Optiva Inc. enters into Support Agreement with Holders of Approximately 85% of Outstanding Senior Secured Notes to Provide 45-Day Period to Continue Negotiations with Noteholders and Third Parties regarding a Potential Transaction
The Support Agreement provides a 45-day grace period (the 'Grace Period') to allow Optiva's special committee of independent directors to conclude negotiations with Noteholders and prospective merger counterparties regarding a Potential Transaction. During the Grace Period, Noteholders who are parties to the Support Agreement have agreed to forbear from exercising any of their rights or remedies in connection with any payment default occurring on the scheduled maturity of the Notes on July 20, 2025 (the 'Forbearance'). This Grace Period may be extended at the election of the Noteholders.
Optiva will continue to operate in the ordinary course, upholding its commitments to customers, employees and suppliers. In addition to the Forbearance, the Company has sufficient near-term liquidity, with approximately $12 million cash on hand as of July 13, 2025, to ensure business continuity and the ability to meet its ordinary course financial commitments, including, without limitation, to its customers, employees and suppliers, as it continues to pursue a Potential Transaction.
'We're thankful for the trust our customers place in us and our team's unwavering dedication during this exciting chapter,' said Robert Stabile, Chief Executive Officer of Optiva. 'The strong momentum we're seeing with new customer wins and product adoption reflects our world-class team and the powerful innovations we've delivered. As we finalize our future ownership structure, we're energized by what lies ahead and confident that our customers will benefit from an even stronger, more dynamic Optiva.'
The Potential Transaction under negotiation would include the exchange of all of the outstanding principal amount of the Notes plus accrued interest for a combination of shares and new notes of Optiva and a concurrent merger of Optiva with a strategic third party. Based on the proposals received to date, Optiva common shareholders are expected to receive nominal consideration for their shares in connection with any Potential Transaction.
In connection with the Support Agreement and Forbearance, the repayment of (i) approximately $108.6 million principal amount due on maturity of the Notes on July 20, 2025, and (ii) approximately $5.2 million in accrued interest will no longer be required to be paid as scheduled, and instead is expected to be addressed as part of any Potential Transaction to the extent such transaction is reached within the Grace Period.
There can be no assurance that a definitive agreement with respect to a Potential Transaction will be entered into by Optiva, or if entered into, that any such Potential Transaction will be completed. If a definitive agreement with respect to a Potential Transaction is not reached within the Grace Period, there can be no assurance that the Forbearance will be extended or that an alternative resolution will be available.
Completion of any Potential Transaction will be subject to, among other things, approval of the applicable securityholders of Optiva, other approvals that may be required by the court if the Potential Transaction is structured as a plan of arrangement, Toronto Stock Exchange approval, and the receipt of all necessary regulatory approvals.
This press release is not an offer of securities for sale in the United States. Securities may not be offered or sold in the United States absent an exemption from registration under the Securities Act of 1933.
About Optiva Inc.
Optiva Inc. is a leading provider of mission-critical, cloud-native, agentic AI-powered revenue management software for the telecommunications industry. Its products are delivered globally on the private and public cloud. The Company's solutions help service providers maximize digital, 5G, IoT and emerging market opportunities to achieve business success. Established in 1999, Optiva Inc. is listed on the Toronto Stock Exchange (TSX:OPT). For more information, visit
www.optiva.com
.
Forward-Looking Statements
This press release may contain forward-looking statements (within the meaning of applicable securities laws), which reflect Optiva's current expectations regarding future events. Forward-looking statements are identified by words such as 'believe', 'anticipate', 'project', 'expect', 'intend', 'plan', 'will', 'may', 'estimate' and other similar expressions. The forward-looking statements in this press release include statements regarding the Company's future liquidity; business continuity; continued and future growth; impact of the Forbearance and the Grace Period; the outcome of negotiations with Noteholders and any third parties; any Potential Transaction including the terms thereof; the ability of the Company to meet commitments to stakeholders and service its obligations as they become due; the impact of any Potential Transaction on the Company and any benefit to stakeholders and any other statements that are not historical fact. The forward-looking statements in this press release are not guarantees of future performance and involve risks and uncertainties that are difficult to control or predict. Several factors could cause actual results to differ materially from the results discussed in the forward-looking statements. Such factors include, among others: the ability of the Company to a definitive agreement in respect of a Potential Transaction; disruptions or changes in the credit or security markets; results of operations; general developments, market and industry conditions; a definitive agreement in respect Potential Transaction not being reached, or a Potential Transaction not being completed (in a timely manner or at all); the ability of the Company to obtain required approvals in respect of any Potential Transaction and expenses incurred by the Company.
