The top 25 'unfair' money moments Brits experience everyday
Another 32 per cent said it's unfair when something marked as 'on sale' is actually the same price as before, just with a new sticker.
Meanwhile, 30 per cent get annoyed when splitting a bill equally despite only having a salad and no alcoholic drinks – and the same find it vexing when train fares increase without explanation.
A quarter added paying for early hotel check-in, even when the room is clearly ready, feels unfair - similarly, 24 per cent are short-changed when paying for priority boarding, only to find the queue is just as long.
A fifth (21 per cent) feel they've been done a disservice when shops refuse to accept cash even when they're carrying plenty of change.
And 19 per cent find it unfair when confusing jargon is used when making large, important purchases such as buying a home and a car.
The research was commissioned by Skipton Building Society , which was 'Founded on Fairness', looks at the everyday money moments Brits find unfair.
Alex Sitaras, head of savings and partnership products at the building society, said: 'Fairness shouldn't be a luxury, especially when it comes to your own money.
'But it's clear from the research many people are fed up with feeling short-changed in everyday money situations.
'From hidden fees to automatic tips, to even how deciding restaurant bills are split with friends and family, these frequent frustrations can start to feel unfair and have a wider impact on a person's overall finances.
'Especially when we're in a cost-of-living crisis, which is already making it more difficult than ever for people to save and plan for their future.
"So, these unfair money moments, no matter how small or large they may be, can start to feel more like injustices.
'We believe in fairness, which is why we offer everyone free and accessible money advice, through our My Money Review service, to help people plan ahead and make the most of their money.'
The poll also found 68 per cent believe these types of unfair money moments shouldn't be accepted as part and parcel of modern life – and 65 per cent have spoken up when they've encountered one.
For more than half (51 per cent), the issue was resolved there and then, but 29 per cent were met with resistance and saw no change.
However, 30 per cent admit they're unlikely to speak up even when they feel unfairly treated financially.
Among those, 46 per cent want to avoid confrontation, 41 per cent feel too awkward to say anything, and 29 per cent worry about coming across as petty.
But many are now taking steps to avoid these situations altogether – 44 per cent say they always double-check the bill before paying.
And 33 per cent make sure to do their research before committing to a big purchase.
Of those polled via OnePoll, they believe getting a fair deal is harder now than it was five years ago – with 78 per cent admitting they're pleasantly surprised when something feels genuinely good value.
Nearly four in 10 (38 per cent) say they're sceptical because most deals seem 'too good to be true', while 30 per cent don't believe businesses have their best interests at heart.
Alex Sitaras from Skipton Building Society added: 'Many of us have a sense of what a fair deal looks like – and we often notice when something feels off.
'Yet many people are still hesitant to speak up, often out of fear of confrontation or not having the confidence to question something that isn't right.
'We want to change that mindset and empower people to stand up for what's fair, and it's encouraging that so many are already double-checking bills and doing their research before making important purchases.
'By building confidence and financial know-how, we can help make fairness the norm, not the exception.'
TOP 25 EVERDAY UNFAIR MONEY MOMENTS:
When restaurants add on an automatic tip, but the service is poor
When someone crashes their car into yours and your insurance premiums increase
When you're charged for tap water in a restaurant
Seeing a sneaky 'admin fee' added to concert tickets
When there is a fee for an online return
When the sale price is just the original price with a new sticker
Seeing a 'minimum spend' just to use your card
When train tickets go up in price for seemingly no reason
Splitting the bill equally after only having a salad and didn't order an alcoholic drink
When a supermarket reduces the price of something they just bought at full price
A friend ordering an expensive drink when it's your round at the pub
Discovering your loyalty points doesn't equal much actual money at all
When your hotel charges extra for early check-in, even though the room is ready
Paying for 'priority boarding' but the queue is just as long as the regular one
When you plan your savings down to the penny and the Government change the tax rules
Not being able to get discounted prices because you forgot your loyalty card
When you must chase friends or family for money that they owe you
When you fix your utility costs but then the prices fall
When a shop refuses to accept cash, even when they've got a pocket full of change
When confusing jargon is used when making important financial purchases
Getting hit with a peak time surcharge
Getting hit with a hefty dynamic ticket price after sitting in a virtual queue for hours
Getting hit with a 'city tax' you only hear about at check-out
When you attempt DIY to save money, it costs you more to put it right
Friends who insist on taking a taxi when public transport is cheaper
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Just download them from the app store, snap a few pictures of each item, then write a brief description of the product and its condition. You could earn anywhere from a few hundred pounds to £4,000 a month. 8. Fill out online surveys – £50 Earn money by filling in online surveys while your kids are jumping around the soft play or having their afternoon nap. Websites including Branded Surveys, Swagbucks, and Survey Junkie will pay you 25p to £5 a survey, according to If you were to take 20 surveys a month, you could earn around £50. To get started, you will need to sign up to one of these websites and answer a few questions about yourself, such as your age and location. 