Highlight: Global Britain Trade Expo with Chris Crosby
More people are shopping online this week, but so far, it hasn't led to more sales for some vendors. Here's what to know.
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PepsiCo's Second-Quarter Earnings May Trail Estimates Amid Tepid North America Sales, BofA Says
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50 Stores Where You Can Pay With Crypto
Cryptocurrencies have been around for more than 15 years, with Bitcoin leading the way back in 2009. Most cryptos have been speculative, as investors buy into various digital coins hoping that they gain value. However, the underlying promise of cryptocurrencies is revolutionary for our financial system. No centralized bank controls the supply of crypto, which shields them from inflation. Cryptocurrencies act as a decentralized way to exchange money for goods and services. While most crypto conversions revolve around these coins as investments, some stores are following through on the commerce part. Try This: Check Out: There are many retailers and online businesses that let people pay for products and services with crypto. Digital currencies like Bitcoin aren't legal tender in most parts of the world, but if you're buying from one of these 50 places, it might as well be legal tender for those purchases. You can make direct crypto purchases at various stores. If you have Bitcoin or another qualifying cryptocurrency in your digital wallet, you can make a purchase at these retailers. The Home Depot Whole Foods Chipotle Ace Jewelers AMC AltusHost Avnet BitPay Travel Cornerstone Title CRM Jewelers CyberGhost VPN Dallas Mavericks ExpressVPN HackerOne IFLW JetFinder JM Bullion Jomashop Lanieri Marc Gebauer McCarthy Uniforms Menufy Monarch Air Newegg Read More: Indirect purchases involve using cryptocurrencies to buy a gift card. You can then use the gift card that you bought with Bitcoin to buy products or services at retailers that accept indirect crypto purchases. Here's the list: Adidas 1800 Flowers Ikea Nike Apple Airbnb Autozone Barnes & Noble Bath & Body Works Best Buy Burger King Buffalo Wild Wings Chainalysis Darden Delta Domino's Doordash Fanatics Gap Gamestop Google Play Grubhub Guitar Center H&M Using cryptocurrencies to buy products and services can feel amazing for people who align with Bitcoin's original mission. The cryptocurrency is still in its early stages and can replace fiat currencies in the best-case scenario. However, you shouldn't rush to buy products with cryptocurrencies right away. If you buy something with crypto, it's treated as selling crypto and realizing capital gains. Furthermore, when you use crypto to make a purchase, you may not have control over which tax lot is used for the transaction. You will have to consider how each purchase will affect next year's tax bill, and that can be quite cumbersome, especially for people who got into cryptocurrencies early. People who have access to fiat currencies should stick with those for now. However, people who are in underbanked communities without access to a viable fiat currency may want to use cryptocurrencies for their purchases. Crypto as a whole benefits this group greatly, since they can avoid fiat currencies with high inflation rates and can transfer money overseas instantly without any of the high fees that financial institutions charge. Many businesses react to changes in consumer demand and preferences, so it should be no surprise to see additional retailers open up to crypto purchases in the future. Amazon and Walmart are currently experimenting with their own stablecoins, further highlighting how cryptocurrencies will change finance forever. It's not just a good deal for you to make purchases with crypto. By making crypto transactions more common, retailers get to avoid the high fees that credit card companies charge on each transaction. It makes financial sense for businesses to accept crypto purchases, and with the asset becoming more mainstream, these types of purchases may become more common. It also helps that financial institutions have been loading up on Bitcoin and offering Bitcoin ETFs. This strong demand for Bitcoin has resulted in less dramatic price swings for the digital asset than investors have been used to over the years. Bitcoin's market cap is currently above $2 trillion, so it's less subject to dramatic price movements, and that can boost the asset's appeal. More From GOBankingRates Mark Cuban Warns of 'Red Rural Recession' -- 4 States That Could Get Hit Hard The 5 Car Brands Named the Least Reliable of 2025 4 Affordable Car Brands You Won't Regret Buying in 2025 This article originally appeared on 50 Stores Where You Can Pay With Crypto Sign in to access your portfolio
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Where can I get a fast business loan?