Readers, therefore, should not place undue reliance on any such forward-looking statements. Further, these forward-looking statements are made as of the date of this news release and, except as expressly required by applicable law, Optiva assumes no obligation to publicly update or revise any forward-looking statement, whether as a result of new information, future events or otherwise.
For additional information, please contact:
Current Noteholders: Marwan Kubursi,
marwan.kubursi@raymondjames.ca
Media: Misann Ellmaker,
media@optiva.com
Investor Relations:
investors-relations@optiva.com
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MoneyMutual's value in this landscape isn't just its fast application or wide lender network — it's that it continues to meet the modern borrower where they are: informed, cautious, and ready to say no to options that don't feel right. In Summary: Borrowers are becoming more research-driven than ever. Forums and feedback loops increasingly favor transparency over hype. MoneyMutual is benefiting from this shift due to its structured, option-driven approach. While no platform is immune from skepticism, those that emphasize clarity, security, and control are winning public trust. Section 9: Final Thoughts & Long-Term Role of MoneyMutual As the short-term lending market continues to evolve, one thing has become clear in 2025: the age of anonymous loan sites and questionable approval guarantees is fading. Borrowers are demanding more. More transparency. More safety. More clarity. And platforms that don't adapt to these expectations are disappearing from the rankings — and from relevance. In that context, MoneyMutual has emerged not just as a loan connector, but as one of the last dependable structures left for borrowers with credit challenges who need fast, no-surprise funding. Why MoneyMutual Still Matters in 2025 There's a reason MoneyMutual has outlasted many of its competitors. While others have folded under regulatory scrutiny or lost trust through misleading practices, MoneyMutual has continued to evolve — embracing borrower needs, improving platform usability, and ensuring lender transparency. Borrowers who once only cared about 'getting $500 now' are now looking for: Safe online lending platforms with real reviews Payday loan providers that don't abuse hidden terms Options that fit into a financial recovery strategy — not ones that derail it MoneyMutual's continued focus on providing clear comparisons, fast access to real offers, and support for poor-credit applicants has helped it retain a dominant position in an increasingly cautious market. Visit the Official MoneyMutual Site What Borrowers Can Expect Going Forward Looking ahead, users can expect to see MoneyMutual expand its educational offerings, continue compliance enhancements, and remain highly ranked for terms related to: Best payday loans for bad credit Same-day loan approval with no credit check $500 emergency loans with transparent terms Safe online lenders in 2025 But perhaps most important: the platform continues to function as a bridge, not a trap. By connecting applicants with vetted, legitimate lenders — and doing so through a secure, respectful interface — MoneyMutual empowers borrowers to make better choices in the face of financial urgency. The Final Verdict For borrowers navigating today's uncertain economy — whether it's due to job changes, inflation pressure, or medical debt — having a stable, vetted, and well-reviewed loan access point matters more than ever. And while many websites will continue to promise 'instant approval' and 'no questions asked' funding, MoneyMutual remains one of the very few platforms that backs up its visibility with functionality, security, and trust. In a sea of noise, MoneyMutual stands out for what it doesn't do: It doesn't hide loan terms. It doesn't push one-size-fits-all solutions. It doesn't sacrifice user security for marketing reach. Instead, it delivers what borrowers truly need: real options, fast responses, and fewer reasons to worry about what comes next. Section 10: Contact Information, Reader FAQs & Final Compliance Statement How Can I Apply for a $500 Loan with No Credit Check? Simply visit the official MoneyMutual platform to begin your application. Borrowers complete a secure online form and are matched with vetted lenders who offer real-time decisions. The process is fast, requires no physical documents, and is designed for applicants with poor credit histories. Is MoneyMutual Legitimate for Bad Credit Loans in 2025? Yes. MoneyMutual has operated for over a decade, serving millions of users looking for trusted loan options, especially in times of financial stress. It connects borrowers to a network of lenders who provide transparent terms — no hidden fees, no misleading rollover clauses, and no gimmicks. Are the Loans from MoneyMutual Instant? While exact timing may vary by lender, most users receive a decision within minutes and funds as soon as the same business day. That makes it one of the most efficient platforms for emergency payday loans and bad credit borrowing in 2025. Additional Coverage Contact Information Final Disclaimer This article is intended for informational purposes only. It does not constitute financial advice, lending services, or endorsement of any specific loan provider. MoneyMutual is not a lender and does not make credit decisions. Loan availability, approval times, interest rates, and terms vary by lender and state. Always review any offer carefully before accepting. This release does not offer treatment, diagnosis, or any legal/medical guidance. Disclaimer: The above press release comes to you under an arrangement with GlobeNewswire. Business Upturn takes no editorial responsibility for the same. Ahmedabad Plane Crash
