Latest news with #AmericanWorkers
Yahoo
05-07-2025
- Yahoo
Two Americans injured in attack on GHF aid distribution center in Khan Yunis
The attack was part of "explicit plans to target American personnel, Palestinian aid workers, and the civilians who rely on our sites for food," GHF said. Two Americans working at a humanitarian aid distribution center in Khan Yunis were injured in an attack on the facility on Saturday, the Gaza Humanitarian Foundation said in a statement. The attack was part of "explicit plans to target American personnel, Palestinian aid workers, and the civilians who rely on our sites for food. Today's attack tragically affirms these warnings," GHF wrote. The individuals were injured when two assailants attacked the facility with grenades. They are currently receiving medical treatment and are in stable conditions, the statement said. No local aid workers or civilians were harmed, GHF confirmed. The IDF confirmed that it received an update from GHF on Saturday morning that terrorists had launched grenades into the aid distribution site in Rafah while Palestinian civilians were still present. Two American workers were wounded as a result, the military confirmed. Following the explosion, soldiers evacuated the injured for medical treatment. The GHF, an Israeli and US-backed NGO, began operating in Gaza in May to distribute humanitarian aid. GHF has disclosed that Hamas had placed bounties on American security workers in the enclave and that 12 of the organization's local staff members had been murdered in its latest update on the situation in Gaza, while others have been tortured. 'Hamas has placed bounties on both our American security personnel and Palestinian aid workers, offering cash rewards to anyone who injures or kills them." In its statement on Saturday the GHF said that it will remain fully committed to its aid distribution mission. "Attempts to disrupt this life-saving work will only deepen the crisis. We will continue to stand with the people of Gaza and do everything in our power to deliver the aid they so urgently need."
Forbes
28-06-2025
- Business
- Forbes
5 Questions To Ask Before You Switch Careers
Before making a career change, reflect on what's missing, what you truly want, and how your past ... More experiences can guide your next step. Thinking about making a career change? You're not the only one. A study by Glassdoor revealed that around half of U.S. workers are considering it, and nearly 6 in 10 are already on the hunt for something new. Making a smart career move takes more than just a hunch. It calls for honest reflection, focused thinking, and a little planning. When work gets hard or something shiny pops up, it's easy to feel tempted to jump ship. But how do you know if a career change is really the right call, or just a distraction? Start by asking yourself these five questions. Am I Happy With My Current Career? Pause and look at what you're doing now. Is your current role taking you in a direction you're actually interested in? If you're even considering a career change, the answer is probably no, which is something worth looking into. Let's be real: work isn't always rainbows and perfectly brewed coffee. But considering we spend about 90,000 hours (yep, about a third of our lives) at work, it better count for something. That's exactly why your job should make you happy. You deserve to feel respected, challenged, and paid fairly. If those things are consistently missing, it might be time to consider a change. That said, if you're generally happy with your job, and while not every single day is perfect, you feel engaged and valued most of the time, it might be worth sticking around. Job satisfaction can't be bought, and more money won't magically make you enjoy a job you already can't stand. What Do I Not Want In My Next Role? Sometimes, it helps to start with what you don't want. Think back to the roles, tasks, or work environments that left you feeling tired or uninspired. Knowing your deal-breakers can help you narrow things down when exploring your next move. Your career affects more than your schedule. It touches your physical, mental, and emotional health, too. When you're in the wrong role, it takes a toll. According to a 2022 Gallup poll, 19% of employees are miserable at work, and 60% feel emotionally detached. It's easy to settle into a job that isn't right for you without realizing it. So take a moment to be honest with yourself. If you're thinking about a career change, dig into what didn't feel right in your last role or industry. Was it the type of work you were doing, the pace, the values, or how success was defined? The clearer you are about what to avoid, the easier it becomes to move toward something better. What Do I Actually Want To Do? Now's the time to look around. What industries or roles naturally draw your attention? What kind of work feels aligned with your values or just sparks your curiosity? Follow that interest. If it's not just your job but the nature of the work itself that feels draining, then the question runs deeper: What sort of work feels meaningful