Benefits of Applying for a Home Loan Online
This article understand the benefits of applying for a home loan online. Minimum Documents Are Required:
Applying for a home loan manually involves a lengthy process and lots of paperwork, which might be tiresome. But, while applying online you only need a minimal document. You just need a smartphone or PC with a good internet connection and a Facebook or Google ID. Paperwork allows banks to know your eligibility for taking a loan, your ability to repay the loan, your credit scores, and your habits. Banks can now process these document verification online thereby reducing the need for manual paperwork. PNB Housing stands first among the banks that offer home loans online with minimal paper documentation. Social Presence Adds To Your Credit History:
When applying for an online home loan for the first time, you can get a reliable ID based on your presence on Google or Facebook. You don't need any other identity proof or documents to validate your ability to repay the loan. Banks assure your loan based on your online presence and your credentials. PNB Housing now provides disbursal within a few moments of checking your credentials. No Repayment Penalty Involved:
If you have received a home loan online but you are finding it difficult to repay the loan on time, then there will be no penalty. On the other hand, if you have availed a loan manually, then according to procurement, you must pay a penalty if you are unable to pay back your loan on time. Many banks including PNB Housing offer you a wide choice of repayment schemes that have flexible ranges and durations and can be customized according to your comfort. Quick And Easy Processing:
The eligibility criteria for an online home loan are presented intuitively so that even an average user can understand them clearly. This is because there is no bank staff involved in the process of an online loan application. This simplicity of the online loan process helps borrowers understand how much they owe and how they can repay. One additional benefit of online home loans is that you can get loan benefits from anywhere if you have a good internet and NetBanking facility.
Homebuyers can have wide options for affordable online home loans. It provides two-way benefits for the homeowner. They can build a large home or buy a home for a lower budget than estimated. They can also enjoy other benefits of a home loan like tax benefits, paying a small down payment, extended repayment tenure, etc. Reduction In GST Rates On Home Purchases:
GST rates are reduced for buying a home when you apply online. There is no input tax credit.
Online Home Loans have lower interest rates and lower EMIs. This has made even middle-class people achieve their dream of owning a home.
Are you tired of roaming from bank to bank to get better home loans? Does that paperwork causing you a headache? Say Goodbye to all the paperwork! Opt for online home loans which simplifies your application process. Further, it is easy to apply, has reduced interest rates, and no more penalties for exceeding repayment tenure.
Enjoy Your Dream Of Owning A Home Coming True With PNB Housing
TIME BUSINESS NEWS
Try Our AI Features
Explore what Daily8 AI can do for you:
Comments
No comments yet...
Related Articles
Yahoo
12 minutes ago
- Yahoo
Data Science Course FAANG Interview Prep 2025 - Data Scientist Jobs at Google Amazon Meta Apple Netflix Updated
Santa Clara, July 26, 2025 (GLOBE NEWSWIRE) -- In 2025, AI-driven data analytics is transforming industries by enabling real-time decision-making, predictive modeling, and automation. Companies like Google and SAS are leading this revolution with platforms like BigQuery and SAS Viya, which integrate AI to process complex data and support advanced analyses in real-time. This shift underscores the growing demand for professionals skilled in AI and data science, particularly in roles that require navigating and leveraging these advanced tools. For more information, visit: Interview Kickstart is at the forefront of preparing professionals for this evolving landscape. As a leading upskilling platform, IK offers a comprehensive Data Science Course designed by FAANG+ experts. This program equips learners with the skills needed to excel in data science roles, focusing on areas such as data structures, algorithms, system design, and technical program management. The course is structured to provide a deep understanding of data science fundamentals and their practical applications. Over the first three weeks, learners explore the principles of designing scalable and efficient systems, a crucial skill for data scientists working with large datasets and complex algorithms. For the next six weeks, the course delves into managing technical projects, emphasizing the coordination between data science teams and other stakeholders to ensure successful project delivery. Participants focus on a specific technical domain, allowing them to tailor their learning to areas such as machine learning, AI, or big data analytics. The course includes dedicated career coaching where the program offers guidance on resume building, LinkedIn profile optimization, personal branding, and behavioral interview preparation, ensuring learners are well-prepared for