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After eight month closure from hurricane damage, longtime Holmes Beach shop reopens

After eight month closure from hurricane damage, longtime Holmes Beach shop reopens

Yahoo30-05-2025
HOLMES BEACH, Fla. (WFLA) — Sun and Surf Beach Shop has been a part of Holmes Beach for more than 40 years. The family-owned business first opened in 1983. Over the years, it's become a staple for visitors on the island to shop or visit with the birds out front.
However, for the last eight months, the storefront was quiet, and the birds were not on the island. The beach shop was forced to close after four feet of storm surge from Hurricane Helene destroyed the inside of the business and much of their inventory.
The store reopened to the public on May 1.
'I can't even really go back and envision how we managed to do this, but it was just a lot of hard work, sweat, prayers, tears, tears, and a lot of good people to come and help,' said owner Jennifer Moore.
Moore said the 4500-square-foot building had to be gutted and rebuilt. During that time, the beloved birds stayed at Birds of Paradise in Manatee County.
'We are still not 100%, but it is getting there more and more each day, but we are just so happy to be back open and having our customers back again and just having our life back to normal,' said Moore. 'It was just so magical to be back open and just to realize that we conquered it and we could do it again and the journey and all the amazing people that helped me get there. I will be forever thankful.'
Going into this upcoming hurricane season, the shop owner feels prepared and plans to take it one day at a time.
'We definitely have plenty of bins in storage to store things and put things higher. We have learned a lot from this journey, and we know what we can do in the future. We will just be more prepared and it could happen. You just never know how bad the storm is, you just have to prepare,' said Moore.
Several other businesses in the Island Shopping Center plaza were also forced to close down and rebuild over the last several months. Almost all have reopened.
On June 6 from 4-8 p.m., there will be a grand reopening at the plaza along Marina Drive to celebrate the businesses being back up and running.
Copyright 2025 Nexstar Media, Inc. All rights reserved. This material may not be published, broadcast, rewritten, or redistributed.
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Triple-I: Texas Home Insurance Market Impacted by Complex Mix of Natural Catastrophe Exposures
Triple-I: Texas Home Insurance Market Impacted by Complex Mix of Natural Catastrophe Exposures

Business Wire

time3 hours ago

  • Business Wire

Triple-I: Texas Home Insurance Market Impacted by Complex Mix of Natural Catastrophe Exposures

MALVERN, Pa.--(BUSINESS WIRE)--The Insurance Information Institute (Triple-I) today published an analysis of the property/casualty insurance landscape in Texas, revealing a complex risk environment that has contributed to the Lone Star State ranking as the sixth-least-affordable for homeowners insurance in the United States. 'The catastrophic flooding in Central Texas exemplifies a troubling trend we have seen with events like hurricanes Harvey, Ida, Ian and Helene – devastating flood damage occurring far from storm landfall." The devastating flooding that struck Texas Hill Country over the Fourth of July holiday weekend serves as a stark reminder of the state's evolving risk profile, according to Triple-I's new Texas Issues Brief. The flooding, caused by remnant moisture from Tropical Storm Barry, demonstrated how severe inland flooding related to tropical systems has become increasingly frequent and severe in recent years. 'The catastrophic flooding in Central Texas exemplifies a troubling trend we have seen with events like hurricanes Harvey, Ida, Ian and Helene – devastating flood damage occurring far from storm landfall,' said Patrick Schmid, Triple-I's chief insurance officer. 'In Kerr County, where the worst flooding occurred during the recent Hill Country disaster, only 2.5% of homeowners have flood insurance through the National Flood Insurance Program.' Multiple Risk Factors Drive Insurance Costs Texas faces an unprecedented combination of natural catastrophe risks: Severe Convective Storms: Texas experiences over 100 tornadoes annually – the most of any state – with highest activity in the Panhandle and North Texas. The state also recorded 878 hail events involving stones one inch or larger in 2024, again leading the nation. Lightning and Hail Damage: Texas recorded 4,369 homeowners' insurance lightning loss claims in 2024, second only to Florida, with an average cost per claim of $38,558 – significantly higher than Florida's $23,686 average. Wildfire Risk: With 244,617 homes at risk for extreme wildfire, Texas ranks third nationally behind California and Colorado. Grid Vulnerability: The February 2021 winter storm that caused catastrophic power grid failure across Texas and other states continues to influence the Lone Star State's risk profile, with 80% of insured losses from that event occurring in Texas alone. Affordability Crisis Deepens These combined vulnerabilities have resulted in Texas homeowners paying an average of 3.13% of median household income for homeowners insurance, making it the sixth-least-affordable state nationally. Personal auto insurance in Texas is more affordable at 1.65% of median household income, ranking 14th nationally. 'All insurance pricing needs to reflect the risk inherent in the coverage provided,' Schmid explained. 'For Texas homeowners, their poor affordability reflects the high levels of natural catastrophe risk – most notably, severe convective storms and hurricanes. Improving the resilience of homes, businesses and communities is essential to reduce the risk, improve affordability and save lives.' Triple-I Media Statement Read Triple-I's media statement regarding the Texas Hill Country flood catastrophe. Note to Media For media inquiries regarding the Texas Hill Country flood event or to arrange interviews with Triple-I CEO Sean Kevelighan, please contact Mark Friedlander at MarkF@ About the Insurance Information Institute (Triple-I) Since 1960, the Insurance Information Institute (Triple-I) has been the trusted voice of risk and insurance, delivering unique, data-driven insights to educate, elevate and connect consumers, industry professionals, policymakers and the media. An affiliate of The Institutes, Triple-I represents a diverse membership accounting for nearly 50% of all U.S. property/casualty premiums written. Our members include mutual and stock companies, personal and commercial lines, primary insurers and reinsurers – serving regional, national and global markets. About The Institutes The Institutes® are a global not-for-profit comprising diverse affiliates that educate, elevate and connect people in the essential disciplines of risk management and insurance. Through products and services offered by The Institutes' nearly 20 affiliated business units, people and organizations are empowered to help those in need with a focus on understanding, predicting and preventing losses to create a more resilient world. The Institutes is a registered trademark of The Institutes. All rights reserved.

