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Woman left gobsmacked by McDonald's in one of 'world's poshest countries'

Woman left gobsmacked by McDonald's in one of 'world's poshest countries'

Daily Mirror27-05-2025
A woman and property expert recently shared her experience after visiting a McDonald's eatery in Monaco - and was surprised by how different it is compared to the UK
A woman from Yorkshire has given us a glimpse into what it is like to visit McDonald's in one of the world's poshest countries - and how the menu differs. When we jet off abroad, most of us are keen to sample the local grub and steer clear of eateries we can easily find back home, but it is always intriguing to see how our favourite big brands adapt their menus to cater to local tastes and traditions. Monaco is synonymous with luxury - think swanky restaurants, the Grand Prix, yachts and being the priciest city globally for property. Despite the lack of fast food giants in the country, there are two McDonald's outlets - one in Monte-Carlo and the other in Monaco-Ville.
Property guru and entrepreneur, Abi Hookway, enjoys giving her Instagram followers a peek into how the other half live and sharing money-saving tips on her page @abi_hookway, where she has an impressive following of 475,000. Recently, she took us inside the McDonald's in Monaco-Ville.

As she walked in, she remarked: "This looks like we could be in the UK," but she quickly spotted some notable differences on the menu.

Abi was taken aback as she explored the fast food joint and noticed a bakery cabinet at the front of the counter, brimming with mouth-watering baked treats like donuts, cheesecake, muffins, cookies and macarons.
"My McDonald's in Yorkshire doesn't have this does it, wow," Abi exclaimed. She was chuffed with the meal deal offering three burgers, chips and a drink for just six euros, but felt the rest of the menu didn't live up to her high expectations.
"I was expecting like millionaire, gold...it's letting me down a bit," she reflected. Nonetheless, she was over the moon with being able to order macarons in a branded box, an iced coffee with a dollop of cream which arrived in a recyclable plastic cup and cherished being able to sit outdoors courtesy of the substantial seating area.
Upon sampling the potato wedges, Abi declared: "We need to have these in the UK."
Intrigued by Abi's video, one viewer pointed out: "Also the same food in Portugal with the dessert cabinets."

Echoing the sentiment, someone else posted: "They have these desert cabinets all over Germany McCafé."
Another person commented, expressing their affinity for the crockery: "I love the cups and bowls. Would be great to reuse at home. I wish the UK had the same."
There exists a smattering of unique McDonald's locations around the globe, with the "most beautiful" one sitting pretty in Rome, Italy.
Just minutes away from the iconic Spanish Steps, this particular McDonald's greets visitors with what appears to be a sculpture of Venus herself.
The world's largest McDonald's eatery is in Orlando, Florida. There is also what's deemed the"poshest" outlet in Long Island.
Furthermore, New Zealand's got a McDonald's that serves up its food from a retired airliner, while, in Germany, you can even grab a McDonald's meal from a floating restaurant.
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Jack Grealish shares sweet holiday snaps as girlfriend Sasha Attwood stuns in a yellow maxi dress with their baby
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Jack Grealish shares sweet holiday snaps as girlfriend Sasha Attwood stuns in a yellow maxi dress with their baby

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How YOU could retire at 35 with £1million in the bank using the FIRE method – & why the number 25 is key
How YOU could retire at 35 with £1million in the bank using the FIRE method – & why the number 25 is key

Scottish Sun

time10 hours ago

  • Scottish Sun

How YOU could retire at 35 with £1million in the bank using the FIRE method – & why the number 25 is key

