
Is the stock market S&P 500, Nasdaq open today for 4th of July?
When will trading resume?
Live Events
Are banks open on July 4, 2025?
Is there mail delivery on the Fourth of July?
Ordering stamps and shipping supplies
Printing shipping labels
Scheduling a package pickup for a later date
Are FedEx and UPS delivering packages on July 4?
FedEx: No standard delivery services will run on Friday. Only FedEx Custom Critical shipments will continue. Some FedEx Office locations will have modified hours on July 4 and also on July 3, so it's smart to check with your local store.
No standard delivery services will run on Friday. Only FedEx Custom Critical shipments will continue. Some FedEx Office locations will have modified hours on July 4 and also on July 3, so it's smart to check with your local store. UPS: Standard UPS services will also be closed on Friday, except for UPS Express Critical shipments. UPS Store locations may be closed or operating on reduced hours depending on the location.
Are government offices and the DMV open on July 4?
What about schools and colleges? Are summer classes canceled?
Are stores and restaurants open on the Fourth of July?
Costco will be closed all day on Friday, July 4.
Sam's Club, a competitor owned by Walmart (WMT +0.77%), will be open but may close early.
Other major retailers and restaurant chains may operate on reduced holiday hours, so check ahead before heading out.
Patio furniture
Appliances
Mattresses
Swimwear
Summer apparel
What's open and closed on Fourth of July 2025?
Service / Institution Status on July 4, 2025 Stock Market (NYSE, Nasdaq, Bonds) Closed Banks Closed Post Offices / USPS Delivery Closed FedEx Closed (Custom Critical only) UPS Closed (Express Critical only) Government Offices / DMV Closed Schools / Summer Classes Closed (Check locally) Costco Closed Sam's Club Open with reduced hours Most restaurants/retailers Open (check hours)
FAQs:
(You can now subscribe to our
(You can now subscribe to our Economic Times WhatsApp channel
Fourth of July 2025 closures: What's open and what's not on Independence Day. The Fourth of July is here, and so are the closures that come with it. As Americans celebrate Independence Day 2025, it's important to know which services are operating and which are not. While July 4 marks the formal adoption of the Declaration of Independence back in 1776, the real declaration vote actually happened on July 2. Still, the country has long honored the Fourth of July as the official birthday of the United States.This year, the holiday falls on a Friday, making it a long weekend for many. Here's a full guide on what's closed — and what remains open — on Friday, July 4, 2025.No, the U.S. stock market is closed for the holiday.If you're planning to trade stocks or follow the financial markets, you'll need to wait until Monday. The New York Stock Exchange (NYSE), Nasdaq, and bond markets are all closed on Friday, July 4, in observance of Independence Day.Markets will reopen on, with normal hours starting at 9:30 a.m. ET. In the meantime,may still show some after-hours activity, but regular stock and bond market trading is paused for the holiday.No, most banks are closed for the federal holiday.Banks across the U.S., including major institutions, follow the Federal Reserve's holiday schedule. So, Friday, July 4, is a bank holiday, and branches will remain closed. That includes Federal Reserve Banks and their branches.But don't worry — ATMs, mobile banking apps, and online services will still be available for basic transactions like balance checks, transfers, and mobile deposits.No, the U.S. Postal Service will not deliver mail.All USPS post offices will be closed on Friday, and mail delivery will be paused for the day. However, you can still access USPS.com for certain online services like:Just make sure you have a USPS account to access these services.Both FedEx and UPS will largely pause regular operations on Independence Day.No, all nonessential federal and state government offices are closed.Because July 4 is a federal holiday, most government offices, including Social Security offices, IRS centers, DMV locations, and courthouses, will be closed on Friday. Normal hours are expected to resume the following week.Yes, most schools are closed for the holiday.Since it's summer, many K–12 schools are already on summer break. But for schools that hold summer classes, those typically follow the federal holiday schedule. That means classes are not held on July 4. If you're enrolled in a university program or summer session, it's best to check directly with your school or district.Many stores and restaurants will remain open — but with some exceptions.It's a great time to shop — just be sure to confirm hours with your local stores.The Fourth of July brings patriotic celebrations, parades, and time off — but it also brings widespread closures across financial markets, government services, and delivery carriers. If you're planning errands or expecting packages, it's best to double-check schedules.Happy 249th Birthday, America!Yes, all major U.S. markets including NYSE and Nasdaq are closed on July 4.No, USPS mail service and post offices will be closed for the holiday.

Try Our AI Features
Explore what Daily8 AI can do for you:
Comments
No comments yet...
