Best savings interest rates today, July 11, 2025 (up to 4.3% APY return)
Although savings interest rates are elevated by historical standards, the national average rate for savings accounts is still just 0.42%, according to the FDIC. The good news: Top high-yield savings accounts offer more than 10 times the national average.
As of July 11, 2025, the highest savings account rate available from our partners is 4.3% APY. This rate is offered by EverBank and Openbank, both requiring no minimum opening deposit.
Here is a look at some of the best savings rates available today from our verified partners:
This embedded content is not available in your region.
Remember, it's important to shop around before opening a savings account. Interest rates vary widely, but there are several banks (in particular, online banks) and credit unions with highly competitive offers.
Online banks operate exclusively via the web. This significantly reduces their overhead costs, so they're able to pass those savings onto customers in the form of high deposit rates and low fees. In fact, many of the best high-yield savings accounts also come with zero monthly fees or minimum opening deposit requirements. If you're searching for the best savings interest rates, online banks are a great place to start.
That said, online banks aren't the only place you can find savings accounts with rates that range between 4% and 5% APY. Credit unions are not-for-profit financial cooperatives and are also known for providing competitive rates and fewer fees. Many credit unions have certain requirements that must be met in order to become a member, though there are some that allow just about anyone to join.
Read more: Here's why online banks offer the highest savings interest rates
Savings accounts are one of the safest places you can put your money. They're insured by the FDIC (or the NCUA in the case of credit unions), which means your deposits are protected up to $250,000 if your financial institution fails. They also can't lose money due to market fluctuations.
However, a savings account isn't always the right choice. Although today's savings interest rates are high by historical standards, they still don't offer the same returns you could achieve by investing your money in the market. For long-term savings goals such as retirement, you need to invest a bulk of your savings in higher risk (but higher reward) market investments such as stocks, index funds, and mutual funds to reach your target.
But if you're saving for a shorter-term goal such as a down payment on a home, vacation, or even an emergency fund, a high-yield savings account is one of the best options. That's especially true if you want to access your money as needed; other types of high-yield deposit accounts, including money market accounts and certificates of deposit (CDs) place more restrictions on how often you can make withdrawals.
This embedded content is not available in your region.
Hashtags
Try Our AI Features
Explore what Daily8 AI can do for you:
Comments
No comments yet...
Related Articles
Yahoo
23 minutes ago
- Yahoo
Brent Rooker Reveals Preferred Team Ahead of Trade Deadline
Brent Rooker Reveals Preferred Team Ahead of Trade Deadline originally appeared on Athlon Sports. The Athletics are making it clear which players are part of their long-term vision. Instead of selling off their top performers, the A's have doubled down on youth and internal development, locking in two of their most promising hitters to multi-year extensions. The first move came in January, when the club signed veteran slugger Brent Rooker to a five-year, $60 million extension. Rooker, who won a Silver Slugger Award and earned his first All-Star nod in 2024, has continued to anchor the lineup this season. Through 104 games, he's batting .263 with 21 home runs and 56 RBIs, recently hitting his 100th career home run. Two months later, the A's extended outfielder Lawrence Butler with a seven-year, $65.5 million deal that includes a club option through 2032 and could reach $87.5 million in total value. The 24-year-old has become one of Oakland's most reliable bats in 2025, posting a .249 average, 17 home runs, and 56 RBIs in 387 at-bats. His second-half surge in 2024 (.300/.330/.565) was a major bright spot during a year when the team improved from 50 to 69 wins. The A's enter play on July 24 with a 42-62 record, last in the American League West. However, they've clearly prioritized stability as they continue their relocation process. Now playing home games at Sutter Health Park in Sacramento, the franchise is set to move to Las Vegas in 2028. The long-term uncertainty has led to speculation that the A's might shop players like Rooker ahead of the deadline. Instead, Rooker made it clear where he stands during a recent appearance on the Foul Territory podcast. 'I'm not going anywhere, Kratzy,' Rooker told co-host Erik Kratz. "I signed the extension because I'm where I want to be. I believe in what we're doing, the people that we have (roster and players), our coaching staff, in the building. I believe in everything going on and I want to be a part of that." Between Butler's breakout and Rooker's consistency, the A's appear to have their offensive foundation in place. The A's may not be ready to contend yet, but the message is clear: they're not starting from scratch much longer. This story was originally reported by Athlon Sports on Jul 24, 2025, where it first appeared.
