Latest news with #Bitcoin-related
CNBC
a day ago
- Business
- CNBC
Stocks making the biggest moves midday: Autodesk, PayPal, Rivian, Nebius, Waters and more
Check out the companies making headlines in midday trading. Autodesk — The design software maker rose more than 5% after Bloomberg News reported , citing people familiar with the matter, that it ended a plan to potentially buy out PTC . The possible acquisition was first reported by Bloomberg last Wednesday . PTC fell about 2%. Waters — The life sciences tools maker fell nearly 12% after announcing plans to merge with Becton Dickinson's Biosciences & Diagnostic Solutions unit. Waters will take on $4 billion in debt and issue 39.2% of its stock to Becton Dickinson shareholders, under the terms of the deal. Becton shareholders will also receive a $4 billion payout. Becton shares fell more than 1% Synopsys , Ansys — Shares of semiconductor design company Synopsys slipped roughly 1% after Chinese regulators conditionally approved its purchase of Ansys for $35 billion. Ansys rose 3%. Fastenal — Shares gained 2% after second-quarter earnings surpassed analyst estimates. The industrial supply company reported earnings of 29 cents per share, while analysts polled by FactSet were looking for 28 cents. PayPal – Shares of the fintech company jumped more than 3% as Wall Street analysts brushed off a Bloomberg News report that JPMorgan will start charging fees for access to customer bank account information. "If implemented, any adverse impact is likely to be negligible in our view," Morgan Stanley analysts said in a Monday note. Nebius Group – The artificial intelligence infrastructure stock popped about 11% after Goldman Sachs initiated coverage with a buy rating. The firm said that the name is "well positioned" to benefit from anticipated growth in the AI Neocloud market. nCino — The financial technology provider gained more than 3% following an upgrade to outperform at Baird , with analyst Joe Vruwink citing an upbeat outlook from company management. Rivian Automotive — The electric vehicle company pulled back almost 3%. Guggenheim downgraded Rivian to neutral from buy in a Monday note, with analyst Ronald Jewsikow pointing to the likelihood of softer long-term sales of its R2 and R3 vehicles. SolarEdge Technologies — Shares rose nearly 2% after Barclays upgraded SolarEdge to equal weight from underweight. The bank said that despite the anticipation that the overall market will shrink in 2026, SolarEdge is poised to grow both this year and next. Bitcoin-related names — Bitcoin-related stocks advanced Monday after the largest cryptocurrency by market capitalization reached an all-time high above $120,000. Shares of crypto exchange Coinbase added 1%, while MARA Holdings gained about 3%. — CNBC's Michelle Fox, Sean Conlon, Scott Schnipper, Spencer Kimball, Brian Evans and Sarah Min contributed reporting.
Yahoo
4 days ago
- Business
- Yahoo
Better Fintech Stock: Block vs. SoFi Technologies
Block's two key segments are posting solid growth, and its Bitcoin-related activities could provide further benefits. SoFi is rapidly expanding its customer and revenue base, helping it grow its bottom line. 10 stocks we like better than SoFi Technologies › Investing at the intersection of financial services and technology can be a lucrative endeavor. Companies operating here, such as Block (NYSE: XYZ) and SoFi Technologies (NASDAQ: SOFI), provide critical products and services to their customers. And they're staring at tremendous growth opportunities. Both have their merits, but which of these fintech stocks is the better buy right now? Block (originally known as Square) started out selling a small credit card reader that could be attached to a smartphone, helping small merchants accept payments wherever they were. Today, the business has morphed into much more. The company's Square segment offers a wide range of products, software, and financial services that help facilitate commerce. In the first quarter, Square handled $54 billion in gross payment volume. The company also operates Cash App, a personal finance platform that can be used as a substitute for a traditional bank. Besides sending and receiving money, Cash App offers direct deposit, savings accounts, debit cards, stock trading, and Bitcoin trading. Cash App ended Q1 with 57 million monthly active users. Both Square and Cash App continue to grow their gross profits at or near double-digit percentage rates. Yet, despite the success of these two ecosystems, Block co-founder and CEO Jack Dorsey has shifted his attention more to Bitcoin, the world's leading cryptocurrency. Block has developed and now sells a Bitcoin hardware wallet. It's working on crypto