Latest news with #AdrianChan
Daily Mail
4 days ago
- Business
- Daily Mail
FLOURISHING AFTER 50: We're thinking of dropping our life insurance - but are we making a big mistake?
Hi Vanessa, I'm in my early 50s and my husband and I have had life insurance for over 15 years. We've always paid the premiums, even when things were tight. But lately with the cost-of-living skyrocketing, we're really struggling. We've been talking about whether we should just cancel the policy because it feels like a luxury we can't afford anymore. The hard part is that we still have a mortgage, and two teenage kids. I'm the main income earner, and if something happened to me, I honestly don't know how my husband would manage. But the premiums are high, and every month it gets harder to justify the spend. It's really stressing me out. We're not sure what to do - and we don't want to make a mistake we'll regret. Feeling the Pressure, VIC. First, please know you're not alone - so many families in their 50s are facing this same dilemma. It's tough balancing immediate living costs with protecting your family's future. Before you make any final decision, it's well worth exploring whether your policy could be adjusted to reduce your premiums. Many people don't realise that insurance can often be restructured - and sometimes, it makes sense to review your level of cover or how your premiums are paid. Adrian Chan, Principal Adviser at Zurich Assure, shared this practical reminder that might help you look at it differently. 'There are different ways to structure your insurances. One of those could be utilising superannuation to pay for insurance premiums. It's not a one-size-fits-all solution and comes with both benefits and downsides but could fulfil a need whilst cashflow remains tight. 'Before making any changes, I would encourage you to engage with a financial adviser to discuss your current situation and needs so that they can recommend a suitable plan that works within your budget.' This is exactly why a review with a trusted adviser can help you find the best option for your family - whether that's tweaking your benefit amount, changing premium structures, or checking if you're doubling up with cover inside your super fund. If you don't have an adviser you trust, I offer a free service to connect you with one who can look over your current arrangements and see if you can get a more competitive rate. You're doing the right thing by asking the question instead of quietly cancelling. These conversations can make a huge difference - and your future self (and family) will thank you for it. Good luck exploring your options,
Yahoo
27-05-2025
- General
- Yahoo
Liverpool fans 'devastated' as title glory marred by tragedy
Liverpool supporters Tuesday described their shock and sadness as dreams of seeing their heroes up close turned into a nightmare when a car ploughed into crowds celebrating the club's Premier League title triumph. Monday's triumphant parade through Liverpool city centre ended tragically when some 65 people were injured as a Ford Galaxy car mowed down pedestrians. "It's devastating," said Adrian Chan, 35, who had travelled from Singapore to attend the parade. "It sours the parade and what was a weekend to celebrate. We were all there for the joy of the day." An estimated one million people had turned out for the festivities to mark Liverpool's record-equalling 20th English top-flight title. Yet, the wild scenes of celebration were plunged into chaos shortly after the Liverpool squad, led by star players Mohamed Salah and Virgil van Djik, had finished their 10-mile (16 kilometre) route through the packed streets. The parade offered fans from around the world who cannot buy match tickets to make the pilgrimage to Merseyside. However, they were left with painful memories from long and expensive journeys. "I have been waiting 11 years to come," said Adele Lim, 40, who had travelled from Singapore with her niece. "Everyone was so excited, for it to end like that is terrible." It was the first time in 35 years the Reds could celebrate winning the league with their supporters as the 2019/20 title was won during a period of coronavirus restrictions. Outside the club's iconic Anfield stadium on Tuesday, hundreds of fans who had made the trip took pictures at the club's "Champions Wall" showing off the team's historic haul of trophies. - 'We stick together' - Patrick Kwesiga had made the trip from Calgary, Canada, for his first visit to Liverpool after 20 years of following the club from across the Atlantic. "It's so shocking," he said. "It is so sad an event that brought so much joy ended like that." Many fans spoke of the