to you? And how close are you to that right now? Consider your life goals, because changing careers often comes with a shift in lifestyle too: how you spend your time, who you surround yourself with, what types of problems you want to solve, and what kind of workday actually feels meaningful to you. Friends, family, and coworkers will likely have opinions. And while it's fine to listen, remember that no one knows what feels right for you better than you do. Once you're clear on what you're good at and what areas you'd like to grow in, the next step becomes a lot easier to figure out. What Past Skills, Experiences, Or Projects Have I Genuinely Enjoyed? Think back on your work. Jot down the moments that made you feel proud, energized, or even just genuinely satisfied. What were you doing, and why did it feel meaningful? These moments reveal the kind of work that feels rewarding, the skills you enjoy using, and the values that matter to you. They also point to the environments where you thrive: whether that's fast-paced, collaborative, creative, or something else entirely. Your career interests go beyond just tasks. They also cover how you like to work, who you work with, and what type of challenges keep you engaged. When you understand these preferences, it's easier to make clear, confident decisions about your next move. And since interests shift over time, it's a good idea to check in with yourself regularly. You might rediscover something you've been putting off or uncover a direction you hadn't considered before. Who Can I Talk To For Support And Insight? You don't have to figure this out alone. Start reaching out to people in roles that interest you. Ask what their day-to-day looks like, what they enjoy most, what's challenging, and what advice they'd give to someone exploring a similar path. Having someone to lean on makes a career change feel a lot less overwhelming. Whether you're sharing ideas, facing fears, or learning what's possible, connection plays a big role in moving forward. There will be moments when doubt creeps in. That's normal. But having a support system can make all the difference. It could be a trusted colleague, a mentor, a friend, or someone new you meet along the way. Most likely, someone in your circle is ready to help—you just need to ask. Remember: finding the right path isn't about chasing the 'perfect' job. It's about building a career that reflects your strengths, values, and the kind of life you want to lead. Keep checking in with yourself, stay curious, and don't be afraid to pivot. You've got this!
Forbes
27-06-2025
- Business
- Forbes
The Power Of Poise In Salary Negotiations
Poise and preparation turn high-stakes salary conversations into confident, collaborative ... More agreements. Salary negotiations can trigger a wave of nerves even in the most seasoned professionals. But here's the truth: poise isn't just a nice-to-have in these moments—it's a power play. When you stay calm, grounded, and strategic, you not only make a better impression but also significantly improve your chances of landing the offer you deserve. Poise shows confidence, control, and clarity—and that earns respect. Here's how to stay composed and compelling when it matters most. Prepare Your Strategy Before You Walk In Confidence comes from preparation. Before any negotiation, research the average salary range for your role, industry, and location. Use platforms like Glassdoor, or Payscale to get a realistic picture of what you should be earning. Know your numbers: what's your ideal salary, your target, and your walk-away point? Yet many professionals skip this step: according to a survey by ResumeGenius, 55% of American workers accept the first offer without negotiating, often because they feel too uncomfortable to negotiate. Preparation gives you the clarity and confidence to avoid leaving money on the table. Next, outline your value. What accomplishments, skills, or experience justify the salary you're aiming for? Write them down. Practicing how to present these points succinctly will help you stay calm when the stakes are high. Rehearse For Calm, Not Just Content Practice goes beyond knowing what to say. It's also about how to say it. Rehearse your delivery with a friend, mentor, or even on camera. Focus on keeping your tone steady, your posture open, and your phrasing clear. This helps reduce nerves and trains your body and voice to project confidence. Use role-play scenarios to prepare for potential pushback. Practice saying phrases like, 'Based on my experience and the market data I've seen, I was expecting something closer to...' or 'I'm confident I can contribute at a high level and would love to align on something mutually beneficial.' Control The Tempo Of The Conversation One of the biggest mistakes candidates make is rushing. Poise is about pacing. When a recruiter throws out a number or question, don't feel pressured to respond instantly. Take a breath. Pause. Then respond. If you need time, say so: 'Thanks for sharing that. I'd like to take a moment to consider it,' or 'Would it be okay if I followed up with you