mining equipment. And merchants who use Square will be able to accept payment in Bitcoin. It's all part of a strategy intended to boost adoption of the crypto. Critics won't hesitate to call this a distraction from what should be Block's main focus -- offering financial products and services to merchants and individuals. But if Bitcoin continues on its impressive trajectory, and Block finds a way to monetize its related activities, these efforts could be a boon for the business in the long run. While the massive money-center banks get most of the attention, SoFi has made a name for itself by carving out a niche in the financial services industry with a focus on innovation and disruption. It emphasizes providing its customers with an exceptional user experience, operating with no physical bank branches, and leaning heavily on technology. It's clearly working, as SoFi currently has 10.9 million customers, more than triple the number it had at the end of 2021. SoFi has done a great job of targeting a younger and more affluent demographic. This is a valuable group to cater to because they could be SoFi customers for decades, taking advantage of more of its services as their financial lives evolve. Its revenue is also soaring: It rose 20% year over year in Q1 to $772 million. SoFi makes money, unsurprisingly, from the interest it collects on student, personal, and home loans. This is an important business line. However, the company is seeing monster growth from financial services, like checking and savings accounts, credit cards, and brokerage offerings, where its revenues more than doubled year over year. Throughout most of its history, SoFi posted net losses. That's not a shock, as it was able to access cheap capital that it deployed in pursuit of rapid growth. Generating profits was not a priority. This dynamic has shifted, though, and last year, SoFi reported positive net income. The management team sees the bottom line rising rapidly in the years ahead. The past year has been wildly different for these companies' stocks. Block's share price has climbed just 4% in the past 12 months (as of July 8). Over that same period, SoFi's stock price has rocketed 211% higher. Block's business growth in the face of macroeconomic headwinds has been noteworthy. And the company has added upside potential from its Bitcoin-related endeavors. On the other hand, SoFi keeps putting up solid financial performances as its profitability improves. In my view, both of these businesses are worthy of owning, regardless of how their shares have done recently. Before you buy stock in SoFi Technologies, consider this: The Motley Fool Stock Advisor analyst team just identified what they believe are the for investors to buy now… and SoFi Technologies wasn't one of them. The 10 stocks that made the cut could produce monster returns in the coming years. Consider when Netflix made this list on December 17, 2004... if you invested $1,000 at the time of our recommendation, you'd have $694,758!* Or when Nvidia made this list on April 15, 2005... if you invested $1,000 at the time of our recommendation, you'd have $998,376!* Now, it's worth noting Stock Advisor's total average return is 1,058% — a market-crushing outperformance compared to 180% for the S&P 500. Don't miss out on the latest top 10 list, available when you join . See the 10 stocks » *Stock Advisor returns as of July 7, 2025 Neil Patel has no position in any of the stocks mentioned. The Motley Fool has positions in and recommends Bitcoin and Block. The Motley Fool has a disclosure policy. Better Fintech Stock: Block vs. SoFi Technologies was originally published by The Motley Fool Sign in to access your portfolio
Business Wire
5 days ago
- Business
- Business Wire
Cantor Equity Partners, Inc. and Twenty One Capital, Inc. Announce Filing of Draft Registration Statement on Form S-4 with the SEC
AUSTIN, Texas--(BUSINESS WIRE)--Cantor Equity Partners, Inc. ('CEP') (Nasdaq: CEP), a special-purpose acquisition company sponsored by an affiliate of Cantor Fitzgerald, and Twenty One Capital, Inc. ('Twenty One'), a newly formed entity focused exclusively on Bitcoin-related business lines that, among other things, offer shareholders a differentiated opportunity to gain exposure to Bitcoin through the equity markets, today announced the recent confidential submission by Twenty One and Twenty One Assets, LLC (the 'Company') of a draft registration statement on Form S-4 with the U.S. Securities and Exchange Commission ('SEC'). The draft registration statement relates to the proposed business combination between CEP and Twenty One, which was previously announced on April 23, 2025. Twenty One will seek to trade under the ticker