Online lenders usually offer the fastest funding for small businesses The best fast lenders should have an easy-to-understand application and funding process Fast loans may come with higher interest rates, more aggressive payment periods or higher credit standards When you need cash quickly, a fast business loan can get you the funding you need as soon as a business day. Keep in mind that while fast business lenders can have a quick turnaround time, they may come with less favorable terms such as higher interest rates, shorter repayment periods or higher lending standards. Here's where to find and the pros and cons to consider for small business lenders. Online lenders offer some of the fastest approval times for business loans. These lenders require minimal documentation and use software to streamline the approval process, sometimes within 48 hours of applying, or even same-day funding. The entire application can be completed online and within minutes, and is often available in all 50 states. On the downside, online loans may have less favorable terms, such as short, aggressive repayment periods, higher interest rates, and less personal customer support compared to traditional banks. Fastest funding option More lenient qualification requirements Use funds for almost any purpose Less favorable loan terms — often only a few months Higher borrowing costs Limited personal interaction and support Financing through online lenders may be best for startups, businesses with limited credit history or business owners with bad credit. Online lenders typically have streamlined application processes and less stringent approval requirements. You could be eligible for some lenders with a minimum credit score of 550, six months in business and annual revenue of at least $50,000. Bankrate insight Other types of fast business lending products to consider are: Business credit cards Business lines of credit Short-term business loans If the majority of your transactions happen via debt or credit cards, then a merchant cash advance (MCA) can get you funding quickly. Like invoice factoring, you can get a cash advance in exchange for future transactions – specifically, future credit and debit card sales. The lender will extend a loan based on your past sale amounts, and thus don't typically have credit requirements, and often carry 90 percent approval rates. However, MCA factor rates and fees tend to be quite high, and repayments are often on a daily or weekly basis. Fast funding No credit requirements Approval rates of up to 90 percent Very high fees Doesn't add to credit history Daily or weekly repayments MCAs work best if you have limited or bad credit and conduct a good chunk of your sales via credit or debt cards, and if you don't otherwise qualify for other loans. Keep in mind that the loan repayment period will be short and aggressive, and that the fees will be much greater than a traditional or online loan. You also risk incurring late fees or penalties if you can't make payments due to slow sales or otherwise. While traditional lenders, banks and credit unions often have a longer underwriting process with stricter loan requirements than online lenders, you may be able to get some loans quickly. PNC Bank, for example, can fund loans in one to five business days. If you're an established customer at the lender and have borrowed from them before, you may be able to get funds more quickly based on customer loyalty and the information they have on hand. Favorable interest rates and terms Face-to-face customer support Able to build business credit Strict documentation requirements Longer application process and time to fund Most require established business history Traditional lenders usually require businesses to be established — often at least two years old — with good or excellent credit and at least $250,000 in annual revenue. If the business has an existing relationship with the lender, such as a business bank account, this can increase the likelihood of approval and speed of funding. You don't necessarily need a fast business loan to get cash quickly. Alternative options include grants, bootstrapping and more. Learn more While you may need fast business funding, taking the time to research the most reputable fast business lender can pay off. After determining which loans and terms best fit your lending needs, you can evaluate each lender by its application process, customer service, underwriting requirements and funding speed. Once you've found the right lender, responsibly managing your fast business loan is key to avoiding default and penalties. The best fast business lenders should have: Good customer reviews on sites like Trustpilot A soft credit check to prequalify and avoid lowering your credit score Competitive interest rates A clear and understandable approval process No fees or other costs hidden in fine print Fast business lender red flags When you need small business funding fast, it could cause you to overlook red flags in a business lender. Consider these warning signs when researching fast business lenders: Requiring an application fee Being pushy through the application process Not showing rates and loan terms upfront Extremely high interest rates or additional fees Making promises the lender can't keep, like guaranteeing approval Bankrate insight SBA loans provided through the Small Business Administration can be a valuable option to consider. These loans cover the costs of operating your business and are available to small businesses that have exhausted other funding options. According to the SBA, about 61,496 7(a) loan applications have been approved in the 2025 fiscal year as of July 2025, and the average loan size was $450,781. Fast small business loans can be a great way to get the financing you need quickly. Since every lender has pros and cons, you'll want to consider each lender's requirements and your business's needs and eligibility. Once you gather any necessary documentation and apply, you could receive funds within one to three days if approved. How fast can you receive a business loan? It's not unusual for online lenders to grant a business loan within a few hours of application submission and funding as soon as 24 to 48 hours after an application has been submitted. Traditional lenders may take a few weeks. Can you get a fast business loan for a startup? Yes, online lenders are known to offer startup business loans. These loans typically fund quickly and have less stringent qualifications and lending requirements. A business line of credit is another quick funding option for startups. Even startups with a minimal credit history may be eligible through online lenders. What is the quickest way to get a business loan? The quickest way to get a business loan is to work with a lender who offers fast business loans. These lenders can typically approve and fund a loan in as little as one to two business days. Online lenders usually offer the fastest lending times. If you prefer to work with a traditional lender, you can speed up the process by knowing the eligibility requirements and having everything you need for the application in advance. Error in retrieving data Sign in to access your portfolio Error in retrieving data Error in retrieving data Error in retrieving data Error in retrieving data
