Radical terminates asset purchase agreement with AgriForce, files lawsuit
Radical Clean Solutions has formally notified AgriForce Growing Systems (AGRI) of the termination of the previously executed asset purchase agreement dated August 16, 2024.The termination was based on what Radical alleges to be multiple material breaches of the agreement by AgriForce. These alleged breaches include:Failure to fund Radical's monthly operations budget as contractually required; Failure to use commercially reasonable efforts to advance Radical's business; Failure to support key certification efforts essential to the business. In connection with the termination, Radical and its founder, Roger Slotkin, have filed a lawsuit in the United States District Court for the Southern District of New York against AgriForce Growing Systems Ltd. The suit alleges material breaches of various agreements, and Radical and Mr. Slotkin are seeking damages and other appropriate relief.
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AgriFORCE Growing Systems launches TerraHash Digital division
AgriFORCE commences final installation of bitcoin miners at Ohio site
AgriFORCE Growing announces completion of 500 miner delivery at Ohio facility
AgriFORCE mines over five bitcoin from Alberta, Ohio operations
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28 minutes ago
- News24
Best online casinos in the US for real money gambling (2025)
If you're in the US and looking for casinos online, here's the truth: you've got options. Hundreds of casinos are out there fighting for your time, your trust, and your first deposit. But not all of them are worth your money. Whether you're hunting for jackpot slots, blackjack tables, poker tournaments, or fast cashouts with no hoops to jump through, we've done the digging so you don't have to. We're here to show you the real money US casinos that are setting the standards for 2025. Ready to play? Let's go through it. TOP 10 US ONLINE CASINOS – LISTED FOR 2025 Ignition: Overall best US casino Highest paying jackpots Super Slots: Best slots casino BetOnline: Best live dealer games High Roller: Best tournaments Thunderpick: #1 crypto casino MyStake: Top live blackjack 7Bit Casino: Up to 5 BTC welcome bonus Cafe Casino: Exclusive casino games Wild Casino: Top mobile casino We'll review the five best USA online casinos in detail, highlighting their top qualities and some notable flaws. Supplied Advantages ✅ Various casino promotions ✅ 24-hour jackpots ✅ Excellent for online poker ✅ Poker welcome bonus ✅ Weekly deposit bonus up to $1,000 Drawbacks ❌ No phone support ❌ Limited responsible gaming tools Ignition Casino earned the highest review ratings of all USA casinos, and it wasn't a tough call to rank it the best online casino real money for US players. Ignition Casino game selection Ignition Casino's game lobby is narrower compared to other casinos. We counted about 800 games total, but the game variety is mixed. It includes slots, jackpot games, virtual sports, live dealer roulette, blackjack, and baccarat. Ignition is also an excellent casino for online poker, comprising select poker tables and periodic tournaments. Top bonuses and promotions Bonuses and promotions at Ignition are available for all players. New members who make standard fiat currency deposits can qualify for a 100% up to $1,000 casino welcome bonus, paired with a 100% up to $1,000 poker welcome bonus. Crypto depositors can claim a 150% standard welcome bonus up to $1,000, or an identical bonus, but for poker. Regular players can refill their gaming balance or earn their way to a reward via the daily cash promotions, the Ignition Rewards program, or loyalty bonuses every Monday, among other offers. Supported payment methods & payout speed Ignition's cashier is centered around crypto use, supporting Bitcoin, Bitcoin Cash, Ethereum, and Litecoin, among other options. You can make credit or debit payments via Visa, MasterCard, or American Express, or alternatively, use an eVoucher. Based on which crypto network you're using, the payout processing can take anywhere from a few minutes to up to a few hours. Ignition Casino verdict 2. – Best US casino for jackpots Advantages ✅ Over 800 slot games ✅ Crypto + fiat welcome bonuses ✅ 200% bonus on 1st deposit ✅ 40+ jackpot games ✅ Hot Drop Jackpots Drawbacks ❌ Low max cap on FS bonuses ❌ Limited live games is a comprehensive online gambling platform designed for casual players, offering a diverse range