job applications and interviews. A typical week at IK involves a blend of foundational content, live sessions, and practical exercises. On Thursdays, learners receive high-quality videos and course materials covering fundamental concepts and case studies. Sundays feature four-hour online live sessions that apply these concepts to real-world scenarios, including mini mock interviews with live feedback from Tier-1 instructors. From Monday to Wednesday, participants work on practice problems and case studies, applying the concepts learned and engaging in live doubt-solving sessions with FAANG+ instructors. Daily, learners have 1:1 access to instructors for personalized coaching and solution walkthroughs. The program also includes up to 15 mock interviews with hiring managers from top-tier companies like Google and Apple. These domain-specific interviews provide detailed, personalized feedback, helping learners identify and work on improvement areas. The transparent, non-anonymous format ensures a realistic interview experience. In the context of the rapidly evolving AI-driven data analytics landscape, Interview Kickstart's Data Science Course offers a structured and comprehensive pathway for professionals aiming to enhance their skills and secure roles in top tech companies. By focusing on both technical proficiency and career development, IK ensures that learners are well-equipped to navigate and succeed in the dynamic field of data science. For more information, visit: About Interview Kickstart Founded in 2014, Interview Kickstart is a premier upskilling platform empowering aspiring tech professionals to secure roles at FAANG and top tech companies. With a proven track record and over 20,000 successful learners, the platform stands out with its team of 700+ FAANG instructors, hiring managers, and tech leads, who deliver a comprehensive curriculum, practical insights, and targeted interview prep strategies. Offering live classes, 100,000+ hours of pre-recorded video lessons, and 1:1 sessions, Interview Kickstart ensures flexible, in-depth learning along with personalized guidance for resume building and LinkedIn profile optimization. The holistic support, spanning 6 to 10 months with mock interviews, ongoing mentorship, and industry-aligned projects, equips learners to excel in technical interviews and on the job. ### For more information about Interview Kickstart, contact the company here:Interview KickstartBurhanuddin Pithawala+1 (209) 899-1463aiml@ Patrick Henry Dr Bldg 25, Santa Clara, CA 95054, United States CONTACT: Burhanuddin PithawalaSign in to access your portfolio
Boston Globe
13 minutes ago
- Boston Globe
If NFL, ESPN deal is done soon, it will have an immediate impact on how fans consume the most popular sport in the US
Per CNBC, the league is expected to take a 10 percent stake in Disney-owned ESPN, while ESPN would have ownership of NFL Network — including its seven live games per season — and Red Zone. Some other NFL Media properties also may be part of the package, though NFL Films is not expected to be one. The benefits for ESPN are obvious and enormous. ESPN is launching a much-anticipated standalone app in the fall, with the hopes it will revive the network's pre-streaming status as 'The Worldwide Leader in Sports.' Having more NFL content will be nothing short of a gold mine for the direct-to-consumer app, which will cost $29.99 per month. And with the NFL holding a stake in ESPN, it essentially makes the network, as Puck's John Ourand put it, 'a forever partner' with the league, and legitimate security when broadcast and streaming rights are up for bid again. Advertisement The benefits for the NFL? The league has been looking for years to find a way to offload or share its in-house media properties, and there's no better partner than ESPN and its parent company, Disney. From a journalistic standpoint, it's fair to wonder whether the NFL believes there is a side benefit to the deal — the possibility of limiting certain critical reporting on the league, which ESPN has done exceptionally well. Advertisement How this partnership would fully affect you and me won't be totally clear until the deal is complete and the parameters are revealed. But the baseline is this: Much of what you currently enjoy watching on the NFL Network — which will still exist in 24/7 form — will be under the purview of ESPN. And you're probably going to have to pony up for one more pricey streaming service if you want to keep watching all of it. This really is fake news One of the many, many, many scourges of social media — particularly the swamplands of Facebook — is AI-generated content. The vast majority of posts about a pop-culture or sports topic or personality is AI-generated at this point. Some of it seems real. All of it is trash. A more recent trend is phony but believable stories about an athlete doing an extremely good deed. The Sports Hub's Scott Zolak got duped by one recently, passing along on his afternoon show that Patriots quarterback Drake Maye and his wife donated all of the gifts from their recent wedding to local homeless shelters and children's charities. It was the kind of story you want to believe, and plausible to some degree. It also wasn't true. It was a lie concocted and spread by