Latest news with #BIBA
Yahoo
14-07-2025
- Business
- Yahoo
BIBA appeals to Chancellor on regulatory relief
The British Insurance Brokers' Association (BIBA) has requested the Chancellor to consider easing the regulatory constraints on insurance brokers. In a letter, BIBA chief executive Graeme Trudgill stressed the importance of insurance brokers to the UK economy and the challenges posed by current regulatory measures. BIBA argues that over-regulation is hindering the ability of brokers to serve their clients and is contributing to a decline in the sector, as evidenced by the low number of new broker authorisations compared to the number of firms exiting the market in the first quarter of 2025. The association is seeking a revision of the Financial Conduct Authority's (FCA) regulatory framework, suggesting that a more 'balanced' and 'reasonable' approach to regulation is necessary to support the government's growth agenda and to maintain the UK's position in the global market. 'Now is the time to stop the downward spiral on productivity, to encourage new firms to start up, and to persuade the smaller businesses that serve the local communities to stay in the sector', the letter read. Trudgill's letter calls for a regulatory environment that reduces complexity, encourages innovation, and supports the establishment and scaling of new firms. BIBA believes that the FCA's mandate to regulate for growth should translate into tangible changes, including a more 'reasonable reporting requirements' rather than 'simplifying insurance rules' in a recent step by FCA. 'Now is the time, Chancellor, for bold action – not just cutting red tape, but resetting regulation', Trudgill said in the letter. The letter concluded with a call for the Chancellor to use the upcoming presentation of the Financial Services Growth and Competitiveness Strategy to initiate a shift towards regulation that better balances consumer protection with the need for economic growth and 'competitiveness' in the insurance broking sector. In May 2025, the FCA announced plans to update its insurance regulations by eliminating "outdated or redundant requirements" from its rulebook. "BIBA appeals to Chancellor on regulatory relief " was originally created and published by Life Insurance International, a GlobalData owned brand. The information on this site has been included in good faith for general informational purposes only. It is not intended to amount to advice on which you should rely, and we give no representation, warranty or guarantee, whether express or implied as to its accuracy or completeness. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content on our site.
Tokyo Weekender
07-07-2025
- Entertainment
- Tokyo Weekender
Tokyo's Lost Showa-Era Nightlife Club Scene
There was a time when people in Tokyo not only worked hard, but also partied just as hard. From the mid-1970s through the 1980s, even the asphalt streets seemed lacquered with possibility. The economy was booming, and the nights stretched endlessly, glittering with neon signs, alcohol, rhinestones and fantasy. This was a city intoxicated by its own potential. And the high — while it lasted — was electric. List of Contents: Tokyo's Decade of Excess Sunday School at the Shinjuku Disco The Rise of Host Clubs Where Queer Tokyo Survived Roppongi and the Rise of Bubble Glamor Juliana's Tokyo and the Death of an Era The Afterglow Related Posts Flamingo Bar in Roppongi, opened 1985 Tokyo's Decade of Excess In the 80s, nightclubs shimmered like Tokyo's answer to the Jazz Age — a playground for the newly rich, where money flowed as freely as the Dom Pérignon. The engine behind it all was the bubble economy — a dizzying surge of real estate speculation, loose credit and inflated stock prices that made office workers and landowners rich. Land in Tokyo's Ginza cost more than in Manhattan and banks threw loans at anything with a pulse. To party in Roppongi was to believe in the illusion that the boom would never bust. That beauty could be bought. And that desire had no cost. Sunday Disco at BIBA (c. 1984) | Obata Hitoshi/Hagamag Sunday School at the Shinjuku Disco It wasn't just adults filling the dance floors. By the early 80s , a bizarre phenomenon had taken over: daylight discos packed with junior high and high school students. In Shinjuku's Kabukicho area, the towering Daini Toa Kaikan building became ground zero for this youthquake. Clubs, including BIBA, operated across four floors. What began as late-night dens for delinquent teens evolved following a 1982 murder involving two junior high school girls who were picked up at a Kabukicho disco and later attacked in Chiba, one of them killed. Afterwards, curfews were imposed, leading to a full-blown daytime party movement. 1984, BIBA opened at noon on Sundays. Lines of uniformed teenagers wrapped around the stairwell. The bathrooms were the only part of the building with windows, which made it easy to forget it was still daylight. The scene led to routines such as the Bump , a battle-like choreography between two boys, and the Step , a group dance for girls. There was even the Jenka conga line to ' Can't Take My Eyes Off You .' The Rise of Host Clubs Beneath Toa Kaikan's booming floors, another form of theatrical nightlife emerged: host clubs. These were male equivalents to hostess bars — young men in sharp suits, rhinestones and stage names who sold conversation, attention and illusion to women in Kabukicho. Host clubs trace back to the late 1960s . By the 80s, the number of these clubs had increased significantly, with roughly 50 establishments in Shinjuku alone. The format soon became highly competitive as hosts earned commissions on drink sales and attempted to climb up the rankings. Where Queer Tokyo Survived A few blocks from Kabukicho's neon dazzle lay another revolution — Shinjuku Ni‑chome, Tokyo's queer quarter since the late 1940s . After the 1956 passage of the Prostitution Prevention