confusion in the hours following the car-ramming as a lack of mobile phone signal due to the size of the crowd made it difficult to get information. A 53-year-old white British man, believed to be the driver of the car, was arrested after the incident and is being held on suspicion of attempted murder, dangerous driving and driving under the influence of drugs. Near the Champions Wall, a memorial to victims of the Hillsborough disaster serves as a reminder of Liverpool's history of tragedy. In 1989, 97 fans died in a crush at a game in Sheffield, which still scars the port city. And in 2022, Liverpool supporters escaped what an independent report cited as a near "mass fatality catastrophe" after security failings at the Champions League final in Paris. "This club has been through worse times. We are the Liverpool family and we will stick together," said Chilean Luis Vargas Guzman. Fans were also largely undeterred at the prospect of attending future events to show their support for the six-time European champions. Polish fan Michael Skabara, 28, was determined to make it back to Anfield for a match after taking a stadium tour for the first time. "After what happened yesterday I am definitely coming to a game as soon as I can. Life is too short." kca/jkb/lp
Yahoo
27-05-2025
- General
- Yahoo
Liverpool fans 'devastated' as title glory marred by tragedy
Liverpool supporters Tuesday described their shock and sadness as dreams of seeing their heroes up close turned into a nightmare when a car ploughed into crowds celebrating the club's Premier League title triumph. Monday's triumphant parade through Liverpool city centre ended tragically when some 65 people were injured as a Ford Galaxy car mowed down pedestrians. "It's devastating," said Adrian Chan, 35, who had travelled from Singapore to attend the parade. "It sours the parade and what was a weekend to celebrate. We were all there for the joy of the day." An estimated one million people had turned out for the festivities to mark Liverpool's record-equalling 20th English top-flight title. Yet, the wild scenes of celebration were plunged into chaos shortly after the Liverpool squad, led by star players Mohamed Salah and Virgil van Djik, had finished their 10-mile (16 kilometre) route through the packed streets. The parade offered fans from around the world who cannot buy match tickets to make the pilgrimage to Merseyside. However, they were left with painful memories from long and expensive journeys. "I have been waiting 11 years to come," said Adele Lim, 40, who had travelled from Singapore with her niece. "Everyone was so excited, for it to end like that is terrible." It was the first time in 35 years the Reds could celebrate winning the league with their supporters as the 2019/20 title was won during a period of coronavirus restrictions. Outside the club's iconic Anfield stadium on Tuesday, hundreds of fans who had made the trip took pictures at the club's "Champions Wall" showing off the team's historic haul of trophies. - 'We stick together' - Patrick Kwesiga had made the trip from Calgary, Canada, for his first visit to Liverpool after 20 years of following the club from across the Atlantic. "It's so shocking," he said. "It is so sad an event that brought so much joy ended like that." Many fans spoke of the confusion in the hours following the car-ramming as a lack of mobile phone signal due to the size of the crowd made it difficult to get information. A 53-year-old white British man, believed to be the driver of the car, was arrested after the incident and is being held on suspicion of attempted murder, dangerous driving and driving under the influence of drugs. Near the Champions Wall, a memorial to victims of the Hillsborough disaster serves as a reminder of Liverpool's history of tragedy. In 1989, 97 fans died in a crush at a game in Sheffield, which still scars the port city. And in 2022, Liverpool supporters escaped what an independent report cited as a near "mass fatality catastrophe" after security failings at the Champions League final in Paris. "This club has been through worse times. We are the Liverpool family and we will stick together," said Chilean Luis Vargas Guzman. Fans were also largely undeterred at the prospect of attending future events to show their support for the six-time European champions. Polish fan Michael Skabara, 28, was determined to make it back to Anfield for a match after taking a stadium tour for the first time. "After what happened yesterday I am definitely coming to a game as soon as I can. Life is too short." kca/jkb/lp
France 24
27-05-2025
- Sport
- France 24
Liverpool fans 'devastated' as title glory marred by tragedy
