Premium Bond Winners August 2025: Who won in the NS&Is
Only two lucky winners get to claim the top million-pound prize, with the first being claimed by a winner from Central Bedfordshire with the bond number 148YD123622.
The owner's winning bond was valued at £1,000 and was purchased in December 2008 with an overall holding of £7,000.
The second Premium Bond winner to claim £1 million is from overseas with the bond number 205XQ030808.
The winner has an overall holding of £50,000 with a winning bond worth £10,000 purchased in May 2013.
Amount of Premium Bond prizes in June
Every month, only two winners take home £1 million, but plenty of other prizes are available, with around 80 people winning the second prize of £100,000 and 163 claiming £50,000.
You can check out the big winners for June via the NS&I website here.
£1million - 2
£100,000 - 82
£50,000 - 163
£25,000 - 328
£10,000 - 818
£5,000 - 1,636
£1,000 - 17,163
£500 - 51,489
£100 - 1,987,844
£50 - 1,987,844
£25 - 1,803,871
Have you won a cash prize in this month's Premium Bond draw? (Image: Getty)
How to check if you have won on Premium Bonds
You can check your account via the NS&I website.
Prize draws are conducted every month and prizes up to £1,000,000 are given away.
To find out if you have ever won a Premium Bonds prize, you will need to dig out your holder's information and head over to the prize checker.
Recommended Reading
You will need your holder's number which you can find on your bond record, or in the app.
You can also use your NS&I number which you should be able to find on any communication about your bonds.
Premium Bonds are the UK's biggest savings product, with more than 24 million people saving over £122 billion in them, according to Money Saving Expert.
Hashtags
Try Our AI Features
Explore what Daily8 AI can do for you:
Comments
No comments yet...
Related Articles
Daily Mail
4 hours ago
- Daily Mail
NS&I urged to join Tell Us Once scheme with more than £105m of Premium Bond prizes unclaimed
National Savings & Investments (NS&I) has been urged to sign up to a scheme that helps simplify the process of notifying organisations following a death, as part of its efforts to unite 'lost' pots of money with their owners. Last month, Money Mail revealed more than 2.5 million Premium Bond prizes worth around £105 million remain unclaimed. This includes 11 prizes of £100,000, 19 of £50,000, 38 of £25,000 and 75 of £10,000. The Treasury-backed bank highlighted the importance of customers updating details and opting to have prizes paid directly into bank accounts. NS&I said in the financial year 2024-25, more than £166million was reunited through 52,693 NS&I accounts for holders who had lost touch with their savings and investments, thanks to its tracing service and My Lost Account. This includes more than £120 million in Premium Bonds savings and unclaimed prizes, £11.4 million paid out from old savings certificates and £1.3 million from old children's bonus bonds. But consumer group Which? now wants it to sign up to Tell Us Once, the free notification service which allows you to report a death to most governments departments in one go. It can be used to notify organisations such as HMRC and the DVLA about a death if the person who died was living in England, Scotland or Wales. Local authorities including Kent, Reading and Norfolk offer the service on their websites. Sam Richardson, deputy editor of Which? Money, says: 'NS&I has a real opportunity to set an example for the wider industry, and could potentially stand to make the process smoother if it were to join the Tell Us Once service.' NS&I said it has successfully paid out over 99 per cent of all Premium Bonds prizes to its winners since 1957. Most unclaimed prizes are won by holders who have not registered their details with NS&I or who have moved without telling them, with cheques returned. Of some 32,289 unclaimed prizes in January 2024, the majority were sent to winners as cheques, according to NS&I. A spokesperson for NS&I says: 'We are not currently part of the Tell Us Once service, which focuses on updating government departments that provide services such as benefits, passports and pensions, rather than banking services and investments, which often require more individualised contact with executors.'