A deadly 1987 flood foreshadowed the Texas disaster. Survivors ask, ‘why didn't we learn?'
A deadly 1987 flood foreshadowed the Texas disaster. Survivors ask, ‘why didn't we learn?'

Yahoo

time5 hours ago

  • Yahoo

A deadly 1987 flood foreshadowed the Texas disaster. Survivors ask, ‘why didn't we learn?'

The rain was pouring down in Texas in the early morning hours of 17 July 1987. James Moore, a reporter for a local NBC news station, was stationed in Austin when his editors called and told him to grab his camera operator and head to Kerrville, a Hill Country town about 100 miles (160km) away. They'd heard reports of flash flooding on the Guadalupe River. 'We just jumped in the car when it was still dark … we knew there were going to be problems based on how much rain there was,' Moore said. En route, he got another call over the radio that told him to head instead for the small hamlet of Comfort, just 15 miles from Kerrville. 'They said: 'Hey, head up towards Comfort,'' Moore recalled. ''Something's happened.'' At about 7.45am, a caravan of buses had left a children's church camp at the Pot O' Gold Ranch as they tried to evacuate the Guadalupe's surging waters, which eventually rose nearly 30ft (9 meters) during the ferocious, slow-moving rainstorm. According to a report by the National Weather Service, a bus and a van had stalled on an overflowing river crossing. As kids rushed to escape the vehicles, they were hit by a massive wave of water – estimated to be a half mile wide – that swept away 43 people. Thirty-three of them were rescued, but 10 children drowned. Moore arrived at a scene of chaos. Helicopters clattered overhead as people scrambled in a frantic search for the injured and missing. Then he and his camera operator caught sight of something horrifying. 'We unfortunately found one of the bodies of the kids,' Moore said. 'All we saw was the legs under a brush pile and we alerted the authorities.' Nearly 40 years later, it felt like history repeating itself. Last week, in the early morning hours of 4 July, another flash flood hit the Guadalupe. This time, though, the wall of water was sizeably bigger, and came in the middle of the night and during one of the area's busiest holiday weekends. The death toll is now nearly 130 people with more than 160 still missing. The loss of life includes 27 campers and counselors from Camp Mystic, a girls' camp several miles upriver from Comfort. For many who lived through the tragedy in Comfort, they see the 1987 flood as a harbinger for what washed through Hill Country on the Fourth of July. '[The 1987 flood] was called the 'big one' back then. This is 100 times over what we experienced,' said Emily Davis. She was a 10-year-old at Camp Capers, another church camp up the road from the Pot O' Gold Ranch, when the 1987 flood hit. 'Why didn't they learn from this? Why wasn't there a better system?' After the Independence Day floods devastated Kerr county last week, Donald Trump described the scene as 'a 100-year catastrophe'. 'This was the thing that happened in seconds,' he added. 'Nobody expected it.' But Hill Country is no stranger to these disasters, and has even earned itself the moniker 'flash flood alley'. Its chalky limestone cliffs, winding waterways and dry rocky landscape have made it ground zero for some of the deadliest flash floods nationwide. Hill Country's proximity to the Gulf of Mexico and its ocean moisture have also made it a prime target for drenching thunderstorms. The US Geological Survey calculates that the Guadalupe has experienced noteworthy flash floods almost every decade since the 1930s. In 1998, it recorded a flood that surpassed even 500-year flood projections. Other rivers in Hill Country, including the Pedernales and Blanco, have also seen deadly flash floods. 'What makes Kerr county so beautiful, the reason why people want to go there … is literally the reason why it's so dangerous,' said Tom Di Liberto, a meteorologist who formerly worked at the National Oceanic and Atmospheric Administration (Noaa) and is now with the non-profit Climate Central. 'The risk is always there.' During the 1987 floods, as in 2025, news reports and video footage captured a harrowing scene: the Guadalupe's surging muddy waters downing 100ft-tall cypress trees, as dead deer and the siding of houses rushed by. Helicopters circling overhead trying to rescue people clinging to the tops of trees, stranded in the middle of the river. Davis said that even though she was just a kid, she remembers the helicopters and army trucks swarming the area. She even took a photo of one of the helicopters above with her Le Clic camera. Camp Capers was up a hill, she said, so the children there were able to shelter in place. But, she said, the mood was tense. 