Monday's triumphant parade through Liverpool city centre ended tragically when some 65 people were injured as a Ford Galaxy car mowed down pedestrians. "It's devastating," said Adrian Chan, 35, who had travelled from Singapore to attend the parade. "It sours the parade and what was a weekend to celebrate. We were all there for the joy of the day." An estimated one million people had turned out for the festivities to mark Liverpool's record-equalling 20th English top-flight title. Yet, the wild scenes of celebration were plunged into chaos shortly after the Liverpool squad, led by star players Mohamed Salah and Virgil van Djik, had finished their 10-mile (16 kilometre) route through the packed streets. The parade offered fans from around the world who cannot buy match tickets to make the pilgrimage to Merseyside. However, they were left with painful memories from long and expensive journeys. "I have been waiting 11 years to come," said Adele Lim, 40, who had travelled from Singapore with her niece. "Everyone was so excited, for it to end like that is terrible." It was the first time in 35 years the Reds could celebrate winning the league with their supporters as the 2019/20 title was won during a period of coronavirus restrictions. Outside the club's iconic Anfield stadium on Tuesday, hundreds of fans who had made the trip took pictures at the club's "Champions Wall" showing off the team's historic haul of trophies. 'We stick together' Patrick Kwesiga had made the trip from Calgary, Canada, for his first visit to Liverpool after 20 years of following the club from across the Atlantic. "It's so shocking," he said. "It is so sad an event that brought so much joy ended like that." Many fans spoke of the confusion in the hours following the car-ramming as a lack of mobile phone signal due to the size of the crowd made it difficult to get information. A 53-year-old white British man, believed to be the driver of the car, was arrested after the incident and is being held on suspicion of attempted murder, dangerous driving and driving under the influence of drugs. Near the Champions Wall, a memorial to victims of the Hillsborough disaster serves as a reminder of Liverpool's history of tragedy. In 1989, 97 fans died in a crush at a game in Sheffield, which still scars the port city. And in 2022, Liverpool supporters escaped what an independent report cited as a near "mass fatality catastrophe" after security failings at the Champions League final in Paris. "This club has been through worse times. We are the Liverpool family and we will stick together," said Chilean Luis Vargas Guzman. Fans were also largely undeterred at the prospect of attending future events to show their support for the six-time European champions. Polish fan Michael Skabara, 28, was determined to make it back to Anfield for a match after taking a stadium tour for the first time.
South China Morning Post
20-03-2025
- Lifestyle
- South China Morning Post
How Hong Kong's tiny apartments are getting a luxury makeover
Hong Kong has long been infamous for its tiny living spaces . But small homes are becoming increasingly fashionable, with owners prioritising design and furnishings to ensure that comfort is not sacrificed. While affordability is still a factor in one of the world's most expensive real-estate markets, designers say buyers of flats under 600 square feet are more willing than ever to splurge on their interiors. Advertisement Alice Cheung, co-founder and creative director of abt design studio, cites a lingering flight to luxury spawned by the pandemic. 'When people moved to working from home during the Covid lockdowns, they began to spend more on interior design and furniture to make their apartment their dream home,' she says. Vertical storage space and 'spine' lends a sense of organisation to the compact apartment and was designed specifically to the clients' requirements after taking an inventory of their possessions. Photo: 1kmstudio Household demographics in Hong Kong are also changing from the multigenerational norm of the past. Not only are younger millennials aspiring to a home of their own, they are also more likely to be going solo. According to online statistics portal Statista, the number of single-occupancy households reached 20 per cent of the total in Hong Kong in 2023, from 13.4 per cent in 2000, and that trend is increasing. Adrian Chan, founder of Adrian Chan Design and Research Office (ADRO), cites bespoke features for both practical and aesthetic reasons. The second bedroom has a custom, motorised, fold-out bed, leaving it free of furniture for yoga, meditation, reading or light workouts. Photo: Steven Tsui