symbol 'XXI' upon the close of the business combination. The completion of the proposed transaction is subject to customary closing conditions, including the approval of CEP's shareholders. About Cantor Equity Partners, Inc. Cantor Equity Partners, Inc. (Nasdaq: CEP) is a special purpose acquisition company formed for the purpose of effecting a merger, share exchange, asset acquisition, share purchase, reorganization, or other similar business combination with one or more businesses or entities. CEP is led by Chairman and Chief Executive Officer Brandon Lutnick and sponsored by an affiliate of Cantor Fitzgerald. About Cantor Fitzgerald, L.P. Cantor Fitzgerald, with more than 14,000 employees, is a leading global financial services and real estate services holding company and a proven and resilient leader for more than 79 years. Its diverse group of global companies provides a wide range of products and services, including investment banking, asset and investment management, capital markets, prime services, research, digital assets, data, financial and commodities brokerage, trade execution, clearing, settlement, advisory, financial technology, custodial, commercial real estate advisory and servicing, and more. About Twenty One Capital, Inc. At closing, Twenty One will be a newly formed operating company focused exclusively on Bitcoin-related business lines that, among other things, offer shareholders a differentiated opportunity to gain exposure to Bitcoin through the equity markets. With a Bitcoin-native operating structure and a strategy designed to deliver long-term value, Twenty One intends to become a leading vehicle for capital-efficient Bitcoin accumulation and related business development. Additional Information and Where to Find It Twenty One and the Company intend to file with the SEC the Registration Statement, which will include a preliminary proxy statement of CEP and a prospectus (the 'Proxy Statement/Prospectus') in connection with the proposed business combination between CEP and Twenty One (the 'Business Combination') and certain convertible senior secured notes offering and common equity PIPE financings (the 'PIPE Offerings') (collectively, the 'Proposed Transactions'). The definitive proxy statement and other relevant documents will be mailed to shareholders of CEP as of a record date to be established for voting on the Business Combination and other matters as described in the Proxy Statement/Prospectus. CEP and/or Twenty One will also file other documents regarding the Proposed Transactions with the SEC. This press release does not contain all of the information that should be considered concerning the Proposed Transactions and is not intended to form the basis of any investment decision or any other decision in respect of the Proposed Transactions. BEFORE MAKING ANY VOTING OR INVESTMENT DECISION, SHAREHOLDERS OF CEP AND OTHER INTERESTED PARTIES ARE URGED TO READ, WHEN AVAILABLE, THE PRELIMINARY PROXY STATEMENT/PROSPECTUS, AND AMENDMENTS THERETO, AND THE DEFINITIVE PROXY STATEMENT/PROSPECTUS AND ALL OTHER RELEVANT DOCUMENTS FILED OR THAT WILL BE FILED WITH THE SEC IN CONNECTION WITH CEP'S SOLICITATION OF PROXIES FOR THE EXTRAORDINARY GENERAL MEETING OF ITS SHAREHOLDERS TO BE HELD TO APPROVE THE PROPOSED TRANSACTIONS AND OTHER MATTERS AS DESCRIBED IN THE PROXY STATEMENT/PROSPECTUS BECAUSE THESE DOCUMENTS WILL CONTAIN IMPORTANT INFORMATION ABOUT CEP, THE COMPANY, TWENTY ONE AND THE PROPOSED TRANSACTIONS. Investors and security holders will also be able to obtain copies of the Registration Statement and the Proxy Statement/Prospectus and all other documents filed or that will be filed with the SEC by CEP and Twenty One, without charge, once available, on the SEC's website at or by directing a request to: Cantor Equity Partners, Inc., 110 East 59th Street, New York, NY 10022; e-mail: CantorEquityPartners@ or upon written request to Twenty One Capital, Inc., via email at info@ respectively. NEITHER THE SEC NOR ANY STATE SECURITIES REGULATORY AGENCY HAS APPROVED OR DISAPPROVED THE PROPOSED TRANSACTIONS DESCRIBED HEREIN, PASSED UPON THE MERITS OR FAIRNESS OF THE BUSINESS COMBINATION OR ANY RELATED TRANSACTIONS OR PASSED UPON THE ADEQUACY OR ACCURACY OF THE DISCLOSURE IN THIS PRESS RELEASE. ANY REPRESENTATION TO THE CONTRARY CONSTITUTES A CRIMINAL OFFENSE. The convertible notes of Twenty One and the CEP Class A ordinary shares to be issued in the PIPE Offerings have not been registered under the Securities Act and may not be offered or sold in the United States absent registration or an applicable exemption from the registration requirements of the Securities Act. Participants in the Solicitation CEP, the Company, Twenty