Latest news with #AccessibleVehiclesandEquipmentScheme
Daily Record
28-05-2025
- Business
- Daily Record
New Motability Scheme payment warning to people on PIP, ADP or other disability benefits
The latest figures from the charity behind the life-changing Motability Scheme show there are now 815,000 customers across the UK, including around 80,000 living in Scotland. The Motability Scheme, or Accessible Vehicles and Equipment Scheme as it is now known for those in Scotland on Adult Disability Payment (ADP) or Child Disability Payment (CDP), offers an affordable way for disabled people to get around outside more easily. However, the charity is urging all new and existing users not to fall for callous crooks trying to con them out of money by contacting them by phone, email or text message, asking for bank details or payments for their leased vehicle, scooter, or electric powered wheelchair. The Motability Scheme said: 'We will never ask for your bank details for refunds or payments over the phone. If you're in doubt, hang up and contact us directly on 0300 456 4566.' It's important for all disability benefit claimants to remember that monthly payments to the Motability Scheme for your leased product are paid directly from your benefit issued by the Department for Work and Pensions (DWP) or Social Security Scotland to the Motability Scheme - you never need to pay it separately, or directly to the charity. To help all users stay safe, the charity has shared some key things to remember when anyone contacts you saying that they are from the Motability Scheme. Making a payment to the Scheme Motability explained: 'If you're expecting a payment from us we will not call you to confirm your bank or payment details over the phone. If someone calls you asking for this information, do not give it to them. 'If we send you a payment by mistake, we might contact you to let you know the cheque has been stopped and to destroy it.' Making a payment to your dealer Motability said: 'Your dealer might call you to ask for payment towards your Advance Payment or extras you added. 'If you're not sure about the call, hang up and call your dealer directly to check before you share any details.' How to spot a phone, email or text scam These are the three most common types of scam, which can catch even the savviest of people out. Motability is urging everyone to familiarise themselves with practices criminals can use to trust and access your personal and financial information. Email - phishing scam These are designed to steal your identity by 'phishing' for information. They usually look like they're from a real company and ask you to click on a link. Watch out for spelling mistakes, bad grammar and different fonts to spot these. Text message - smishing scam These scams usually ask you to give personal information such as a password or account number. Some will claim to have noticed unusual activity in your bank account and others can be fake delivery tracking links. These usually come from unknown numbers. Phone calls - vishing scam A scammer will call you pretending to be from a trusted company. They might say you've been a victim of fraud and ask for personal details such as your password or account number - you should never give this information to someone over the phone. Motability added: 'Knowing about scams and what they look like is a good first step to keep safe from them. These ten tips will help you feel more prepared in spotting and avoiding scams.' A full guide to spotting scams can be found on the Motability Scheme website here. Below is a quick guide on the Accessible Vehicles and Equipment Scheme and how to swap all or part of your mobility payment to lease a vehicle. How the new scheme works Social Security Scotland guidelines state: 'When you lease a vehicle through the scheme, it will be with our authorised provider, Motability Operations Ltd.' Social Security Scotland will help you pay the lease using all or part of either: the higher rate of the mobility component of Child Disability Payment the enhanced rate of the mobility component of Adult Disability Payment Applying to lease a vehicle for yourself You can apply to lease a vehicle yourself if you meet all of the following: You get the higher rate of the mobility component of Child Disability Payment or the enhanced rate of the mobility component of Adult Disability Payment You are 16 or over You are able to manage your own payments Applying to lease a vehicle on someone's behalf Social Security Scotland also advises that you may be able to apply to lease a vehicle on behalf of someone else. This might be an option if you're either: How to apply To apply to lease a vehicle using the scheme, go to the Motability website where you can: Choose a vehicle Find a dealership When visiting a dealership, you need to present your certificate of entitlement. Social Security Scotland states that you will find this included in your decision award letter. Find out more about Adult Disability Payment and leasing an accessible vehicle on the website here.
