The NASA Merch Phenomenon Has to Survive the Budget Cuts
The damage to US leadership in science and technology will be significant. That part is clear. But the harm to the country's image at home and abroad deserves closer attention because by chopping away at NASA, the Trump administration is marring one of America's most powerful brands and instruments of soft power.
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Yahoo
2 minutes ago
- Yahoo
News Analysis: Trump's 'force of personality' hasn't delivered on key foreign policy goals
When President Trump returned to the White House in January, he promised to deliver big foreign policy wins in record time. He said he would halt Russia's war against Ukraine in 24 hours or less, end Israel's war in Gaza nearly as quickly and force Iran to end to its nuclear program. He said he'd persuade Canada to become the 51st state, take Greenland from Denmark and negotiate 90 trade deals in 90 days. 'The president believes that his force of personality … can bend people to do things," his special envoy-for-everything, Steve Witkoff, explained in May in a Breitbart interview. Six months later, none of those ambitious goals have been reached. Ukraine and Gaza are still at war. Israel and the United States bombed Iran's nuclear facilities, but it's not clear whether they ended the country's atomic program once and for all. Canada and Denmark haven't surrendered any territory. And instead of trade deals, Trump is mostly slapping tariffs on other countries, to the distress of U.S. stock markets. It turned out that force of personality couldn't solve every problem. 'He overestimated his power and underestimated the ability of others to push back,' said Kori Schake, director of foreign policy at the conservative American Enterprise Institute. 'He often acts as if we're the only people with leverage, strength or the ability to take action. We're not.' Read more: Inside Trump's ICE expansion: Can he really hire 10,000 new agents? The president has notched important achievements. He won a commitment from other members of NATO to increase their defense spending to 5% of gross domestic product. The attack on Iran appears to have set Tehran's nuclear project back for years, even if it didn't end it. And Trump — or more precisely, his aides — helped broker ceasefires between India and Pakistan and between Rwanda and the Democratic Republic of Congo. But none of those measured up to the goals Trump initially set for himself — much less qualified for the Nobel Peace Prize he has publicly yearned for. 'I won't get a Nobel Peace Prize for this,' he grumbled when the Rwanda-Congo agreement was signed. The most striking example of unfulfilled expectations has come in Ukraine, the grinding conflict Trump claimed he could end even before his inauguration. For months, Trump sounded certain that his warm relationship with Russian President Vladimir Putin would produce a deal that would stop the fighting, award Russia most of the territory its troops have seized and end U.S. economic sanctions on Moscow. 'I believe he wants peace,' Trump said of Putin in February. 'I trust him on this subject.' But to Trump's surprise, Putin wasn't satisfied with his proposal. The Russian leader continued bombing Ukrainian cities even after Trump publicly implored him to halt via social media ('Vladimir, STOP!'). Critics charged that Putin was playing Trump for a fool. The president bristled: "Nobody's playing me." But as early as April, he admitted to doubts about Putin's good faith. 'It makes me think that maybe he doesn't want to stop the war, he's just tapping me along," he said. 'I speak to him a lot about getting this thing done, and I always hang up and say, 'Well, that was a nice phone call,' and then missiles are launched into Kyiv or some other city,' Trump complained last week. 'After that happens three or four times, you say the talk doesn't mean anything." The president also came under pressure from Republican hawks in Congress who warned privately that if Ukraine collapsed, Trump would be blamed the way his predecessor, President Biden, was blamed for the fall of Afghanistan in 2022. So last week, Trump changed course and announced that he will resume supplying U.S.-made missiles to Ukraine — but by selling them to European countries instead of giving them to Kyiv as Biden had. Trump also gave Putin 50 days to accept a ceasefire and threatened to impose 'secondary tariffs' on countries that buy oil from Russia if he does not comply. He said he still hopes Putin will come around. 'I'm not done with him, but I'm disappointed in him,' he said in a BBC interview. It still isn't clear how many missiles Ukraine will get and whether they will include long-range weapons that can strike targets deep inside Russia. A White House official said those details are still being worked out. Russian Foreign Minister Sergei Lavrov sounded unimpressed by the U.S. actions. 