Premium Bonds July 2025: 4 winners in Wales claim £100k
The July draw saw 809 people in Wales win a share of more than £2.56 million, with prizes ranging between £100,000 and £1,000.
What is a premium bond?
Four winners in Wales claim £100,000 in July Premium Bonds draw
Four lucky winners in Wales won £100,000 each in the July Premium Bonds draw.
One of the winners, from Cardiff, had the bond number 298NY017750.
This bond was valued at £10,000 and was purchased in March 2017 with an overall holding of £50,000.
The second winner, also from Cardiff, was bond number 291GN169528.
This bond was valued at £43,540 and was purchased in December 2016 with an overall holding of £50,000.
Bond number 437HP500127 was the third winner from Wales.
This bond was valued at £2,000 and was purchased in January 2021 with an overall holding of £33,000.
More than 800 people in Wales claimed prizes in the July 2025 Premium Bonds draw - were you one of them? (Image: PA) While the fourth Welsh winner was bond number 432CG889914.
This bond was valued at £50,000 and was also purchased in January 2021 with an overall holding of £50,000.
Premium Bond prizes won in Wales in July 2025
Every month, two winners in the UK take home £1 million.
There are also prize values of £100,000, £50,000, £25,000, £10,000, £5,000 and £1,000.
Welsh bondholders shared in over £2.56 million in the July draw, with four winners claiming £100,000 and another six winning the £50,000 prize.
Here is a full rundown of the July 2025 winners in Wales and what prizes they were awarded:
£100,000 - 4 Welsh winners
£50,000 - 6
£25,000 - 12
£10,000 - 33
£5,000 - 71
£1,000 - 683
NS&I Premium Bonds prize checker
To find out if you have won a prize in July on your Premium Bond(s), simply visit the NS&I website.
RECOMMENDED READING:
Use the NS&I prize checker, but make sure you have your holder's number handy as you will need that to claim your winnings.
Your holder number is either a nine or 10-digit number or 8 digits followed by a letter.
Prize draws are conducted every month through the service.
Try Our AI Features
Explore what Daily8 AI can do for you:
Comments
No comments yet...
Related Articles
South Wales Guardian
19 minutes ago
- South Wales Guardian
Is it time to ditch your Premium Bonds and bank your money?
The main issue is that the savings held in Premium Bonds don't accrue interest, as with regular bank accounts. New figures obtained via a Freedom of Information (FOI) request to NS&I show that Premium Bond holders are waiting 3.5 years to win a prize, and when they do win, 9 out of 10 walk away with less than £2,000. The vast majority of jackpots go to those holding over £25,000, making this savings product far less rewarding than putting the money into the bank with a high-interest account. Why do so many people give children Premium Bonds? Premium Bonds are only a decent bet if - You've a big whack in, say £10,000+ - & you pay tax on savings interest Most kids have/do neither. With £1,000 in over a year with typical (median average) luck you'll win nothing That's before bond holders factor in the cuts in the prize pot in recent months, with fewer big wins to go round. There will be an estimated 75 prizes of £100,000 for future draws, down from 79. Meanwhile, the number of £50,000 prizes will be reduced to 151 from 159. The number of £25,000 prizes will fall to 302 from 317, and £10,000 prizes to 754 from 792. However, the number of £1 million prizes will remain the same, at two. The number of £25 prizes is also set to increase for August's draw, with an estimated 2.56 million available, up from 2.19 million. Premium Bonds have become a national savings staple, with more than 24 million people holding over £130 billion in total. A survey of 2,000 UK adults by Octopus Money reveals the main reason for investing in Premium Bonds is the perceived lack of risk in losing the initial investment, followed by the tax-free status of a win and the possibility of a large return. While Premium Bonds do offer the chance of winning prizes, the analysis suggests Britain's favourite savings product is failing to deliver real value for everyday savers - most never win anything at all and the odds are highly skewed in favour of those with the biggest holdings. ERNIE (Electronic Random Number Indicator Equipment) was created by the team who built Colossus, the WWII code breaker. The first ERNIE used neon tubes to generate random numbers and took a full 10 days to complete a Premium Bonds draw!🖥️ In the past five years, 94% of Premium Bond jackpot winners held over £10,000, while three quarters (75%) held over £25,000. In 2024, 88% of Premium Bond prize winners took home less than £2,000 and just 0.32% of all winners won more than £10,000. Less than a fifth of UK adults (19%) believe they could generate better long-term results elsewhere, while the same proportion don't understand how Premium Bonds work - indicating a limited understanding of the saving product's actual value. Over £4.25 billion has been held in Premium Bond accounts that have had no activity in the past decade - earning zero interest. Ruth Handcock, CEO of Octopus Money says: 'While products like Premium Bonds may work well for some, others are missing out on strategies that could grow their wealth and deliver stronger returns over time. Recommended reading: Martin Lewis on the £20,000 cash rumoured ISA changes The banking rule changes that could see millions lose high-interest accounts Food prices rocket as inflation leaves shoppers counting the pennies "Premium Bonds are unlikely to outpace inflation, so your money may seem 'safe' but it's quietly shrinking in value over time. "The truth is that millions of people could be getting more from their money, but they need access to affordable, personalised advice to help them figure out what's right for them - something that only 9% of people in the UK currently receive. "Without it, they stick with what feels familiar or they're left in financial limbo, unsure how to take that first step.'