tomorrow?' You're allowed to take space to make a smart decision, and asking for it calmly only reinforces your confidence. Redirect Nerves Into Questions Instead of letting anxiety spiral into silence or rambling, channel it into curiosity. Ask thoughtful questions about the role, performance expectations, or long-term growth. This not only helps you gather more information, but it also repositions you as an engaged professional rather than a passive recipient. You might say, 'Can you share more about how compensation is structured for this role?' or 'How does your team typically reward top performers?' Poised candidates don't just accept the first offer—they investigate how it aligns with their goals. Set Boundaries Without Apologizing There's a difference between being polite and being passive. When a number doesn't meet your expectations, say so firmly and respectfully. You don't need to apologize for advocating for yourself. Try phrases like: 'That's below the range I was expecting based on my research and experience,' or 'I'd love to continue this conversation if we can get closer to X.' These boundaries let the employer know you're serious about your worth and that you're not afraid to walk away if it's not a fit. Follow Up With Grace And Clarity Whether you accept the offer or ask for more time, your follow-up matters. Thank them for their time, reiterate your enthusiasm for the role, and clearly state your position. If you're negotiating, make sure your request is specific and tied to your value, not just your needs. You can say something like: 'Thank you again for the offer. I'm excited about the opportunity and feel confident about the value I can bring. Based on my experience and the market data I've reviewed, I was hoping we could explore a base salary closer to X.' At the heart of every successful salary negotiation is a simple truth: you have to believe in your own value before anyone else will. Poise isn't about staying silent or playing it cool. It's about showing that you know what you bring to the table and refusing to shrink under pressure. Staying calm doesn't mean being passive. It means being intentional. When you prepare, communicate clearly, and advocate confidently, you're not just negotiating your salary—you're setting the tone for how you expect to be treated moving forward. So take a breath, trust your prep, and hold your ground. You're not lucky to be at the table—you earned it. Now claim what you're worth, with poise. You've got this!
Bloomberg
26-06-2025
- Business
- Bloomberg
The Middlemen Gaming the US Work Visa Lottery
For decades, foreign staffing and outsourcing firms have taken advantage of loopholes in a US visa program meant to bring in high-skilled workers to make up for a lack of domestic tech talent. Amid a US immigration crackdown the Trump administration contends is based in part on protecting American jobs, here's how middlemen keep gaming the visa system at the expense of US workers and many others. (Source: Bloomberg)
CBS News
26-06-2025
- Business
- CBS News
When should you boost your supplemental life insurance? Experts weigh in
We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. Supplemental life insurance can provide critical financial protection that you may otherwise miss out on. Getty Images The majority of American workers — 53% in 2024 — have life insurance through their workplace, according to LIMRA. However, as the cost of living rises, most workplace life insurance policies fail to keep pace. The median basic workplace coverage is just $20,000 or one times a worker's salary, which likely isn't enough to provide for your family if you pass away, the survey notes. "A basic group life policy from your employer, usually one to two times your salary, just isn't enough in today's world," says Michael Foguth, founder of Foguth Financial Group. "If you have a mortgage, kids, or even significant debt, supplemental life insurance can be a game-changer." And even if you have significantly more coverage, it likely isn't keeping up with the cost of living. Unfortunately, far too many people are just relying on their employer's plan. That's where supplemental coverage comes in. Supplemental life insurance, referring to a policy you buy to supplement your basic workplace policy, creates an additional safety net so your family won't have to rely solely on your basic workplace life insurance. The importance of this type of protection grows as your financial obligations evolve. We spoke with two life insurance experts to find out when you should consider supplemental life insurance and how to figure out how much coverage is appropriate for your situation. When should you boost your supplemental life insurance, according to experts? To better understand when it may (or may not be) appropriate to increase your supplemental life insurance coverage, it first helps to understand the various types of supplemental policies available. Supplemental life insurance policies come in a few different forms. First, many employers offer supplemental life insurance in addition to their basic plan. You can also