a social media content farm. Advertisement Zolak isn't alone. On Thursday, I noticed a longtime prominent NBA media member share a post on the social media platform Threads that Lions quarterback Jared Goff donated — let's get this concoction right — 'his entire $15.9 million bonus and sponsorship earns to a homeless shelter in Detroit to help fund 150 units [of] housing with 300 shelter beds.' That was followed by a fake Goff quote about seeing homelessness firsthand growing up. Listen, if actual media people can't spot a phony story, it's understandable — if disheartening beyond belief — why so much of this sludge is treated as truth by so many. A word of advice: if a story that seems too good to be true (or, on the opposite end, too scandalous), it probably is. Always check to make sure it is something that has been initially reported by a credible journalist. Preferably with a link to an actual story. Please don't tell me that's too much to ask. Boring or a booming British? Reader Pete G. reached out this week to ask whether Scottie Scheffler's systematic dominance on the PGA Tour, combined with a nature that is somewhat less charismatic than Tiger Woods's in his heyday, has led to a decrease in viewership in the anti-climactic final rounds. 'Watching the 4th round [of the British Open] was so boring and uninteresting,' he wrote. 'He is annoyingly steady and he never ( gives up a lead when he is in the driver's seat.' All true. But golf viewers seem to be digging it, at least according to the viewership numbers from Sunday's final round on NBC. Nielsen reported 4.1 million viewers for the fourth round, which was up 21 percent from the final round of Xander Schauffele's victory a year ago. Even without much suspense — Scheffler finished at 17 under par to win by four strokes — golf fans stuck around to watch him complete his fourth major victory and second this year. Advertisement McAfee apologizes — five months later Sentient monster truck Pat McAfee apologized Wednesday on his eponymous ESPN show to a female Ole Miss student, a mere five months after carelessly amplifying a false rumor that sent her life into chaos. McAfee being McAfee, he did it in the most self-aggrandizing way possible, including deploying the phrase/shield, 'As a girl dad,'' which is almost always followed by an apology for some behavior that humiliated a woman. 'Girl dads' fear lawsuits too, I'd imagine. "As a Girl Dad, I was very thankful for the opportunity to let Mr. Cornett know that I was wildly regretful for the part that our show played in his daughter, Mary Kate's, pain." - Pat McAfee apologizing for sharing a false rumor about an 18-year-old Ole Miss student on his show. — Awful Announcing (@awfulannouncing) Chad Finn can be reached at
Forbes
an hour ago
- Forbes
Google May Launch Low-Cost AI Plan To Rival ChatGPT
Google is reportedly developing a lower-cost "Gemini AI Lite" subscription tier. Key Takeaways Google may soon offer a cheaper way to access its premium Gemini AI features. Code found in the latest Google app and Google One app points to a new 'AI Lite' subscription tier, potentially offering a lower-cost alternative to the $20-per-month Google One AI Pro plan. Google One AI Lite: Cheaper AI For Everyone? As revealed in a recent Android Authority APK Teardown report, app analyst AssembleDebug has unearthed text within Google's app code, suggesting that new pricing options could be on the way. The code references features like 'Deep Research' and access to the Gemini 2.5 Pro model in connection with a new 'ROBIN_G1_UPGRADE_LITE_FREEMIUM' option. 'Robin' is reportedly Google's codename for Gemini. These references strongly suggest that Google may soon offer improved access to features like Deep Research and the powerful Gemini 2.5 Pro AI model at a lower price, undercutting arch-rival ChatGPT. Google's Google One "AI Lite" plan could fit below the current Google AI Pro plan. Currently, free users get to use Deep Research mode only 'a few times a month,' and gain only limited access to Google's top-tier Gemini 2.5 Pro model. Google One AI Pro subscribers, on the other hand, receive significantly higher usage limits and expanded capabilities, including Gemini models with larger context windows that can handle more data in one go. This move could also help retain many Google One AI Pro customers who are about to reach the end of complimentary 12-month subscriptions bundled with devices such as a Pixel 9 Pro or a Chromebook Plus. As an unannounced feature, pricing and feature details are currently unknown. It's also possible that Google could cut back on other, non-AI, features — for example, offering less than the 2TB of Google One storage currently bundled with Google One AI Pro. The move would echo Google's budget-friendly 'Google One Lite' subscription tier, launched last year, which provides low-cost Google One subscriptions on a country-by-country basis, first in India and later expanding to Brazil, Mexico and Indonesia. Google One Lite offers just 30GB of cloud storage, compared to 100GB for Google One Basic, but at a price less than half that of Google One Basic. It's possible, therefore, that any new Google One AI Lite plan could also launch in selected regions only — assuming it launches at all.
