Want to look rich? Or be truly rich? CA shares how a middleclass man built Rs 25 crore portfolio silently
Kaushik drew a striking comparison: One person with a Rs 25 crore portfolio drives a modest Rs 10 lakh car. Another, with just Rs 1.7 crore in total assets, flaunts a brand-new luxury vehicle. The difference? One is quietly building wealth through solid investments. The other is burning it to keep up appearances.
Rich isn't loud — it's strategic. Kaushik breaks it down simply: True wealth isn't about what you wear, drive, or post. It's about what you own — the kind of assets that grow while you sleep. He labels two financial archetypes-
Person A: Low on lifestyle expenses, high on equity, real estate, and the power of compounding.
Person B: High EMIs, low savings, always chasing status and approval.
One is financially free. The other is financially fragile.
Using the example of a car — a classic symbol of success — Kaushik points out the brutal truth: cars depreciate. The moment you drive them out of the showroom, they start losing value. On the other hand, assets like stocks, mutual funds, rental properties, and land don't just retain their worth — they multiply it over time.
— Finance_Bareek (@Finance_Bareek)
The invisible rich
Perhaps the biggest takeaway from Kaushik's post is that the truly wealthy don't feel the need to look rich. They blend in, quietly owning freedom, time, and peace of mind.
Financial freedom
, as he puts it, isn't found in a luxury showroom — it's built with discipline, patience, and smart investments. His final message is clear: If you want to look rich, buy a luxury car. If you want to be rich, buy time, freedom, and compounding.
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