One and their respective directors, executive officers, certain of their shareholders and other members of management and employees may be deemed under SEC rules to be participants in the solicitation of proxies from CEP's shareholders in connection with the Proposed Transactions. A list of the names of such persons, and information regarding their interests in the Proposed Transactions and their ownership of CEP's securities are, or will be, contained in CEP's filings with the SEC, including CEP's Annual Report on Form 10-K for the year ended December 31, 2024 filed with the SEC on March 28, 2025. Additional information regarding the interests of the persons who may, under SEC rules, be deemed participants in the solicitation of proxies of CEP's shareholders in connection with the Proposed Transactions, including the names and interests of the directors and executive officers of CEP, the Company and Twenty One, will be set forth in the Registration Statement and Proxy Statement/Prospectus, which is expected to be filed with the SEC. Investors and security holders may obtain free copies of these documents as described above. No Offer or Solicitation The information contained in this press release is for informational purposes only and is not a proxy statement or solicitation of a proxy, consent or authorization with respect to any securities or in respect of the Proposed Transactions and shall not constitute an offer to sell or exchange, or a solicitation of an offer to buy or exchange the securities of CEP, the Company or Twenty One, or any commodity or instrument or related derivative, nor shall there be any sale of any such securities in any state or jurisdiction in which such offer, solicitation, sale or exchange would be unlawful prior to registration or qualification under the securities laws of such state or jurisdiction. No offer of securities shall be made except by means of a prospectus meeting the requirements of the Securities Act or an exemption therefrom. Investors should consult with their counsel as to the applicable requirements for a purchaser to avail itself of any exemption under the Securities Act. Forward-Looking Statements This press release contains certain forward-looking statements within the meaning of the U.S. federal securities laws with respect to the Proposed Transactions involving CEP, Twenty One and the Company, including expectations, intentions, plans, prospects regarding CEP, Twenty One, the Company and the Proposed Transactions and statements regarding the anticipated timing of the completion of the Proposed Transactions, and the satisfaction of closing conditions to the Proposed Transactions. These forward-looking statements generally are identified by the words 'believe,' 'project,' 'expect,' 'anticipate,' 'estimate,' 'intend,' 'strategy,' 'future,' 'opportunity,' 'potential,' 'plan,' 'may,' 'should,' 'will,' 'would,' 'will be,' 'will continue,' 'will likely result,' and similar expressions. Forward-looking statements are predictions, projections and other statements about future events or conditions that are based on current expectations and assumptions and, as a result, are subject to risks and uncertainties. Many factors could cause actual future events to differ materially from the forward-looking statements in this press release, including, but not limited to: the risk that the Proposed Transactions may not be completed in a timely manner or at all, which may adversely affect the price of CEP's securities; the risk that the Proposed Transactions may not be completed by CEP's business combination deadline; the failure by the parties to satisfy the conditions to the consummation of the Business Combination, including the approval of CEP's shareholders, or any of the PIPE Offerings; failure to realize the anticipated benefits of the Proposed Transactions; the level of redemptions of CEP's public shareholders which may reduce the public float of, reduce the liquidity of the trading market of, and/or maintain the quotation, listing, or trading of the CEP Class A ordinary shares or the shares of Twenty One's Class A Stock; the lack of a third-party fairness opinion in determining whether or not to pursue the Business Combination; the failure of Twenty One to obtain or maintain the listing of its securities on any securities exchange after closing of the Proposed Transactions; costs related to the Proposed Transactions and as a result of becoming a public company; changes in business, market, financial, political and regulatory conditions; risks relating to Twenty One's anticipated operations and business, including the highly volatile nature of the price of Bitcoin; the risk that Twenty One's stock