Build wealth with tailored advice from the experts

Yahoo

2 days ago

OFFERING financial planning and investment management under one roof does more than save clients a trip to multiple offices — it's essential for safeguarding long-term financial goals in an increasingly volatile world.
TrinityBridge has sharpened its focus on delivering integrated wealth management, as competitors move toward off-the-shelf, one-size-fits-all financial products. Instead, clients benefit from a collaborative approach, where a team of talented local financial planners and investment managers work together daily to align strategies with individual goals and evolving market conditions.
It is this sense of collaboration that gives the firm its name, and why Edinburgh based Chris Megahey and Andrew Mackintosh–Walker believe TrinityBridge's integrated proposition is what clients require in such a volatile world.
Andrew said: 'We feel the name TrinityBridge perfectly captures our approach to looking after our clients. At the heart of everything we do is a uniquely personalised service representing the client as one arch of the bridge. The other two arches are the professional adviser and the investment manager. It doesn't matter how stormy the waters; we feel that this trinity working together gives a solid foundation to pass safely over.'
Chris agrees and continues to highlight the importance of having a local team to achieve personalised goals. 'I believe that we achieve the best client outcomes when there is a very close relationship between the client, financial planner and investment manager,' Chris says.
'Our goal is to provide a very personal service to our clients, and this is achieved by working in small teams within TrinityBridge. Our clients here in Scotland have regular contact with both their financial planner and their investment manager and they are also introduced to the local support teams, giving them friendly and trusted faces to liaise with – not just a name on an email.'
Chris, who has been with the firm for almost 24 years, believes he sees this proposition come to life every day when engaging with a wide range of clients.
He said: 'A common scenario that we encounter with clients is that they wish to build up sufficient wealth during their working life to be able to retire at a certain age with a specified level of income. To do this we need to assess their possible income streams holistically at the time of retirement and develop a personal cashflow plan.
'These plans involve ongoing assessments of a client's financial position as well as market shifts and support the development of a tailored investment strategy.
'The plans are constantly being updated, so a close relationship between client and advisors is crucial to optimise long-term outcomes.'
Andrew agrees and notes that sometimes using separate providers for financial planning and investment management services can cause inefficiencies. 'Before I joined TrinityBridge in 2018, I saw that working in separate companies (from the client's financial advisor) sometimes didn't make a smooth experience for clients. Sitting in the same room is of huge benefit in keeping each side of the business aware and up to date of the volatility we are seeing, not just in the macro environment but also in tax legislation, which seems to be an ever-moving feast.
'We feel we have all bases covered on behalf of our clients and can keep each party informed of actions that may need to be taken or considered' Andrew goes on to emphasise that as each client is unique, their financial goals and the plans to meet those goals ought to emulate this, 'We do not believe that our clients' needs are best met by placing them in a one size fits all service,' he says.
'We believe our approach is an increasingly rare service offering in the current wealth planning market. As investment managers, we sit with our clients to understand them as individuals.'
Chris agrees: 'I like to think of us as tailors,' he laughs. 'Sure you can buy a suit off the shelf that may be close to fitting, but it is never as good as a tailored fit.
'At TrinityBridge, our investment offering is bespoke and that means that we can tailor portfolios to meet a client's exact needs.'
In an increasingly volatile world, it is comforting for clients to know there is a team of locals navigating the unexpected. Chris Megahey and Andrew Mackintosh–Walker can be found at TrinityBridge, Edinburgh, 60 Melville Street in the heart of the city.
■ Please be aware that no investment, or investment strategy, is without risk. The value of investments can fall as well as rise and you may get back less than you invested
www.trinitybridge.com