UAE's Citizen Housing Sector Expands with Landmark Initiatives in 2025
Driven by a commitment to family stability and well-being, the government launched a series of transformative projects and policies at both federal and local levels.
With an ambitious strategy centered on innovation and excellence, the UAE has achieved a homeownership rate exceeding 91% by the end of 2024, ranking among the highest globally. The Sheikh Zayed Housing Programme granted over AED1 billion in housing approvals in January alone, benefiting more than 1,300 citizens. This initiative has shortened the waiting period for housing approvals to just two months; one of the fastest timelines worldwide.
Since its inception in 1999, the Sheikh Zayed Housing Programme has allocated AED60 billion, supporting over 90,000 Emiratis. In Abu Dhabi, a housing benefits package worth AED6.75 billion was approved, benefiting 4,356 citizens. This includes AED5.08 billion in housing loans, AED1.585 billion in land grants and ready-built homes, and AED94.8 million in loan exemptions for senior citizens and limited-income retirees. Cumulatively, Abu Dhabi has delivered AED168.85 billion in housing benefits to over 123,000 citizens.
Major developments have also been launched across the UAE. In Al Ain, the Al Saad residential project, spanning 1.23 million square meters, was unveiled at a cost of AED993.7 million to provide 306 villas. Meanwhile, Dubai announced AED5.4 billion in housing projects under the Sheikha Hind bint Maktoum Family Programme, with 3,004 new homes planned across multiple locations. Additionally, Dubai Municipality introduced the "Home First" initiative in March to enhance urban planning and housing solutions for Emirati families.
Sharjah also progressed its housing agenda, with the Executive Council approving 2,000 residential and investment land grants in February. These initiatives collectively reinforce the UAE's commitment to strengthening social cohesion, elevating living standards, and ensuring accessible housing solutions for its citizens.
News Source: Emirates News Agency
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