price will be highly correlated to the price of Bitcoin and the price of Bitcoin may decrease between the signing of the definitive documents for the Proposed Transactions and the closing of the Proposed Transactions or at any time after the closing of the Proposed Transactions; risks related to increased competition in the industries in which Twenty One will operate; risks relating to significant legal, commercial, regulatory and technical uncertainty regarding Bitcoin; risks relating to the treatment of crypto assets for U.S. and foreign tax purposes; risks that after consummation of the Proposed Transactions, Twenty One experiences difficulties managing its growth and expanding operations; the risks that growing Twenty One's learning programs and educational content could be difficult; challenges in implementing Twenty One's business plan including Bitcoin-related financial and advisory services, due to operational challenges, significant competition and regulation; being considered to be a 'shell company' by any stock exchange on which Twenty One's Class A Stock will be listed or by the SEC, which may impact Twenty One's ability to list its Class A Stock and restrict reliance on certain rules or forms in connection with the offering, sale or resale of securities; the outcome of any potential legal proceedings that may be instituted against CEP, Twenty One, the Company or others following announcement of the Proposed Transactions, and those risk factors discussed in documents that CEP, Twenty One and/or the Company filed, or that will be filed, with the SEC. The foregoing list of risk factors is not exhaustive. You should carefully consider the foregoing factors and the other risks and uncertainties described in the ' Risk Factors ' section of the final prospectus of CEP, dated as of August 12, 2024 and filed by CEP with the SEC on August 13, 2024, CEP's Quarterly Reports on Form 10-Q, CEP's Annual Report on Form 10-K and the Registration Statement that will be filed by Twenty One and the Company and the Proxy Statement/Prospectus contained therein, and other documents filed by CEP, the Company and Twenty One from time to time with the SEC. These filings do or will identify and address other important risks and uncertainties that could cause actual events and results to differ materially from those contained in the forward-looking statements. There may be additional risks that neither CEP, the Company nor Twenty One presently know or that CEP, the Company and Twenty One currently believe are immaterial that could also cause actual results to differ from those contained in the forward-looking statements. Forward-looking statements speak only as of the date they are made. Readers are cautioned not to put undue reliance on forward-looking statements, and each of CEP, the Company and Twenty One assumes no obligation and does not intend to update or revise these forward-looking statements, whether as a result of new information, future events, or otherwise. Neither CEP, the Company nor Twenty One gives any assurance that either CEP, the Company or Twenty One will achieve its expectations. The inclusion of any statement in this press release does not constitute an admission by CEP, the Company or Twenty One or any other person that the events or circumstances described in such statement are material.
Arabian Post
02-07-2025
- Business
- Arabian Post
Bitcoin ETF Fees Eclipse S&P 500 For First Time
BlackRock's iShares Bitcoin Trust has overtaken its flagship S&P 500 ETF, IVV, in annual fee revenue, marking a significant shift in investor interest. IBIT now generates approximately $187.2 million a year, edging ahead of IVV's $187.1 million—remarkable given IBIT's substantially smaller asset base and higher fees. Since launching in January 2024, IBIT has attracted roughly $52 billion in net inflows—nearly 96% of all capital entering U.S. spot Bitcoin ETFs—and now accounts for more than 55% of the category's assets. Its success has propelled assets under management to around $72–75 billion, with the fund achieving the fastest-ever climb to $70 billion in just 341 trading days. The rapid accumulation reflects shifting institutional sentiment. Analysts note that investors are increasingly willing to pay premium fees—IBIT charges 0.25% versus IVV's mere 0.03%—for access to Bitcoin exposure within trusted regulated vehicles. Nate Geraci, president of the ETF Store, said the milestone 'reflects both surging investor demand for Bitcoin and significant fee compression in core equity exposure'. ADVERTISEMENT While fee revenue for IBIT now tops IVV, critics caution that underlying volatility in Bitcoin has diminished, bringing it closer to traditional equity