9. Build flat pack furniture – £769 If you're good with a screwdriver, then you could earn hundreds of pounds in an afternoon by helping to set up garden furniture or BBQs. On average, side hustlers who did this made £25.64 an hour over the past three months. You'll need to be good with your hands and have a passion for DIY. Use websites such as Airtasker or TaskRabbit to find people who will pay you to assemble their furniture. Do I need to pay tax on the money I earn? MANY people have recently started a side hustle to help them make ends meet. While there are plenty of easy ways to earn some extra income, you need to make sure you know the rules first. When you work for a company they take the tax you owe from your earnings and pays HMRC so you don't have to. But if you earn extra cash from babysitting or dog walking them you may have to pay this tax yourself. Every person gets a trading allowance of £1,000 a year. This is the amount they can earn from a side hustle or by selling items online. Once you earn more than this amount then you may need to pay tax on any money you make. You need to register for a self-assessment tax return with HM Revenue and Customs (HMRC) to make sure you are paying the right amount of tax. The exact amount of tax you will need to pay depends on your income. If your income is more than £12,570 but less than £50,270 then you will pay tax at 20 per cent. If you do not file a tax return then you could be hit with a shock tax bill from HMRC asking you to pay the tax you owe and a penalty on top. 10. Teach kids online – £1,200 Many parents will pay for tutoring over the summer so their child is ready for the new school year. An hour of tutoring can cost almost £40, according to Tutor Cruncher. It doesn't matter if you have never tutored before or don't have any qualifications. But those who have experience in certain subjects may be able to help children with more specific needs. Some parents are happy to pay a tutor to help their child with their homework or to read with them. You can use websites, including Tutor Doctor, to match you with potential students. 11. Declutter at a car boot sale – £800 Car boot sales are a great way to make money from your unwanted stuff and reduce clutter at the same time. Outdoor car boot sales are usually held each week from spring to late summer, but some are open all year. You can use the online database Car Boot Junction to find a car boot sale near you. Just enter your postcode and it will tell you which sales are on in your area, if they have toilets and entry fees. Most people make a couple of hundred pounds per event – but some make £5,000 a month. 12. Wash your neighbour's cars – £600 You could earn £20 an hour by cleaning other people's cars. Simply make a sign and offer your services to friends, family members or your neighbours. Assume that each car will take you about an hour to clean and that you will wash up to five a week. You will need to provide your own bucket, soap and hose pipe and it is a labour-intensive job. 13. Become a babysitter – £443 Now that the summer holiday has started, many parents are desperate for a babysitter. You could earn around £10.52 to £14.75 an hour as a babysitter, according to Bubble Childcare. You can also use the app to find families who need a babysitter in your area. Simply set up a profile, search for jobs with local families and then receive your payment through the app. 14. Do odd jobs for cash – £959 If you are good at DIY, then you could earn hundreds of pounds by mounting TVs and mirrors this summer. You will need to be good with a tape measure, be able to lift heavy items and use a drill. You can earn around £31.97 an hour with this side hustle, according to TaskRabbit. Use the app to find and apply for opportunities. 15. Help others get fit – £900 If you're into fitness, then you could make money by training others in your local park. A new personal trainer can charge £20 to £30 per hour, according to Your Personal Training UK. You may need to complete a course before you are able to work as a personal trainer. Some of these courses can be done online or at in-person sessions at a local college. 16. Walk other people's pets – £338 A simple way to earn some extra cash is by walking other people's dogs. The average dog walker charge in the UK is about £11.25 per walk, according to Go Walkies. Download its app and create a profile to get started, but experience with animals is preferred by pet owners. 17. Paint or decorate – £892 Lots of people decorate their homes during the summer, as paint dries much faster in warm weather. On average, painters and decorators earn £29.72 an hour through TaskRabbit. Search the app to find and apply for opportunities. You may need to buy your own paintbrushes, sheets and paint rollers. 18. Become a d elivery driver – £404 If you have a car and can drive, then you could earn a steady income this summer as a delivery driver. On average, drivers for courier DPD earn £13.47 per hour - which is above minimum wage. Check out openings on Indeed or download the Evri app and sign up to become a self-employed courier. 19. Get paid to sit on the beach – £420 Fancy earning money while sitting on the beach this summer? You can earn up to £14.10 per hour as a lifeguard for the Royal National Lifeboat Institution (RNLI). You will need to complete a training course before you can start working, and you will be called into action should an emergency take place. But in between you'll be able to enjoy the surroundings on the sand during the summer months while more people head to the coast. Get qualified by visiting the RNLI website. 20. Pick fruit at a local farm – £366 Strawberry season is here, which means there are lots of opportunities to earn money by picking fruit. Fruit picking jobs in the UK typically pay at least the National Living Wage, which is currently £12.21 for those aged 21 and over. You don't need any experience to apply, and you can work on a flexible basis. Websites including Indeed, Jooble, and the Find a Job service list loads of seasonal and field roles. 21. Stay in someone else's house – £240 You could earn money and enjoy a stay in a new town or city by becoming a house sitter. The standard rate is £60 per day, according to House and Home Sitters UK. You can offer your services online on websites, including 22. Clean caravans – £1,200 Caravan holidays are popular with families who want a getaway in the UK. But did you know that you can make extra cash by cleaning them? You could earn £100 for cleaning the exterior and £95 for the interior of a caravan, Checkatrade says. Ask your local caravan park if they need help during the busy summer season. 23. Waitressing at high-end events – £366 Summer is packed with sporting events and weddings where waiters are needed. The job is perfect for people who are friendly, good on their feet and physically fit. You could earn at least minimum wage (£12.21 an hour) plus extra in tips. You can register for work on websites including Push Promotions and E4S. 24. Rent out your spare room – £3,500 Earn £1,000 a month letting out all or part of your home, according to Hello Guest. Some guests have earned up to £3,500 per month in summer, it said. Airbnb is the most popular platform for short-term rentals but you'll of course need a spare room to begin with. To create a listing, just write a short description of your home, take a few photos and explain what makes it unique. 25. Sell your food at a street market – £300 You could earn up to £100 a day by signing up for a stall at your local farmers' market. Bake your own cupcakes, rustle up some samosas or make your own sandwiches to sell. Some markets charge you to run your own stall, so check the costs before you sign up. Side hustle site Airtasker has lots of tips to get you started. .
