Latest news with #Adyen
CNBC
3 days ago
- Business
- CNBC
Trading this fintech giant using options ahead of earnings
Chevron completing the acquisition of Hess following a legal battle with Exxon Mobil opened up a space for a new constituent of the S & P 500 to be added: Jack Dorsey's fintech giant Block (XYZ). Shares jumped nearly 9% on the news Friday and traded roughly 2½ times the average daily options volume, with calls outpacing puts by well over 4:1. Perhaps overshadowed by more recent fintech players more closely associated with crypto, including Block, PayPal remains a dominant player in the digital payments industry. It has an extensive network of over 426 million active accounts, 35 million merchant accounts and global reach. PayPal generates substantial revenue, with total payment volume reaching $1.5 trillion over the trailing 12 months, and adjusted revenue approaching $32 billion for the past year. Its asset-light model and 19% free cash flow margins enable significant share repurchasing. The current program authorizes open market share repurchases of more than 20% of the float at current market prices. Recent strategic partnerships with Adyen , Fiserv , Shopify and Amazon enhance PayPal's market penetration and integration, particularly through Venmo's acceptance at Amazon checkouts. Innovations like Fastlane, a guest checkout solution, and the PayPal USD stablecoin (PYUSD) demonstrate a commitment to capturing emerging trends in e-commerce and cryptocurrency. PayPal's strong brand, high merchant acceptance (76% among top North American and European retailers) and focus on personalization further solidify its competitive moat. As digital commerce continues to grow, PayPal appears well-positioned to capitalize on secular trends for investors seeking exposure to fintech. Despite its strengths, PayPal trades at less than 15 times its FY adjusted EPS estimates of $5.08 per share. Why is that? For one thing, the company's growth has slowed. Consensus estimates for topline growth are just under 3% for FY2025, although a better-than-GDP growth of 5.8% is estimated for FY2026. These growth figures are considerably lower than the company achieved every year over the past decade. Competition from Apple Pay, Google Pay, Block's Cash App and agile platforms like Klarna and Adyen threatens PayPal's market share, particularly as younger demographics prefer alternatives. A Piper Sandler survey ranked PayPal fourth among teens. As earnings approach, however, PayPal is trading at a historic discount to the broader market, trading near all-time highs and at its own historical multiples. The options market is also seeing an above-average move. As I write this, the options market expects the stock to move 8.7% higher or lower by Aug. 1 expiration (which captures earnings on July 29). Down 12% year to date, PayPal has materially underperformed. However, several technical indicators suggest it could be due for a bounce. Perhaps earnings will be the catalyst? The trade A calendar call/spread risk reversal aims to capitalize on the "vol crush" that typically follows earnings, a trade we favor if 1) options prices are fair to over-priced and 2) we have a directional bias - in this case, playing for a bounce. One example is a purchase of calls close to "at-the-money" that expire after the expected Q3 earnings report in late October, as follows: DISCLOSURES: None. All opinions expressed by the CNBC Pro contributors are solely their opinions and do not reflect the opinions of CNBC, NBC UNIVERSAL, their parent company or affiliates, and may have been previously disseminated by them on television, radio, internet or another medium. THE ABOVE CONTENT IS SUBJECT TO OUR TERMS AND CONDITIONS AND PRIVACY POLICY . THIS CONTENT IS PROVIDED FOR INFORMATIONAL PURPOSES ONLY AND DOES NOT CONSITUTE FINANCIAL, INVESTMENT, TAX OR LEGAL ADVICE OR A RECOMMENDATION TO BUY ANY SECURITY OR OTHER FINANCIAL ASSET. THE CONTENT IS GENERAL IN NATURE AND DOES NOT REFLECT ANY INDIVIDUAL'S UNIQUE PERSONAL CIRCUMSTANCES. THE ABOVE CONTENT MIGHT NOT BE SUITABLE FOR YOUR PARTICULAR CIRCUMSTANCES. BEFORE MAKING ANY FINANCIAL DECISIONS, YOU SHOULD STRONGLY CONSIDER SEEKING ADVICE FROM YOUR OWN FINANCIAL OR INVESTMENT ADVISOR. Click here for the full disclaimer.