Yahoo
23 minutes ago
- Yahoo
Could a Quantum Computing Bubble Be About to Pop? History Offers a Clear Answer
Key Points IonQ, Rigetti Computing, D-Wave Quantum, and Quantum Computing have reached valuation levels well beyond those seen during prior stock market bubbles. Each of these companies has recently raised capital through a series of equity offerings and stock issuances. These moves could suggest that the valuation levels for these businesses are not only abnormally high, but unsustainable. These 10 stocks could mint the next wave of millionaires › Last summer, companies such as IonQ (NYSE: IONQ), Rigetti Computing (NASDAQ: RGTI), D-Wave Quantum (NYSE: QBTS), and Quantum Computing (NASDAQ: QUBT) were unknown penny stocks. However, as quantum computing steadily made its way toward center stage in the artificial intelligence (AI) realm, each of these companies witnessed meteoric rises in their share prices. Over the last 12 months, IonQ stock has blasted higher by 517%, while Rigetti, D-Wave, and Quantum Computing have experienced surges of at least 1,500% as of this writing (July 21). With valuations reaching historically high levels, could investors be on the verge of witnessing a quantum computing bubble bursting? Is quantum computing in a bubble? The chart below illustrates valuation trends among popular quantum computing stocks on a price-to-sales (P/S) basis. As I outlined in a prior article, the quantum computing stocks above are trading at far higher P/S multiples compared to levels seen during the dot-com and COVID-19 stock bubbles. For example, during the internet boom in the late 1990s, stocks such as Amazon, Cisco, and Microsoft experienced peak P/S ratios in the range of 30x and 40x. Taking this a step further, popular COVID stocks such as Zoom Communications and Peloton saw P/S multiples top out at 124x and 20x, respectively. The big theme here is that IonQ, Rigetti, D-Wave, and Quantum Computing are each trading for valuation multiples that could be seen as historically high, even when compared to prior bubble events. With that said, other AI companies that are also exploring quantum computing -- such as Nvidia, Amazon, Alphabet, and Microsoft -- currently trade for much more reasonable valuation multiples when compared to the companies in the chart above. For this reason, I do not think the entire quantum computing landscape is at risk of experiencing a bubble-bursting event. However, IonQ and its peers have been dropping some breadcrumbs in recent months that lead me to think the smaller quantum computing players could be on the verge of a harsh sell-off. What's going on under the hood with quantum computing stocks? After some digging into certain filings with the Securities and Exchange Commission (SEC), I think IonQ, Rigetti, D-Wave, and Quantum Computing may be trying to signal some important things to investors: In February, IonQ announced that it planned to raise up to $500 million through a series of stock issuances. The company doubled down on its capital-raising ambitions more recently, offering 14,165,708 shares at a price of $55.49 -- raising nearly $1 billion in the process. In June, Rigetti raised $350 million in capital after completing an at-the-market (ATM) equity offering. Between June 11 and June 27, D-Wave Quantum raised $400 million through an ATM offering. Of note: This followed a prior raise of $150 million that occurred in January. In late June, Quantum Computing raised $200 million following the issuance of 14 million shares at an average price of $14.25. What's really going on here? With each of these quantum computing stocks trading near all-time highs, it appears to me that management is looking to take advantage of frothy market conditions. Quantum computing is a research-heavy, capital-intensive industry. Management at IonQ and its peers surely understand this, and so I see these capital raises as a calculated move to capitalize on inflated, overstretched valuations. Should you invest in quantum computing stocks? To me, any hint of a bubble surrounding IonQ and its smaller peers may already be in the process of bursting. Under the surface, the various stock issuances and equity offerings annotated above could suggest that management does not believe current price levels are sustainable. By using the dot-com and COVID bubbles as benchmarks, history would suggest that a major correction could be on the horizon for these small quantum