Maximize Your Returns: Can multi-asset funds outperform traditional equity investments?
Franklin Templeton
study. Investors looking to bet on this outcome could consider
multi-asset funds
.
Between 2016 and 2025, equity (Nifty 500 Total Returns Index or TRI) delivered an average return of 14.8%, gold returned 14.7%, and debt (Crisil Composite Bond Index) gave 7.38% every year. In comparison, a multi-asset portfolio with 50% in equity, along with 25% each in debt, and gold generated an average return of 13.6%, with significantly lower volatility.
Explore courses from Top Institutes in
Please select course:
Select a Course Category
Management
Degree
PGDM
Project Management
Others
Public Policy
others
Data Science
Finance
Leadership
Artificial Intelligence
Cybersecurity
Design Thinking
Data Analytics
Digital Marketing
CXO
MBA
Technology
healthcare
Operations Management
Data Science
Product Management
Healthcare
MCA
Skills you'll gain:
Duration:
10 Months
IIM Kozhikode
CERT-IIMK GMPBE India
Starts on
undefined
Get Details
Skills you'll gain:
Duration:
11 Months
IIM Kozhikode
CERT-IIMK General Management Programme India
Starts on
undefined
Get Details
Skills you'll gain:
Duration:
9 Months
IIM Calcutta
CERT-IIMC APSPM India
Starts on
undefined
Get Details
"Over a long period of time, multi asset funds have the potential to give you equity-like returns with better consistency and lower volatility," says Rajasa K, VP & portfolio manager - emerging market equities, Franklin Templeton India.
Best MF to invest
Looking for the best mutual funds to invest? Here are our recommendations.
View
Details
»
by Taboola
by Taboola
Sponsored Links
Sponsored Links
Promoted Links
Promoted Links
You May Like
Doctors shocked : this commum ingredient burns fat while you sleep
The Health Blog
Undo
Multi-asset funds invest in a mix of equity, debt, and commodities like gold and silver. They aim to deliver ease from the volatility linked to plain vanilla equity funds.
Agencies
This category is in vogue because of elevated share valuations, resulting in more investors putting money in these schemes. 'Equities are trading above long term averages and if that is the only asset you hold, one could end up with tepid returns,' says S Shankar, certified financial planner, Credo Capital.
Live Events
Shankar believes multi asset funds — which include gold, silver, and debt — can cushion potential declines in equities. Assets under management in multi asset funds rose 51% over the past year — from Rs 86,000 crore in June 2024 to Rs 1.3 lakh crore in June 2025. Fund managers also point to the
tax efficiency
of these products as a key draw for wealthy investors.
'Multi asset funds give you the benefits of asset class rebalancing and tax efficiency,' says Rajasa. If investors were to invest separately in gold, equity, and debt and rebalance the portfolio every year, the resulting tax outgo could be significantly higher, denting overall post-tax returns. Multi-Asset Allocation funds, as a product category, are taxed on the basis of the equity allocation.
Hashtags
Try Our AI Features
Explore what Daily8 AI can do for you:
Comments
No comments yet...
Related Articles
New Indian Express
7 minutes ago
- New Indian Express
Illegal connections: BWSSB sends notices to 338 homes
BENGALURU: The Bangalore Water Supply and Sewerage Board (BWSSB), which had claimed it is struggling financially and making efforts to shape up, has begun sending notices to 383 homes and apartment complexes over unauthorised water connections, and urged them to get the connections regularised by paying fees along with penalties. Board Chairman Ram Prasath Manohar said untreated water from apartments is a big challenge to the board, so they have imposed penalties ranging from a few lakhs to Rs 1crore, depending on the size of the complex. 'By regularizing these connections and imposing penalties, BWSSB is hoping to generate Rs 200 crore in revenue,' he said, adding that since the past 15 days, BWSSB is disconnecting services, and in the next 15 days, the process of regularization will be taken up. The chairman also stated that the BWSSB team used Bangalore Electricity Supply Company (Bescom) connection data and probed unauthorized BWSSB connections. So far, it has recorded 43,000 such connections across Bengaluru, and officials are following up cases to ensure owners get their connections regularized. A senior official from the BWSSB waste water management said the crackdown on large apartment complexes is to ensure that untreated water comes into the BWSSB's record so plans can be made to ensure contaminated water is treated before it reaches storm water drains and lakes.
