Latest news with #2032
Bloomberg
4 days ago
- Business
- Bloomberg
London Population Set to Jump 600,000 Putting Strain on Housing
London's population is expected to jump by a further 600,000 by 2032, according to official projections that suggest a ratcheting up of pressure on the capital's constrained housing market. The city's population is expected to rise by 6.7% to over 9 million between 2022 and 2032, the Office for National Statistics said on Tuesday.
Globe and Mail
21-06-2025
- Business
- Globe and Mail
Can a $10,000 Investment in Bitcoin Turn Into $1 Million By 2035?
If you had planted $10,000 worth of Bitcoin (CRYPTO: BTC) in a portfolio in 2015, your investment would be worth an eye-popping $4.3 million right now, after the coin's almost unthinkable growth of nearly 43,000%. It still has plenty of capacity for big growth during the next 10 years, too. The coin's scarcity, diehard holder base, and newfound status as a darling of institutional investors still make it an appealing purchase today. History won't repeat perfectly, but it can rhyme. Could $10,000 invested into Bitcoin right now turn into $1 million by 2035, or will the upside be more limited this time around? Let's test the numbers and see what's possible for a long-term investment. How the math could still work First, let's establish the parameters of what needs to happen. A $10,000 investment can become $1 million only if Bitcoin climbs 100-fold from today's price. That hurdle looks insurmountable -- until you consider the coin's incredible compound annual growth rate (CAGR) of about 84% during the last 10 years. Supply dynamics lend credence to the idea that Bitcoin is going to continue producing new millionaires. The next halving of the coin's issuance, projected for April 2028, will drop the block reward to just over 1.5 bitcoins, thereby cutting new issuance in half yet again and further constraining Bitcoin's newly mined supply. By 2032, the reward is set to shrink to roughly 0.7. Fewer fresh coins with each block will continue to force later buyers to haggle with existing holders. That's historically a recipe for higher prices, even if there isn't a large influx of new demand. On that front, demand for the coin is now something driven largely by institutional investors and governments, two of the very largest holders of capital. The U.S. Securities and Exchange Commission's (SEC) January 2024 green light for Bitcoin-holding exchange-traded funds (ETFs) removed the last barrier to institutional adoption. The implication is that the world's capital can now get as much Bitcoin exposure as it wants, and so far, it looks like they have a large appetite for it. Corporate treasuries are now piling in as well. There are currently at least 61 non-crypto public companies that hold Bitcoin. These balance sheet stakes aren't intended for quick flips, but rather for holding as an asset. So they'll constrain the coin's floating supply even further, creating a very favorable environment for the price to zoom upwards. When combining these factors, it's still probably a bit optimistic to expect the coin to continue to exhibit its historical CAGR. But that doesn't mean it won't still grow at a very quick pace. For what it's worth, the coin's CAGR during the past four years is 27%. The obstacles between here and 2035 Overall, it's much more reasonable to expect Bitcoin to gain 10-fold between now and 2035, leaving someone who invested $10,000 with about $100,000, than it is to expect such an investment to yield a full $1 million. Assuming the coin's four-year CAGR is sustained during the next 10 years, investing $10,000 today would net you around $109,000. It could still surprise investors to the upside, of course. Still, that's not something to build your financial planning around, and there are a few risks worth knowing about. Bitcoin has never faced a mature regulatory regime. The same government that blessed ETFs today could crack down on self-custody or levy punitive taxes if political winds shift, and they very well might. Furthermore, corporate balance sheet accumulation of the asset is two-edged. If Bitcoin slides under $90,000, nearly half the new treasury adopters will sit on unrealized losses, raising headline risk and introducing the specter of forced liquidations. Technological risk is another (and underrated) risk. Quantum computers capable of breaking Bitcoin's encryption could arrive sooner than