benchmarks. ETF analyst Eric Balchunas noted that IBIT's volatility—once over five times that of equities—has softened significantly, attributing this partly to institutional scale and maturing market dynamics. IBIT is also directing the vast majority of new capital entering spot Bitcoin ETFs. Over the past 15 trading days, U.S. spot Bitcoin ETFs have drawn nearly $5 billion in inflows; IBIT alone captured more than 80% of this flow, including $112 million on the final trading day of June. Its individual inflow streak totalled $3.8 billion before plateauing. Despite its dominance, IBIT has not been immune to market fluctuations. Bitcoin-related ETFs experienced a $342 million outflow in a single day, ending a 15-day positive run. That pause included IBIT seeing no inflows that day, although analysts like Valentin Fournier at BRN Lead Research cautioned it may reflect a temporary cooldown rather than a shift in sentiment. BlackRock's success with IBIT is emblematic of broader trends identified by financial research. According to S&P Global, appetite for digitally‑focused funds remains robust, particularly where institutional frameworks offer clarity and accessibility. The Financial Times highlighted that active ETFs—especially crypto and options‑focused products—are capturing disproportionate fee income relative to passive counterparts, driven by higher demand and pricing flexibility. Regulatory stability since January 2024 has facilitated IBIT's ascent, making it easier for large-scale investors to allocate to cryptocurrency via mainstream platforms. This institutional flow has, in turn, helped reduce price volatility in Bitcoin itself, narrowing the gap with traditional ETFs. Yet questions persist about longevity. IBIT's future depends on sustaining investor interest amid macroeconomic shifts and evolving competition. Emerging Bitcoin ETFs from competitors like Fidelity's FBTC and Ark Invest's ARKB are gaining attention, though they trail IBIT significantly. Institutional scrutiny also remains vigilant, focused on fund liquidity, asset custody, and regulatory compliance. BlackRock is expanding its digital asset strategy beyond the U.S., with plans to introduce a bitcoin ETF in Europe, potentially domiciled in Switzerland, contingent on MiCA framework compliance. BlackRock's benchmark S&P 500 ETF, IVV, retains its massive $600+ billion in assets. Though still the industry cornerstone, its fee income has been outstripped for the first time—by a product founded on the dynamic, historically volatile Bitcoin market. The shift underscores a pivotal moment in ETF evolution, as Bitcoin transitions from niche digital asset to mainstream portfolio inclusion.
Yahoo
20-06-2025
- Business
- Yahoo
Could Bitcoin Help You Retire a Millionaire?
Some investors are now predicting that Bitcoin could hit a price of $1 million within the next few years. A dollar-cost averaging (DCA) strategy is one way to gain access to Bitcoin's $1 million price potential. Numerous risks still exist for Bitcoin, and it should make up only a small part of a prudent retirement portfolio. 10 stocks we like better than Bitcoin › When most people think about retirement, they probably aren't thinking about Bitcoin (CRYPTO: BTC). Historically, Bitcoin has been a risky, speculative, and volatile asset -- exactly the sort of asset you don't want to have in a retirement account. But, for many investors who have not saved nearly enough for retirement and are now playing catch-up, Bitcoin could offer a potential lifeline. After all, it's arguably the only asset capable of churning out triple-digit returns with any regularity. But can it really help you retire as a millionaire? A growing number of high-profile investors now think that Bitcoin could hit a price of $1 million or higher sometime within the next decade. For example, Cathie Wood of Ark Invest thinks Bitcoin will hit a price of $1.48 million by the year 2030. And there are still others who think Bitcoin will hit a price of $1 million by the end of 2028. These $1 million price forecasts are based on one primary factor: the growing adoption of Bitcoin by Wall Street financial institutions, corporations, institutional investors, and sovereign governments. Mainstream adoption sped up in 2024, when Wall Street launched new spot Bitcoin exchange-traded funds (ETFs). And it has only accelerated in 2025, with the launch of new Bitcoin-related initiatives by the Trump administration, such as the decision to create the Strategic Bitcoin Reserve. If you buy into these bullish future price predictions for Bitcoin, then all it takes is holding a single Bitcoin in your retirement portfolio, and you will eventually be a millionaire. Of