Related Articles

Mint
3 hours ago
- Mint
Wall Street week ahead: All eyes on trade developments as 90-day US deadline set to expire
Spotlight in the week ahead will be on trade developments as a 90-day deadline, imposed by the United States on other countries to sign trade agreements, will expire on July 9 (Wednesday). On Friday, US President Donald Trump said he will not extend the deadline and start sending letters to trading partners, specifying tariff rates they would face on exports to the US. The economic calendar in the week ahead wiil be fairly light, with the main event being the release of the Federal Reserve's monetary policy committee meeting held in May. The earnings calendar next week wiil also be light with few companies slated to declare their second quarter results. US carrier Delta Air Lines will be the main highlight of the week. Energy stocks are likely to grab investors' attention as the OPEC has agreed to raise oil production even more rapidly than expected in August. At a video conference on Saturday, eight key alliance members agreed to raise supply by 548,000 barrels a day. The group led by Saudi Arabia is seeking to capitalize on strong summer demand. On July 8 (Tuesday), data on NFIB Optimism Index for June and consumer credit for May will be released. On July 9 (Wednesday), minutes of Fed's May FOMC (Federal Open Market Committee) meeting will be released. On July 11 (Friday), monthly US federal budget will be released. Following companies are due to report second quarter results in the week ahead — Penguin Solutions, Delta Air Lines, Conagra Brands, and Levi Strauss. US stock indices rallied on Thursday to close at record highs on positive labor data. The S&P 500 gained 51.94 points, or 0.83%, to 6,279.36 and the Nasdaq Composite gained 207.97 points, or 1.02%, to 20,601.10. The Dow Jones Industrial Average rose 344.11 points, or 0.77%, to 44,828.53. For the week, the S&P 500 gained 1.72%, the Nasdaq rose 1.62%, and the Dow climbed 2.3%. Labor department data showed non-farm payrolls rose by 147,000 jobs in June. On Friday, the stock exchanges were closed to mark the US Independence Day.


Time of India
8 hours ago
- Time of India
Trump signs law hiking tax on Harvard's endowment income: Elite universities brace for financial hit
Trump signs law hiking tax on Harvard's endowment income: In a major shake-up for higher education funding in the United States, former President Donald Trump has signed into law a sweeping tax and spending bill that sharply increases the federal excise tax on endowment income for wealthy private universities. The law is expected to cost Harvard University over $200 million annually, with immediate effects on its financial operations. The legislation, titled the 'One Big Beautiful Bill' , raises the tax on endowment investment income from 1.4% to 8% for institutions with more than $2 million in endowment assets per domestic, tuition-paying student. With over $2.9 million per student and an endowment exceeding $53 billion, Harvard is firmly in the highest tax bracket. The tax applies only to annual investment income, which for Harvard stood at $2.5 billion in FY2024. This means a potential tax bill of $200 million or more annually — nearly five times its previous tax liability. Elite institutions in top tax slab Harvard is not alone. A handful of elite private universities, including Yale, Stanford, MIT, and Princeton, will also fall under the 8% tax rate. The law applies only to US-based private colleges with at least 3,000 domestic tuition-paying students, at least half of whom must be US residents. by Taboola by Taboola Sponsored Links Sponsored Links Promoted Links Promoted Links You May Like Why seniors are rushing to get this Internet box – here's why! Techno Mag Learn More Undo The bill introduces a tiered system: 8% for endowments above $2 million per student 4% for those between $750,000 and $2 million 1.4% for $500,000 to $750,000 Public institutions and smaller colleges are excluded. Restricted endowment funds limit spending flexibility While Harvard's endowment is vast, nearly 80% of its funds are restricted by donor agreements and legal conditions. That leaves a much smaller portion of flexible, or 'unrestricted,' funds to absorb the tax blow. These unrestricted funds are typically used for financial aid, faculty salaries, research funding, and core operations, all of which could now face cuts. In FY2024, endowment payouts accounted for 37% of Harvard's operating revenue, making them the university's single largest source of funding. Law passes narrowly in Congress The legislation cleared the US House of Representatives by a 218-214 vote, with only two Republicans voting against it. It passed the Senate 51-50, with Vice President JD Vance casting the tie-breaking vote. Trump signed the bill into law during a July 4 Independence Day ceremony at the White House, calling it a long-overdue measure to hold elite universities accountable. The final 940-page bill is part of a broader conservative agenda, including Medicare cuts, military spending increases, and bans on federal funding for Planned Parenthood and gender-affirming healthcare. Major changes to US student loan system In addition to the endowment tax, the legislation brings significant reforms to federal student aid: Grad PLUS loans have been eliminated Parent PLUS loans are now capped at $65,000 per student Federal repayment plans will be consolidated Key protections, including deferment for unemployment, are being removed A new earnings-linked accountability rule will take effect from July 1, 2026, restricting federal aid to graduate programs whose alumni earn less than the median high school graduate. Critics say these changes could reduce access to higher education, especially for low-income families. Harvard ramps up lobbying amid political