many expect. Some warn that Bitcoin needs a post-quantum security upgrade within five years. For investors, the antidote for these risks is patience. Allocate only what fits your risk budget, dollar-cost average (DCA) into your position to tame volatility, and simply don't look at your portfolio during times of turbulence. If you size your positions assuming a middle-of-the-road growth trajectory, the trek to a position worth $1 million becomes an eventuality, rather than something to worry about rushing toward. Should you invest $1,000 in Bitcoin right now? Before you buy stock in Bitcoin, consider this: The Motley Fool Stock Advisor analyst team just identified what they believe are the 10 best stocks for investors to buy now… and Bitcoin wasn't one of them. The 10 stocks that made the cut could produce monster returns in the coming years. Consider when Netflix made this list on December 17, 2004... if you invested $1,000 at the time of our recommendation, you'd have $659,171!* Or when Nvidia made this list on April 15, 2005... if you invested $1,000 at the time of our recommendation, you'd have $891,722!* Now, it's worth noting Stock Advisor 's total average return is995% — a market-crushing outperformance compared to172%for the S&P 500. Don't miss out on the latest top 10 list, available when you join Stock Advisor. See the 10 stocks » *Stock Advisor returns as of June 9, 2025
Daily Telegraph
14-06-2025
- Sport
- Daily Telegraph
Anthony Albanese makes bombshell Olympics call
Don't miss out on the headlines from Olympics. Followed categories will be added to My News. Prime Minister Anthony Albanese has declared New South Wales and Victoria could host several of the 2032 Olympic Games sports, in a bombshell revelation that has left Queenslanders furious. The Aussie PM – appearing on the Two Good Sports podcast on Friday – suggested sports such as tennis would be better suited to the facilities in Melbourne, while rowing could be carried out in Sydney's west. Watch the biggest Aussie sports & the best from overseas LIVE on Kayo Sports | New to Kayo? Get your first month for just $1. Limited time offer. 'I've been meeting with (2032 Organising Committee President) Andrew Liveris as well as with the Queensland Premier (David) Crisafulli about where it goes,' he told the podcast. 'For example, are we really going to do rowing in Rockhampton on the Fitzroy River when there are some pretty good facilities at Penrith? 'There's a debate over tennis and what's needed there in Brisbane as well.' Anthony Albanese suggested tennis and rowing could be held outside of Queensland at the 2032 Olympics. Image: Getty The PM, who has flown to Canada for the G7 summit, cast doubt on Queensland's ability to accommodate certain sports and questioned if it is the best use of taxpayers' money to develop new facilities to host those events when there are perfectly good venues available in Sydney and Melbourne. 'You have pretty good tennis facilities here (in Melbourne),' Mr Albanese told the podcast. However, the Crisafulli state government was quick to fire back, stating there was no chance any Olympic event would be held in another Aussie state. A Queensland government spokesperson told the Courier Mail on Friday that 'we are working with all levels of government to implement the 2032 Games Delivery Plan, which will see Rowing in Rockhampton and Tennis played at the upgraded Queensland Tennis Centre.' While Mr Crisafulli previously stated that his government guarantees 'Melbourne will not be taking the tennis from Brisbane'. Premier of Queensland, David Crisafulli has shut down talks of moving any Olympic sport away from Brisbane. Picture: NewsWire / John Gass Many have called for the rowing at the 2032 Games to be moved away from Fitzroy River. Picture Instagram A team of talented Northern Territory crocodile wranglers will travel to Rockhampton's Fitzroy River to relocated crocodiles in preparation for the Olympic rowing in 2032. Questions continue to be raised over 2032 rowing location Hosting the rowing in the crocodile 'infested' waters of the Fitzroy River in Rockhampton has created plenty of controversy. The ridicule only intensified after a recent hydrological study also concluded the river drops to almost zero flow in the winter months when the games are scheduled to be held. A Brisbane 2032 spokesperson said issues are still being ironed out but said there will be no issue holding the event in Queensland. 'Delivering world-class fields of play that provide an optimal performance environment for athletes remains key for Brisbane 2032 and ensuring International Federations are involved in planning and delivery will help achieve this outcome,' a Brisbane 2032 statement read. Originally published as Anthony Albanese makes bombshell Olympics call