of slots, live dealer games, and specialty options. Here's why we chose it as the top real money online casino in the US. game selection There are about 1,000 total games, but provides a curated selection of top casino games like slots, roulette, blackjack, and bingo. Live poker is in short supply, but apart from that, the variety is one of the best we've seen. shines when it comes to jackpot games, from classic-style slots like 777 Deluxe to 5-reel games like Mystic Elements. You can test your luck on multiple types of jackpots, including fixed prizes, progressive jackpots, and several Hot Drops slots, which award jackpots every hour. Slots are organized in separate categories, such as fruit slots, animal slots, or pirate slots. Video poker, arcade games, and crash games like Flight Legends complete the diverse game menu. Top bonuses and promotions The bonus menu offers a selection of exciting promotional deals that can help you recharge your gaming bankroll from time to time. The welcome package is the top bonus. You can deposit using a credit card and opt for a 100% match on your first deposit, up to $2,000, along with 20 bonus spins on Golden Buffalo. Or, you can deposit via crypto and get a 200% bonus up to $3,000 with 30 spins on the same game. Hourly prizes drop every day, and if you remain a dedicated user, will reward special prizes as part of the MySlots Rewards. You can also refer friends through the casino's special links and earn referral bonuses for every referral. Supported payment methods & payout speed You can make a minimum deposit of $25 using standard card payment services such as Visa and MasterCard. Alternatively, cryptocurrency options are available, including Bitcoin (BTC), Litecoin (LTC), Tether (USDT), Ethereum (ETH), and Bitcoin Cash (BCH). When you're ready to withdraw your winnings, you can choose Check by Courier, which takes 4 to 7 days, or bank wire, which takes 5 to 10 business days. The fastest option, however, is to withdraw via crypto, which takes between 1 and 24 hours. verdict 3. Super Slots – Best Casino Online for Slots Advantages ✅ 300 free spins on signup ✅ 1,200+ online slots ✅ Diversified game selection ✅ VIP Benefits ✅ Fantastic collection of live blackjack Drawbacks ❌ No category for jackpot games ❌ Bank transfer has fees Super Slots caters to a wide range of gambling preferences. Our review team has ranked it among the best real money casinos for players in the US. Let's explore the reasons behind this selection. Super Slots game selection Super Slots is an exciting hub for slot enthusiasts, offering over 1,200 online slot games across various formats. You can find classic 3-reel options alongside cutting-edge titles like Ultimate Golden Dragon Inferno: Hold and Win, Carnival Rush, and Betsoft's Island Desire – Hold & Win. Card game lovers will find an impressive selection of both live and automated blackjack and roulette games at Super Slots. The site prominently features live hold 'em poker, tri-card poker, and live baccarat. Other gaming content includes dice games, game shows, fortune wheels, and lottery. Top bonuses and promotions The versatility of online slots is just one reason why we selected Super Slots as a top real casino online for slot gaming. From the very beginning, the casino offers an opportunity with up to 300 bonus spins, given in bundles of 30 spins each day for 10 days to enjoy a mystery slot. 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BetOnline – Best Live Dealer and Table Games Casino Supplied Advantages ✅ Variety of live dealer blackjack, roulette, and baccarat ✅ Multiple cash casino tournaments ✅ High maximum withdrawals ✅ Long-standing reputation ✅ VIP Rewards Drawbacks ❌ Crypto withdrawal fees ❌ Fees on credit, debit, and pre-paid deposits The team behind BetOnline Casino has been together since the early 1990s. It is a well-established online gambling community attracting sports and casino enthusiasts to a diverse platform. BetOnline game selection According to our estimates, BetOnline's lobby features over 1,500 games, comprising approximately 1,200 online slots. The live casino has around 80 tables for roulette, baccarat, blackjack, and poker. As poker enthusiasts, we were delighted to discover a live casino hold 'em poker table. Alternative options in the live casino include Dice Duel, Wheel of Fortune, video poker, virtual sports, and other options. The slots lobby features a wide array of 3-reel, 5-reel, and 6-reel games, as