Daily Record
20-05-2025
- Automotive
- Daily Record
Motability Scheme update for people on PIP, DLA or Adult Disability Payment
Proposed reforms by the Department for Work and Pensions (DWP) to health and disability benefits, including Personal Independence Payment (PIP), may affect the daily living award for an estimated 800,000 claimants, however the mobility element will remain unchanged. The latest figures from the company behind the life-changing Motability Scheme show there are now 815,000 customers across the UK, including around 80,000 living in Scotland. The Motability Scheme, or Accessible Vehicles and Equipment Scheme as it is now known for those in Scotland on Adult Disability Payment (ADP) or Child Disability Payment (CDP), offers an affordable way for disabled people to get around outside more easily. It's important to be aware that both schemes are the exact same and run by Motability Operations - it's just a different name depending on which part of the country you live in. The scheme enables people in receipt of a disability benefit, with an award for the higher or enhanced rate of the mobility component, to transfer some or all of the payment to lease a new car, wheelchair-accessible vehicle, scooter or powered wheelchair. People on benefits such as PIP, ADP, Disability Living Allowance (DLA), Scottish Adult DLA, War Pensioners' Mobility Supplement (WPMS) and Armed Forces Independence Payment (AFIP) can join the scheme. A full list of qualifying benefits and award level required can be found on the Motability website here. As well as a new car, customers also benefit from insurance, breakdown assistance, servicing, maintenance, tyres and windscreen repairs as part of the package. The latest price list for leasing packages was recently published on the Motability Scheme website and shows there are now more than 800 vehicles to choose from. An update on the website said: 'Our price list for April to June 2025 is now live. There are great options to choose from at every price point, so you can find the right fit for your needs. 'We're here to help you find a mobility solution that works for you. We update our line-up every three months to make sure you always have access to the best possible choice - whatever changes are happening in the car market.' Motability goes on to explain how car manufacturers are focusing more on electric vehicles (EVs), meaning there are now more electric cars to choose from and if you're thinking about making the switch, the charity can help with all your queries, including charging. The charity explained how the 'cost of building and running a car has gone up, including things like insurance, repairs, tyres and parts' adding that 'every lease has insurance, servicing, repairs and breakdown cover included in the price you pay. So these rising costs can affect prices'. Motability continued: 'At the same time, petrol and diesel cars are becoming harder to source and more expensive to produce. You might notice higher Advance Payments for petrol and diesel cars. Even so, the Motability Scheme remains cheaper on average than leasing elsewhere.' If you are choosing a car or wheelchair-accessible vehicle, it's important to be aware that while some only use part or all of the mobility award payment, most require an advanced fee which can range from between £100 and £2,000. What else is included in the lease? You will get a brand-new vehicle, and a full package which includes: Insurance Servicing and maintenance Full RAC breakdown assistance Yearly tax Three drivers - you can change these whenever you like Kwik Fit replacement tyres Windscreen repair or replacement 60,000 mileage allowance over three years, or 100,000 for WAVWheelchair Accessible Vehicles Many adaptations at no extra cost Full details on the Motability Scheme can be found on the website here. Below is a quick guide on the Accessible Vehicles and Equipment Scheme and how to swap all or part of your mobility payment to lease a vehicle. How the new scheme works Social Security Scotland guidelines state: 'When you lease a vehicle through the scheme, it will be with our authorised provider, Motability Operations Ltd.' Social Security Scotland will help you pay the lease using all or part of either: the higher rate of the mobility component of Child Disability Payment the enhanced rate of the mobility component of Adult Disability Payment Applying to lease a vehicle for yourself You can apply to lease a vehicle yourself if you meet all of the following: Applying to lease a vehicle on someone's behalf Social Security Scotland also advises that you may be able to apply to lease a vehicle on behalf of someone else. This might be an option if you're either: A parent or guardian of a child receiving the higher rate of the mobility component of Child Disability Payment An appointee for someone who is receiving the higher rate of the mobility component of Child Disability Payment or enhanced rate of the mobility component of Adult Disability Payment How to apply To apply to lease a vehicle using the scheme, go to the Motability website where you can: Choose a vehicle Find a dealership When visiting a dealership, you need to present your certificate of entitlement. Social Security Scotland states that you will find this included in your decision award letter. here.