Hans India
7 minutes ago
- Hans India
PM Modi to visit Varanasi, launch development projects worth Rs 2,200 crore today
New Delhi: In a significant push towards development in his parliamentary constituency, Prime Minister Narendra Modi is scheduled to visit Varanasi, Uttar Pradesh, on Saturday to inaugurate and lay the foundation stone for a wide range of development projects worth approximately Rs 2,200 crore. During his visit, PM Modi will address a public gathering at around 11 a.m. and will release the 20th instalment of the Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) scheme. Under this instalment, more than Rs 20,500 crore will be directly transferred to the bank accounts of over 9.7 crore farmers across the country, reaffirming the government's continued support for India's agricultural community. As part of the efforts to strengthen connectivity, the Prime Minister will inaugurate the widening and strengthening of key roads, including the Varanasi–Bhadohi road and the Chhitauni–Shool Tankeshwar road. He will also inaugurate a railway overbridge at Hardattpur, which is expected to alleviate congestion on the heavily used Mohan Sarai–Adalpura route. In addition, PM Modi will lay the foundation stone for several new infrastructure projects including road upgrades in Dalmandi, Lahartara–Kotwa, Gangapur, and Babatpur. New railway overbridges at Level Crossing 22C and Khalispur Yard are also planned to further enhance local transportation facilities. Focusing on improving the city's power infrastructure, the Prime Minister will also launch electricity projects worth over Rs 880 crore. These include the Smart Distribution Project and the undergrounding of overhead electrical cables, which aim to modernise and secure the city's power supply system. To promote tourism and protect the city's rich cultural heritage, PM Modi will inaugurate the redevelopment of eight riverfront Kuccha Ghats, the beautification of the pond and ghat at Rangildas Kutiya in Shivpur, and the restoration of the historic Durgakund. Foundation stones will be laid for the restoration of Kardameshwar Mahadev Temple, development of Karkhiyaon, the birthplace of notable freedom fighters, and redevelopment of Munshi Premchand's ancestral home in Lamahi into a museum.
Hans India
7 minutes ago
- Hans India
Govt striving for industrial growth via Orvakal hub: Collector
Kurnool: The Andhra Pradesh government is making significant strides toward industrial development through the Orvakal Industrial Hub, said Kurnool District Collector P Ranjit Basha. Addressing the media on Friday, he stated that several major industries are set to begin operations soon in the region, while a few others are in the pipeline. Among the key projects, Jairaj Ispat Ltd is establishing an integrated steel plant over 413 acres with an investment of Rs 2,938 crore, aiming to provide employment to 1,030 people. Sigachi Industries is setting up a unit on 25 acres with Rs 285 crore investment, expected to generate 850 jobs. Pure Energy is progressing with an electric vehicle manufacturing facility across 105 acres with Rs 1,286 crore investment, creating employment for 1,200 people. Additionally, Reliance Consumer Products Ltd has been allotted 80 acres for a project with an estimated investment of Rs 1,622 crore, likely to employ 1,200 individuals. He further revealed that several other industries are poised to enter the Orvakal Industrial Hub. These include a drone manufacturing unit over 300 acres with Rs.7,000 crore investment, expected to create 1,000 jobs; a solar cell manufacturing facility by Agastya Solar over 111.66 acres, also with Rs 7,000 crore investment and 1,000 job opportunities; and a battery production plant under e-Mobility across 245.66 acres with Rs 1,000 crore investment aiming to employ 1,000 people. Sensorem Photonics India Pvt. Ltd is planning to manufacture image and infrared modules on 25 acres with Rs 1,057.92 crore investment, generating 622 jobs. Furthermore, Sigachi Industries is moving forward to set up a synthetic organic chemicals unit on 100 acres with Rs.1,500 crore investment, expected to create employment for 980 individuals. These developments are poised to significantly strengthen the industrial landscape of Kurnool district, he concluded.