well as hold-and-win games. However, it lacks filters or subcategories for easier navigation of the slot menu. Top bonuses and promotions BetOnline is a hybrid platform for sports betting and a premium casino. The welcome package offers up to $250 in free sports bets and 100 spins, given as 10 FS bundles daily for 10 days on a selected slot. The maximum win from the free spins is capped at $100. Alternatively, you can opt for 100 free spins with your initial deposit, without a minimum requirement. You will receive 10 spins daily for 10 days on a casino-selected game. There is an exclusive poker welcome bonus, offering a 100% deposit match up to $1,000 and free poker tournament tickets for 8 days. Supported payment methods & payout speed You can start with a symbolic minimum deposit of $10 via BTC, or up to $25 using Discover, AmEx, Visa, or MasterCard. 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HighRoller's slots collection features over 1,200 titles, including exclusive games and early releases. Classic casino enthusiasts can enjoy a selection of RNG blackjack and roulette, versions like 21 Burn Blackjack, craps, baccarat, and automated poker tables like Teen Patti, Caribbean Poker, and Bonus Texas Hold'em. The live casino and 'Specialty' games cater to competitive or casual gamers with options like scratch cards, Keno, bingo, and Plinko, along with live poker, roulette, baccarat, and blackjack. Top bonuses and promotions The promotions page offers tempting bonuses for new players and weekly deals. For your first deposit, choose from: 300% bonus up to $3,000 with a minimum $300 deposit via credit card 150% bonus up to $3,000 with a $50 minimum deposit via credit cards 400% crypto bonus up to $4,000 with a $250 minimum or a 200% crypto bonus up to $4,000 with a $50 minimum deposit Participate in cash and freeroll tournaments for prize chances, or wager at least $100 every Monday to get a 'mystery bonus.' Added to the mix is a 10% cashback bonus up to $500 weekly, plus special bonuses on Tuesdays and Thursdays. Supported payment methods & payout speed You can start with a $10 deposit using BTC and LTC, or a minimum of $20 via supported cryptocurrencies, including Cardano, DOGE, ETH, Polygon, Solana, USDT, TRON, and XRP. Popular US payment systems are also accepted, including AmEx, Discover, Visa, and MasterCard, with a $25 minimum deposit. Note that deposit processing can take up to 2 hours, but in most cases is completed within 15-30 minutes. The minimum withdrawal limits are user-friendly, ranging from a low $20 for Bitcoin and other crypto, except ETH, which has a $200 base withdrawal limit. US players can also use bank wires and money orders. Crypto payouts usually take between 1 and 24 hours to process and approve. Remember that all withdrawals may be subject to a processing fee. HighRoller casino verdict 👉 Games: 9.6/10 👉 Bonuses and promotions: 9.9/10 👉 Customer support: 9.6/10 👉 Mobile gaming: 9.5/10 👉 Withdrawal speed: 9.7/10 👉 Responsible gambling: 9.3/10 HOW WE SELECT THE BEST USA CASINOS ONLINE We carefully select the best real-money online casino sites in the USA after a thorough evaluation of each casino. There are a few essential benchmarks we always check to form an objective and realistic rating of the casino. Legitimacy and safety Legitimacy means trust. Security ensures safety. When a casino is legit and fair, it guarantees consumer protection standards. We check for a license or other available gambling certificates, which can be strong signs of legitimacy. Additionally, we verify the site's safety to ensure a secure connection is in place and review the privacy and user protection policies. Game selection We had to make a few mistakes over the years to learn that some casino sites in the USA take the shortcut and offer pirated or unlicensed gambling products. Now that we can easily distinguish a certified game from a fake or pirated version, we focus solely on live and RNG online casino real-money games from software developers with a proven track record. We select casinos that work with brands like BGaming, Betsoft, or GameBeat, among dozens of other known brands that supply innovative and certified gambling products. User-friendly bonuses Casino bonuses shouldn't be a tough trade. Bonuses are never free, but that doesn't mean they should include unrealistic wagering requirements. Alongside generous real online casino cash bonuses and free spins, we pay attention to the maximum