heat Harvard has opposed endowment taxation since it was first introduced in 2017. In the first quarter of 2025, the university spent $230,000 on federal lobbying, its highest quarterly total since 2008. According to federal records, lobbying efforts focused heavily on endowment taxes, student aid, and research funding. While university officials have not publicly responded to the new tax, they have warned in the past that such measures could undermine core academic priorities. Conservative push to target elite schools The push to tax elite institutions gained momentum among conservative lawmakers who argue that universities like Harvard benefit from massive, untaxed wealth while receiving federal funding and promoting political views out of step with public values. Trump had campaigned on this issue, even proposing to create a new government-funded online 'American Academy' using proceeds from fines and taxes on wealthy universities. An earlier version of the bill proposed a 21% top tax rate and excluded international students from endowment-per-student calculations — a change that would have pushed more institutions into higher brackets. That provision was dropped in the final Senate version following procedural objections. Implications for Indian students and global education Though the tax directly affects US universities, its indirect effects could ripple across the global education landscape. Harvard and other institutions may need to reassess scholarships, international outreach, and long-term academic investments — areas that have historically benefitted Indian students. Changes to the US loan system may also impact affordability for those considering graduate study in the US As the new fiscal year begins, institutions across the country are now recalibrating their finances. For Harvard and its peers, the road ahead could include budget cuts, reallocation of unrestricted funds, and a shift in funding priorities — with ripple effects in education, research, and global collaboration. Ready to navigate global policies? Secure your overseas future. Get expert guidance now!


Time of India
9 hours ago
- Time of India
What is America Party? Elon Musk's new political front amid fallout with Trump; vows to fight debt, waste and two-party control
Elon Musk , the world's richest man and until recently a close adviser to US President Donald Trump , has announced the formation of a new political party called the America Party. The move follows a dramatic split between the two over Trump's controversial tax-and-spending bill, which Musk says will bankrupt the country. The Tesla and SpaceX CEO made the announcement on his social media platform, X, on Saturday, just a day after Trump signed what he called his 'big, beautiful' bill into law. Musk, who had previously threatened to create a new party if the bill passed, wrote, 'Today, the America Party is formed to give you back your freedom.' 'Independence from the two-party system' According to Musk, the new America Party will aim to be a fiscally conservative force focused on reducing government waste. In a poll he shared with his followers on X, more than 65 percent of 1.25 million respondents voted 'yes' to the creation of the party. 'Independence Day is the perfect time to ask if you want independence from the two-party (some would say uniparty) system!' he posted. Musk claims the 'uniparty' will improve on the shortcomings of both Democrats and Republicans. In a follow-up post, Musk added: 'By a factor of 2 to 1, you want a new political party, and you shall have it! When it comes to bankrupting our country with waste & graft, we live in a one-party system, not a democracy.' 'Serve the true will of the people' Although Musk did not immediately provide details about the legal structure or leadership of the America Party, he did outline an initial strategy. 'One way to execute on this would be to laser-focus on just 2 or 3 Senate seats and 8 to 10 House districts,' he wrote. 'Given the razor-thin legislative margins, that would be enough to serve as the deciding vote on contentious laws, ensuring they serve the true will of the people. ' 'Put Doge on Elon': Trump The billionaire's criticism of the bill reignited tensions with Trump, which had appeared to cool after Musk previously deleted harsh posts about the president. However, the feud returned in full force as the bill neared approval. Musk had warned that he would fund primary challenges against every lawmaker who supported the bill. 'Without subsidies, Elon would probably have to close up shop and head to South Africa,' Trump said on Truth Social, referring to Musk's country of birth. The president also told reporters in Florida, 'We might have to put Doge on Elon. Doge is the monster that might have to go back and eat Elon. Wouldn't that be terrible.' Is a third party viable in US? Despite the announcement, experts say creating a strong third party in the US is very difficult, according to CNN. By law, a new party doesn't have to register with the Federal Election Commission unless it starts raising or spending money on federal elections. So far, no such records exist for the America Party. In the past, third-party efforts in the US have had a hard time gaining support. A well-known example was billionaire Ross Perot's 1992 presidential run. He got nearly 19% of the popular vote but didn't win any Electoral College votes. Musk was one of Trump's largest financial backers during the 2024 presidential race, spending an estimated $277 million to support his campaign. He was rewarded with a leadership role in the newly created Department of Government Efficiency (DOGE), which oversaw sweeping budget cuts across federal programmes. While Doge claimed to have saved $190 billion, a watchdog group estimated the abrupt cuts may have cost taxpayers $135 billion in the long run.