Musk Suggests Tesla Shareholders Will Vote on xAI Investment
The billionaire entrepreneur, responding to a post on X, said any decision to back the startup ultimately wasn't his to make. Musk asked X users publicly last year if Tesla should invest $5 billion in xAI, writing at the time that he was just testing the waters. But he said then that the EV maker's board and backers would need to green-light such a decision.
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Android Authority
a few seconds ago
- Android Authority
ChatGPT may soon watermark your AI-generated images, but there could be a way out (APK teardown)
Calvin Wankhede / Android Authority TL;DR OpenAI could be exploring image watermarking for ChatGPT-generated images. Previous leak suggests the watermark might primarily affect free users, with a 'save without watermark' option for some. This feature is not yet official and may be subject to change before public release. OpenAI is working on a lot of new features for ChatGPT. We've spotted features like Study Together, Image Styles, and even a yearly plan in the works. Continuing the spree, we've now found code that indicates ChatGPT could be looking to watermark the images it generates, though some users could get the option to save generated images without the watermark. Authority Insights story on Android Authority. Discover You're reading anstory on Android Authority. Discover Authority Insights for more exclusive reports, app teardowns, leaks, and in-depth tech coverage you won't find anywhere else. An APK teardown helps predict features that may arrive on a service in the future based on work-in-progress code. However, it is possible that such predicted features may not make it to a public release. Back in April 2025, Tibor Blaho on X spotted that a new ImageGen watermark was in the works within ChatGPT. The app's strings mentioned the watermark as 'image-gen-watermark-for-free,' indicating that it could only be coming to ChatGPT's free users. The latest ChatGPT v1.2025.196 beta includes code that enables a 'Save without watermark' option when generating images. We managed to activate the feature to give you an early look: AssembleDebug / Android Authority As you can see in the screenshots above, ChatGPT will present the usual options for users on generated images, namely Edit, Select, Save, and Share. When the feature goes live, tapping the three-dot menu will reveal a Save without watermark option. We activated the feature on the free tier of ChatGPT, but that could be because of its in-development nature. Building upon the previous leak, it could be that the watermark is applied to all ChatGPT-generated images. However, paid subscribers could have the option to save the image without a watermark if they wish. There's also a chance that all generated images could have a watermark, and all users could have the option to save without a watermark, but the process flow would add enough friction to dissuade the casual user. ChatGPT hasn't announced this feature, so there's still a chance they could scrap the idea of watermarking images, or change other aspects of it. We'll keep you updated when we learn more. Got a tip? Talk to us! Email our staff at Email our staff at news@ . You can stay anonymous or get credit for the info, it's your choice.
Bloomberg
a minute ago
- Bloomberg
Buy the Dips, Longview Economics Says
The Opening Trade Chris Watling, Longview Economics chief executive officer and chief market strategist, says market weakness is an opportunity to buy. "I do think you want to buy the dips," Watling tells Bloomberg Television. (Source: Bloomberg)
Yahoo
29 minutes ago
- Yahoo
Home BancShares Inc (HOMB) Q2 2025 Earnings Call Highlights: Record Earnings and Strategic ...
Total Assets: Almost $23 billion. Market Capitalization: Just short of $6 billion. Record Earnings: $118.4 million or $0.60 earnings per share. Return on Assets (ROA): 2.08%. Non-GAAP Return on Tangible Common Equity (ROTCE): 18.26%. Tier One Capital Ratio: 15.6%. Leverage Ratio: 13.4%. Total Risk-Based Capital: 19.3%. Tangible Common Equity Growth: 11.25% over the past 12 months. Stock Buybacks: $1 million shares bought back in both Q1 and Q2. Quarterly Dividends: $0.20 per share. Net Interest Margin: 4.44%. Adjusted Return on Assets: 2.02%. Adjusted Efficiency Ratio: 42.01%. Loan Recoveries: $2 million recovered this quarter. CCFG New Commitments: Approximately $500 million in Q2. CCFG Portfolio Growth: $122 million increase during the quarter. Warning! GuruFocus has detected 2 Warning Sign with HOMB. Release Date: July 17, 2025 For the complete transcript of the earnings call, please refer to the full earnings call transcript. Positive Points Home BancShares Inc (NYSE:HOMB) reported record earnings of $118.4 million or $0.60 per share, marking a consistent performance with a return on assets of 2.08%. The company has demonstrated strong financial growth, with tangible common equity increasing by 11.25% over the past 12 months. Home BancShares Inc (NYSE:HOMB) has been aggressive in stock buybacks, purchasing 2 million shares so far this year, which adds value for shareholders. The company has maintained a strong balance sheet with a Tier One capital ratio of 15.6% and a total risk-based capital of 19.3%. The Centennial Commercial Finance Group (CCFG) saw significant portfolio growth, closing approximately $500 million in new commitments for the quarter. Negative Points Deposits ended slightly lower in Q2, down $53 million due to seasonal tax payments, although balances grew in May and June. There is ongoing pressure from competition offering lower rates, which could impact loan growth and profitability. The company is facing challenges in resolving a large non-accrual loan related to a yacht, which is currently in the arrest process. Home BancShares Inc (NYSE:HOMB) is actively seeking acquisitions to boost income, indicating potential challenges in achieving organic growth targets. Expenses were elevated this quarter due to a $3.5 million lawsuit settlement, impacting overall financial performance. Q & A Highlights Q: Can you provide insights into the strong loan growth this quarter and the factors driving it? A: Kevin D. Hester, President and Chief Lending Officer, explained that the growth is not due to increased aggressiveness but rather the result of being in strong markets with good opportunities. The company is taking advantage of what the market offers, despite some competition locking in lower rates prematurely. Q: What are your current thoughts on M&A opportunities, and are you considering acquiring loan assets or whole banks? A: John W. Allison, Chairman and CEO, stated that they are primarily looking at whole bank acquisitions rather than just loan assets. They are exploring several opportunities and aim to find deals that are accretive and make sense for the company. Q: How do you view the potential for a triple accretive deal in the current market environment? A: John W. Allison emphasized that they have historically avoided dilution and are cautious about pursuing deals that would require it. They aim for accretive transactions and are not interested in deals that would dilute shareholder value. Q: Can you discuss the current deposit pricing trends and any pressures you are experiencing? A: Stephen Tipton, CEO of Centennial Bank, noted that deposit pricing pressures remain similar to the previous quarter. They are managing to negotiate competitive rates and are optimistic about reducing costs on maturing CDs in the second half of the year. Q: What are your plans regarding stock buybacks, especially in light of current valuations? A: John W. Allison mentioned that they continue to buy back stock and are considering a special dividend for shareholders. They are evaluating the buyback yield and its impact on shareholder value, and any decision will depend on capital needs for potential acquisitions. For the complete transcript of the earnings call, please refer to the full earnings call transcript. This article first appeared on GuruFocus.