purchase a private policy directly through an insurance company. Both options have some advantages. A group policy, such as one you'd get through your employer, typically doesn't require a medical exam and may come at a cheaper price tag. However, if you lose your job, your insurance goes with it. And you may find that it's more expensive or more difficult to get a different policy later on. Private plans have the disadvantage of being more expensive and more difficult to qualify for — health histories and medical exams are often required. However, once you lock in your policy, you'll have coverage for your entire term, even if you lose your job. You can also choose between term and whole life insurance. Term life insurance is the most affordable and provides a set death benefit for a specific number of years. Whole life insurance, meanwhile, covers you for your whole life as long as you continue to make payments and usually has a cash-value component in addition to the death benefit. However, these plans are more expensive. "Term insurance is usually the best choice for most people: it's affordable and provides substantial coverage during your high-need years," says Foguth. "Permanent insurance has its place, but only if you've already maxed out other financial priorities." Depending on your situation, supplemental coverage may or may not be the right choice for you. You'll probably want to consider supplemental life insurance if your basic workplace policy has a low death benefit, especially if your family financially depends on you and your income. Certain life milestones could be a sign it's time to reconsider your life insurance coverage and boost your supplemental coverage. "We find that younger families in particular need supplemental life insurance," says Matt Hylland, a financial planner and investment advisor with Arnold and Mote Wealth Management. "For one reason, workplace group life insurance is usually based on a multiple of your salary, and younger workers may not yet be at peak salary, where two or three times their current salary is enough insurance." "Also, younger families, particularly those with young children, have decades of expenses and goals that insurance needs to help cover. As you age, your insurance need typically decreases, but your 30s and 40s are typically the peak years for insurance needs." When you go through any major life events use that as an opportunity to reevaluate your coverage. How to calculate your life insurance needs There are a few different rules of thumb that experts tout for determining your life insurance needs. For example, some recommend multiplying your income by a certain amount, such as 10 times. Others base it on your age and how close you are to retirement. While these methods can be a good starting point, they don't take into account your unique financial situation and needs. Rather than relying on a basic rule of thumb, consider what purposes your life insurance would serve. Would it provide income for your family? Help pay off your household debt? Send your kids to college? Take all of that into account to decide how much coverage makes sense for you. For example, you may need to substitute your income at least until your kids head off to college. If you make $75,000 per year and your youngest graduates from high school in ten years, that's $750,000 in coverage. Then, you may choose to add in your family's total debt obligations, including your mortgage, auto loans, credit cards and anything else. Finally, if your goal is to pay for your children's college educations, consider enough coverage to do that. It's also important to consider what insurance term you need. According to Hylland, it's important to match your life insurance policy with your family's needs. For example, you might choose a policy that's set to end once your kids have moved out of the home or you've paid off your mortgage. "We also generally say to be conservative and purchase insurance with a slightly longer term than you need," says Hylland. "For example, if your kids will be graduated from college in 15 years, perhaps go with a 20-year term policy. You can always surrender or cancel a term policy if you do not need it, but it will be costly to get insurance later in life if you find that you need additional years of coverage." It's worth noting that, in some cases, a supplemental policy through your employer still may not be enough. It's important to run the numbers for yourself to make sure you have enough coverage, even if that means purchasing private insurance in addition to your workplace plan. The bottom line Almost anyone can benefit from some sort of life insurance, and it's usually non-negotiable for anyone with a family to support. Unfortunately, a basic workplace life insurance plan doesn't usually provide enough coverage. Make sure to review your life insurance coverage regularly, especially as open enrollment rolls around. It's important to weigh all of your options when you're shopping for policies, including deciding between a term or permanent policy and a workplace or private policy.