Alan and Katie retired decades earlier and now travel the world - all by following a seven-step plan CASH TO BURN How YOU could retire at 35 with £1million in the bank using the FIRE method – & why the number 25 is key Click to share on X/Twitter (Opens in new window) Click to share on Facebook (Opens in new window) IT'S everyone's dream to retire early and travel the world, but it seems impossible to achieve. Meet the FIRE savers and top finance experts who explain how YOU could retire decades earlier, by following a seven-step plan - and why the number 25 is key. 3 The Donegans piled their savings into the stock market to retire in their 30s and 40s - and they say you can do it too 3 The key to achieving FIRE is to invest in the stock market - we explain exactly how to do it below Credit: Getty The FIRE savings method stands for "Financial Independence Retire Early". Put simply, it means drastically cutting back your spending and ploughing your savings into the stock market. 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But for one couple, Katie and Alan, the method has allowed them to give up work at the age of 35 and 40, and they now travel the world jetting off across Asia, America and Mexico. Kate says: "People just assume retirement is an age, but it's actually a monetary target." However, the FIRE dream has become even trickier to achieve due to rising inflation and high interest rates, with the price of everyday goods soaring and borrowing being more expensive. But it's still possible - and we explain how you can do it. What is FIRE - and why the number 25 is key The idea behind FIRE is that you save and invest a high proportion of your earnings at a young age into the stock market. You also need to pay off all your debt, including your mortgage, as soon as you can. There's a critical number you'll need to remember when saving - which is the number 25. 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"But bear in mind that there will be some years when you get more income and some when you get less, so you need savings you can call on when the income isn't enough. "Otherwise, you will eat into the capital – and once you do that, you will gradually erode your retirement pot." If your income after tax was £30,000, then you would need to save a huge £1,250 a month in order to hit that target within 24 years. If your income after tax was £35,000 and your annual spend was £30,000 - which could be the case for larger families - then you would need to save a total of £750,000. Saving half of your income - £1,458 a month - would take you 23 years to have enough to retire on. If you're saving as a couple and your income after tax was a combined £45,000, and your annual spend was £40,000, you would need to save £1million. Saving half of your combined income - £1,875 a month - would take you 24 years. The faster you can save this amount, the earlier you can retire - so how do you do it? 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Try and save on high investment fees by shopping around for a platform which charges lower fees. The Financial Conduct Authority (FCA) says investors usually pay an average annual fee of 2.4 per cent for financial advice. So if you had £250,000 in investments, switching to a platform which charges 1.4 per cent could save you £2,500 a year in fees. Mind out for any nasty exit penalties or set-up fees. Beware of the risks. You must be prepared to lose it all - so only invest money you can afford to lose. You must be able to lock away your cash for five years to allow your pot to recover if its been hit by ups and downs of the stock market. It's usually better to drip feed money into your investments instead of putting down a big chunk of money in one go. Choose a lean or fat retirement diet plan A good way of planning for how much to save in your retirement is to save for either a "lean" or a "fat" retirement. Lean financial independence (Lean FI) and Fat financial independence (Fat FI) refer to how much of your spending is covered by your investments. Lean FI means your basic expenses are covered (rent/mortgage, bills, transport) but you'll be left with no money for holidays and luxuries. Fat FI means all your expenses are covered, and you can live a more lavish lifestyle by going on trips and taking up hobbies. It all comes back to the golden 25 number - and calculating your annual spending. If your lean expenses are £20k, you need £20k multiplied by 25, which equals £500k. If your "fat" expenses are £100k, you need £100k multiplied by 25, which is £2.5million. While Lean FIRE gets you there faster, Fat FIRE gives you more when you arrive. The 4% rule you NEED to know Once you've saved enough, the tricky thing is to know how to manage your money so you don't run out. Experts say the trick is to withdraw four per cent from your savings each year. This is the amount that you should be safely able to withdraw over a 30-year retirement without running out of money. The idea is that by the next time you need to take money out, your pot should have replenished, but that assumes that your investments continue to grow as normal. A FIRE saver's retirement could last even longer than that, so make a plan based on how long you expect to be in retirement. This is especially important because we are all living for longer, so use the Office for National Statistics' life expectancy tool, which will give you a rough guideline on how long you can expect to live, depending on your age. For example, the average life expectancy of a 40-year-old female is 87 - so for someone in this position retiring now, a sensible idea would be to budget for a 47 year retirement. 'I'm a money expert - how to make FIRE saving possible on any salary' CHARLOTTE Kennedy, Chartered Financial Planner at Rathbones, gives her tips on how to make FIRE saving possible on any salary: FIRE exists on a broad spectrum - from modest lifestyle adjustments that reduce unnecessary expenditure, to extreme sacrifices that can severely dent one's quality of life. The key is striking a balance. You don't have to forgo all present-day comforts to gain future financial freedom. Sensible money management and intentional spending can go a long way. Make a budget and stick to it by monitoring your bank account frequently. Avoiding lifestyle creep - where spending habits increase in line with income growth - can also help. You don't need to squirrel away 70% of your income to reach financial independence. Setting clear, achievable long-term goals, spending within your means, and investing consistently, while giving your money time to grow through the power of compound interest, can help get you there. Ultimately, FIRE shouldn't be about austerity for the sake of it. It's about taking control of your finances and making deliberate choices today, so you have more freedom tomorrow. The half your age rule The "half your age" rule is another handy way to boost your FIRE savings. It suggests that when you start saving for retirement, you