Globe and Mail
10-06-2025
- Automotive
- Globe and Mail
Panoramic Sunroof Market to Hit USD 4.65 Billion by 2032
Surging Electric Vehicle Adoption to Propel Panoramic Sunroof Market Past USD 4.65 Billion by 2032 at 7.8% CAGR – Coherent Market Insights According to Coherent Market Insights, The Global Panoramic Sunroof Market is expected to be valued at USD 2.75 billion in 2025 and reach USD 4.65 billion by 2032, exhibiting a compound annual growth rate (CAGR) of 7.8% from 2025 to 2032. Market trends indicate a significant shift towards lightweight and technologically advanced panoramic sunroof designs, driven by automotive manufacturers' focus on vehicle weight reduction and energy efficiency. The integration of smart glass technologies, electrochromic features, and sustainable materials is becoming increasingly prominent Request Sample Pages: Global Panoramic Sunroof Market Key Takeaways According to Coherent Market Insights (CMI), the global panoramic sunroof market size is anticipated to expand 1.7X, growing from USD 2.75 Bn in 2025 to USD 4.65 Bn by 2032. Global demand for automotive panoramic sunroofs is expected to increase at a CAGR of 7.8% between 2025 and 2032. Based on type, multi-panel sunroof segment is projected to account for more than three-fifths of the global panoramic sunroof market share in 2025. By application, sedans & hatchbacks segment is set to dominate the industry, accounting for over USD 1.46 Bn by 2025. Asia Pacific will likely remain the leading consumer of panoramic sunroofs, owing to booming automotive industry. The region is expected to account for nearly 2/5 of the global panoramic sunroof market revenue share in 2025. As per Coherent Market Insights' latest panoramic sunroof market analysis, North America is anticipated to exhibit fastest-growth during the assessment period. Rising Demand for Luxury Vehicles Spurring Market Growth Coherent Market Insights' latest panoramic sunroof market report highlights prominent factors driving the industry's growth. Growing demand for premium and luxury vehicles is one such key growth driver. Modern consumers are increasingly seeking advanced features that enhance driving experience as well as vehicle aesthetics. This preference is leading to greater adoption of premium and luxury vehicles that feature panoramic sunroofs. As sales of these premium vehicles continue to grow, so will demand for panoramic sunroofs. Panoramic sunroofs offer a more spacious and airy cabin environment, thereby improving comfort and overall driving experience. Thus, rising consumer preference for enhanced driving experience is expected to positively impact sales of panoramic sunroofs in the coming years. High Cost and Safety Concerns Limiting Market Growth The future panoramic sunroof market outlook appears optimistic, owing to expanding usage in the automotive industry. However, high cost of panoramic sunroofs and environmental and safety-related concerns might limit market growth to some extent. Panoramic sunroofs are generally more expensive than traditional roof systems, which increases the overall cost of vehicles. This cost factor limits automakers to use them in entry-level as well as budget models, leading to reduced panoramic sunroof market demand. Panoramic sunroofs are prone to shattering under extreme conditions like hail storms or accidents. These safety concerns may also negatively impact the panoramic sunroof market growth during the assessment period. Impact of AI on the Panoramic Sunroof Market Artificial Intelligence (AI) is transforming the panoramic sunroof industry by enhancing design efficiency as well as manufacturing precision. It also enables the integration of smart features for enhanced functionality as well as user experience. AI-driven simulations and data analytics enable manufacturers to optimize sunroof designs for improved aerodynamics, thermal insulation, and structural safety. Similarly, AI-powered robotics streamline assembly processes, reducing defects and improving quality control. AI integration in vehicles enables smart sunroof features