Law, as red-light districts were restructured, a different kind of nightlife began to flourish. By the 80s, Ni‑chome hosted hundreds of intimate bars catering to gay men, lesbians and trans patrons. Spaces were coded — specialized for butches, femmes, bears, drag — accessible by referral and loyalty. This nightlife was defiant and political. It was as much survival as it was spectacle. Juliana's Tokyo (c. 1995) Roppongi and the Rise of Bubble Glamor Meanwhile, Roppongi's nightlife turned excess into art. Discos such as Turia, King & Queen and Area catered to a new kind of elite: people who were fashion-forward, image-obsessed and flush with cash from the bubble economy. One venue, Turia, was designed to look like a spaceship crash-landed in the area. Created by space designer Kotetsu Yamamoto and run by Layton House, the club embodied the architectural absurdity of the time. However, it ended in tragedy. On January 5, 1988 , a massive lighting fixture fell onto the dance floor, killing three. For some, it felt like the final curtain call of the disco age. The Showa era would officially end just one year later. Turia, Roppongi: before and after the tragic light fixture incident in 1988 Juliana's Tokyo and the Death of an Era Even after Japan's Bubble Economy burst in 1991, triggering a decade-long financial slump and what would later be called the 'Lost Decade,' glamour didn't die overnight. The markets had crashed, property values plummeted and corporate excess began its slow unraveling. On the dance floors of Tokyo, though, denial still glittered. That same year, Juliana's Tokyo opened in the Shibaura waterfront district. It quickly became a national sensation. Gyaru in skin-tight bodycon dresses danced atop glowing otachidai (raised pedestals), while techno throbbed and strobe lights sliced through the smoke. Office workers and college kids flooded in nightly, waving feathered Juri-sen fans like battle flags. The chant 'Julianers, Tokyo' became a euphoric war cry for a generation refusing to surrender to the coming recession. Though it closed just three years later, Juliana's remains one of the most iconic nightspots in Tokyo's history. It symbolized the last gasp of Showa-era glamor — an opulent fantasy defiantly staged in the shadow of economic collapse. And when it closed, the lights didn't just go out on the dance floor. They dimmed on an era. One of Juliana's rave-night CDs has been digitized here — complete with pounding beats, screaming synths and the iconic chant itself. The Afterglow Today, many of the old disco buildings are gone. Toa Kaikan still stands, but the music has long since stopped. Juliana's became a sports shop, then an ad agency. Turia's site is unrecognizable. Velfarre, once the jewel of Roppongi, was demolished in 2007. The lights, however, haven't truly gone out. City pop, which encapsulates the smooth optimism of this era, has returned with global fervor. Vintage flyers circulate online. In Shinjuku's backstreets, aging bartenders still line up worn laser discs, and some hostess clubs haven't changed their carpet since 1984. Even today, you'll find 20-somethings lining up for Juliana-themed club nights, feathered fans in hand, dancing to the ghost of a beat that refuses to die. Tokyo hasn't forgotten. It's just dancing in other costumes now. Related Posts 10 Surprising Facts About Japanese City Pop Icons The Timeless Nostalgia of Casio Digital Watches Iconic City Pop Songs Covered or Sampled by Overseas Artists | List of 7
Finextra
27-06-2025
- Business
- Finextra
BIBA issues AI guide for British insurers
The British Insurance Brokers' Association (BIBA), with the support of Markel, has launched a new guide to help members understand how Artificial Intelligence (AI) might be beneficially incorporated into their business. 0 This content is provided by an external author without editing by Finextra. It expresses the views and opinions of the author. The guide, written by those already experienced in the use of AI in insurance businesses, describes how and where AI can be used, the regulatory, legal and compliance considerations and both encourages brokers to look at what benefits it might bring while cautioning against it being a panacea for serving customers. BIBA CEO, Graeme Trudgill explained: 'AI, and its adoption, is moving fast. In a world where technology can be transformative, we wanted to help members grasp the opportunities and the risks it presents. Certainly, the AI genie is out of the bottle, so our aim is to help brokers navigate the new era of AI safely and within regulatory requirements.' Ahead of working on the guide BIBA surveyed members to assess levels of interest in and adoption of AI and the guide was built around the feedback. To make it as relevant and accurate as possible there are contributions from Markel, Gallagher Re, PIB, FullCircl, Romero, CFC and Cyxcel with many real -life examples of using AI. Guide sponsor, Markel's Jo Sykes said: 'Markel is proud to support BIBA in producing this Guide to AI. It is an invaluable tool for brokers looking to manage how their business interacts and utilises artificial intelligence. With practical insights and expert advice throughout, the guide will help BIBA members take advantage of AI technology effectively and ethically. In this 'new era', information and support such as this will allow the insurance sector to embrace innovation and drive our industry forward for the benefit of customers." Trudgill concluded: 'We know this is a fast-developing area and fully expect to have to update the guidance regularly, but I do encourage our members to read it and think about whether it's something for their business to adopt (safely). 'Finally, I would like to thank Markel and all of our fantastic contributors and Shân Millie for her thought-provoking overview at the start of the guide.' The guide is a BIBA member only benefit and is available online on the BIBA website.