'I have no doubt that we will cope,' he said. Foreign policy experts warned that the secondary tariffs Trump proposed could prove impractical. Russia's two biggest oil customers are China and India; Trump is trying to negotiate major trade agreements with both. Meanwhile, Trump has dispatched Witkoff back to the Middle East to try to arrange a ceasefire in Gaza and reopen nuclear talks with Iran — the goals he began with six months ago. Despite his mercurial style, Trump's approach to all these foreign crises reflects basic premises that have remained constant for a decade, foreign policy experts said. 'There is a Trump Doctrine, and it has three basic principles,' Schake said. 'Alliances are a burden. Trade exports American jobs. Immigrants steal American jobs.' Robert Kagan, a former Republican aide now at the Brookings Institution, added one more guiding principle: 'He favors autocrats over democrats.' Trump has a soft spot for foreign strongmen like Putin and China's Xi Jinping, and has abandoned the long-standing U.S. policy of fostering democracy abroad, Kagan noted. Read more: Trump threatens Russia with tariffs and boosts U.S. weapons for Ukraine The problem, Schake said, is that those principles 'impede Trump's ability to get things done around the world, and he doesn't seem to realize it. 'The international order we built after World War II made American power stronger and more effective,' she said. 'Trump and his administration seem bent on presiding over the destruction of that international order.' Moreover, Kagan argued, Trump's frenetic imposition of punitive tariffs on other countries comes with serious costs. 'Tariffs are a form of economic warfare,' he said. 'Trump is creating enemies for the United States all over the world. ... I don't think you can have a successful foreign policy if everyone in the world mistrusts you.' Not surprisingly, Trump and his aides don't agree. 'It cannot be overstated how successful the first six months of this administration have been,' White House Press Secretary Karoline Leavitt said last week. 'With President Trump as commander in chief, the world is a much safer place.' That claim will take years to test. Get the L.A. Times Politics newsletter. Deeply reported insights into legislation, politics and policy from Sacramento, Washington and beyond, in your inbox twice per week. This story originally appeared in Los Angeles Times.
Yahoo
2 minutes ago
- Yahoo
HELOC rates today, July 20, 2025: Home equity line of credit rates are unchanged, remaining under 9%
The HELOC interest rate is standing firm. There has been little rate volatility in recent months, and with financial interest rates, including mortgage rates, remaining calm, a home equity line of credit could be an excellent choice to access some of your home's cash value. A HELOC allows you to qualify once and then use it again and again. Home improvements? As you wish. Unexpected expense? You're already approved. High-interest credit card debt? Paid off. Now, the details on the HELOC rate today. Dig deeper: Is it a good idea to get a HELOC? Here are the pros and cons. This embedded content is not available in your region. HELOC rate Sunday, July 20, 2025 According to Bank of America, the largest HELOC lender in the country, today's average APR on a 10-year draw HELOC remains 8.72%. That is a variable rate that kicks in after a six-month introductory APR of 6.49% in most U.S. states. Homeowners have a staggering amount of value tied up in their houses — more than $34 trillion at the end of 2024, according to the Federal Reserve. That's the third-largest amount of home equity on record. With mortgage rates lingering in the high 6% range, homeowners are not going to let go of their primary mortgage anytime soon, so selling a house may not be an option. Why let go of your 5%, 4% — or even 3% mortgage? Accessing some of that value with a use-it-as-you-need-it HELOC can be an excellent alternative. How lenders determine HELOC interest rates HELOC interest rates are different from primary mortgage rates. Second mortgage rates are based on an index rate plus a margin. That index is often the prime rate, which today is 7.50%. If a lender added 1% as a margin, the HELOC would have a rate of 8.50%. Lenders have flexibility with pricing on a second mortgage product, such as a HELOC or home equity loan, so it pays to shop around. Your rate will depend on your credit score, the amount of debt you carry, and the amount of your credit line compared to the value of your home. And average national HELOC rates can include "introductory" rates that may only last for six months or one year. After that, your interest rate will become adjustable, likely beginning at a substantially higher rate. How a HELOC works You don't have to give up your low-rate mortgage to access the equity in your home. Keep your primary mortgage and consider a second mortgage, such as a home equity line of credit. The best HELOC lenders offer low fees, a fixed-rate option, and generous credit lines. A HELOC allows you to easily use your home equity in any way and in any amount you choose, up to your credit line limit. Pull some out; pay it back. Repeat. Meanwhile, you're paying down your low-interest-rate primary mortgage like the wealth-building machine you are. This embedded content is not available in your region. Look for introductory rates, but be aware of a rate adjustment later Today, LendingTree is offering a HELOC rate of 6.50% for