points on every stay.
. IHG One Rewards' highest tier status. It includes the same benefits as Platinum Elite but also gives you priority Diamond support and 100% bonus points on every stay. Southwest Airlines® A-List Status . With this status, you'll get a free checked bag and priority boarding.
. With this status, you'll get a free checked bag and priority boarding. $500 Southwest credit. Use this credit toward Southwest Airlines flights booked through Chase Travel.
Use this credit toward Southwest Airlines flights booked through Chase Travel. $250 credit to The Shops at Chase. Get a $250 credit to use for this new Chase online shopping experience exclusively for card members. Statement credits will be automatically applied.
Your rewards on spending are also changing. These are the new earning rates for your Chase Sapphire Reserve card: 8 points per dollar on all purchases through Chase Travel, including The Edit
4 points per dollar on flights and hotels booked direct
3 points per dollar dining worldwide
1 point per dollar spent on all other purchases
Chase is replacing its 50% bonus on travel bookings made through Chase Travel with an all-new Points Boost feature. With the promotional Points Boost offers, select hotels and flights can be redeemed for up to 2 cents per point in value.
Note that only select flights and hotels booked through Chase Travel are eligible for Points Boost. All other Chase Travel bookings will be worth 1 cent per point. What Isn't Changing? $300 annual travel credit. Existing Chase Sapphire Reserve cardholders can breathe a sigh of relief because this famously easy-to-use travel credit is sticking around. It's automatically applied to the first $300 of card purchases each anniversary year that code as travel.
Existing Chase Sapphire Reserve cardholders can breathe a sigh of relief because this famously easy-to-use travel credit is sticking around. It's automatically applied to the first $300 of card purchases each anniversary year that code as travel. Global Entry, TSA PreCheck® or NEXUS application fee credit. Every four years, get an application fee credit for a Global Entry, TSA PreCheck or NEXUS membership, which means expedited security at the airport
Every four years, get an application fee credit for a Global Entry, TSA PreCheck or NEXUS membership, which means expedited security at the airport No foreign transaction fees. Use your card abroad and save by avoiding currency conversion fees.
Use your card abroad and save by avoiding currency conversion fees. Purchase protection. Covers new purchases for up to 120 days against damage or theft, up to $10,000 per item.
Covers new purchases for up to 120 days against damage or theft, up to $10,000 per item. Return protection. If a retailer won't take a return, you may be reimbursed for eligible items within 90 days, up to $500 per item and $1,000 per 12-month period.
If a retailer won't take a return, you may be reimbursed for eligible items within 90 days, up to $500 per item and $1,000 per 12-month period. Extended warranty protection. Adds one additional year to eligible U.S. manufacturer warranties of three years or less. How Much Does the New Sapphire Reserve Cost?
You might want to be sitting down for this one. The annual fee on the Sapphire Reserve now rings in at $795. That's a $245 increase. And it gets worse—authorized user cards jump to $195 per person, up from $75 each, or in other words, a $120 increase.
Note: As of June 23, new applicants will have access to the new benefits but will incur the increased annual fee. Existing card members will have access to Points Boost and the additional features and benefits starting October 26, 2025. The annual fee will increase on their next anniversary date, following October 26. Is the Chase Sapphire Reserve Still Worth It?
That's a lot to take in—and if you're feeling overwhelmed, you're not alone. Whether you already have it, or you're thinking about applying, it can be tricky to figure out if the Chase Sapphire Reserve is worth it for you. While there's no one-size-fits-all answer, here are a few steps to help you decide: Calculate your potential earnings. Look at your typical spending in the card's bonus categories and estimate how many points you could earn each year. Weigh the perks against the annual fee. Add up the value you'll actually use from the card's credits, travel protections and new benefits—not just what sounds good. Compare alternatives. If the math isn't adding up, check out our list of the best cards to see if there's a better fit for you.
With a little math and a comprehensive look at your travel plans, you'll be able to tell if the new Sapphire Reserve deserves a spot in your wallet.
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