TrucksUp launches safety 360 service for secure digital onboarding, ET Infra
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TrucksUp launches safety 360 service for secure digital onboarding
Safety 360 introduces a new standard in secure digital onboarding by enabling users to seamlessly match names on Vehicle Registration Certificates (RC) with linked bank and PAN details.
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Time of India
2 days ago
- Time of India
Govt mandates vehicle owners to updatecontact details within 3 month
Patna: The state govt has made it mandatory for all vehicle owners in Bihar to update their cellphone number and address in the database of their vehicles within the next three months. Failure to do so will deny the vehicle owners the right to renew pollution certificate, registration certificate (RC) and driving licence (DL) of their vehicles, said additional director general of police (traffic), Sudhanshu Kumar, at a press conference in Patna on Tuesday. The ADG said the e-challan system approved by the Centre has also been implemented in Bihar. "The standard operating procedure (SOP) has been prepared for this. The campaign of updating the database will be run for everyone once a year, keeping in view the possibility of frequent changes of cellphone number and address," he said. It will be mandatory to pay the issued e-challan within 90 days. "If this is not done, the competent officer will electronically suspend the DL and RC after sending an alert notice to the vehicle owner 15 days in advance, he said. The ADG said the challan has to be settled within the stipulated period. He, however, clarified that only challans with stamping of time, place and date will be valid. "Challans made by taking photos from cellphones can be challenged before the competent officer," he said. "Challans will also be issued from body-worn cameras soon," he said. Under the SOP, a dashboard will be created at the state and district level to monitor the e-challan. "If one is dissatisfied with the e-challan, the vehicle owner will be able to challenge it before the designated grievance redressal authority within 30 days. In the event of retaining the notice or reducing the challan amount, it will be mandatory to pay within 15 days," he said and added that the vehicle owners will be informed about e-challan through SMS, WhatsApp and e-mail within three days and physically within 15 days.
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Business Standard
15-07-2025
- Business Standard
Buying a second-hand car? Why insurance transfer is crucial for buyer
When you buy a second-hand car, transferring ownership isn't just about the Registration Certificate (RC). Equally critical is transferring the car's insurance policy to your name. Experts warn that failing to do so can lead to claim rejections, penalties, and even legal trouble. Here's a step-by-step explainer on what happens to car insurance when you buy a used car, and how to get it transferred smoothly. Why insurance transfer is crucial 'Transferring the existing insurance policy to the new owner's name is not just a formality, it is both legally mandatory and financially crucial,' says Saurabh Vijayvergia, founder & chief executive officer of CoverSure. The law allows a 14-day window for completing this process. Beyond that, any claim made under the old owner's name can be rejected outright. 'A car insurance policy has two parts, own-damage and third-party liability. While third-party cover automatically transfers, the own-damage section needs formal transfer. Without it, no own-damage claims will be honoured,' said Neel Chheda, chief underwriting and data science officer of TATA AIG Insurance. According to Paras Pasricha, business head, motor insurance at the process involves submitting necessary documents and paying a minimal transfer fee to the insurer. The required documents include the original RC, valid insurance certificate, PUC certificate, Form 29 and 30 (signed by buyer and seller), address and ID proofs, and, if applicable, a No Objection Certificate (NOC) from the bank. What happens if you don't transfer insurance? If you drive without transferring the insurance, you could face serious issues. 'The new owner might face claim rejection and penalties for driving without a valid insurance policy, while the seller could face legal issues if the buyer meets with an accident,' Pasricha warns. While the third-party liability cover automatically continues under Section 157 of the Motor Vehicles Act, own-damage coverage does not, says Surender Tonk, vice-president, Insurance Brokers Association of India. 'If the insurance is not transferred, the own-damage section of the policy will not work, and any damage or loss to the insured vehicle will not be payable,' he says. 'If the policy isn't transferred, the new owner is essentially uninsured for own-damage claims. Any accident-related expenses will have to be borne out of pocket,' adds Chheda. Can you modify or switch insurance? Once the policy is in your name, you are free to upgrade or modify it. 'As a buyer, you do not have to stick with the previous owner's insurance terms. You can and should upgrade to a comprehensive cover or even switch insurers entirely,' says Vijayvergia. However, Tonk points out that while the base policy can be transferred, some add-on benefits like zero depreciation may not carry over to the new owner. What about the No Claim Bonus (NCB)? A common misconception among buyers is that the seller's NCB (discount for claim-free years) gets transferred with the car. That's not true. 'NCB is linked to the individual policyholder, not the vehicle,' says Arti Mulik, chief technical officer, Universal Sompo General Insurance. 'The seller can retain the NCB for their next vehicle, but the buyer starts fresh,' Mulik said. 'The entitlement of NCB follows the fortune of the original insured and not the vehicle or the policy. Buyers don't get any benefit from the seller's NCB,' adds Chheda.
Time of India
14-07-2025
- Time of India
KTM brings mobile service to Leh circuit: Key touchpoints, routes and details
KTM has introduced a dedicated 'Service on Wheels' (SOW) initiative for riders tackling one of India's most thrilling and remote adventure routes: the Manali–Jispa–Sarchu stretch. The newly launched mobile service setup is aimed at ensuring uninterrupted riding experiences, even on some of the country's most challenging terrains. Targeting the legendary Leh circuit, the KTM SOW initiative is designed to offer riders a sense of security and mechanical backup as they navigate the high-altitude passes and winding roads of the Himalayas. The service will operate between Jispa and Sarchu, two remote yet frequently visited stopovers for motorcyclists en route to Leh. This is where riders often face unpredictable conditions, and the presence of a mobile service unit could make all the difference. Maruti Suzuki Swift AMT Long-term Review: Buy or Not? | TOI Auto KTM's support along this route doesn't stop at SOW. The brand has built a service and support network that spans from Mandi and Bhuntar to Manali, Keylong, and all the way to Leh. Riders can now access touchpoints for preventive checks, emergency repairs, or spare part needs without worrying about being stranded mid-journey. Leh itself houses a full-fledged 3S (Sales, Service, Spares) dealership to cater to all rider requirements. by Taboola by Taboola Sponsored Links Sponsored Links Promoted Links Promoted Links You May Like Dementia Has Been Linked To a Common Habit. Do You Do It? Memory Health Learn More Undo For KTM owners planning their Himalayan adventure this season, the new SOW service brings not just mechanical convenience, but also a welcome dose to plan this trip. KTM's motorcycle lineup in India includes the Duke, RC, and Adventure series, available in multiple engine options such as 125cc, 200cc, 250cc, and 390cc. Stay tuned to TOI Auto for latest updates on the automotive sector and do follow us on our social media handles on Facebook, Instagram and X. Discover everything about the automotive world at Times of India .