a credit line of $150,000. That's likely an introductory rate that will convert to a variable rate later. When shopping lenders, be aware of both rates. And as always, compare fees, repayment terms, and the minimum draw amount. The draw is the amount of money a lender requires you to initially take from your equity. The power of a HELOC is tapping only what you need and leaving some of your line of credit available for future needs. You don't pay interest on what you don't borrow. HELOC rates today: FAQs What is a good interest rate on a HELOC right now? Rates vary so much from one lender to the next that it's hard to pin down a magic number. You may see rates from nearly 7% to as much as 18%. It really depends on your creditworthiness and how diligent a shopper you are. Is it a good idea to get a HELOC right now? For homeowners with low primary mortgage rates and a chunk of equity in their house, it's probably one of the best times to get a HELOC. You don't give up that great mortgage rate, and you can use the cash drawn from your equity for things like home improvements, repairs, and upgrades. Of course, you can use a HELOC for fun things too, like a vacation — if you have the discipline to pay it off promptly. A vacation is likely not worth taking on long-term debt. What is the monthly payment on a $50,000 home equity line of credit? If you take out the full $50,000 from a line of credit on a $400,000 home, your payment may be around $395 per month with a variable interest rate beginning at 8.75%. That's for a HELOC with a 10-year draw period and a 20-year repayment period. That sounds good, but remember, it winds up being a 30-year loan. HELOCs are best if you borrow and pay back the balance in a much shorter period of time.
Chicago Tribune
3 minutes ago
- Chicago Tribune
Chicago-area children get deportation letters: Leave or ‘the federal government will find you'
Thirteen-year-old Xally Morales stared blankly at a letter she received from the Department of Homeland Security last month. She could not read the dozens of lines in English addressed to her. She arrived in the country from Mexico a little over seven months ago, crossing the southern border in search of safety. Xally knows very little English. 'They say I have to leave the country immediately,' the young teen whispered in Spanish, barely meeting anyone's eyes at a Chicago law firm on a recent Friday afternoon. No explanation. No hearing. And no time. The night she received the letter, she said, the family went into hiding after her older sister translated the letter for her. 'Trump wants me to go back to Mexico. But how can I do that alone?' Xally told the Tribune. 'I'm scared ICE will come for me.' Xally is one of at least 12 children in the Waukegan area — all unaccompanied minors from Mexico — who received sudden deportation letters from DHS last month, according to advocates. All of the girls legally entered the country within the past year under humanitarian parole as unaccompanied minors and were later reunited with undocumented parents or other family already living in the U.S. But despite that reunification, the girls are unable to be legally represented by their parents in immigration court due to the way they entered the country. Immigration advocates warn that these cases are becoming more common, with a growing number of children now receiving letters from DHS ending their humanitarian parole. They say this could signal a troubling shift under the Trump administration: a move to strip asylum protections from children, even those with pending claims, and accelerate the deportation of minors without due process. 'Do not attempt to unlawfully remain in the United States — the Federal Government will find you,' the June 20 letter reads. Unless their families can find and afford scarce legal representation, the children could be at risk of getting detained or could be forced to face a judge alone, advocates and attorneys said. But an assistant secretary of DHS, Tricia McLaughlin, in an emailed statement to the Tribune said that 'accusations that ICE is 'targeting' children are FALSE and an attempt to demonize law enforcement.' McLaughlin added that Immigration and Customs Enforcement 'does not 'target' children nor does it deport children.' The agency also does not separate families, she said in the statement. Instead, 'ICE asks mothers if they want to be removed with their children or if the child should be placed with someone safe whom the parent designates.' But questions regarding why letters are being sent to unaccompanied minors, like Xally, and what the protocol is to deport them, as stated in the letter, were left unanswered. Sitting next to her mother in the law office that afternoon, she held her hand tight. Since receiving the letter, the two had been staying at a Waukegan church because they were afraid that ICE agents would suddenly show up to their home and take Xally. Her mother, Francisca Petra Guzman, 48, arrived in the country in January, also as an asylum-seeker. The two, she said, ran away from domestic abuse and death threats. But churches are no longer a safe refuge. Instead, the pastor of the church, longtime activist Julie Contreras, escorted the mother and daughter to meet with a group of attorneys who could help them understand their options: return to the country they fled, possibly together to avoid detention, or remain in the U.S. for safety. 