win, maximum bonus bet, bonus duration, and eligible games. Some casinos offer bonuses with more user-friendly terms and conditions, and those are the ones we select, provided the casino also meets other key review aspects like security, game quality, and legitimacy. Mobile gambling There is nothing more convenient than a smooth-operating mobile casino, and rarely anything more frustrating than a glitchy site. Some occasional delays and glitches are anticipated, and minor performance issues won't significantly impact our overall rating. We conduct comprehensive mobile tests over an extended period to identify any patterns that indicate either a high-performing or subpar mobile experience. Secure banking The best real money casinos accepting US players make banking super easy via popular payment methods, including Discover, Visa, American Express, and MasterCard. But crypto gambling is gradually taking over. Dominant cryptocurrencies like Bitcoin and Litecoin have entered the iGaming sector and are now accepted at many US-friendly casinos. Sure, Fiat options like AmEx and Visa are familiar and easy to handle, but cryptocurrencies enable faster payouts and have better privacy features. This is why all real money casinos on our final list are crypto-friendly and support all major virtual currencies, including Bitcoin, Solana, Dogecoin, USDT, Ethereum, Cardano, and Litecoin BENEFITS OF TOP US REAL MONEY ONLINE CASINOS For true gambling enthusiasts, top online casinos in the USA offer a long list of advantages. We highlighted a few of the main benefits below: ✅ Access to modern slots: For those of you just starting, one of the significant achievements of online casinos is the diversification of online slots. Alongside classic games with 3 reels and basic symbols, you can access modern slots with 5 or more reels and features like multipliers, respins, and jackpots. ✅ High tournament prize pools: Top tournaments, such as those at 7Bit Casino or BetOnline, host casino slot or table game tournaments with prize pools that include thousands of spins and thousands of dollars in real money cash prizes. ✅ Easy to join: Opening an account is a few-minute process, typically taking up to 5 minutes, if you have copies of the necessary verification documents ready. ✅ VIP programs: Loyalty programs and VIP benefits aren't only for high rollers. Leading USA online casinos, such as Super Slots and 7Bit Casino, offer VIP systems that casual and low-stakes players can qualify for through regular gameplay. ✅ Top game providers: Top-tier USA casinos offer highly innovative slots and variants of roulette, poker, baccarat, and blackjack from proven game providers. Betsoft, Playson, BGaming, Spinomenal, and Yggdrasil are just a few of the respected names in iGaming that keep the lobbies of the best online USA casinos well-stocked. THE NEGATIVES OF US CASINOS ONLINE A few shared flaws and disadvantages among many real online casino sites in the USA are worth noting: ❌ Possible payment fees: We've noticed that withdrawal, even deposit fees, in some cases, are common for most online casinos. The fees are not unreasonable, but you have to take them into account when cashing out. ❌ Crypto-focused payments: With the availability of only a few popular fiat payment methods, most USA real money casino sites focus on crypto transfers. BONUSES AND PROMOTIONS AT THE TOP US ONLINE CASINOS Casino bonuses, so long as they offer fair terms, can be a refreshment for your gaming bankroll. After thoroughly testing more than 50 of the best online casinos in the US, we're happy to share that there are a variety of bonus options available for any game and budget. Types of bonuses available We'll outline the main types of casino promotions available to you. Keep in mind that not all casinos on our list offer every type of the following bonuses: Welcome bonuses: These exclusive bonuses are available to new members and often provide a 100% match on the first deposit, followed by additional bonuses on subsequent deposits. Welcome bonuses can also include bonus spins and are available to both fiat and crypto depositors, such as at 7Bit and High Roller Casino. Some welcome bonuses, such as the one on BetOnline, offer only free spins. Daily free spins: Casinos like Super Slots and 7Bit allow you to claim bonus spins on separate days of the week. All you have to do is make a qualifying deposit and use a promo activation code (if required). Cashback: It's always good to