should aim to contribute a percentage of your pre-tax salary equal to half your age. So, for example, if you start saving at age 22, aim to contribute 11 per cent of your salary. If you start at 30, aim for 15%. Factor your pension contributions into this calculation as well. Under the current auto-enrolment rules, workers must pay at least 8% of their qualifying earnings into their workplace pension every year. At least 3% of this comes from employers' contributions. If you have a private pension, like a self-invested personal pension, for example, factor in your contributions to this savings pot too. How YOU can retire at 35 following 7 steps FIRE saving can be tricky to stick to because you need to make a lot of sacrifices in order to save as much as possible. Luckily, there's a seven-step guide that husband and wife duo and successful FIRE savers Katie and Alan Donegan have created to help others retire early too. The couple retired in 2019, when Katie was 35 and Alan was 40, after saving £1million by investing in the stock market. Their seven steps are: Create a gap between what you earn and what you spend. This is how much you have leftover to save for your retirement. Log into your bank account frequently to monitor your finances and prevent overspending. Can you increase your income? Sell stuff you have lying around the house, rent the spare room or ask for pay rise. Reduce your spending - cancel Amazon Prime, Netflix and any subscriptions you don't use. Make lunch at home. Only buy what you need. Before you invest, build an emergency fund of £1,000. Pay off high interest debt such as credit and store cards. Invest in a low fee, simple global index fund like the Vanguard FTSE Global All Cap Index Fund. Do it in a tax efficient way (stocks and shares ISA or SIPP). Don't forget your pension. It's sensible to see if you can increase contributions into your workplace pension scheme. 'We saved £1million in 10 years using the FIRE method - we've retired to travel the world' HUSBAND and wife Katie and Alan Donegan saved £1million in just 10 years by following the FIRE savings method. They retired when Katie was 35 and Alan was 40, and now travel all over the world from Rio de Janeiro to California. "You don't have to be stuck in a job you don't like," said Katie. "That is what truly inspired us. "People just assume retirement is an age, but it's actually a monetary target." The couple got into the FIRE savings method in 2009. At this point, Katie, now 40, worked as an actuary, while Alan, 45, was a landscape gardener. Both were fed up of the daily grind, and couldn't stomach the idea of working into their 60s, so they started researching how they could retire early. That's when they began to strip back their spending and start piling money into the stock market. When they first started FIRE, they earned about £50,000 between them, but this soon rose to £150,000 as their careers progressed, which helped to fast-track their savings. Katie said: 'Usually, when people earn more their spending goes up too. 'Ours only went up a tiny amount. We worked hard to push up our earnings and keep expenses down. 'We never upgraded from the small two-bed flat we bought. 'We downgraded to a smaller, second-hand car. 'We never turned the heating on. We wore extra layers, used hot water bottles and made it a bit of a game. 'We saved over £40,000 in ten years simply by taking our own salads to work each day.' Alan invested the cash using ready-made funds, where the hard work is done for you by an expert. "Choose a platform such as Vanguard Asset Management or Interactive Investor and invest in one simple index fund. It's surprisingly easy and simple to do." As the couple do not have children, saving for an early retirement was much easier. By 2019, they had hit the target of saving 25 times their annual spend - which was £1million. Since then, they've managed to invest an extra £265,00 - £182,000 of which was from the sale of their property and £83,000 from the sale of Alan's business. Thanks to the power of compound interest, their pot now stands at nearly £2.2million. This supersized savings pot is held in global index funds, one of the most diverse kinds of portfolios where your money is invested in thousands of companies across 49 countries. They have crunched the numbers and believe that if they withdraw £40,000 a year to live off, this is enough money to last them for their entire retirement. They say this is more than enough money to be able to travel across Asia, America and Mexico. The couple now rent places on Airbnb or stay in hotels, depending on their location. This has included a five-star suit in Bogota, Columbia which costs just £42 a night. Other locations have included West Palm beach in Florida for £112 a night or Poland for three months last year where they paid £38 a night. 'I retired 28 years before the state average," said Alan. "I clawed back 28 years of my life. I couldn't think of a better use of cash. 'If you're in your 20s, 30s, 40s or even 50s, you can make it to being a millionaire.' How ANYONE can adopt the FIRE rules to improve their finances Before embarking on FIRE saving, really assess if it's right for you. Laith adds: "A lot of FIRE saving can be a bit joyless. "It requires sacrifices now, sometimes very high sacrifices, as the idea is that you put away a lot of money. Then, in retirement, you live quite frugally. "There's no point in your life where you are enjoying affluence. That might perfectly fit some, but it's not for everybody." If you feel like FIRE is too difficult to achieve, you can still follow the principles of the method to boost your savings. You're not in a position to save half of your income, but investing just £25 a month can help grow your savings to a healthy size. If you invested £25 into the FTSE 100, for example, which is the collective name for the 100 largest UK companies by value, you could turn £25 into £4,465 after 10 years. Over 20 years, that pot would grow to £12,609. That's assuming that your investment grows at a rate of five per cent a year after charges. A great principle of FIRE is to pay off your debts as quickly as possible. By focusing on paying off your debts, you end up saving yourself a lot of money in interest repayments. For example, if you were focusing on paying off a £150,000 mortgage debt and making £200 worth of over-payments a month, you'd clear your debt seven years and six months early, saving you £33,130. Before making over-payments, check if your lender lets you do this penalty-free. Most let you make over-payments worth 10 per cent of your outstanding mortgage debt per year.

Lionesses set for eye-watering payday with stars to scoop millions if they win Euros Final
Lionesses set for eye-watering payday with stars to scoop millions if they win Euros Final

Daily Mirror

time11 hours ago

  • Daily Mirror

Lionesses set for eye-watering payday with stars to scoop millions if they win Euros Final

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