FF News
6 days ago
- Business
- FF News
Worldwide Golf Selects Adyen to Power Unified Commerce Payments
Worldwide Golf Adyen partnership brings unified payment innovation to retail. Adyen has been chosen by Worldwide Golf, a well-known name in golf equipment since 1963, to handle all of its stores' and online sales' payments. This partnership for retail payments uses Adyen's single platform and SFO1 terminals to make things easier and faster. 'As we looked to modernize and streamline our payment process, it was essential to find a partner that could unify our transactions across in-store and digital touchpoints,' said Dan Appell , CFO & Chief Strategy Officer at Worldwide Golf. 'Adyen's technology provides the flexibility, scalability, and reliability we need to elevate and further personalize the shopping experience for our customers while optimizing our payment operations.' With Adyen's single platform, Worldwide Golf can consolidate payments across its e-commerce channels and nearly 100 physical stores, gaining deeper insights into customer preferences and enhancing operational efficiency. Adyen's SFO1 and its all-in-one design, provides real-time transaction insights, multiple connectivity options, and reliable checkout experiences across all store environments. Its customizable interface and dynamic customer engagement features help retailers personalize shopping experiences while strengthening brand loyalty. 'We're thrilled to partner with Worldwide Golf as they take the next step in their payments evolution,' said Alex Rhodes , Senior Vice President of Unified Commerce at Adyen. 'Our unified commerce solution empowers merchants to deliver frictionless transactions while unlocking valuable data to drive business growth. We look forward to supporting Worldwide Golf in their journey to create a seamless, modern payment experience.' Through the Worldwide Golf Adyen partnership, the brand strengthens its commitment to new ways of paying in stores, making sure that customers have no problems. People In This Post Alex Rhodes Adyen
Bloomberg
15-07-2025
- Business
- Bloomberg
Joe & the Juice to Implement Adyen's Payment Tech
Joe & the Juice is expanding its partnership with fintech platform Adyen to make its payment experience frictionless for customers. Joe & the Juice CTO Nicoli Schnack and Adyen North America President Davi Strazza have more on the partnership. (Source: Bloomberg)
Yahoo
15-07-2025
- Business
- Yahoo
Adyen Supports JOE & THE JUICE's International Growth and Expansion
The SFO1 payment terminal's 8-inch touch screen merges payment functions with customer-facing marketing displays to transform in-store payments experience NEW YORK, July 15, 2025 /PRNewswire/ -- Adyen, the global financial technology platform of choice for leading businesses, is partnering with urban juice bar and coffee concept JOE & THE JUICE to revolutionize its in-store payment experience with Adyen's proprietary multimedia countertop SFO1 terminal. For over a decade, JOE & THE JUICE has partnered with Adyen to streamline payment operations and drive efficiency across its growing global footprint. As the brand accelerates its expansion in the U.S. market, particularly in key cities like New York, it is turning to Adyen's technology to enrich in-store experience. The latest deployment of Adyen's SFO1 terminals marks a significant step, combining frictionless payments with integrated brand engagement and loyalty programs directly at the point of sale. This enables JOE & THE JUICE to turn each transaction into a moment of interaction, using real-time data and feedback to strengthen the brand and foster deeper customer connections. As part of its U.S. growth strategy, JOE & THE JUICE is using these intelligent terminals not just to simplify checkout, but to gather insights that help inform store experiences, shape its marketing approach, and ultimately, build long-term customer loyalty in a highly competitive F&B landscape. "Adyen has been a trusted partner and leveraging their financial technology to expand internationally was an easy decision," said Nicolai Schnack, CTO at JOE & THE JUICE. "Adyen's new SFO1 terminal allows us to adapt to various market environments, enhancing our in-store experience to match the retail environment. It enables us to meet customers where they are, fostering a global connection to the brand." The SFO1 terminal supports Joe & The Juice's digital expansion by enabling pre-ordering through the app, providing personalized loyalty incentives, and incorporating marketing content directly at checkout. This shift reflects the growing consumer demand for personalized brand experiences in the company's U.S. and European markets. "The way customers interact at checkout varies between U.S. and European audiences across contactless payments and credit usage, for example, and we're excited to help support JOE & THE JUICE cater to local consumer preferences," said Roelant Prins, Chief Commercial Officer at Adyen. "The SFO1 terminal makes it easier to reward