Hindustan Times
11-06-2025
- Lifestyle
- Hindustan Times
Cotton dresses at up to 60% off on Amazon; Top 8 comfy and stylish picks to flaunt this summer
Cotton dresses are probably the best summer apparel that you can flaunt amidst these rising mercury levels. These cotton dresses are stylish and make you stay comfortable during daytime. Perfect for brunches or just a stroll to a mall, these cotton dresses are made to move with you. At Amazon, you can get up to 60% off on these breathable and classy dresses. From floral prints to linen fabrics, here are our top 8 cotton dresses for you. Light, lovely, and limited-time only, your perfect summer dress is waiting. Anriya Women's Beige A-Line Dabu Print Cotton Dress This elegant beige A-line dress features traditional Dabu print on soft, breathable cotton. Designed for comfort and effortless grace, it offers a relaxed fit perfect for casual or semiformal occasions. The handcrafted detailing, and earthy tone add artisanal charm. With its knee-length cut and simple silhouette, this dress works beautifully in warm weather while remaining stylishly understated. Pair it with: Kolhapuri sandals and silver oxidized earrings for a graceful ethnic-chic look. This BIBA cotton dress flatters the figure with its fit and flare shape and offers comfortable coverage through 3/4 sleeves. The round neck keeps it minimal yet versatile, suitable for both office wear and casual outings. Crafted in breathable cotton, the dress allows easy movement and a polished look throughout the day. Pair it with: Nude ballerina flats and a canvas tote for an elegant workday ensemble. Bright and playful, this VERO MODA pink dress brings youthful charm with its fit & flare silhouette. Made of pure cotton, it offers all-day comfort and breathability. The solid tone adds versatility, making it easy to dress up or down for brunches, casual dates, or weekend errands. Pair it with: White sneakers and a denim jacket for a fresh, laid-back vibe. GAP's floral print maxi dress blends comfort with timeless elegance. The cotton blend fabric offers a soft drape, while the short sleeves and classic fit ensure ease of wear. Its flowing silhouette is flattering and suits both daytime events and relaxed evening strolls. Pair it with: Strappy sandals and a woven sunhat for an effortless summer-ready look. Artisanal and earthy, this Fabindia indigo dress showcases hand block prints on pure cotton. The traditional design reflects Indian craftsmanship, while the silhouette is modern and comfortable. Ideal for both casual and cultural settings, it's a wardrobe staple for lovers of sustainable fashion. Pair it with: Mojaris and a jute sling bag to emphasize its handcrafted charm. ONLY delivers a casual-chic option with this smocked, checked cotton dress. The shirt collar adds structure while the fit & flare cut ensures a flattering shape. Lightweight and breathable, it transitions seamlessly from day to night with the right accessories. Pair it with: Chunky white sneakers and a crossbody bag for street-style flair. Marks & Spencer Women's Pure Cotton Printed Midaxi Beach Maxi Dress Perfect for vacation or weekend getaways, this printed midaxi dress by Marks & Spencer is crafted in breathable cotton. The flowing fit is easy and breezy, ideal for beach strolls or poolside lounging. Its print brings a relaxed, tropical vibe to summer days. Pair it with: Espadrilles and oversized sunglasses for an effortlessly beachy outfit. This classic mini dress from ONLY is a go-to for spontaneous outings and warm-weather fun. Made from cotton, it keeps things cool and carefree. Its minimal design is easy to layer or accessorize, making it an essential piece in any casual wardrobe. Pair it with: A bucket hat and chunky sandals for a playful, modern look. Similar articles for you: 10 Shortlisted Guess watches: Stylish arm candy to add to your collection now! Dresses under ₹500: Ace the budget fashion game and look chic for less Summer dresses for sale: Up to 70% off on one piece, midi, and floral dresses; Flaunt your summer style Kurti sets for women that make everyday dressing feel like a festive affair Cotton can shrink, especially if washed in hot water or dried on high heat. To minimize shrinkage, wash your cotton dress in cold water and air dry or tumble dry on low. Generally, yes. Most cotton dresses are machine washable. However, always check the care label, as some may require gentle handling or dry cleaning if blended with delicate fabrics. While typically casual or semi-casual, cotton dresses can be styled for formal occasions with the right accessories, tailoring, or design (like embroidery, lace, or structured cuts). Like most natural fabrics, cotton may fade with repeated washing and sun exposure. To preserve color, wash inside out in cold water and avoid prolonged sunlight. Yes — layer your cotton dress with tights, boots, a cardigan or coat, and a scarf for a cozy winter outfit. Heavier-weight cotton like denim or corduroy offers more warmth. Disclaimer: At Hindustan Times, we help you stay up-to-date with the latest trends and products. Hindustan Times has an affiliate partnership, so we may get a part of the revenue when you make a purchase. We shall not be liable for any claim under applicable laws, including but not limited to the Consumer Protection Act, 2019, with respect to the products. The products listed in this article are in no particular order of priority.