'We were told that 10 didn't make it,' Davis said. 'It just became very haunted and eerie. I wanted nothing to do with that river.' The day was marked by a series of awful events. One 14-year-old girl in the Guadalupe grabbed a rope hanging from a helicopter but was unable to hang on long enough and fell to her death. Another girl caught in the river's waves kept trying to grab a helicopter rope, but lost strength and was swept away. A teenager, John Bankston Jr, worked to save the younger kids when the camp bus stalled, carrying them on his back to dry land. He was in the river when the wall of water hit. Bankston was the only person whose body was never recovered. Moore, the local reporter, said his TV station sent out a helicopter and they helped search for people. 'We were flying up and down the river looking for survivors,' Moore said. 'Later in the day, John Bankston Sr got in the helicopter and we flew him up and down the river for hours looking for his son.' 'I covered a lot of horrific stuff, from the Branch Davidians and earthquakes and hurricanes and Oklahoma City,' said Moore, who is now an author. 'And this one has haunted me, just because of the kids.' That year, the Texas water commission's flood management unit made a dedication to the children who lost their lives in Comfort. 'When something like this occurs, we must all look into ourselves to see if we are doing all we can to prevent such a tragic loss of life,' read the dedication, written by Roy Sedwick, then state coordinator for the unit. Sedwick wrote that he was resolved to promote public awareness and flood warnings in Texas, 'so that future generations will be safe from the ravages of flash floods'. The National Weather Service's storm report from the 1987 flood in Comfort paints more unsettling parallels with last week's tragedy. Up to 11.5in (29cm) of rain fell near the small hamlet of Hunt that day, causing the river to surge 29ft. A massive flood wave emerged and travelled down the Guadalupe to Comfort. During the recent floods in Kerr county, an estimated 12in of rain fell in a matter of hours during another heavy, slow-moving thunderstorm. This time, Hunt was the hardest hit, with the Guadalupe River again rising dozens of feet and setting a record-high crest of at least 37.5ft at its peak, according to the US Geological Survey. Many people along the river were given little to no warning. The National Weather Service issued 22 alerts through the night and into the next day. But in the rural area, where cell service can be spotty, many residents said they didn't get the alerts or they came too late, after the flash flood hit. No alerts were sent by Kerr county's local government officials. Other parts of Hill Country, such as in Comal county and on the Pedernales River, have siren systems. When high flood waters trigger the system, they blare 'air raid' sirens giving notice to evacuate and get to high ground. In Comfort, the 1987 tragedy still casts a shadow over the town. But on 4 July, the hamlet avoided much of the disaster that hit neighboring communities. Comfort recently worked to scrape together enough money to expand its own emergency warning system and installed sirens that are set off during floods. Over the last year, the volunteer fire department sounded the alarm every day at noon, so residents could learn to recognize the long flat tone. So, when the raging Guadalupe waters once again rushed toward Comfort over the holiday weekend, sirens echoed throughout the town. This time, the volunteer fire department confirmed, all residents evacuated in time and there was no loss of life. Kerr county, meanwhile, had been looking at installing a flood siren system for the past decade. But the plan got mired in political infighting and ultimately stalled when the county was presented with a $1m price tag. Earlier this year, state lawmakers introduced a house bill to fund early warning systems across Texas that could have included siren towers along the Guadalupe. And even though the bill overwhelmingly passed in the house, it died in the senate. In the aftermath of the 4 July catastrophe, the state says it will now fund such a system. While it's impossible to say whether such a warning system would have changed the outcome, given the massive expanse of Kerr county, experts say these types of weather events are going to keep happening and intensifying, so communities need to be prepared. 'This is a conversation for the entire country when it comes to areas that are prone to flash floods,' said the meteorologist Di Liberto. 'Are we doing enough as a society to warn people?'