Wales Online
6 hours ago
- Wales Online
People urged to check details as £100m of premium bond prizes going unclaimed
People urged to check details as £100m of premium bond prizes going unclaimed NSandI has urged Premium Bonds holders to make sure their details are up to date Premium Bonds holders are being urged to verify their particulars as nearly a dozen £100,000 jackpots remain uncollected (Image: PA) Premium Bonds holders are being urged to verify their particulars as nearly a dozen £100,000 jackpots remain uncollected. National Savings and Investments (NSandI) has revealed that more than 2.5 million Premium Bond prizes worth over £103 million are still waiting to be claimed. Sarah Coles, head of personal finance at Hargreaves Lansdown financial services firm, is urging savers to maintain current contact details and verify their numbers. For our free daily briefing on the biggest issues facing the nation, sign up to the Wales Matters newsletter here . She said: "Eleven people in the UK have £100,000 with their name on it, just sitting, collecting dust, in the vaults at NSandI. They're among an eye-watering £103 million worth of unclaimed Premium Bond prizes, so it's worth checking whether you've already won big. People tend to get separated from their accounts when they move house and forget to update their address with all the companies they hold money with." She continued: "It's not just Premium Bonds, vast sums of savings, investments and pensions go astray this way too. "It's why in the first few weeks after you have moved in, it's essential to make a list of everything you hold, and methodically work your way through contacting every company to let them know your new address." She also advised that people should think about merging their accounts for easier management, as noted by the Express. The specialist recommended: "The easiest way to avoid losing track of Premium Bond prizes is to have your winnings automatically paid into your bank account - or automatically used to buy more bonds. Around nine in ten prizes are paid this way." Moreover, there are 11 unclaimed prizes valued at £100,000, along with 19 unclaimed £50,000 prizes, 38 worth £25,000, and another 75 of £10,000 still up for grabs, according to MyLondon. How to find out if you're a winner NS&I sets no deadline for claiming prizes or cashing in bonds, offering various methods for winners to discover their good fortune. You can check if you've won by visiting the NS&I website directly. If you're unsure about your bond information, NS&I provides a tracing service – simply fill out a form on their site to get started. For additional help, the 'My Lost Account' service is also at hand. Article continues below NS&I has made headlines recently for reuniting over £166 million with rightful owners across more than 52,000 accounts, thanks to its tracing efforts and the My Lost Account service.
Times
11 hours ago
- Times
Premium Bond prizes worth £105m sitting unclaimed
More than £105 million of Premium Bond winnings is waiting to be claimed by savers — including 11 prizes of £100,000. National Savings and Investments (NS&I), the Treasury-owned bank, said 2.6 million prizes were unclaimed, with more than 140 of those prizes worth £10,000 or more. Most of the unclaimed prizes are small — more than 1.8 million are worth £25 — but on top of those 11 prizes of £100,000 are 19 of £50,000, 38 worth £25,000 and 75 of £10,000. Premium Bonds work like a lottery, with each £1 bond having a unique number that's entered into the monthly draw. The prizes range from £25 (of which there are more than two million a month) to two £1 million jackpots. Unlike with standard savings accounts, which have a guaranteed return, you may win nothing, but unlike savings interest the prizes are tax-free. Premium Bond prizes become classified as 'unclaimed' if they have not been collected within 18 months. There is no time limit to claiming a prize, no matter how long ago it was drawn. Data is available dating to 1957, when Premium Bonds began. Many people will have opted to have their winnings reinvested in Premium Bonds (as long as they do not exceed the maximum £50,000 worth that one person can hold) or transferred to a nominated bank account. If you've set this up, prizes will be paid automatically and you are unlikely to be one of the people with an unclaimed fortune. • My expat grandson can't get at his Premium Bonds prize The most common reason for unclaimed winnings is people moving house and forgetting to update the address to which they have requested for a cheque to be sent, said Sarah Coles from the investment platform Hargreaves Lansdown. 'Eleven people in the UK have £100,000 with their name on it, just sitting, collecting dust. It really is worth checking whether you've already won big. It's not just Premium Bonds — vast sums of savings, investments and pensions go astray this way too. Admin is kryptonite for many people.' If your contact details are up to date, NS&I will tell you if you have a prize that needs to be claimed. NS&I encourages anyone unsure whether they still hold Premium Bonds to use its free tracing service. If you have your bond numbers you can enter them on the NS&I website or via the app. Or you can print and post a tracing form or include your personal details in a letter. • Read more money advice and tips on investing from our experts Those trying to track down forgotten savings with NS&I or any other bank or building society can use the My Lost Account service, which is run by NS&I with the trade bodies UK Finance and the Building Societies Association. This service can take up to 90 days, and users must then contact financial institutions directly to claim the funds. Coles said: 'If you aren't sure if you still hold Premium Bonds, the NS&I tracing service is definitely time well spent. But these processes can take time and require a lot of personal details, especially for older accounts. Bear in mind that some of these accounts date back nearly 70 years, and the systems were very different then.' NS&I outlines what it calls its 'effective interest rate', which indicates what the average bond earns based on the total of the prizes issued each month divided by the number of bonds in the draw. This rate is 3.6 per cent, having just been cut for the August draw from 3.8 per cent. However, the rate is skewed by the bigger prizes, meaning lots of bonds have to win nothing to keep the average win rate at 3.6 per cent. You could win nothing at all — an outcome that is likely if you don't hold many bonds. Even if you are lucky enough to win this rate of return, there are higher guaranteed rates available on savings accounts (Chip pays 5 per cent on its easy access account for the first year) and cash Isas (Trading 212 pays 4.87 per cent), where the interest is tax free. However for those who have used their annual £20,000 Isa allowance and their personal savings allowance, Premium Bonds can be a tax-efficient way to save. Basic-rate taxpayers can earn £1,000 in interest before they have to pay tax on their savings at their income tax rate, and higher-rate payers can earn £500. Additional-rate payers get no savings allowance, making Premium Bonds an attractive option after Isas. • Read more: Should you ditch your Premium Bonds?