have a cashback bonus in your pocket, and top online casinos like High Roller Casino and MyStake provide them. The first casino offers 10% cashback up to $500 every week, while MyStake provides 10% crypto cashback with any supported cryptocurrency. Special promotions: Exclusive promotions offer alternative ways to earn cash prizes, free spins, or other giveaways. For example, at Wild Casino, you can participate in the Super Sunday Raffle, a daily cash race, or the Game of the Week promo to compete for bonus prizes and other rewards. On the other hand, BetOnline offers a special welcome bonus for poker players worth 100% up to $1,000, which includes complimentary tournament tickets. BONUS WAGERING REQUIREMENTS AND OTHER TERMS TO KNOW Bonus wagering is typically included in every bonus offer. To learn about the wagering requirements for a specific bonus, refer to the bonus description or reach out to customer support. This requirement is expressed as a multiplier, typically ranging from 1x to 30x, indicating the number of times you must wager the bonus amount. All bonuses, with some exceptions for cashback deals, generally expire within 24 hours (commonly for bonus spins) or within a few days. Bonus rules can also restrict eligible games, especially for free spins, which are usable only on slots chosen by the casino. DEPOSITS AND WITHDRAWALS AT REAL MONEY CASINOS IN THE US Most US casinos we reviewed, including many that didn't make the top 10 list, offer a pretty decent choice of payment methods. Below, we will briefly outline our experience with depositing and withdrawing money at top online casinos. Payment options US players can use the following payment methods for deposits and withdrawals. Visa and MasterCard: MasterCard and Visa debit and credit cards are familiar and practical ways to transfer money to and from USA casino sites. Some casinos restrict Visa and MasterCard to deposits only, and an associated fee may be applied to both deposits and withdrawals. Discover and AmEx: Different but still very similar, Discover and American Express facilitate fast and secure deposits. US casinos will likely collect a small processing fee, which depends on your current VIP status. Money orders: Money orders are another familiar and practical way for Americans to deposit and cash out money from US casinos. It's an older way to transfer money, as you have to buy money orders from local convenience stores, gas stations, post offices, or other establishments. Cryptocurrencies: The best US online casinos support all major cryptocurrencies, altcoins, and stablecoins. Crypto transfers via Bitcoin, USDT, Polygon, Litecoin, DOGE, Ethereum, and other available blockchain platforms. Deposit and withdrawal limits Transfers via credit and debit cards are often limited to an average of A$2,500 at many casinos we tested. On the other hand, crypto transfers, including deposits and payouts, can reach tens, if not hundreds, of thousands of US dollars. Note that there may be minor differences in the money order limits at some US casinos. For instance, Super Slots allows money order withdrawals from $1,000 to $3,000 and deposits from $300 to $9,000, while BetOnline's maximum withdrawal via money order is $5,000. Payout processing speed The speed of payouts varies by payment category. Withdrawals via bank transfer take the longest, processing in up to 15 business days and may incur fees of up to 3% of the withdrawal amount. In contrast, cryptocurrency withdrawals are the quickest, typically taking between 1 to 24 hours. Many online casinos in the US also include crypto fees. The amount of these fees depends on both the withdrawal amount and the specific type of virtual coin used. REAL MONEY GAMES AT US ONLINE CASINOS The game lobby is where players spend most of their time at real money casinos. US players are passionate about sports betting, but online poker, popular slots, and baccarat and blackjack games are always in demand. We will break down our game experience after spending weeks testing US online casino games at the leading gambling sites. Selection of casino games The selection of games at a typical real money online casino in the US is outstanding, especially at the leading sites. Here's a summary of the game catalog. Best games for bonus play The game catalogue may be severely narrowed when you activate a bonus. Unless you're playing bonus-specific games, slots are the best category to play because of their 100% bonus contribution. If