like automatic tint adjustment, rain detection, and voice-activated controls. These innovations enhance consumer appeal and redefine comfort and convenience in modern automobiles Growing Adoption of Electric Vehicles Unlocking New Opportunities for Companies Countries like China, India, and the United States are witnessing high adoption of electric vehicles. For instance, according to the International Energy Agency (IEA), EV sales are expected to exceed 20 million globally in 2025. This rapid sales growth of electric vehicles is expected to create revenue-generation opportunities for panoramic sunroof companies. Many EV manufacturers incorporate panoramic sunroofs in their cars to emphasize innovation and luxury. Companies are looking to capitalize on these opportunities by introducing new panoramic sunroof solutions specifically for electric cars. For instance, in April 2025,Webasto unveiled its novel roof technologies, including a sustainable roof system and a new transparent roof with maximum opening, for battery electric vehicles (BEVs) at Auto Shanghai. Emerging Panoramic Sunroof Market Trends Increasing adoption of panoramic sunroof systems in entry-level and mid-segment cars is a key growth-shaping trend. Declining costs and need for competitive differentiation are encouraging automakers like Hyundai and Kia to equip panoramic sunroofs in mid-range models, breaking the traditional association of such features with only luxury vehicles. Rising customization trend will play a key role in the expansion of panoramic sunroof industry. Modern consumers are increasingly interested in personalizing their vehicles. This trend is creating high demand for aftermarket panoramic sunroofs. Smart feature integration is expected to positively impact the overall panoramic sunroof market value. Manufacturers of panoramic sunroofs are now using advanced technologies like IoT, rain sensors, adjustable tinting, and voice-based control systems to enhance user convenience, safety, and overall vehicle appeal. Advancements in glass technology are making panoramic sunroofs more functional, safe, and visually appealing. Leading panoramic sunroof manufacturers are experimenting with innovative glass types, including electrochromic glass, shatter-resistant laminated glass, and solar glass, to attract more customers. Analyst's View 'The global panoramic sunroof market is set to experience robust growth, owing to increasing demand for premium vehicles, advancements in sunroof technologies, and booming electric vehicles sector,' said a senior analyst at CMI. Current Events and Their Impact on the Panoramic Sunroof Market Competitor Insights Key companies in panoramic sunroof market research report: - Guardian Industries - Inalfa Roof Systems - Aisin Seiki Co., Ltd. - Inteva Products - Webasto SE - Panoramic Sunroofs Ltd. - Magna International Inc. - Yachiyo Industry Co., Ltd. - CIE Automotive - Asahi Glass Co., Ltd. - Groupe Beneteau - Saint-Gobain Sekurit - Fuyao Glass Industry Group Co., Ltd. - Johnan America, Inc. - AGC Automotive Buy this Complete Business Research Report: Key Developments In March 2025, Webasto and Mahindra launched 'Infinity Roof', a new panoramic roof system with ambient light, for Mahindra's electric SUVs, the BE 6 and XEV 9e. The Infinity Roof is designed to enhance the in-cabin experience by allowing more natural light and offering customizable ambient lighting. In June 2024, Guardian Glass entered into an agreement with Webasto Luxembourg to supply a new coated glass solution from its Guardian SilverGuard product family for Webasto's high-performance panoramic sunroofs. This collaboration aims to enhance vehicle energy efficiency and passenger comfort—particularly in electric vehicles—by utilizing Guardian's advanced glass coating technology. About Us: Coherent Market Insights leads into data and analytics, audience measurement, consumer behaviors, and market trend analysis. From shorter dispatch to in-depth insights, CMI has exceled in offering research, analytics, and consumer-focused shifts for nearly a decade. With cutting-edge syndicated tools and custom-made research services, we empower businesses to move in the direction of growth. We are multifunctional in our work scope and have 450+ seasoned consultants, analysts, and researchers across 26+ industries spread out in 32+ countries.
Finextra
10-06-2025
- Business
- Finextra
What is natural language processing?