Wales Online
20 minutes ago
- Wales Online
PIP changes explained with fears it will hugely impact Wales
PIP changes explained with fears it will hugely impact Wales What the PIP changes could mean for benefits claimants in Wales ahead of crunch vote Work and Pensions Secretary Liz Kendall arrives in Downing Street for today's cabinet meeting ahead of the crucial welfare reform vote (Image: PA ) MPs will tonight vote on UK Government plans to reform welfare payments. It comes after a climbdown by the Labour administration after huge public outcry and facing a huge rebellion from its own MPs. At its height more than 100 Labour MPs said they would vote against their own government, but that has reduced to 39 Labour backbenchers since changes were announced. Wales' four Plaid Cymru MPs have also backed the amendment, which will be voted on. The proposals were hugely controversial. While the UK Government say reform is needed, critics said they were being rushed through and had not consulted charities or disabled people who will be impacted. For our free daily briefing on the biggest issues facing the nation, sign up to the Wales Matters newsletter here . Work and pensions secretary Liz Kendall told the Commons: "Welfare reform, let's be honest, is never easy, perhaps especially for Labour governments. Our social security system directly touches the lives of millions of people and it is something we all care deeply about. "We have listened to the concerns that have been raised to help us get these changes right. The Bill protects people already claiming PIP, it protects in real terms the incomes of people already receiving the UC (universal credit) health top-up from that benefit and their standard allowance, and it protects those with severe lifelong conditions who will never work, and those near the end of their life as we promised we would." The Welsh Government had criticised the plans, with senior minister Jane Hutt writing to Ms Kendall saying there needed to be a review of the plans. Once the climbdown was announced, it was welcomed by First Minister Eluned Morgan. She said: "Around 200,000 people could have been in real trouble, and they've listened, they've learned and they've acted – and that is something I think we should welcome." Article continues below What is PIP? Personal Independence Payment (PIP) is a non-means-tested benefit intended to help with extra costs arising from long-term disability or ill-health which was introduced in 2013. It replaced Disability Living Allowance for people of working age. PIP is made up of two components: a mobility component, based on an individual's ability to get around; and a 'daily living' component, based on ability to carry out other key activities necessary to be able to participate in daily life. Each component can be awarded at either standard, enhanced, or nil (where they receive nothing). What was proposed? The UK Government had proposed sweeping changes that were deeply unpopular there were two main elements: Increasing the basic 'standard allowance' of Universal Credit that all claimants receive, while reducing the generosity of the additional amounts for claimants with disabilities and health conditions that affect their capability for work In terms of PIP, changes to the way eligibility is calculated - claimants would need to score four or more points for at least one of the 'daily living' activities that determine entitlement to the daily living component Now what is happening? The UK Government announced two major changes the new Personal Independence Payment daily living 'four-point' requirement will only be implemented for new claimants from November 2026 existing recipients of the Universal Credit health element, and any new claimant meeting the criteria for the most severe and lifelong conditions, will "have their incomes fully protected in real terms" Why is it so important in Wales? There was a lack of official government data about exactly who would be impacted in Wales but it was widely commented that there would be a disproportionate impact in Wales because Wales has higher rates of disabled people of working age than the UK average. The Joseph Rowntree Foundation highlighted the constituencies where cuts to sickness and disability benefits will fall most heavily which showed of the top 20 constituencies in England and Wales with the highest proportion of the working age population in receipt of health-related social security, eight are in Wales (and 10 out of the top 30) which suggested changing PIP would have a disproportionate impact on disabled people in Wales. In fact, Welsh Government minister Jane Hutt wrote to her UK Government counterpart and said that element needed to be reviewed. "The proposed changes to Personal Independence Payments should be reviewed before any changes are made," she wrote. Policy in Practice estimated there will be substantial increases in poverty and financial hardship for working age