the bonus has no game restrictions, it's your call which game to play, but note that some game categories, such as live dealer games, lottery, bingo, and video poker, may have considerably smaller bonus contributions than eligible slots. Gambling on mobile We perform a variety of mobile performance evaluations to understand how the casino functions across different mobile systems. If there's a mobile application or a progressive web app (PWA) available, we happily get it on both iOS and Android devices; if not, we simply use an internet browser to explore the site. Our focus is on ensuring gameplay is smooth, assessing technical performance, considering device hardware and battery impact, and evaluating navigation to give you a comprehensive rating of the mobile experience. ARE ONLINE CASINOS LEGAL IN THE US? Although sports betting is prevalent in the United States, most states still impose restrictions on online casinos. As of 2025, only a few states—New Jersey, West Virginia, Pennsylvania, Delaware, and Michigan—have passed laws allowing online casinos to some degree. If you reside in one of these states, you can access a limited selection of state-approved online casinos. However, if you live in a restricted area, state-sanctioned casinos are unavailable, though you may refer to this guide for the best online USA casinos that operate offshore, provided you are 18 or older. TIPS FOR PLAYING RESPONSIBLY AT US ONLINE CASINOS You can easily get carried away playing your favorite games. We've all been there. It's okay if it happens a few times, but to avoid becoming a habit, we offer some tips. Create a gaming plan: Set a spending limit for gambling and stick to it. Having a budget helps you set personal limits to avoid overspending. Also, pick the games you want to play beforehand and know why you want to play them: is it your favorite title, do you have the most skill in that game, does it offer special features, or provide high returns? Read before claiming bonuses: Don't claim bonuses without knowing the details. Open up a few promotions and see the bonus conditions. If you accept the conditions, place a qualifying deposit that suits your budget size, rather than opting for a larger deposit. Limit your spending: The best USA online casinos always give you quick resources to manage your money and time. You can usually set personal deposit or wager limits, or limit your gaming sessions with special reminders. Don't play just to win: If your sole motivation for gambling is to win, we have bad news. By its very nature, gambling involves risk, so avoid setting high expectations for frequent or large wins. While playing wisely is essential, aim to relish the excitement of the experience itself; this way, every victory will feel like a true gain. Take breaks: Never play when you're tired, bad-tempered, or after sustaining a series of losses. Taking periodic breaks is important to stay fresh and play with a clear mindset. READY TO PLAY REAL MONEY CASINO GAMES IN THE US? High-quality games and excellent customer service are hallmarks of top online casinos. Special slot bonuses or poker offers are available on some casinos, while other sites have exclusive crypto bonuses, VIP membership, or loyalty promotions. We ranked Ignition Casino as the best online casino for real money in the United States. Despite having only a few hundred games, the selection encompasses all categories – including slots, roulette, poker, blackjack, and several other options – and weekly promotions enable you to refill your gaming balance. Every real money online casino in our leaderboard shines in some area. excels in the selection of jackpot games, while High Roller Casino has fantastic tournaments every week. Pick a casino based on what you like most and click on the link to open an account and claim your bonus. 21+ Only. Gambling is risky. Bet at your own risk and never spend money that you can't afford to lose. The guide on this site is informative and intended to present you with up-to-date information about the online gambling landscape. 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Business Wire
28 minutes ago
- Business Wire
JLL Partners Announces Investment in Vascular Technology, Incorporated
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42 minutes ago
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My dad, the main breadwinner, just lost his job at 61. And he fears he won't find work at his age — what now?