0 This content has been selected, created and edited by the Finextra editorial team based upon its relevance and interest to our community. The term natural language processing, or NLP, describes a computer's ability to understand, interpret, or generate human language. It is a type of artificial intelligence (AI) which uses algorithm-backed machine learning (ML) to recognise both the written and spoken word. Testament to its utility, in 2023 the market size of NLP in finance was valued at $5.5 billion. It is projected to swell to $40 billion by 2032, with a compound annual growth rate (CAGR) of over 25%. In this instalment of Finextra's Explainer series, we look at the capabilities of NLP, the various types and benefits, as well as the potential applications within financial services. Three kinds of NLP There are three main families of NLP technology: Rules-based NLP This uses pre-defined rules to analyse and process text. The rules are created by humans and designed to handle specific structures and patterns in language. Rules-based NLP is best deployed in controlled domains – such as legal documents or technical manuals. It is not so reliable when applied to more dynamic or creative works. Statistical NLP Instead of pre-defined rules, statistical NLP uses ML to spot patterns and relationships in datasets – enabling automated extraction and classification of linguistic elements. This makes statistical NLP useful for spell checkers, text summaries, and chatbots, though it can struggle with the context-dependent nuances of language. Deep learning NLP This method leans on a specific type of ML – artificial neural networks – to understand language. The benefit of neural networks is that they are adaptive, enabling tasks like text classification, translation, and question answering, with great accuracy. Deep learning NLP is useful for sentiment analysis, machine translation, speech recognition, text generation, and even interpreting the emotional tone of text. The benefits The benefits of NLP are so numerous that the technology is already being rolled out by several industries. Generally speaking, NLP has the ability to: Enhance human-computer interaction – meaning humans need not study complex computer languages to get the output from machines they require. This democratises information technology (IT) Automate repetitive tasks – by automating document handling or data entry, staff are freed up to focus on more complex, revenue-driving tasks Improve data analysis and insights – NLP can rapidly extract valuable information from unstructured datasets, like customer reviews. These learnings can then be leveraged to, for instance, create new products or improve customer experiences Enhance searches – alongside search engines, NLP technology can better understand the intent behind users' queries and therefore extend more relevant results and boost satisfaction The applications Here are some examples of the ways these benefits can be exploited by the financial services industry: Speech recognition – improving security through identity checks for in-bound customer calls Chatbots – helping to triage customer queries at the front office Fraud detection – examining transaction references and other communications to identify suspicious patterns or fraud schemes Market analysis – trawling traditional media, social media, or call transcripts to gauge sentiment; foresee market movements; and inform investment decisions Document processing – automating regulatory obligations like Know Your Customer (KYC) processes, by extracting key data from unstructured files Legal analysis – interpreting contracts to save on legal costs and human resources In today's fast-paced, digital zeitgeist, the financial services industry has moved from measuring time in weeks and days to seconds. Indeed, a mere nanosecond can be the difference between catching and missing a fraudulent transaction, or executing and losing a vital trade. NLP enables institutions to greatly accelerate the mining of information, from multiple mediums, and use it to the advantage of the business and its customers. Countless banks are already deploying NLP technology to this effect. HSBC, for example, recently launched AI Markets – a digital service that leverages NLP to support institutional investors. The proprietary NLP engine generates bespoke financial market analytics, with access to the bank's real-time and historic cross-asset data sets. The challenges When implementing and deploying NLP technology, banks should be aware of the challenges that surround it. One of the most widely covered issues is that some NLP tools carry the biases of their programmers or the datasets used to train them. This means that NLP has the potential to reinforce societal biases when applied. Systems must be created that offer a fair service to all customers. As with all languages, meaning is delivered not just by words themselves, but by the tone and context. NLP technologies must be advanced enough to catch these nuances and ensure an accurate output is rendered. To make matters even more challenging, languages and dialects are constantly shifting – with new accents and vocabularies constantly entering the vernacular. NLP models must have the flexibility to shoulder these dynamics and deliver a consistently reliable service to companies. Integrating NLP with next-generation tech Thanks to the ability of NLP technology to automate routine tasks, interpret sprawling datasets, and offer actionable insights to product teams, it is poised for massive growth in financial services. Indeed, its place in banks' back offices will only become more embedded, as efficiencies are driven, data analysis is enhanced, customer experiences become hyper-personalised, and algorithmic trading becomes commonplace. Eventually, NLP will be integrated with other next-generation technologies, like quantum computing and generative AI (GenAI), to unlock seismic opportunities across an institution's every business line. At each stage of development, it is incumbent on those deploying the technology to spot and restrain data bias, develop an intimate understanding of how the models make decisions, and ensure information accuracy remains as clear as glacial runoff.