and learn from customers in real-time. It's a great example of how the point of sale can become a point of connection." Learn more about the SFO1 terminal here. About JOE & THE JUICE JOE & THE JUICE is an urban juice bar and coffee concept operating in more than 400 locations across 18 countries. Founded in 2002, the company sells freshly prepared juices, shakes, sandwiches, and coffee using natural and organic ingredients sourced from growers directly. Joe & the Juice's differentiated concept creates a modern, urban, and hip ambiance for on-the-go customers focused on a healthy lifestyle. For more on our authentic and unique brand: About Adyen Adyen (AMS: ADYEN) is the financial technology platform of choice for leading companies. By providing end-to-end payments capabilities, data-driven insights, and financial products in a single global solution, Adyen helps businesses achieve their ambitions faster. With offices around the world, Adyen works with the likes of Meta, Uber, H&M, eBay, and Microsoft. The cooperation with JOE & THE JUICE as described in this merchant update underlines Adyen's continuous growth with current and new merchants over the years. View original content to download multimedia: SOURCE Adyen
Korea Herald
15-07-2025
- Business
- Korea Herald
Adyen Supports JOE & THE JUICE's International Growth and Expansion
The SFO1 payment terminal's 8-inch touch screen merges payment functions with customer-facing marketing displays to transform in-store payments experience NEW YORK, July 15, 2025 /PRNewswire/ -- Adyen, the global financial technology platform of choice for leading businesses, is partnering with urban juice bar and coffee concept JOE & THE JUICE to revolutionize its in-store payment experience with Adyen's proprietary multimedia countertop SFO1 terminal. For over a decade, JOE & THE JUICE has partnered with Adyen to streamline payment operations and drive efficiency across its growing global footprint. As the brand accelerates its expansion in the U.S. market, particularly in key cities like New York, it is turning to Adyen's technology to enrich in-store experience. The latest deployment of Adyen's SFO1 terminals marks a significant step, combining frictionless payments with integrated brand engagement and loyalty programs directly at the point of sale. This enables JOE & THE JUICE to turn each transaction into a moment of interaction, using real-time data and feedback to strengthen the brand and foster deeper customer connections. As part of its U.S. growth strategy, JOE & THE JUICE is using these intelligent terminals not just to simplify checkout, but to gather insights that help inform store experiences, shape its marketing approach, and ultimately, build long-term customer loyalty in a highly competitive F&B landscape. "Adyen has been a trusted partner and leveraging their financial technology to expand internationally was an easy decision," said Nicolai Schnack, CTO at JOE & THE JUICE. "Adyen's new SFO1 terminal allows us to adapt to various market environments, enhancing our in-store experience to match the retail environment. It enables us to meet customers where they are, fostering a global connection to the brand." The SFO1 terminal supports Joe & The Juice's digital expansion by enabling pre-ordering through the app, providing personalized loyalty incentives, and incorporating marketing content directly at checkout. This shift reflects the growing consumer demand for personalized brand experiences in the company's U.S. and European markets. "The way customers interact at checkout varies between U.S. and European audiences across contactless payments and credit usage, for example, and we're excited to help support JOE & THE JUICE cater to local consumer preferences," said Roelant Prins, Chief Commercial Officer at Adyen. "The SFO1 terminal makes it easier to reward and learn from customers in real-time. It's a great example of how the point of sale can become a point of connection." Learn more about the SFO1 terminal here. About JOE & THE JUICE JOE & THE JUICE is an urban juice bar and coffee concept operating in more than 400 locations across 18 countries. Founded in 2002, the company sells freshly prepared juices, shakes, sandwiches, and coffee using natural and organic ingredients sourced from growers directly. Joe & the Juice's differentiated concept creates a modern, urban, and hip ambiance for on-the-go customers focused on a healthy lifestyle. For more on our authentic and unique brand: About Adyen Adyen (AMS: ADYEN) is the financial technology platform of choice for leading companies. By providing end-to-end payments capabilities, data-driven insights, and financial products in a single global solution, Adyen helps businesses achieve their ambitions faster. With offices around the world, Adyen works with the likes of Meta, Uber, H&M, eBay, and Microsoft. The cooperation with JOE & THE JUICE as described in this merchant update underlines Adyen's continuous growth with current and new merchants over the years.