Hindustan Times
30-05-2025
- Lifestyle
- Hindustan Times
Amazon Wardrobe Refresh Sale 2025: Top 8 trendy kurtis at minimum 50% off; Upgrade your ethnic collection now!
Amazon Wardrobe Refresh Sale is offering a minimum of 50% off on the latest collection of kurtis from BIBA, W for Woman and more. If you're heading to the office, a casual brunch, or a festive gathering, there's a kurti to match every mood and occasion. From vibrant prints to subtle solids, these kurtis are designed to make you look effortlessly chic. And with the Amazon Sale 2025 offering 50% off, it's the perfect time to revamp your wardrobe without breaking the bank. Shimmer and shine in this poly metallic yarndyed kurti from BIBA. Its subtle sheen adds a touch of glamour, making it perfect for evening events or festive occasions. The comfortable fit ensures you can dance the night away without a second thought. Styling tip: Pair with gold leggings and statement earrings for a stunning look. Stay cool and stylish in this cotton printed short kurti. Its vibrant patterns and breathable fabric make it ideal for daily wear, ensuring you look fresh and fashionable all day long. Styling tip: Team up with denim jeans and juttis for a casual yet chic ensemble. Level up your style quotient with this straight printed kurti. The poly metallic fabric adds a hint of sparkle, while the straight cut offers a flattering silhouette suitable for all body types. Styling tip: Match with contrasting palazzos and a clutch for a sophisticated look. Experience the softness of rayon with this straight kurti. Its minimalist design and comfortable fabric make it a versatile piece that can transition from day to night effortlessly. Styling tip: Accessorise with a colourful scarf and ankle-length leggings for a pop of colour. Add a touch of elegance to your wardrobe with this solid embroidered kurta. The tie-up neck detail and intricate embroidery make it a standout piece for special occasions. Styling tip: Pair with churidar pants and traditional jewellery for a classic look. Simplicity meets style in this straight cotton kurta. Its clean lines and breathable fabric make it a staple for everyday wear, ensuring comfort without compromising on fashion. Styling tip: Combine with printed leggings and a tote bag for a relaxed day out. Embrace comfort with this relaxed fit casual kurta. Its loose silhouette and soft cotton fabric make it perfect for laid-back days when you still want to look put together. Styling tip: Wear with jeggings and sneakers for a modern, casual look. This straight cotton kurta offers a timeless appeal with its classic design. It's a versatile piece that can be dressed up or down, making it a must-have in every wardrobe. Styling tip: Pair with statement jewellery and heels for an evening outing. The Amazon Wardrobe Refresh Sale 2025 is your golden ticket to revamping your kurti collection. With a plethora of styles, you're sure to find pieces that resonate with your personal style. Don't miss out on these fabulous deals! Top 8 organza kurta sets: Ensembles to steal the spotlight wherever you go! Kurtas for men: Stylish ethnic wear for every occasion; Top 8 trendy picks Limited time deals on sarees: Get 50% off on gorgeous pieces; Top 8 picks Absolutely! Many of these kurtis offer a blend of comfort and style, making them perfect for professional settings. Yes, many of these kurtis come in various colours. Check the product page for all available options. Most of them are machine washable, but it's always best to check the care instructions on the label. Refer to the size chart provided on the product page to ensure a perfect fit. Disclaimer: At Hindustan Times, we help you stay up-to-date with the latest trends and products. Hindustan Times has an affiliate partnership, so we may get a part of the revenue when you make a purchase. We shall not be liable for any claim under applicable laws, including but not limited to the Consumer Protection Act, 2019, with respect to the products. The products listed in this article are in no particular order of priority.