course, that's easier said than done. The current cost of a single Bitcoin is about $105,000. Unless you're already a millionaire, you likely won't be able to buy a single Bitcoin immediately. You would need to dollar-cost average (DCA) into Bitcoin, buying steadily each month or each week. Theoretically, if you invest $1,000 in Bitcoin each month, like clockwork, for the next decade, you would eventually have $120,000 invested into Bitcoin. That would be enough to buy a single Bitcoin at today's prices. However, if you think that Bitcoin is going to hit $1 million by 2030, then you would need to speed up your timeline considerably. Instead of investing $1,000 in Bitcoin each month, you would need to invest $2,000 each month. The longer you wait to build your Bitcoin position, the more expensive this DCA strategy becomes. Right now, you "only" need $105,000 to buy a single Bitcoin. In a year or two, you might need double that amount to buy a single Bitcoin. In three years, you might need triple that amount of money to buy a single Bitcoin. At some point, a DCA strategy may no longer be feasible, unless your monthly income is growing at an extraordinary clip. Of course, all of this assumes that the future price trajectory of Bitcoin will be up for the next five years. For Bitcoin to soar in price from $100,000 to $1 million in just five years, it must grow at an annualized rate of 60%. But, if history is any guide, this is highly unlikely. That's because Bitcoin tends to have very steep declines every few years. For example, just consider what happened during the previous Bitcoin bull market rally. In 2021, Bitcoin hit a (then) all-time high of $69,000. By the end of 2022, it was trading for less than $17,000, a decline of 75%. While Bitcoin eventually recovered, it's a cautionary tale for anyone who thinks that becoming a millionaire is fast or easy. According to the Motley Fool Money 2025 Cryptocurrency Investor Trends Survey, investors still have numerous concerns about Bitcoin for retirement. Only 40% of those surveyed were interested in crypto for retirement. And the percentage has been falling over time. In 2024, that percentage was 44%. And in 2022, that percentage was 52%. This suggests that investors still have concerns about Bitcoin beyond just its volatility. For example, there are also questions about the safety and security of Bitcoin. If you decide to trust your Bitcoin to a cryptocurrency exchange, then you are at risk of hackers, criminals, or malicious corporate executives running off with your crypto. And if you decide to hold the Bitcoin yourself, then you are at risk of forgetting your cryptographic keys (without which you will never be able to access your Bitcoin), or even worse, the dreaded "wrench attack," involving threats of physical harm to a crypto holder. As a general rule of thumb, you should only be allocating a relatively small percentage of your retirement portfolio to Bitcoin. Depending on your overall risk appetite and how many years you have until retirement, this allocation could range between 1% and 5%. While this is the prudent thing to do, it also implies that investing thousands of dollars per month in Bitcoin via a DCA strategy might be out of reach for most investors. At some point, the math simply becomes overwhelming. So, if you are thinking about a potential DCA strategy for Bitcoin, just be aware of the risks and pitfalls involved. Becoming a Bitcoin millionaire might be more challenging than you originally imagined. Before you buy stock in Bitcoin, consider this: The Motley Fool Stock Advisor analyst team just identified what they believe are the for investors to buy now… and Bitcoin wasn't one of them. The 10 stocks that made the cut could produce monster returns in the coming years. Consider when Netflix made this list on December 17, 2004... if you invested $1,000 at the time of our recommendation, you'd have $659,171!* Or when Nvidia made this list on April 15, 2005... if you invested $1,000 at the time of our recommendation, you'd have $891,722!* Now, it's worth noting Stock Advisor's total average return is 995% — a market-crushing outperformance compared to 172% for the S&P 500. Don't miss out on the latest top 10 list, available when you join . See the 10 stocks » *Stock Advisor returns as of June 9, 2025 Dominic Basulto has positions in Bitcoin. The Motley Fool has positions in and recommends Bitcoin. The Motley Fool has a disclosure policy. Could Bitcoin Help You Retire a Millionaire? was originally published by The Motley Fool Error in retrieving data Sign in to access your portfolio Error in retrieving data Error in retrieving data Error in retrieving data Error in retrieving data