Devastated Texas braces for new storms as grim recovery presses on: Live updates
Devastated Texas braces for new storms as grim recovery presses on: Live updates

USA Today

timea day ago

  • USA Today

Devastated Texas braces for new storms as grim recovery presses on: Live updates

A flood watch was in effect Sunday in parts of Texas where a grim search continued for survivors and victims of the deadly flooding that swept through the region more than a week ago. "Locally heavy rainfall could lead to flash flooding across portions of south central Texas," the National Weather Service said in an advisory pubished early Sunday. The advisory warned of another 2-4 inches falling in the region − and isolated areas could be overwhelmed with another 9-12 inches. The flood watch was in effect until 7 p.m. local time Sunday. The confirmed death toll from the July 4 flooding had risen to 129 on Saturday, including 103 in Kerr County alone. Kerr was one of more than a dozen counties listed in the advisory. The Kerr County Sheriff's Office issued a "code red" message Sunday. "This is not an evacuation, but a preparation notificiation," the sheriff's office said in the social media post. "Be prepared to evaucation along the Guadalupe River due to bad weather and flooding." Texas flooding death toll rises: New flood watch in effect Kerr County braces for more rain The Kerr County death toll has risen 67 adults and 36 children, according to the county's Joint Information Center. That includes at least 27 campers and counselors from Camp Mystic, an all-girls Christian camp. Scores of residents remain missing, although it was not clear how many might have fled to safety ahead of the disaster. And officials were bracing for more flooding issues. "There is an increasing confidence that rainfall totals of 1-3 inches could fall on what is already saturated ground," the county said in a statement on its website. The statement urged residents to watch for weather service alerts and to "stay safe out there." Former campers mourn kids, counselors who died The deaths at the camp has stunned and saddened the world. The mourners include the "Mystic Girls," as former campers call themselves. They remember the innocence of a place and time where they say they found the best version of themselves, a place that made them who they are. Allie Coates, now 25 and a social media manager in Los Angeles, still has a silver bracelet filled with charms from her time at camp, including an M for the most improved at canoeing. 'It was a safe space to be weird and awkward, where we could be silly and just be ourselves,' Coates told USA TODAY. 'Just to be girls.' Read more here. − Laura Trujillo Timeline a mystery for recovery of remains Past disasters of similar scope have left families waiting for months, years and even decades to recover loved ones, said Chris Boyer, executive director of the National Association for Search and Rescue. He pointed to Hurricane Helene, where at least five people, including Yevhenni and Novitnia, were never found. And two decades after Hurricane Katrina devastated the Gulf Coast in 2005, killing more than 1,800 people, about 30 have yet to be identified, said Jason Melancon of the Orleans Parish Coroner's Office. For authorities on the ground, deciding when to call off search parties or shift them into full recovery mode is 'a highly emotional decision,' especially in more rural areas, Boyer said. 'There's no describing how to tell a family that you're done searching for their loved one and that they may never get the remains back,' said Boyer, who has led recovery crews in aviation disasters. Read more here. − Rick Jervis and Christopher Cann

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