'As much as I tried, I couldn't provide for Xally in Mexico. I couldn't keep her safe,' Guzman said. 'Then my health started to decline. We had no other option than to come here.' Shortly after President Donald Trump took office, DHS began widely sending these letters. While the agency has always had the discretion to revoke any type of parole, the practice has expanded significantly under his administration, according to the legal and immigration experts. Minors, however, had not been targeted until now. Still, the letter may not mean that ICE will in fact show up to the family's home or their school to deport the children, said immigration attorney John Antia. Many of these children may qualify for other forms of legal protection, Antia said. The first step is meeting with an experienced immigration lawyer. That's something, however, that's often out of reach for families due to financial hardship or lack of understanding about their rights. 'Whether ICE can lawfully detain these children largely depends on each child's immigration status and individual circumstances,' Antia said. When he learned that Xally and other children were taking sanctuary at a Waukegan church after getting the letters, he offered to meet with them, attempting to ease their anxiety and fear. 'The reality is that under this administration, no one is safe anywhere. They (immigration authorities) are unpredictable and desperate to meet a quota even if it means detaining a child,' Antia said. 'This administration doesn't care whether you are in the hospital, whether you are in the courthouse, whether you are in your home, definitely not at church.' While Xally and her mother didn't leave the law office with clear answers about their future, they said they felt a small sense of hope. The attorneys said they would explore legal options to help Xally stay in the country, or at the very least, protect her from detention. They returned to the church, packed their bags and went home. The fear, however, lingers more than ever. Every morning, Xally wakes up wondering if agents will show up at her door the way they have been showing up to other homes in Waukegan and other cities near Chicago. The girl and her mother avoid going out altogether, spending most days watching TV, doing her nails, writing or reading. 'When I begin to feel anxious, I pray,' Xally said as she scrolled though a photo of her late father on her cellphone background. Her nails are painted in bright pink polish and glitter. She painted them while she was staying at the church with other children who received similar letters from DHS. She said she is used to living in fear since she lived in Mexico. Only briefly after arriving did she think her life would take a turn for the best. Xally still remembers the day she first saw Lake Michigan after arriving in the Chicago area. It was Sept. 19 of last year. Before that, she had spent nearly a month in a Texas federal facility run by the Office of Refugee Resettlement, surrounded by other children who, like her, had crossed the southern border seeking asylum. 'More than scared, I was nervous and excited,' Xally said. She was eager to leave behind a life marked by pain and instability after her father died from COVID over five years ago. When her mother remarried, they found themselves trapped in an abusive household, her mother recalled. As the threats heightened, her mother desperately searched for a way to protect her youngest daughter. At first, she left Xally with her elderly grandmother in their impoverished Mexican hometown. But soon, Guzman realized her best option was to send Xally to the United States, where her older sisters — both U.S.-born — lived. Guzman herself had lived in the U.S. unauthorized as a teenager. It was where she met Xally's father. The couple decided to return to Mexico when Xally's grandfather was on his deathbed and they wanted to see one last time. Shortly after, Xally was born. With the help of Contreras, founder of United Giving Hope, an organization supporting immigrant families in suburban Illinois, Xally was granted humanitarian parole as an unaccompanied minor and successfully reunited with her older sisters in Waukegan. 'It was a new start for a young girl with big dreams,' Contreras said. 'She arrived at a place of safety every child deserves.' Over the past decade, Contreras has helped hundreds of children and mothers legally cross the southern border seeking asylum, assisting with paperwork and connecting them to attorneys to support their cases. But now, about a dozen of those children, including Xally, have received letters from DHS ordering them to leave the country. 'This is deeply concerning and alarming,' Contreras said. 