households in Wales. The original plans would have impacted an estimated 190,000 people in Wales (6.1% of the population) and see £470m lost from the Welsh economy. Victoria Winckler, director of The Bevan Foundation, said it would "increase social inequality, and exacerbating already entrenched poverty in Wales". Are the changes better news? There are still concerns that the row back is going to create a two-tier system and younger disabled people and those who become disabled in the future will be disadvantaged and denied access to work and education. The concessions by the UK Government have seen a number of the Welsh MPs who had signed an amendment which looked set to sink the government plans has decreased. While Plaid Cymru's four MPs have signed the amendment, only one of the five Labour MPs who had originally put their names to it have kept there, that's Steve Witherden, the MP for Montgomeryshire and Glyndwr. However, a huge number of charity groups say the changes don't go far enough. Since the revisions, groups and charities including Citizens Advice, The Poverty Alliance and The Salvation Army have co-signed a letter saying they want the bill withdrawn. There has not, the groups say, been enough consultation. That was echoed by Luke Young, head of policy at Citizens Advice who asked MPs to vote against the bill. "The UK government's own impact assessment says the cuts will plunge 150,000 people into poverty by the end of this Parliament. Even this is an underestimate of the potential impact. If this Bill is passed, then by 2030 it will have cut PIP for more than 400,000 disabled people and Universal Credit for more than 700,000 people who are disabled or have a long-term health condition. Article continues below "We know Wales will be disproportionately affected, with communities such as Blaenau Gwent, Caerphilly and Neath Port Talbot being hardest hit. It will push more people toward already stretched public services and into to food banks, as they find even less support available under a new three tier system."
Daily Mail
32 minutes ago
- Daily Mail
Southern Water handed £1.2bn liquidity boost by 'vampire kangaroo'
Australian investment giant Macquarie has agreed to plough as much as £1.2billion of capital into struggling utility firm Southern Water. The so-called 'vampire kangaroo' will initially inject £655million into the group followed by a minimum £245million by December, which could grow to £545million. Southern Water, which serves 4.7 million people across southern England, said on Tuesday the added equity will help fund planned infrastructure upgrades over the coming five years. Over the 2025 to 2030 regulatory period, the business intends to spend £8.5billion on improving services, including £3.3billion towards environmental projects. Like the rest of the UK water industry, Southern Water has come under considerable criticism for its environmental record. It was fined a record £90million four years ago for deliberately dumping raw sewage into the sea across sites in Kent, Hampshire, and West Sussex between 2010 and 2015. In October last year, water regulator Ofwat ordered the group to refund £31.9million to customers for missing targets on leaks and sewage spills. By 2030, Southern Water aims to reduce its leakage rate from 17 per cent to 13 per cent, halve the overall number of pollution incidents, and cut the amount of water it takes from the environment by 50 million litres per day. Lawrence Gosden, its chief executive, said: 'Every penny of this equity raise will go directly towards delivering the largest growth investment programme in the sector relative to its size. 'Taken together with the reduction in debt, and no forecast dividends for the 2025-30 regulatory period, the new investment will directly support Southern Water's financial resilience and improving performance.' Macquarie - nicknamed the 'Vampire Kangaroo' by critics - has faced significant condemnation for its previous part-ownership of Thames Water. Thames Water's debts more than tripled from £3.4billion in 2006, when Macquarie first acquired the company, to £10.8billion in 2017, when it sold its final stake in the firm. Macquarie has claimed that during the 11-year period, it invested over £11billion in Thames Water's network, the most of any English or Welsh water company on a per-customer basis. As part of the Southern Water deal, Macquarie has agreed to slash debts in the Worthing-based group's holding companies from about £865million to £415million. 'With the help of our investors' capital, Southern Water will have the financial resources to maintain its positive momentum,' said Martin Bradley, senior managing director at Macquarie Asset Management. 'While it's been a difficult time to raise private sector capital for a UK water company, we are aligned with the Government's ambition to reform the sector and are encouraged by the desire to achieve the reset required to effect real long-term change.'