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I'm 49 years old and have nothing saved for retirement — what should I do? Don't panic. Here are 6 of the easiest ways you can catch up (and fast) Thanks to Jeff Bezos, you can now become a landlord for as little as $100 — and no, you don't have to deal with tenants or fix freezers. Here's how Want an extra $1,300,000 when you retire? Dave Ramsey says this 7-step plan 'works every single time' to kill debt, get rich in America — and that 'anyone' can do it Losing a job can be a shock, so you may need a few days or even weeks before you feel ready to dive into a job search. But one thing you should do immediately is file for unemployment benefits. Typically, you're eligible for up to six months of benefits if you lose a job through no fault of your own and meet your state's earnings requirements. Unemployment benefits won't replace your full paycheck, but at least you'll have a portion covered. You should also talk to your employer about severance, if applicable. And if there's no severance package, see if you're entitled to be paid out on accrued vacation or sick days you never used. That could add some extra money in your bank account while you figure out your next steps. Additionally, it's time to assess your emergency fund to see how many months of bills it can cover. If you're able to cut back on spending, between lower expenses, your wife's paycheck and unemployment benefits, you may be able to get away with minimally tapping your emergency fund while you start your job search. You'll also need to figure out next steps regarding health insurance — check to see If you can get onto your wife's job plan (if it offers health benefits). The Consolidated Omnibus Budget Reconciliation Act (COBRA) may be an option, as it allows you to retain your employer coverage for a period of 18 to 36 months. But it can prove to be extremely expensive, since you're effectively paying the unsubsidized rate for your old health plan. You may find that a marketplace plan through is cheaper, especially if you qualify for a subsidy. Read more: You don't have to be a millionaire to gain access to . In fact, you can get started with as little as $10 — here's how This is the time to be aggressively job-hunting. Until you're able to find a full-time job, it's important to preserve your savings — both your emergency fund and your retirement nest egg. If you're still unemployed at the six-month mark, look at gig work, a side hustle or a part-time job when your unemployment benefits run out. That way, you'll have some income coming in while you continue looking for a full-time job. It's also important to look at your retirement portfolio carefully. If you weren't planning to use that money for another five years or longer, you may have a larger portion of your portfolio in stocks. If it's looking like you may need to tap into your nest egg sooner, shift a portion of your portfolio out of stocks and into assets that are stable, such as bonds and CD ladders. The good news is that interest rates are still pretty strong, so you can earn a decent return from a CD ladder without taking on the same risks you do with other investments. You can even keep a chunk of your retirement funds in a high-yield savings account, for added flexibility. It can be discouraging once you've reached the 12-month mark of being unemployed. But keep the faith and don't give up! It could make sense to shift away from seeking a full-time job and see if you can get by with a couple of part-time jobs or expand your side hustle to tide yourself over until retirement. Of course, you may not end up being able to earn the income you want in the coming years, so you'll need to figure out if you can maintain a pared-down lifestyle to avoid draining your nest egg early. By now, your home may be paid off. If so, downsizing is an option. It could allow you to not only lower your housing costs, but walk away with some equity you can use as income. Another option you can look at is claiming early Social Security. You'll face a permanent reduction in benefits if you don't wait until age 67 to claim them, since that's your full retirement age based on your year of birth. But if you're scared to tap your retirement funds and can only reduce your expenses so much, at least it's on the table. Depending on your situation, it could make more sense to tap your savings than to claim Social Security early. If you get a full-time job at the 18- or 24-month mark, you can replenish your savings then. But once you claim Social Security early, you're generally locked into the lower monthly benefit for life. Looking on the bright side, if your financial situation permits, you could leverage your current lower income by converting some retirement funds to a Roth IRA, which offers tax-free withdrawals in retirement. Keep in mind, though, that you'll need to pay taxes on the converted amount in the current tax year. If you're experiencing financial difficulties, adding this tax burden might not be the best choice right now. This tiny hot Costco item has skyrocketed 74% in price in under 2 years — but now the retail giant is restricting purchases. Here's how to buy the coveted asset in bulk Robert Kiyosaki warns of a 'Greater Depression' coming to the US — with millions of Americans going poor. But he says these 2 'easy-money' assets will bring in 'great wealth'. How to get in now Rich, young Americans are ditching the stormy stock market — here are the alternative assets they're banking on instead Here are 5 'must have' items that Americans (almost) always overpay for — and very quickly regret. How many are hurting you? Stay in the know. Join 200,000+ readers and get the best of Moneywise sent straight to your inbox every week for free. This article provides information only and should not be construed as advice. It is provided without warranty of any kind.