computing stocks. Issuing stock to raise funds is not sustainable in the long run. Furthermore, consistently diluting shareholders through these offerings could call into question how these companies are allocating capital. In my eyes, if investors are seeking exposure to the quantum computing industry, they are best off exploring more diversified opportunities in big tech as opposed to the smaller, more speculative players analyzed in this piece. Trump's Tariffs Could Create $1.5 Trillion AI Gold Rush The Motley Fool's analysts are tracking a massive shift in U.S. tech. Over $1.5 trillion is already flowing into infrastructure, AI, and advanced manufacturing… and the number keeps climbing. Following a major tariff policy shift, a new AI Gold Rush is taking shape, and we think . It builds the tech infrastructure that Apple, OpenAI, and others suddenly can't live without. We just released a full write-up on this under-the-radar stock — and why now might be the exact moment to move. Continue » *Stock Advisor returns as of July 21, 2025 Adam Spatacco has positions in Alphabet, Amazon, Microsoft, and Nvidia. The Motley Fool has positions in and recommends Alphabet, Amazon, Cisco Systems, Microsoft, Nvidia, Peloton Interactive, and Zoom Communications. The Motley Fool recommends the following options: long January 2026 $395 calls on Microsoft and short January 2026 $405 calls on Microsoft. The Motley Fool has a disclosure policy. Could a Quantum Computing Bubble Be About to Pop? History Offers a Clear Answer was originally published by The Motley Fool
Yahoo
23 minutes ago
- Yahoo
Precision Global Corporation Partners with CubeSmart to Manage Four Strategic Storage Facilities Across Texas
ROCKWALL, Texas, July 26, 2025 /PRNewswire/ -- In a move that underscores its rapid growth and commitment to operational excellence, Precision Global Corporation (PGC) proudly announces its new partnership with CubeSmart, one of the nation's leading self-storage operators, to manage four of its Texas-based storage assets: Brazosport Storage in Clute, TX FM 1777 Storage in Royse City, TX Lakehill Storage in Lakehills, TX Tin Top Storage in Granbury, TX As of Friday, July 25, 2025, CubeSmart officially assumes third-party management of all four properties. This marks a significant milestone in PGC's expansion within the self-storage sector and reflects the company's focus on enhancing value through best-in-class operations and strategic partnerships. "CubeSmart doesn't just manage storage—they redefine it," said Brian Sullivan, President of Precision Global Corporation. "Their leadership in this space is undeniable. By entrusting CubeSmart with these four facilities, we're elevating the customer experience while positioning each asset for sustained success." With more than two decades of experience and a reputation for operational excellence, CubeSmart is the third-largest owner and operator of self-storage facilities in the U.S., managing over 1,300 properties nationwide. Their systems, marketing infrastructure, and service-first culture make them the gold standard for facility owners looking to scale. Under CubeSmart's management, tenants at all four Texas locations can expect elevated service, improved visibility, and enhanced operational performance through CubeSmart's proven model. This partnership aligns with Precision Global's ongoing mission: to scale a national portfolio of self-storage and RV park assets by partnering with elite operators and creating long-term value for both customers and investors. About Precision Global Corporation Precision Global Corporation is a national private equity firm specializing in real estate investment and development. With a focus on high-growth, income-producing assets like self-storage and RV parks, PGC is known for its entrepreneurial spirit, disciplined execution, and strategic partnerships. The company is actively expanding its portfolio in markets with strong demographic and economic fundamentals. For more information, visit About CubeSmart Founded in 2004, CubeSmart is a publicly traded REIT and recognized industry leader in the self-storage sector. Managing over 1,300 facilities nationwide, CubeSmart offers expert third-party management, technology-driven solutions, and a customer-first culture that sets them apart as the go-to partner for facility owners across the U.S. View original content to download multimedia: SOURCE Precision Global Corporation LLC