'These children are not the criminals Trump claimed ICE would target. They are victims of human rights violations and are being terrorized. Even if ICE doesn't come for them immediately, the threat alone causes severe psychological trauma.' While Xally and her mother choose to endure the uncertainty, others cannot bear it and have opted to return to their native towns. Even when it means facing danger, Contreras said. Sixteen-year-old Daneli Mendez, who arrived in the Chicago area last October, decided to go back to her native Veracruz, Mexico. After staying at the church with Contreras for nearly a week, terrified that ICE would arrive and arrest her, Daneli told her family she would rather return voluntarily than risk detention. The girl has heard of others being detained in detention centers in poor conditions for undetermined amounts of time. Most recently, a 15-year-old Mexican boy was reportedly arrested by federal authorities and taken to Alligator Alcatraz, a notorious detention facility in Florida. On July 5, just a day after Independence Day, Contreras escorted Daneli to O'Hare International Airport and watched as the young girl boarded a flight back to the country she once fled. 'It's heartbreaking to see their dreams shattered. But this is about more than dreams, it's about their safety,' Contreras said. Daneli returned with nothing but a small backpack, a few English words she had learned, and a broken heart, leaving her family behind once again. 'She would much rather do that than be detained and deported,' Contreras said. Under U.S. immigration law, unaccompanied minors, children under 18 who arrive at the border without a parent or legal guardian, are supposed to receive special protections. They are typically placed under the care of the Office of Refugee Resettlement and granted humanitarian parole while their cases are processed. But in recent months, immigration advocates and attorneys say the system is being quietly dismantled. 'We're seeing more and more unaccompanied minors having their parole revoked and being thrown into immigration proceedings where they're completely unequipped to defend themselves,' said Davina Casa, pastor and leader of the Monarchy Organization. The group provides legal guidance and other services for immigrants in Illinois. Its main goal is to reunify families. Casas and Contreras have worked closely together to help Xally and other children arrive safely in the United States. What's more concerning, she said, is that in March, the Trump administration cut federal funding for legal representation for unaccompanied minors. Only after 11 immigrant groups sued, saying that 26,000 children were at risk of losing their attorneys, did a court order temporarily restore the funding, but the case is still ongoing. Those groups argued that the government has an obligation under a 2008 anti-trafficking law to provide vulnerable children with legal counsel. That same law requires safe repatriation of the children. But Casas is skeptical of that. Even if the funding has been restored, the demand can't keep up. In April, more than 8,300 children ages 11 and under were ordered deported by immigration courts. That is the highest number for that age group in any month since tracking began over 35 years ago, according to court data from the Transactional Records Access Clearinghouse, as first reported by The Independent. Since Trump took office in January, judges have ordered the removal of over 53,000 immigrant children, according to the data collected. Most of those children are elementary school age or younger. Approximately 15,000 were under the age of 4, and another 20,000 were between 4 and 11 years old. Teenagers have also been affected, with 17,000 ordered deported, though that number is still below the peak seen in 2020, during Trump's first term. Some of the children are unaccompanied minors, like Xally and Daneli, but it's unclear how many, since immigration authorities stopped tracking that data years ago. In the Chicago area, it's hard to know how many children are currently being detained or deported, due to gaps in the available data. But according to data obtained by the Deportation Data Project and analyzed by the Tribune, at least 16 minors were deported or left the U.S. after being booked in Chicago-area ICE detention centers during Trump's first 150 days back in office. Another seven cases are still pending. If all seven of those cases result in deportation, that would bring the total to 23 minors — about the same number as were deported in the final 150 days of the Biden administration. But the latest available ICE data doesn't capture any efforts since late June. When Xally learned that Daneli had returned home, she panicked. The two girls had spent a few nights at the church, confiding in each other the fear that few other young girls would understand. 'Would I have to do that too?' she asked herself. 'I don't want to. I like school here, I want to go back after summer break.' Xally is enrolled at Robert Abbott Middle School in Waukegan, where she would enter eighth grade if she stays in the country. Meanwhile, her summer has been shadowed by fear and uncertainty. Just days after receiving the letter, her family quietly marked her 13th birthday — no guests, no music, no gifts. She can't even go anymore to the beach, a place that once felt like the freedom and safety she and her mother had desperately sought after being released from federal custody.
