Receive Raises Seed Round and Launches White-Labeled Titanium Boost Mastercard

Business Insider

17-07-2025

Receive Raises Seed Round and Partners With Titanium Payments to Launch Titanium Boost Business Mastercard®, Unlocking Real-Time Revenue Access for SMBs.
Receive, a fintech startup democratizing financial access for small businesses, has emerged from stealth mode.
The announcement coincides with a $4 million seed round led by NGVP, bringing their total funding to $7.1 million. Receive is supported by additional debt financing and is backed by leading investors, including Blank Ventures, Verissimo Ventures, Insight Partners, Corner Ventures, Clocktower Technology Ventures, and others.
Receive was founded by fintech executive Ariel Blum, who previously held leadership roles at Melio, Green Dot, and American Express. Blum recognized the limitations of outdated financial systems in serving the needs of growing small and medium-sized businesses (SMBs). Fast-growing businesses were held back by delayed payouts, long settlement windows, high capital costs, and expensive credit that slowed momentum. According to SCORE, a U.S. Small Business Administration partner, 82% of small businesses fail due to cash flow issues.
To address this challenge, Blum launched Receive—the first Earned Revenue Access platform—giving SMBs fast, flexible access to revenue they've already earned, without interest, credit checks, or traditional underwriting. By turning pending sales into spending power, Receive helps businesses reinvest sooner, operate more efficiently, and grow without debt.
Receive's white-labeled partnership model empowers Independent Sales Organizations (ISOs), payment processors, software providers, and more, to leverage first-party data, unlock a new revenue stream, identify growth opportunities, deepen merchant relationships, and gain a competitive edge.
Receive has partnered with Titanium Payments to launch the Titanium Boost Business Mastercard®, bringing Earned Revenue Access to Titanium Payment's network of small businesses. The Titanium Boost Business Mastercard, powered by Receive, converts pending settlements into real-time spending power for Titanium merchants. This reflects Receive's mission to build a smarter, more flexible financial ecosystem that helps SMBs grow on their terms.
'From e-commerce to Main Street, cash flow is a universal challenge that limits growth. We recently supported a local mechanic who was struggling to scale because he was waiting on funds to settle before purchasing parts for upcoming jobs,' said Blum. 'Delays or costly financing can severely disrupt progress. With Titanium Boost, businesses can access revenue on their terms, keeping operations running smoothly.'
To put control back in the hands of small businesses, Receive launched the SmartPay Calendar—a self-driving repayment tool that turns cash flow from a challenge into a competitive advantage. Merchants choose when to repay Receive, with the option to earn more spending power by paying early.
Receive is setting a new standard in financial management to help SMBs grow faster, operate smarter, and stay in control of their cash flow.
 Ariel Blum, Receive CEO & Founder
About Receive
Receive is a U.S.-based financial technology company revolutionizing how small and medium-sized businesses manage cash flow. Backed by NextGen Venture Partners and leading investors, its Earned Revenue Access platform provides real-time access to revenue, enabling SMBs to operate with greater agility, flexibility, and financial control.
The Titanium Boost Business Mastercard is issued by Patriot Bank, N.A. (Member FDIC), under license from Mastercard International Incorporated, and is accepted anywhere Mastercard is accepted.
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